Global Embedded Banking Market Size study, by Type (Payment Processing, Lending, Contactless Payment, Wealth Management, Others), by Industry Vertical (Retail and E-commerce, Transportation and Logistics, Healthcare, Media and Entertainment, Others) and Regional Forecasts 2022-2032

July 2024 | 200 pages | ID: G51A9A4404E0EN
Bizwit Research & Consulting LLP

Abstracts

Global Embedded Banking Market was valued at approximately USD 17.06 billion in 2023 and is anticipated to grow with a remarkable compound annual growth rate CAGR of 23.89% over the forecast period from 2024-2032. Embedded banking signifies a transformative approach to financial services, integrating banking functionalities directly into non-banking platforms and applications to streamline financial management and transactions for consumers. This innovative framework leverages Application Programming Interfaces (APIs) to connect traditional banks with third-party platforms, such as e-commerce sites, mobile applications, and IoT devices, thereby enhancing accessibility and efficiency.

Global Embedded Banking Market is driven by proliferation of Banking as a Service and digitalization in banking sector is a propelling the growth of the market. BaaS empowers non-banking entities, including fintech companies and e-commerce platforms, to seamlessly incorporate banking services into their offerings. Concurrently, the extensive digitalization within the banking sector has significantly fueled market demand. Moreover, the market holds substantial opportunities, particularly through the diversification of revenue streams for non-banking entities. Through integrating banking services into their platforms, businesses can enhance their revenue through fees, commissions, or interest from financial transactions, thus driving overall profitability and market expansion. However, the market's expansion is hindered by lack of digital literacy in emerging economies and growing data privacy concerns is going to impede the overall demand for the market during the forecast period 2024-2032.

The key regions considered for the Global Embedded Banking Market study includes Asia Pacific, North America, Europe, Latin America, and Rest of the World. In 2023, North America dominated the embedded banking market share in 2023, driven by its advanced technological landscape and robust fintech ecosystem. The region has been at the forefront of technological innovation, accelerating the development and adoption of embedded banking solutions. Conversely, the Asia-Pacific region is anticipated to experience the fastest growth during the forecast period. The rapid adoption of digital and mobile technologies, along with a 'mobile-first' mindset, positions the region favorably for embracing digital-friendly embedded banking solutions.

Major market players included in this report are:

Moshpit Technologies, Inc

Cybrid Inc

EdgeVerve Systems Limited

Payrix

Lendflow

Finastra

Zopa Bank Limited

Fiserv, Inc

PayPal Holdings, Inc

Stripe, Inc

The detailed segments and sub-segment of the market are explained below:

By Type:

• Payment Processing
• Lending
• Contactless Payment
• Wealth Management
• Others

By Industry Vertical:

• Retail and E-commerce
• Transportation and Logistics
• Healthcare
• Media and Entertainment
• Others

By Region:

North America

• U.S.
• Canada

Europe

• UK
• Germany
• France
• Spain
• Italy
• ROE

Asia Pacific

• China
• India
• Japan
• Australia
• South Korea
• RoAPAC

Latin America

• Brazil
• Mexico

Middle East & Africa

• Saudi Arabia
• South Africa
• RoMEA

Years considered for the study are as follows:

• Historical year – 2022
• Base year – 2023
• Forecast period – 2024 to 2032

Key Takeaways:

• Market Estimates & Forecast for 10 years from 2022 to 2032.
• Annualized revenues and regional level analysis for each market segment.
• Detailed analysis of geographical landscape with Country level analysis of major regions.
• Competitive landscape with information on major players in the market.
• Analysis of key business strategies and recommendations on future market approach.
• Analysis of competitive structure of the market.
• Demand side and supply side analysis of the market

Contents

CHAPTER 1. GLOBAL EMBEDDED BANKING MARKET EXECUTIVE SUMMARY

1.1. Global Embedded Banking Market Size & Forecast (2022-2032)
1.2. Regional Summary
1.3. Segmental Summary
  1.3.1. By Type
  1.3.2. By Industry Vertical
1.4. Key Trends
1.5. Recession Impact
1.6. Analyst Recommendation & Conclusion

CHAPTER 2. GLOBAL EMBEDDED BANKING MARKET DEFINITION AND RESEARCH ASSUMPTIONS

2.1. Research Objective
2.2. Market Definition
2.3. Research Assumptions
  2.3.1. Inclusion & Exclusion
  2.3.2. Limitations
  2.3.3. Supply Side Analysis
    2.3.3.1. Availability
    2.3.3.2. Infrastructure
    2.3.3.3. Regulatory Environment
    2.3.3.4. Market Competition
    2.3.3.5. Economic Viability (Consumer’s Perspective)
  2.3.4. Demand Side Analysis
    2.3.4.1. Regulatory frameworks
    2.3.4.2. Technological Advancements
    2.3.4.3. Environmental Considerations
    2.3.4.4. Consumer Awareness & Acceptance
2.4. Estimation Methodology
2.5. Years Considered for the Study
2.6. Currency Conversion Rates

CHAPTER 3. GLOBAL EMBEDDED BANKING MARKET DYNAMICS

3.1. Market Drivers
  3.1.1. Rise in Banking as a Service (BaaS)
  3.1.2. Digitalization in Banking Sector
3.2. Market Challenges
  3.2.1. Lack of Digital Literacy in Emerging Countries
  3.2.2. Security and Data Privacy Concerns
3.3. Market Opportunities
  3.3.1. Diversified Revenue Streams for Non-Banking Entities

CHAPTER 4. GLOBAL EMBEDDED BANKING MARKET INDUSTRY ANALYSIS

4.1. Porter’s 5 Force Model
  4.1.1. Bargaining Power of Suppliers
  4.1.2. Bargaining Power of Buyers
  4.1.3. Threat of New Entrants
  4.1.4. Threat of Substitutes
  4.1.5. Competitive Rivalry
  4.1.6. Futuristic Approach to Porter’s 5 Force Model
  4.1.7. Porter’s 5 Force Impact Analysis
4.2. PESTEL Analysis
  4.2.1. Political
  4.2.2. Economical
  4.2.3. Social
  4.2.4. Technological
  4.2.5. Environmental
  4.2.6. Legal
4.3. Top investment opportunity
4.4. Top winning strategies
4.5. Disruptive Trends
4.6. Industry Expert Perspective
4.7. Analyst Recommendation & Conclusion

CHAPTER 5. GLOBAL EMBEDDED BANKING MARKET SIZE & FORECASTS BY TYPE 2022-2032

5.1. Segment Dashboard
5.2. Global Embedded Banking Market: Type Revenue Trend Analysis, 2022 & 2032 (USD Billion)
  5.2.1. Payment Processing
  5.2.2. Lending
  5.2.3. Contactless Payment
  5.2.4. Wealth Management
  5.2.5. Others

CHAPTER 6. GLOBAL EMBEDDED BANKING MARKET SIZE & FORECASTS BY INDUSTRY VERTICAL 2022-2032

6.1. Segment Dashboard
6.2. Global Embedded Banking Market: Industry Vertical Revenue Trend Analysis, 2022 & 2032 (USD Billion)
  6.2.1. Retail and E-commerce
  6.2.2. Transportation and Logistics
  6.2.3. Healthcare
  6.2.4. Media and Entertainment
  6.2.5. Others

CHAPTER 7. GLOBAL EMBEDDED BANKING MARKET SIZE & FORECASTS BY REGION 2022-2032

7.1. North America Embedded Banking Market
  7.1.1. U.S. Embedded Banking Market
    7.1.1.1. Type breakdown size & forecasts, 2022-2032
    7.1.1.2. Industry Vertical breakdown size & forecasts, 2022-2032
  7.1.2. Canada Embedded Banking Market
7.2. Europe Embedded Banking Market
  7.2.1. U.K. Embedded Banking Market
  7.2.2. Germany Embedded Banking Market
  7.2.3. France Embedded Banking Market
  7.2.4. Spain Embedded Banking Market
  7.2.5. Italy Embedded Banking Market
  7.2.6. Rest of Europe Embedded Banking Market
7.3. Asia-Pacific Embedded Banking Market
  7.3.1. China Embedded Banking Market
  7.3.2. India Embedded Banking Market
  7.3.3. Japan Embedded Banking Market
  7.3.4. Australia Embedded Banking Market
  7.3.5. South Korea Embedded Banking Market
  7.3.6. Rest of Asia Pacific Embedded Banking Market
7.4. Latin America Embedded Banking Market
  7.4.1. Brazil Embedded Banking Market
  7.4.2. Mexico Embedded Banking Market
  7.4.3. Rest of Latin America Embedded Banking Market
7.5. Middle East & Africa Embedded Banking Market
  7.5.1. Saudi Arabia Embedded Banking Market
  7.5.2. South Africa Embedded Banking Market
  7.5.3. Rest of Middle East & Africa Embedded Banking Market

CHAPTER 8. COMPETITIVE INTELLIGENCE

8.1. Key Company SWOT Analysis
  8.1.1. Company
  8.1.2. Company
  8.1.3. Company
8.2. Top Market Strategies
8.3. Company Profiles
  8.3.1. Moshpit Technologies, Inc.
    8.3.1.1. Key Information
    8.3.1.2. Overview
    8.3.1.3. Financial (Subject to Data Availability)
    8.3.1.4. Product Summary
    8.3.1.5. Market Strategies
  8.3.2. Cybrid Inc.
  8.3.3. EdgeVerve Systems Limited
  8.3.4. PAYRIX
  8.3.5. Lendflow
  8.3.6. Finastra
  8.3.7. Zopa Bank Limited
  8.3.8. Fiserv, Inc
  8.3.9. PayPal Holdings, Inc
  8.3.10. Stripe, Inc

CHAPTER 9. RESEARCH PROCESS

9.1. Research Process
  9.1.1. Data Mining
  9.1.2. Analysis
  9.1.3. Market Estimation
  9.1.4. Validation
  9.1.5. Publishing
9.2. Research Attributes

List Of Tables

LIST OF TABLES

TABLE 1. Global Embedded Banking market, report scope
TABLE 2. Global Embedded Banking market estimates & forecasts by Region 2022-2032 (USD Billion)
TABLE 3. Global Embedded Banking market estimates & forecasts by Type 2022-2032 (USD Billion)
TABLE 4. Global Embedded Banking market estimates & forecasts by Industry Vertical 2022-2032 (USD Billion)
TABLE 5. Global Embedded Banking market by segment, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 6. Global Embedded Banking market by region, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 7. Global Embedded Banking market by segment, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 8. Global Embedded Banking market by region, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 9. Global Embedded Banking market by segment, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 10. Global Embedded Banking market by region, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 11. Global Embedded Banking market by segment, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 12. Global Embedded Banking market by region, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 13. Global Embedded Banking market by segment, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 14. Global Embedded Banking market by region, estimates & forecasts, 2022-2032 (USD Billion)
TABLE 15. U.S. Embedded Banking market estimates & forecasts, 2022-2032 (USD Billion)
TABLE 16. U.S. Embedded Banking market estimates & forecasts by segment 2022-2032 (USD Billion)
TABLE 17. U.S. Embedded Banking market estimates & forecasts by segment 2022-2032 (USD Billion)
TABLE 18. Canada Embedded Banking market estimates & forecasts, 2022-2032 (USD Billion)
TABLE 19. Canada Embedded Banking market estimates & forecasts by segment 2022-2032 (USD Billion)
TABLE 20. Canada Embedded Banking market estimates & forecasts by segment 2022-2032 (USD Billion)
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This list is not complete, final report does contain more than 100 tables. The list may be updated in the final deliverable

List Of Figures

LIST OF FIGURES

FIG 1. Global Embedded Banking market, research methodology
FIG 2. Global Embedded Banking market, market estimation techniques
FIG 3. Global market size estimates & forecast methods.
FIG 4. Global Embedded Banking market, key trends 2023
FIG 5. Global Embedded Banking market, growth prospects 2022-2032
FIG 6. Global Embedded Banking market, porters 5 force model
FIG 7. Global Embedded Banking market, PESTEL analysis
FIG 8. Global Embedded Banking market, value chain analysis
FIG 9. Global Embedded Banking market by segment, 2022 & 2032 (USD Billion)
FIG 10. Global Embedded Banking market by segment, 2022 & 2032 (USD Billion)
FIG 11. Global Embedded Banking market by segment, 2022 & 2032 (USD Billion)
FIG 12. Global Embedded Banking market by segment, 2022 & 2032 (USD Billion)
FIG 13. Global Embedded Banking market by segment, 2022 & 2032 (USD Billion)
FIG 14. Global Embedded Banking market, regional snapshot 2022 & 2032
FIG 15. North America Embedded Banking market 2022 & 2032 (USD Billion)
FIG 16. Europe Embedded Banking market 2022 & 2032 (USD Billion)
FIG 17. Asia Pacific Embedded Banking market 2022 & 2032 (USD Billion)
FIG 18. Latin America Embedded Banking market 2022 & 2032 (USD Billion)
FIG 19. Middle East & Africa Embedded Banking market 2022 & 2032 (USD Billion)
FIG 20. Global Embedded Banking market, company market share analysis (2023)
.....
This list is not complete, final report does contain more than 50 figures. The list may be updated in the final deliverable