[email protected] +44 20 8123 2220 (UK) +1 732 587 5005 (US) Contact Us | FAQ |

Peer to Peer (P2P) Lending Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2022-2027

April 2022 | 143 pages | ID: P361E7EE6450EN
IMARC Group

US$ 2,499.00

E-mail Delivery (PDF), Hard Copy Mail Delivery, CD-ROM Mail Delivery

Download PDF Leaflet

Accepted cards
Wire Transfer
Checkout Later
Need Help? Ask a Question
The global peer to peer (P2P) lending market reached a value of US$ 112.9 Billion in 2021. Looking forward, IMARC Group expects the market to reach US$ 525.3 Billion by 2027, exhibiting a CAGR of 28.1% during 2022-2027. Keeping in mind the uncertainties of COVID-19, we are continuously tracking and evaluating the direct as well as the indirect influence of the pandemic on different end use sectors. These insights are included in the report as a major market contributor.

Peer-to-peer lending, or P2P lending, refers to a monetary arrangement between two entities without the involvement of various financial institutions. It involves a borrower seeking unsecured personal, business or educational loans from investors that are seeking higher returns on their investments. The transaction is conducted through a P2P lending platform that acts as an intermediary and risk mitigator between the two parties. It also facilitates multiple partner lending and borrowing for diversification of investments. In comparison to the traditionally used financing alternatives, P2P lending is prompt, paperless, offers higher returns, does not impact credit score and is more flexible.

Increasing digitization in the banking industry is one of the key factors driving the growth of the market. Furthermore, the emergence of small and medium-sized enterprises (SMEs), especially in developing countries, is stimulating the market growth. These small-scale organizations require financing alternatives with minimal charging fees and convenient repayment options. Apart from this, P2P lending platforms also eliminate the cost of establishing physical branches, staffing and maintenance, thereby gaining preference among the masses. Moreover, as the coronavirus disease (COVID-19) continues to spread across the globe, P2P lending is gaining immense traction for obtaining unsecured loans to cover the treatment expenses. Additionally, various technological advancements, such as the development of blockchain technology and smart contracts, are acting as other growth-inducing factors. They offer transparent and reliable lending and borrowing facilities that safeguard the welfare of all parties involved. Other factors, including the growing student population requiring educational loans, along with increasing real estate lending, are anticipated to drive the market further.

Key Market Segmentation:
IMARC Group provides an analysis of the key trends in each sub-segment of the global peer to peer (P2P) lending market, along with forecasts at the global, regional and country level from 2022-2027. Our report has categorized the market based on loan type, business model and end user.

Breakup by Loan Type:

Consumer Lending
Business Lending

Breakup by Business Model:

Marketplace Lending
Traditional Lending

Breakup by End User:

Consumer (Individual/Households)
Small Businesses
Large Businesses
Real Estate
Others

Breakup by Region:

North America
United States
Canada
Asia Pacific
China
Japan
India
South Korea
Australia
Indonesia
Others
Europe
Germany
France
United Kingdom
Italy
Spain
Russia
Others
Latin America
Brazil
Mexico
Others
Middle East and Africa

Competitive Landscape:
The report has also analysed the competitive landscape of the market with some of the key players being Avant Inc., Commonbond Inc., Funding Circle Ltd., LendingClub Corporation, Lendingtree Inc. (InterActiveCorp and Tree.com Inc.), On Deck Capital Inc., Prosper Marketplace Inc., Retail Money Market Ltd., Social Finance Inc., Upstart Network Inc. and Zopa Limited. Key Questions Answered in This Report:
How has the global peer to peer (P2P) lending market performed so far and how will it perform in the coming years?
What has been the impact of COVID-19 on the global peer to peer (P2P) lending market?
What are the key regional markets?
What is the breakup of the market based on the loan type?
What is the breakup of the market based on the business model?
What is the breakup of the market based on the end user?
What are the various stages in the value chain of the industry?
What are the key driving factors and challenges in the industry?
What is the structure of the global peer to peer (P2P) lending market and who are the key players?
What is the degree of competition in the industry?
1 PREFACE

2 SCOPE AND METHODOLOGY

2.1 Objectives of the Study
2.2 Stakeholders
2.3 Data Sources
  2.3.1 Primary Sources
  2.3.2 Secondary Sources
2.4 Market Estimation
  2.4.1 Bottom-Up Approach
  2.4.2 Top-Down Approach
2.5 Forecasting Methodology

3 EXECUTIVE SUMMARY

4 INTRODUCTION

4.1 Overview
4.2 Key Industry Trends

5 GLOBAL PEER TO PEER (P2P) LENDING MARKET

5.1 Market Overview
5.2 Market Performance
5.3 Impact of COVID-19
5.4 Market Forecast

6 MARKET BREAKUP BY LOAN TYPE

6.1 Consumer Lending
  6.1.1 Market Trends
  6.1.2 Market Forecast
6.2 Business Lending
  6.2.1 Market Trends
  6.2.2 Market Forecast

7 MARKET BREAKUP BY BUSINESS MODEL

7.1 Marketplace Lending
  7.1.1 Market Trends
  7.1.2 Market Forecast
7.2 Traditional Lending
  7.2.1 Market Trends
  7.2.2 Market Forecast

8 MARKET BREAKUP BY END USER

8.1 Consumer (Individual/Households)
  8.1.1 Market Trends
  8.1.2 Market Forecast
8.2 Small Businesses
  8.2.1 Market Trends
  8.2.2 Market Forecast
8.3 Large Businesses
  8.3.1 Market Trends
  8.3.2 Market Forecast
8.4 Real Estate
  8.4.1 Market Trends
  8.4.2 Market Forecast
8.5 Others
  8.5.1 Market Trends
  8.5.2 Market Forecast

9 MARKET BREAKUP BY REGION

9.1 North America
  9.1.1 United States
    9.1.1.1 Market Trends
    9.1.1.2 Market Forecast
  9.1.2 Canada
    9.1.2.1 Market Trends
    9.1.2.2 Market Forecast
9.2 Asia Pacific
  9.2.1 China
    9.2.1.1 Market Trends
    9.2.1.2 Market Forecast
  9.2.2 Japan
    9.2.2.1 Market Trends
    9.2.2.2 Market Forecast
  9.2.3 India
    9.2.3.1 Market Trends
    9.2.3.2 Market Forecast
  9.2.4 South Korea
    9.2.4.1 Market Trends
    9.2.4.2 Market Forecast
  9.2.5 Australia
    9.2.5.1 Market Trends
    9.2.5.2 Market Forecast
  9.2.6 Indonesia
    9.2.6.1 Market Trends
    9.2.6.2 Market Forecast
  9.2.7 Others
    9.2.7.1 Market Trends
    9.2.7.2 Market Forecast
9.3 Europe
  9.3.1 Germany
    9.3.1.1 Market Trends
    9.3.1.2 Market Forecast
  9.3.2 France
    9.3.2.1 Market Trends
    9.3.2.2 Market Forecast
  9.3.3 United Kingdom
    9.3.3.1 Market Trends
    9.3.3.2 Market Forecast
  9.3.4 Italy
    9.3.4.1 Market Trends
    9.3.4.2 Market Forecast
  9.3.5 Spain
    9.3.5.1 Market Trends
    9.3.5.2 Market Forecast
  9.3.6 Russia
    9.3.6.1 Market Trends
    9.3.6.2 Market Forecast
  9.3.7 Others
    9.3.7.1 Market Trends
    9.3.7.2 Market Forecast
9.4 Latin America
  9.4.1 Brazil
    9.4.1.1 Market Trends
    9.4.1.2 Market Forecast
  9.4.2 Mexico
    9.4.2.1 Market Trends
    9.4.2.2 Market Forecast
  9.4.3 Others
    9.4.3.1 Market Trends
    9.4.3.2 Market Forecast
9.5 Middle East and Africa
  9.5.1 Market Trends
  9.5.2 Market Breakup by Country
  9.5.3 Market Forecast

10 SWOT ANALYSIS

10.1 Overview
10.2 Strengths
10.3 Weaknesses
10.4 Opportunities
10.5 Threats

11 VALUE CHAIN ANALYSIS

12 PORTERS FIVE FORCES ANALYSIS

12.1 Overview
12.2 Bargaining Power of Buyers
12.3 Bargaining Power of Suppliers
12.4 Degree of Competition
12.5 Threat of New Entrants
12.6 Threat of Substitutes

13 PRICE ANALYSIS

14 COMPETITIVE LANDSCAPE

14.1 Market Structure
14.2 Key Players
14.3 Profiles of Key Players
  14.3.1 Avant Inc.
    14.3.1.1 Company Overview
    14.3.1.2 Product Portfolio
  14.3.2 Commonbond Inc.
    14.3.2.1 Company Overview
    14.3.2.2 Product Portfolio
  14.3.3 Funding Circle Ltd.
    14.3.3.1 Company Overview
    14.3.3.2 Product Portfolio
    14.3.3.3 Financials
  14.3.4 LendingClub Corporation
    14.3.4.1 Company Overview
    14.3.4.2 Product Portfolio
    14.3.4.3 Financials
    14.3.4.4 SWOT Analysis
  14.3.5 Lendingtree Inc. (InterActiveCorp and Tree.com Inc.)
    14.3.5.1 Company Overview
    14.3.5.2 Product Portfolio
    14.3.5.3 Financials
  14.3.6 On Deck Capital Inc.
    14.3.6.1 Company Overview
    14.3.6.2 Product Portfolio
    14.3.6.3 Financials
  14.3.7 Prosper Marketplace Inc.
    14.3.7.1 Company Overview
    14.3.7.2 Product Portfolio
  14.3.8 Retail Money Market Ltd.
    14.3.8.1 Company Overview
    14.3.8.2 Product Portfolio
    14.3.8.3 Financials
  14.3.9 Social Finance Inc.
    14.3.9.1 Company Overview
    14.3.9.2 Product Portfolio
  14.3.10 Zopa Limited
    14.3.10.1 Company Overview
    14.3.10.2 Product Portfolio
    14.3.10.3 Financials
  14.3.11 Upstart Network Inc.
    14.3.11.1 Company Overview
    14.3.11.2 Product Portfolio
    14.3.11.3 Financials

LIST OF TABLES

Table 1: Global: Peer to Peer (P2P) Lending Market: Key Industry Highlights, 2021 and 2027
Table 2: Global: Peer to Peer (P2P) Lending Market Forecast: Breakup by Loan Type (in Million US$), 2022-2027
Table 3: Global: Peer to Peer (P2P) Lending Market Forecast: Breakup by Business Model (in Million US$), 2022-2027
Table 4: Global: Peer to Peer (P2P) Lending Market Forecast: Breakup by End User (in Million US$), 2022-2027
Table 5: Global: Peer to Peer (P2P) Lending Market Forecast: Breakup by Region (in Million US$), 2022-2027
Table 6: Global: Peer to Peer (P2P) Lending Market Structure
Table 7: Global: Peer to Peer (P2P) Lending Market: Key Players

LIST OF FIGURES

Figure 1: Global: Peer to Peer (P2P) Lending Market: Major Drivers and Challenges
Figure 2: Global: Peer to Peer (P2P) Lending Market: Sales Value (in Billion US$), 2016-2021
Figure 3: Global: Peer to Peer (P2P) Lending Market: Breakup by Loan Type (in %), 2021
Figure 4: Global: Peer to Peer (P2P) Lending Market: Breakup by Business Model (in %), 2021
Figure 5: Global: Peer to Peer (P2P) Lending Market: Breakup by End User (in %), 2021
Figure 6: Global: Peer to Peer (P2P) Lending Market: Breakup by Region (in %), 2021
Figure 7: Global: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Billion US$), 2022-2027
Figure 8: Global: Peer to Peer (P2P) Lending (Consumer Lending) Market: Sales Value (in Million US$), 2016 & 2021
Figure 9: Global: Peer to Peer (P2P) Lending (Consumer Lending) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 10: Global: Peer to Peer (P2P) Lending (Business Lending) Market: Sales Value (in Million US$), 2016 & 2021
Figure 11: Global: Peer to Peer (P2P) Lending (Business Lending) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 12: Global: Peer to Peer (P2P) Lending (Marketplace Lending) Market: Sales Value (in Million US$), 2016 & 2021
Figure 13: Global: Peer to Peer (P2P) Lending (Marketplace Lending) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 14: Global: Peer to Peer (P2P) Lending (Traditional Lending) Market: Sales Value (in Million US$), 2016 & 2021
Figure 15: Global: Peer to Peer (P2P) Lending (Traditional Lending) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 16: Global: Peer to Peer (P2P) Lending (Consumer- Individual/Households) Market: Sales Value (in Million US$), 2016 & 2021
Figure 17: Global: Peer to Peer (P2P) Lending (Consumer- Individual/Households) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 18: Global: Peer to Peer (P2P) Lending (Small Businesses) Market: Sales Value (in Million US$), 2016 & 2021
Figure 19: Global: Peer to Peer (P2P) Lending (Small Businesses) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 20: Global: Peer to Peer (P2P) Lending (Large Businesses) Market: Sales Value (in Million US$), 2016 & 2021
Figure 21: Global: Peer to Peer (P2P) Lending (Large Businesses) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 22: Global: Peer to Peer (P2P) Lending (Real Estate) Market: Sales Value (in Million US$), 2016 & 2021
Figure 23: Global: Peer to Peer (P2P) Lending (Real Estate) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 24: Global: Peer to Peer (P2P) Lending (Other End Users) Market: Sales Value (in Million US$), 2016 & 2021
Figure 25: Global: Peer to Peer (P2P) Lending (Other End Users) Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 26: North America: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 27: North America: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 28: United States: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 29: United States: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 30: Canada: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 31: Canada: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 32: Asia Pacific: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 33: Asia Pacific: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 34: China: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 35: China: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 36: Japan: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 37: Japan: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 38: India: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 39: India: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 40: South Korea: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 41: South Korea: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 42: Australia: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 43: Australia: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 44: Indonesia: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 45: Indonesia: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 46: Others: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 47: Others: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 48: Europe: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 49: Europe: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 50: Germany: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 51: Germany: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 52: France: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 53: France: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 54: United Kingdom: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 55: United Kingdom: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 56: Italy: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 57: Italy: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 58: Spain: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 59: Spain: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 60: Russia: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 61: Russia: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 62: Others: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 63: Others: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 64: Latin America: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 65: Latin America: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 66: Brazil: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 67: Brazil: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 68: Mexico: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 69: Mexico: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 70: Others: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 71: Others: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 72: Middle East and Africa: Peer to Peer (P2P) Lending Market: Sales Value (in Million US$), 2016 & 2021
Figure 73: Middle East and Africa: Peer to Peer (P2P) Lending Market Forecast: Sales Value (in Million US$), 2022-2027
Figure 74: Global: Peer to Peer (P2P) Lending Industry: SWOT Analysis
Figure 75: Global: Peer to Peer (P2P) Lending Industry: Value Chain Analysis
Figure 76: Global: Peer to Peer (P2P) Lending Industry: Porter’s Five Forces Analysis


More Publications