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Global Working Capital Loan Market Size study, By Service Provider (Banks, Non-Banking Financial Institutions, and Others) and End User (Business and Individuals), and Regional Forecasts 2022-2028

August 2022 | 200 pages | ID: GDABC7B89A94EN
Bizwit Research & Consulting LLP

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Global Working Capital Loan Market is valued approximately USD XX million in 2021 and is anticipated to grow with a healthy growth rate of more than XX % over the forecast period 2022-2028.

The Working Capital Loan can be defined as type of loan that is availed by businesses to fund the day-to-day operations of a business, ranging from payment of employees' wages and salaries to covering accounts payable etc. These loans are not used to buy long-term assets or investments. Working Capital Loans can be availed in different forms such as Overdraft Facility or Cash Credit, Term Loan, Bank Guarantee, Packing Credit, Letter of Credit, Accounts Receivable Loan and Post Shipment Finance among others The growing financing needs of micro, small and medium enterprises (MSMEs) in emerging markets and increasing utilization of new age technologies in lending process as well as strategic initiatives from leading market players are factors that are accelerating the global market demand. For instance, as per International Finance Corporation (IFC) estimates – as of 2019, In developing countries around 65 million firms, or 40% of micro, small and medium enterprises (MSMEs), have an unmet financing need of USD 5.2 trillion every year. This amount is equivalent to 1.4 times the current level of the global MSME lending. East Asia and Pacific accounts for the largest share (46%) of the total global finance gap and it is followed by Latin America and the Caribbean (23%) and Europe and Central Asia (15%). Furthermore, strategic initiatives from leading market players such as business expansion and innovative product launches would influence the growth of Working Capital loan Market. For instance, in January 2022, India based Cholamandalam Investment and Finance Company (Chola), a part of Murugappa Group launched three new business divisions in the consumer and SME spaces, and partnered with leading fintech companies like BankBazaar, KreditBee and Paytail. Through its SME division the company would work towards term-loan, working capital finance, equipment finance and supply chain finance. Moreover, in April 2022, USA based Citibank launched new innovative products named Sustainable Trade and Working Capital Loans (Sustainable T&WC Loans) solution in Asia Pacific (APAC), Europe, Middle East and Africa (EMEA) and Latin America (LATAM) regions. In addition, the Bank committed USD 1 trillion to sustainable finance by 2030, which includes USD 500 billion for environmental finance and USD 500 billion for social finance. Also, growing penetration of private banks & NBFCs in emerging markets and favorable initiatives from government authorities are anticipated to act as a catalyzing factor for the market demand during the forecast period. However, a high risk of defaults and volatility in interest rates impede the growth of the market over the forecast period of 2022-2028.

The key regions considered for the global Working Capital Loan Market study include Asia Pacific, North America, Europe, Latin America, and the Rest of the World. North America is the leading region across the world in terms of market share owing to the growing number of Small and Medium Sized businesses and presence of leading banks and financial institutions in the region. Whereas, Asia Pacific is anticipated to exhibit a significant growth rate over the forecast period 2022-2028. Factors such as the thriving growth of startups and, increasing penetration of private Banks and NBFCs in the region would create lucrative growth prospects for the global Working Capital Loan Market across the Asia Pacific region.

Major market players included in this report are:
US Bancorp
Bank of America Corporation
Wells Fargo & Company
Citibank
JPMorgan Chase & Co.
BB&T
PNC Financial Services Group Inc.
Regions Financial Corporation
JPMorgan Chase Bank
First Citizens Bancshares Incorporated

The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming eight years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within each of the regions and countries involved in the study. Furthermore, the report also caters the detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, the report shall also incorporate available opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
By Service Provider
Banks
Non-Banking Financial Institutions
Others
By End User
Business
Individuals
By Region:
North America
U.S.
Canada
Europe
UK
Germany
France
Spain
Italy
ROE

Asia Pacific
China
India
Japan
Australia
South Korea
RoAPAC
Latin America
Brazil
Mexico
Rest of the World

Furthermore, years considered for the study are as follows:

Historical year – 2018, 2019, 2020
Base year – 2021
Forecast period – 2022 to 2028

Target Audience of the Global Working Capital Loan Market in Market Study:

Key Consulting Companies & Advisors
Large, medium-sized, and small enterprises
Venture capitalists
Value-Added Resellers (VARs)
Third-party knowledge providers
Investment bankers
Investors

CHAPTER 1. EXECUTIVE SUMMARY

1.1. Market Snapshot
1.2. Global & Segmental Market Estimates & Forecasts, 2020-2028 (USD Million)
  1.2.1. Working Capital Loan Market, by Region, 2020-2028 (USD Million)
  1.2.2. Working Capital Loan Market, by Service Provider, 2020-2028 (USD Million)
  1.2.3. Working Capital Loan Market, by End User, 2020-2028 (USD Million)
1.3. Key Trends
1.4. Estimation Methodology
1.5. Research Assumption

CHAPTER 2. GLOBAL WORKING CAPITAL LOAN MARKET DEFINITION AND SCOPE

2.1. Objective of the Study
2.2. Market Definition & Scope
  2.2.1. Scope of the Study
  2.2.2. Industry Evolution
2.3. Years Considered for the Study
2.4. Currency Conversion Rates

CHAPTER 3. GLOBAL WORKING CAPITAL LOAN MARKET DYNAMICS

3.1. Working Capital Loan Market Impact Analysis (2020-2028)
  3.1.1. Market Drivers
    3.1.1.1. Growing financing need of MSMEs in developing regions.
    3.1.1.2. Rising utilization of new age technologies in lending process.
    3.1.1.3. Strategic initiatives from leading market players.
  3.1.2. Market Challenges
    3.1.2.1. High risk of defaults
    3.1.2.2. Volatility in interest rates
  3.1.3. Market Opportunities
    3.1.3.1. Growing penetration of private banks & NBFCs in emerging markets.
    3.1.3.2. Favourable initiatives from government authorities.

CHAPTER 4. GLOBAL WORKING CAPITAL LOAN MARKET INDUSTRY ANALYSIS

4.1. Porter’s 5 Force Model
  4.1.1. Bargaining Power of Suppliers
  4.1.2. Bargaining Power of Buyers
  4.1.3. Threat of New Entrants
  4.1.4. Threat of Substitutes
  4.1.5. Competitive Rivalry
  4.1.6. Futuristic Approach to Porter’s 5 Force Model (2018-2028)
4.2. PEST Analysis
  4.2.1. Political
  4.2.2. Economical
  4.2.3. Social
  4.2.4. Technological
4.3. Investment Adoption Model
4.4. Analyst Recommendation & Conclusion
4.5. Top investment opportunity
4.6. Top winning strategies

CHAPTER 5. RISK ASSESSMENT: COVID-19 IMPACT

  5.1.1. Assessment of the overall impact of COVID-19 on the industry
  5.1.2. Pre COVID-19 and post COVID-19 Market scenario

CHAPTER 6. GLOBAL WORKING CAPITAL LOAN MARKET, BY SERVICE PROVIDER

6.1. Market Snapshot
6.2. Global Working Capital Loan Market by Service Provider, Performance - Potential Analysis
6.3. Global Working Capital Loan Market Estimates & Forecasts by Service Provider 2018-2028 (USD Million)
6.4. Working Capital Loan Market, Sub Segment Analysis
  6.4.1. Banks
  6.4.2. Non-Banking Financial Institutions
  6.4.3. Others

CHAPTER 7. GLOBAL WORKING CAPITAL LOAN MARKET, BY END USER

7.1. Market Snapshot
7.2. Global Working Capital Loan Market by End User, Performance - Potential Analysis
7.3. Global Working Capital Loan Market Estimates & Forecasts by End User 2018-2028 (USD Million)
7.4. Working Capital Loan Market, Sub Segment Analysis
  7.4.1. Business
  7.4.2. Individuals

CHAPTER 8. GLOBAL WORKING CAPITAL LOAN MARKET, REGIONAL ANALYSIS

8.1. Working Capital Loan Market, Regional Market Snapshot
8.2. North America Working Capital Loan Market
  8.2.1. U.S. Working Capital Loan Market
    8.2.1.1. Service Provider estimates & forecasts, 2018-2028
    8.2.1.2. End User estimates & forecasts, 2018-2028
  8.2.2. Canada Working Capital Loan Market
8.3. Europe Working Capital Loan Market Snapshot
  8.3.1. U.K. Working Capital Loan Market
  8.3.2. Germany Working Capital Loan Market
  8.3.3. France Working Capital Loan Market
  8.3.4. Spain Working Capital Loan Market
  8.3.5. Italy Working Capital Loan Market
  8.3.6. Rest of Europe Working Capital Loan Market
8.4. Asia-Pacific Working Capital Loan Market Snapshot
  8.4.1. China Working Capital Loan Market
  8.4.2. India Working Capital Loan Market
  8.4.3. Japan Working Capital Loan Market
  8.4.4. Australia Working Capital Loan Market
  8.4.5. South Korea Working Capital Loan Market
  8.4.6. Rest of Asia Pacific Working Capital Loan Market
8.5. Latin America Working Capital Loan Market Snapshot
  8.5.1. Brazil Working Capital Loan Market
  8.5.2. Mexico Working Capital Loan Market
8.6. Rest of The World Working Capital Loan Market

CHAPTER 9. COMPETITIVE INTELLIGENCE

9.1. Top Market Strategies
9.2. Company Profiles
  9.2.1. US Bancorp
    9.2.1.1. Key Information
    9.2.1.2. Overview
    9.2.1.3. Financial (Subject to Data Availability)
    9.2.1.4. Product Summary
    9.2.1.5. Recent Developments
  9.2.2. Bank of America Corporation
  9.2.3. Wells Fargo & Company
  9.2.4. Citibank
  9.2.5. JPMorgan Chase & Co.
  9.2.6. BB&T
  9.2.7. PNC Financial Services Group Inc.
  9.2.8. Regions Financial Corporation
  9.2.9. JPMorgan Chase Bank
  9.2.10. First Citizens Bancshares Incorporated

CHAPTER 10. RESEARCH PROCESS

10.1. Research Process
  10.1.1. Data Mining
  10.1.2. Analysis
  10.1.3. Market Estimation
  10.1.4. Validation
  10.1.5. Publishing
10.2. Research Attributes
10.3. Research Assumption

LIST OF TABLES

TABLE 1. Global Working Capital Loan Market, report scope
TABLE 2. Global Working Capital Loan Market estimates & forecasts by Region 2018-2028 (USD Million)
TABLE 3. Global Working Capital Loan Market estimates & forecasts by Service Provider 2018-2028 (USD Million)
TABLE 4. Global Working Capital Loan Market estimates & forecasts by End User 2018-2028 (USD Million)
TABLE 5. Global Working Capital Loan Market by segment, estimates & forecasts, 2018-2028 (USD Million)
TABLE 6. Global Working Capital Loan Market by region, estimates & forecasts, 2018-2028 (USD Million)
TABLE 7. Global Working Capital Loan Market by segment, estimates & forecasts, 2018-2028 (USD Million)
TABLE 8. Global Working Capital Loan Market by region, estimates & forecasts, 2018-2028 (USD Million)
TABLE 9. Global Working Capital Loan Market by segment, estimates & forecasts, 2018-2028 (USD Million)
TABLE 10. Global Working Capital Loan Market by region, estimates & forecasts, 2018-2028 (USD Million)
TABLE 11. Global Working Capital Loan Market by segment, estimates & forecasts, 2018-2028 (USD Million)
TABLE 12. Global Working Capital Loan Market by region, estimates & forecasts, 2018-2028 (USD Million)
TABLE 13. Global Working Capital Loan Market by segment, estimates & forecasts, 2018-2028 (USD Million)
TABLE 14. Global Working Capital Loan Market by region, estimates & forecasts, 2018-2028 (USD Million)
TABLE 15. U.S. Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 16. U.S. Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 17. U.S. Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 18. Canada Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 19. Canada Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 20. Canada Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 21. UK Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 22. UK Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 23. UK Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 24. Germany Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 25. Germany Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 26. Germany Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 27. RoE Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 28. RoE Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 29. RoE Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 30. China Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 31. China Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 32. China Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 33. India Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 34. India Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 35. India Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 36. Japan Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 37. Japan Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 38. Japan Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 39. RoAPAC Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 40. RoAPAC Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 41. RoAPAC Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 42. Brazil Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 43. Brazil Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 44. Brazil Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 45. Mexico Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 46. Mexico Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 47. Mexico Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 48. RoLA Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 49. RoLA Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 50. RoLA Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 51. Row Working Capital Loan Market estimates & forecasts, 2018-2028 (USD Million)
TABLE 52. Row Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 53. Row Working Capital Loan Market estimates & forecasts by segment 2018-2028 (USD Million)
TABLE 54. List of secondary sources, used in the study of global Working Capital Loan Market
TABLE 55. List of primary sources, used in the study of global Working Capital Loan Market
TABLE 56. Years considered for the study
TABLE 57. Exchange rates considered

LIST OF FIGURES

FIG 1. Global Working Capital Loan Market, research methodology
FIG 2. Global Working Capital Loan Market, Market estimation techniques
FIG 3. Global Market size estimates & forecast methods
FIG 4. Global Working Capital Loan Market, key trends 2021
FIG 5. Global Working Capital Loan Market, growth prospects 2022-2028
FIG 6. Global Working Capital Loan Market, porters 5 force model
FIG 7. Global Working Capital Loan Market, pest analysis
FIG 8. Global Working Capital Loan Market, value chain analysis
FIG 9. Global Working Capital Loan Market by segment, 2018 & 2028 (USD Million)
FIG 10. Global Working Capital Loan Market by segment, 2018 & 2028 (USD Million)
FIG 11. Global Working Capital Loan Market by segment, 2018 & 2028 (USD Million)
FIG 12. Global Working Capital Loan Market by segment, 2018 & 2028 (USD Million)
FIG 13. Global Working Capital Loan Market by segment, 2018 & 2028 (USD Million)
FIG 14. Global Working Capital Loan Market, regional snapshot 2018 & 2028
FIG 15. North America Working Capital Loan Market 2018 & 2028 (USD Million)
FIG 16. Europe Working Capital Loan Market 2018 & 2028 (USD Million)
FIG 17. Asia pacific Market 2018 & 2028 (USD Million)
FIG 18. Latin America Working Capital Loan Market 2018 & 2028 (USD Million)
FIG 19. Global Working Capital Loan Market, company Market share analysis (2021)













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