China Guarantee Industry Report, 2009
As of the end of 2008, there had been 4,247 credit guarantee institutions serving SMEs in China, with the guarantee capital of RMB200 million; the total amount of guarantee for SMEs’ loans had reached RMB1.75 trillion, involving 907,000 companies. It is expected that at the end of 2009, there would be over 4,800 credit guarantee institutions serving SMEs in China, with the total guarantee funds of over RMB250 billion; and a cumulative capital of RMB2.6 trillion would be guaranteed for 1.15 million enterprises.
The total fundraising of guarantee agencies hit RMB222.5 billion in 2008, a 25.4% YoY rise, much lower than that in 2006 and 2007. In 2009.The number of guarantee agencies as well as the guarantee capital collected by them tended to rise, but the growth rate slowed down gradually, which was similar to 2008.
The factors which promote the development of guarantee industry in the future:
The central and provincial & municipal governments grant risk subsidies and tax benefits to powerful guarantee agencies.
Chinese enterprises still have huge demand for guarantee business.
The factors which hamper China guarantee industry:
The global financial crisis has not only increased the risks of guarantee agencies when they provide guarantee for SMEs, but also brought about some pressure on them when they raise funds.
The Government has issued a series of regulatory policies to limit the development of unqualified guarantee agencies.
The total fundraising of guarantee agencies hit RMB222.5 billion in 2008, a 25.4% YoY rise, much lower than that in 2006 and 2007. In 2009.The number of guarantee agencies as well as the guarantee capital collected by them tended to rise, but the growth rate slowed down gradually, which was similar to 2008.
The factors which promote the development of guarantee industry in the future:
The central and provincial & municipal governments grant risk subsidies and tax benefits to powerful guarantee agencies.
Chinese enterprises still have huge demand for guarantee business.
The factors which hamper China guarantee industry:
The global financial crisis has not only increased the risks of guarantee agencies when they provide guarantee for SMEs, but also brought about some pressure on them when they raise funds.
The Government has issued a series of regulatory policies to limit the development of unqualified guarantee agencies.
1. INTRODUCTION TO CHINA GUARANTEE INDUSTRY
1.1 Fundamentals
1.1.1 Concepts & Classification
1.1.2 Role
1.2 Development Course
2. ENVIRONMENT FOR CHINA GUARANTEE INDUSTRY
2.1 Macro-economic Situation
2.2 Guarantee Policies
2.3 Regulatory Environment
3. DEVELOPMENT OF CHINA GUARANTEE INDUSTRY
3.1 Scale and Structure of Guarantee Institutions
3.1.1 Quantity
3.1.2 Types
3.2 Operation
3.2.1 Guarantee Capital
3.2.2 Business
3.2.3 Profitability
3.2.4 Risks
3.3 Market Demand
3.3.1 SMEs' Demand for Financing
3.3.2 Demand for Construction Guarantee
3.4 Demand for Real Estate Guarantee
4. KEY GUARANTEE AGENCIES IN CHINA
4.1 China National Investment & Guaranty Co., Ltd.
4.1.1 Profile
4.1.2 Operation
4.2 Credit Orienwise Group Ltd.
4.2.1 Profile
4.2.2 Operation
4.3 China Investment & Credit Guaranty Co., Ltd
4.3.1 Profile
4.3.2 Operation
4.4 Beijing Capital Guarantee & Investment Co., Ltd.
4.4.1 Profile
4.4.2 Operation
4.5 Beijing Zhongguancun Sci-tech Guaranty Co., Ltd.
4.5.1 Profile
4.5.2 Operation
4.6 Shenzhen Huarong Investment Guarantee Co., Ltd.
4.6.1 Profile
4.6.2 Operation
4.7 Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd. (CGC)
4.7.1 Profile
4.7.2 Operation
4.8 Guangdong Yinda Guaranty Investment Group Co., Ltd.
4.8.1 Profile
4.8.2 Operation
4.9 Guangdong Join-Share Guarantee Investment Co., Ltd.
4.9.1 Profile
4.9.2 Operation
4.10 Shanghai Zhongcai Guarantee Co., Ltd.
4.10.1 Profile
4.10.2 Operation
4.11 Shanghai Estate Guaranty Co, Ltd.
4.11.1 Profile
4.11.2 Operation
4.12 Shanghai Yinxin Investment Credit Bank Co., Ltd.
4.12.1 Profile
4.12.2 Operation
4.13 Shanghai Ranking Guarantee & Leasing Co., Ltd.
4.13.1 Profile
4.13.2 Operation
4.14 Shanghai Huijin Guaranty Co., Ltd.
4.14.1 Profile
4.14.2 Operation
4.15 Shanghai Heng-yang Investment Guarantee Co., Ltd.
4.15.1 Profile
4.15.2 Operation
4.16 Uni-power Guaranty Co., Ltd.
4.16.1 Profile
4.16.2 Operation
4.17 Others
5. OUTLOOK OF CHINESE GUARANTEE INDUSTRY
5.1 Supporting Policies
5.2 Improvement of Industry Concentration
1.1 Fundamentals
1.1.1 Concepts & Classification
1.1.2 Role
1.2 Development Course
2. ENVIRONMENT FOR CHINA GUARANTEE INDUSTRY
2.1 Macro-economic Situation
2.2 Guarantee Policies
2.3 Regulatory Environment
3. DEVELOPMENT OF CHINA GUARANTEE INDUSTRY
3.1 Scale and Structure of Guarantee Institutions
3.1.1 Quantity
3.1.2 Types
3.2 Operation
3.2.1 Guarantee Capital
3.2.2 Business
3.2.3 Profitability
3.2.4 Risks
3.3 Market Demand
3.3.1 SMEs' Demand for Financing
3.3.2 Demand for Construction Guarantee
3.4 Demand for Real Estate Guarantee
4. KEY GUARANTEE AGENCIES IN CHINA
4.1 China National Investment & Guaranty Co., Ltd.
4.1.1 Profile
4.1.2 Operation
4.2 Credit Orienwise Group Ltd.
4.2.1 Profile
4.2.2 Operation
4.3 China Investment & Credit Guaranty Co., Ltd
4.3.1 Profile
4.3.2 Operation
4.4 Beijing Capital Guarantee & Investment Co., Ltd.
4.4.1 Profile
4.4.2 Operation
4.5 Beijing Zhongguancun Sci-tech Guaranty Co., Ltd.
4.5.1 Profile
4.5.2 Operation
4.6 Shenzhen Huarong Investment Guarantee Co., Ltd.
4.6.1 Profile
4.6.2 Operation
4.7 Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd. (CGC)
4.7.1 Profile
4.7.2 Operation
4.8 Guangdong Yinda Guaranty Investment Group Co., Ltd.
4.8.1 Profile
4.8.2 Operation
4.9 Guangdong Join-Share Guarantee Investment Co., Ltd.
4.9.1 Profile
4.9.2 Operation
4.10 Shanghai Zhongcai Guarantee Co., Ltd.
4.10.1 Profile
4.10.2 Operation
4.11 Shanghai Estate Guaranty Co, Ltd.
4.11.1 Profile
4.11.2 Operation
4.12 Shanghai Yinxin Investment Credit Bank Co., Ltd.
4.12.1 Profile
4.12.2 Operation
4.13 Shanghai Ranking Guarantee & Leasing Co., Ltd.
4.13.1 Profile
4.13.2 Operation
4.14 Shanghai Huijin Guaranty Co., Ltd.
4.14.1 Profile
4.14.2 Operation
4.15 Shanghai Heng-yang Investment Guarantee Co., Ltd.
4.15.1 Profile
4.15.2 Operation
4.16 Uni-power Guaranty Co., Ltd.
4.16.1 Profile
4.16.2 Operation
4.17 Others
5. OUTLOOK OF CHINESE GUARANTEE INDUSTRY
5.1 Supporting Policies
5.2 Improvement of Industry Concentration
SELECTED CHARTS
Five Guarantee Forms Stipulated by China's Guarantee Law
Classification of China Guarantee Industry
Benchmark Deposit and Lending Interest Rates in China, 2007-2009
Adjustment of Deposit Reserve Ratio in China, 2008-2010
Adjustment of Deposit Reserve Ratio in China, 2008-2009
Laws and Regulations for China Guarantee Industry
Three Aspects Regulated by China Guarantee Industry
Regulatory Documents of China's Various Departments for Guarantee Industry
Brief of "" Interim Management Measures on Financing Guarantee Corporations
Quantity and Growth Rate of Chinese Guarantee Agencies, 2005-2009
Diversification of Chinese Guarantee Agencies
Quantity of Chinese Guarantee Agencies Funded by Various Investors, 2005-2008
Quantity Proportion of Chinese Guarantee Agencies Funded by Various Investors, 2005-2008
Amount and Growth Rate of Guarantee Capital Collected by Chinese Guarantee Agencies, 2005-2008
Proportion of Guarantee Capital Collected by Chinese Guarantee Agencies Funded by Government and Private Sectors, 2005-2008
Growth Rate of Guarantee Capital Collected by Chinese Guarantee Agencies by Various Ways, 2005-2008
Quantity and Growth Rate of Guarantee Clients, 2005-2008
Amount and Growth Rate of Guarantee Capital of Chinese Guarantee Agencies, 2005-2008
Operating Revenue and Growth Rate of Chinese Guarantee Agencies, 2005-2008
Revenue Ratios of Three Main Businesses of Guarantee Agencies, 2006-2008
Three Major Risks of Guarantee Business
Profile of Chinese Small and Medium-sized Enterprises in Key Provinces
Four Categories of Engineering Guarantee
Guarantee Institutions with Large Amount of Engineering Guarantee in Beijing, 2008
Operation Mileage of Chinese Railways and Highways, 2008
Operation Mileage Growth Rate of Chinese Railways and Highways, 2008
Year-on-Year Housing Price Growth Rate by Month in 70 Medium and Large Cities in China, 2009
Credit and Guarantee Business of China Investment & Credit Guaranty Co., Ltd
Cumulative Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Annual Newly-increased Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Products and Service of Credit Orienwise Group Ltd.
Strategic Investors of Credit Orienwise Group Ltd.
Equity Structure of China Investment & Credit Guaranty Co., Ltd
Core Competitiveness of Beijing Capital Guarantee & Investment Co., Ltd.
Implementation of Major Special Financing Guarantee Preferential Policies
Guarantee Scale and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Revenue and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Net Profit and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Main Business of Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd.
Main Business of Guangdong Yinda Guaranty Investment Group Co., Ltd.
Main Business of Guangdong Join-Share Guarantee Investment Co., Ltd.
Business of Shanghai Zhongcai Guarantee Co., Ltd.
Operating Revenue and Net Profit of Shanghai Estate Guaranty Co., Ltd., 2006-2008
Business of Shanghai Yinxin Investment Credit Bank Co., Ltd.
Business of Shanghai Ranking Guarantee & Leasing Co., Ltd.
Business of Shanghai Huijin Guaranty Co., Ltd.
Equity Structure of Uni-power Guaranty Co., Ltd. Revenue Ratios of Three Main Businesses of Guarantee Agencies, 2006-2008
Three Major Risks of Guarantee Business
Profile of Chinese Small and Medium-sized Enterprises in Key Provinces
Four Categories of Engineering Guarantee
Guarantee Institutions with Large Amount of Engineering Guarantee in Beijing, 2008
Operation Mileage of Chinese Railways and Highways, 2008
Operation Mileage Growth Rate of Chinese Railways and Highways, 2008
Year-on-Year Housing Price Growth Rate by Month in 70 Medium and Large Cities in China, 2009
Credit and Guarantee Business of China Investment & Credit Guaranty Co., Ltd
Cumulative Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Annual Newly-increased Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Products and Service of Credit Orienwise Group Ltd.
Strategic Investors of Credit Orienwise Group Ltd.
Equity Structure of China Investment & Credit Guaranty Co., Ltd
Core Competitiveness of Beijing Capital Guarantee & Investment Co., Ltd.
Implementation of Major Special Financing Guarantee Preferential Policies
Guarantee Scale and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Revenue and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Net Profit and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Main Business of Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd.
Five Guarantee Forms Stipulated by China's Guarantee Law
Classification of China Guarantee Industry
Benchmark Deposit and Lending Interest Rates in China, 2007-2009
Adjustment of Deposit Reserve Ratio in China, 2008-2010
Adjustment of Deposit Reserve Ratio in China, 2008-2009
Laws and Regulations for China Guarantee Industry
Three Aspects Regulated by China Guarantee Industry
Regulatory Documents of China's Various Departments for Guarantee Industry
Brief of "" Interim Management Measures on Financing Guarantee Corporations
Quantity and Growth Rate of Chinese Guarantee Agencies, 2005-2009
Diversification of Chinese Guarantee Agencies
Quantity of Chinese Guarantee Agencies Funded by Various Investors, 2005-2008
Quantity Proportion of Chinese Guarantee Agencies Funded by Various Investors, 2005-2008
Amount and Growth Rate of Guarantee Capital Collected by Chinese Guarantee Agencies, 2005-2008
Proportion of Guarantee Capital Collected by Chinese Guarantee Agencies Funded by Government and Private Sectors, 2005-2008
Growth Rate of Guarantee Capital Collected by Chinese Guarantee Agencies by Various Ways, 2005-2008
Quantity and Growth Rate of Guarantee Clients, 2005-2008
Amount and Growth Rate of Guarantee Capital of Chinese Guarantee Agencies, 2005-2008
Operating Revenue and Growth Rate of Chinese Guarantee Agencies, 2005-2008
Revenue Ratios of Three Main Businesses of Guarantee Agencies, 2006-2008
Three Major Risks of Guarantee Business
Profile of Chinese Small and Medium-sized Enterprises in Key Provinces
Four Categories of Engineering Guarantee
Guarantee Institutions with Large Amount of Engineering Guarantee in Beijing, 2008
Operation Mileage of Chinese Railways and Highways, 2008
Operation Mileage Growth Rate of Chinese Railways and Highways, 2008
Year-on-Year Housing Price Growth Rate by Month in 70 Medium and Large Cities in China, 2009
Credit and Guarantee Business of China Investment & Credit Guaranty Co., Ltd
Cumulative Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Annual Newly-increased Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Products and Service of Credit Orienwise Group Ltd.
Strategic Investors of Credit Orienwise Group Ltd.
Equity Structure of China Investment & Credit Guaranty Co., Ltd
Core Competitiveness of Beijing Capital Guarantee & Investment Co., Ltd.
Implementation of Major Special Financing Guarantee Preferential Policies
Guarantee Scale and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Revenue and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Net Profit and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Main Business of Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd.
Main Business of Guangdong Yinda Guaranty Investment Group Co., Ltd.
Main Business of Guangdong Join-Share Guarantee Investment Co., Ltd.
Business of Shanghai Zhongcai Guarantee Co., Ltd.
Operating Revenue and Net Profit of Shanghai Estate Guaranty Co., Ltd., 2006-2008
Business of Shanghai Yinxin Investment Credit Bank Co., Ltd.
Business of Shanghai Ranking Guarantee & Leasing Co., Ltd.
Business of Shanghai Huijin Guaranty Co., Ltd.
Equity Structure of Uni-power Guaranty Co., Ltd. Revenue Ratios of Three Main Businesses of Guarantee Agencies, 2006-2008
Three Major Risks of Guarantee Business
Profile of Chinese Small and Medium-sized Enterprises in Key Provinces
Four Categories of Engineering Guarantee
Guarantee Institutions with Large Amount of Engineering Guarantee in Beijing, 2008
Operation Mileage of Chinese Railways and Highways, 2008
Operation Mileage Growth Rate of Chinese Railways and Highways, 2008
Year-on-Year Housing Price Growth Rate by Month in 70 Medium and Large Cities in China, 2009
Credit and Guarantee Business of China Investment & Credit Guaranty Co., Ltd
Cumulative Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Annual Newly-increased Guarantee Capital of China Investment & Credit Guaranty Co., Ltd
Products and Service of Credit Orienwise Group Ltd.
Strategic Investors of Credit Orienwise Group Ltd.
Equity Structure of China Investment & Credit Guaranty Co., Ltd
Core Competitiveness of Beijing Capital Guarantee & Investment Co., Ltd.
Implementation of Major Special Financing Guarantee Preferential Policies
Guarantee Scale and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Revenue and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Net Profit and Growth Rate of Beijing Zhongguancun Sci-tech Guaranty Co., Ltd., 2002-2008
Main Business of Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd.
