Global Contactless PoS Terminal Market 2018 by Manufacturers, Countries, Type and Application, Forecast to 2023

August 2018 | 118 pages | ID: G0E49E744D6GEN
GlobalInfoResearch

Abstracts

A terminal with contactless functionality, supporting it to accept contactless payments, comprising payments from contactless chip cards, mobile NFC devices that are enabled with payment application and authorizations and dual interface chip cards. Contactless payment application exist in a point-of-sale (PoS) terminal in accordance with multiple application kernels, one of each supported payment network. The application kernels are developed and certified by the vendors who offer contactless PoS terminals. Contactless application kernels can be designed to support two different types of transactions: contactless Europay, MasterCard and Visa (EMV) chip transactions and contactless magnetic stripe data (MSD) transactions. The contactless EMV chip transaction supports enhanced functions and features including consumer device consumer verification mode (CVM).

SCOPE OF THE REPORT:

This report studies the Contactless PoS Terminal market status and outlook of Global and major regions, from angles of players, countries, product types and end industries; this report analyzes the top players in global market, and splits the Contactless PoS Terminal market by product type and applications/end industries.
A number of factors are contributing to the growth of global contactless PoS terminal market such as advancement in contactless payment technology, rising awareness of plastic money among the buyers, increasing frequency of purchases, and the need for fast transaction time without any hassle of long queues for payment. Contactless payment is further evolving, making itself a useful interface between the consumers, retailers, advertisers and marketers. Hence, contactless PoS terminals adoption is PoSitively impacted with all the above mentioned factors aiding the growth in revenue of global contactless PoS terminal market.
The global Contactless PoS Terminal market is valued at xx million USD in 2017 and is expected to reach xx million USD by the end of 2023, growing at a CAGR of xx% between 2017 and 2023.

The Asia-Pacific will occupy for more market share in following years, especially in China, also fast growing India and Southeast Asia regions.

North America, especially The United States, will still play an important role which cannot be ignored. Any changes from United States might affect the development trend of Contactless PoS Terminal.

Europe also play important roles in global market, with market size of xx million USD in 2017 and will be xx million USD in 2023, with a CAGR of xx%.

Market Segment by Companies, this report covers

• Cegid
• NEC
• MICROS Systems
• Hewlett Packard
• Cisco Systems
• Samsung Electronics
• Panasonic
• Ingenico
• Verifone Systems
• Toshiba

Market Segment by Regions, regional analysis covers

• North America (United States, Canada and Mexico)
• Europe (Germany, France, UK, Russia and Italy)
• Asia-Pacific (China, Japan, Korea, India and Southeast Asia)
• South America (Brazil, Argentina, Colombia)
• Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria and South Africa)

Market Segment by Type, covers

• Hardware
• Software

Market Segment by Applications, can be divided into

• Retail
• BFSI
• Education And IT
• Transportation And Logistics
• Energy And Utility
• Government
• Defence
• Healthcare
• Hospitality

Contents

1 CONTACTLESS POS TERMINAL MARKET OVERVIEW

1.1 Product Overview and Scope of Contactless PoS Terminal
1.2 Classification of Contactless PoS Terminal by Types
  1.2.1 Global Contactless PoS Terminal Revenue Comparison by Types (2017-2023)
  1.2.2 Global Contactless PoS Terminal Revenue Market Share by Types in 2017
  1.2.3 Hardware
  1.2.4 Software
1.3 Global Contactless PoS Terminal Market by Application
  1.3.1 Global Contactless PoS Terminal Market Size and Market Share Comparison by Applications (2013-2023)
  1.3.2 Retail
  1.3.3 BFSI
  1.3.4 Education And IT
  1.3.5 Transportation And Logistics
  1.3.6 Energy And Utility
  1.3.7 Government
  1.3.8 Defence
  1.3.9 Healthcare
  1.3.10 Hospitality
1.4 Global Contactless PoS Terminal Market by Regions
  1.4.1 Global Contactless PoS Terminal Market Size (Million USD) Comparison by Regions (2013-2023)
  1.4.1 North America (USA, Canada and Mexico) Contactless PoS Terminal Status and Prospect (2013-2023)
  1.4.2 Europe (Germany, France, UK, Russia and Italy) Contactless PoS Terminal Status and Prospect (2013-2023)
  1.4.3 Asia-Pacific (China, Japan, Korea, India and Southeast Asia) Contactless PoS Terminal Status and Prospect (2013-2023)
  1.4.4 South America (Brazil, Argentina, Colombia) Contactless PoS Terminal Status and Prospect (2013-2023)
  1.4.5 Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria and South Africa) Contactless PoS Terminal Status and Prospect (2013-2023)
1.5 Global Market Size of Contactless PoS Terminal (2013-2023)

2 MANUFACTURERS PROFILES

2.1 Cegid
  2.1.1 Business Overview
  2.1.2 Contactless PoS Terminal Type and Applications
    2.1.2.1 Product A
    2.1.2.2 Product B
  2.1.3 Cegid Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.2 NEC
  2.2.1 Business Overview
  2.2.2 Contactless PoS Terminal Type and Applications
    2.2.2.1 Product A
    2.2.2.2 Product B
  2.2.3 NEC Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.3 MICROS Systems
  2.3.1 Business Overview
  2.3.2 Contactless PoS Terminal Type and Applications
    2.3.2.1 Product A
    2.3.2.2 Product B
  2.3.3 MICROS Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.4 Hewlett Packard
  2.4.1 Business Overview
  2.4.2 Contactless PoS Terminal Type and Applications
    2.4.2.1 Product A
    2.4.2.2 Product B
  2.4.3 Hewlett Packard Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.5 Cisco Systems
  2.5.1 Business Overview
  2.5.2 Contactless PoS Terminal Type and Applications
    2.5.2.1 Product A
    2.5.2.2 Product B
  2.5.3 Cisco Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.6 Samsung Electronics
  2.6.1 Business Overview
  2.6.2 Contactless PoS Terminal Type and Applications
    2.6.2.1 Product A
    2.6.2.2 Product B
  2.6.3 Samsung Electronics Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.7 Panasonic
  2.7.1 Business Overview
  2.7.2 Contactless PoS Terminal Type and Applications
    2.7.2.1 Product A
    2.7.2.2 Product B
  2.7.3 Panasonic Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.8 Ingenico
  2.8.1 Business Overview
  2.8.2 Contactless PoS Terminal Type and Applications
    2.8.2.1 Product A
    2.8.2.2 Product B
  2.8.3 Ingenico Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.9 Verifone Systems
  2.9.1 Business Overview
  2.9.2 Contactless PoS Terminal Type and Applications
    2.9.2.1 Product A
    2.9.2.2 Product B
  2.9.3 Verifone Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
2.10 Toshiba
  2.10.1 Business Overview
  2.10.2 Contactless PoS Terminal Type and Applications
    2.10.2.1 Product A
    2.10.2.2 Product B
  2.10.3 Toshiba Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)

3 GLOBAL CONTACTLESS POS TERMINAL MARKET COMPETITION, BY PLAYERS

3.1 Global Contactless PoS Terminal Revenue and Share by Players (2013-2018)
3.2 Market Concentration Rate
  3.2.1 Top 5 Contactless PoS Terminal Players Market Share
  3.2.2 Top 10 Contactless PoS Terminal Players Market Share
3.3 Market Competition Trend

4 GLOBAL CONTACTLESS POS TERMINAL MARKET SIZE BY REGIONS

4.1 Global Contactless PoS Terminal Revenue and Market Share by Regions
4.2 North America Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
4.3 Europe Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
4.4 Asia-Pacific Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
4.5 South America Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
4.6 Middle East and Africa Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

5 NORTH AMERICA CONTACTLESS POS TERMINAL REVENUE BY COUNTRIES

5.1 North America Contactless PoS Terminal Revenue by Countries (2013-2018)
5.2 USA Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
5.3 Canada Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
5.4 Mexico Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

6 EUROPE CONTACTLESS POS TERMINAL REVENUE BY COUNTRIES

6.1 Europe Contactless PoS Terminal Revenue by Countries (2013-2018)
6.2 Germany Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
6.3 UK Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
6.4 France Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
6.5 Russia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
6.6 Italy Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

7 ASIA-PACIFIC CONTACTLESS POS TERMINAL REVENUE BY COUNTRIES

7.1 Asia-Pacific Contactless PoS Terminal Revenue by Countries (2013-2018)
7.2 China Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
7.3 Japan Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
7.4 Korea Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
7.5 India Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
7.6 Southeast Asia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

8 SOUTH AMERICA CONTACTLESS POS TERMINAL REVENUE BY COUNTRIES

8.1 South America Contactless PoS Terminal Revenue by Countries (2013-2018)
8.2 Brazil Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
8.3 Argentina Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
8.4 Colombia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

9 MIDDLE EAST AND AFRICA REVENUE CONTACTLESS POS TERMINAL BY COUNTRIES

9.1 Middle East and Africa Contactless PoS Terminal Revenue by Countries (2013-2018)
9.2 Saudi Arabia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
9.3 UAE Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
9.4 Egypt Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
9.5 Nigeria Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
9.6 South Africa Contactless PoS Terminal Revenue and Growth Rate (2013-2018)

10 GLOBAL CONTACTLESS POS TERMINAL MARKET SEGMENT BY TYPE

10.1 Global Contactless PoS Terminal Revenue and Market Share by Type (2013-2018)
10.2 Global Contactless PoS Terminal Market Forecast by Type (2018-2023)
10.3 Hardware Revenue Growth Rate (2013-2023)
10.4 Software Revenue Growth Rate (2013-2023)

11 GLOBAL CONTACTLESS POS TERMINAL MARKET SEGMENT BY APPLICATION

11.1 Global Contactless PoS Terminal Revenue Market Share by Application (2013-2018)
11.2 Contactless PoS Terminal Market Forecast by Application (2018-2023)
11.3 Retail Revenue Growth (2013-2018)
11.4 BFSI Revenue Growth (2013-2018)
11.5 Education And IT Revenue Growth (2013-2018)
11.6 Transportation And Logistics Revenue Growth (2013-2018)
11.7 Energy And Utility Revenue Growth (2013-2018)
11.8 Government Revenue Growth (2013-2018)
11.9 Defence Revenue Growth (2013-2018)
11.10 Healthcare Revenue Growth (2013-2018)
11.11 Hospitality Revenue Growth (2013-2018)

12 GLOBAL CONTACTLESS POS TERMINAL MARKET SIZE FORECAST (2018-2023)

12.1 Global Contactless PoS Terminal Market Size Forecast (2018-2023)
12.2 Global Contactless PoS Terminal Market Forecast by Regions (2018-2023)
12.3 North America Contactless PoS Terminal Revenue Market Forecast (2018-2023)
12.4 Europe Contactless PoS Terminal Revenue Market Forecast (2018-2023)
12.5 Asia-Pacific Contactless PoS Terminal Revenue Market Forecast (2018-2023)
12.6 South America Contactless PoS Terminal Revenue Market Forecast (2018-2023)
12.7 Middle East and Africa Contactless PoS Terminal Revenue Market Forecast (2018-2023)

13 RESEARCH FINDINGS AND CONCLUSION

14 APPENDIX

14.1 Methodology
14.2 Data Source

List Of Tables

LIST OF TABLES AND FIGURES

Figure Contactless PoS Terminal Picture
Table Product Specifications of Contactless PoS Terminal
Table Global Contactless PoS Terminal and Revenue (Million USD) Market Split by Product Type
Figure Global Contactless PoS Terminal Revenue Market Share by Types in 2017
Figure Hardware Picture
Figure Software Picture
Table Global Contactless PoS Terminal Revenue (Million USD) by Application (2013-2023)
Figure Contactless PoS Terminal Revenue Market Share by Applications in 2017
Figure Retail Picture
Figure BFSI Picture
Figure Education And IT Picture
Figure Transportation And Logistics Picture
Figure Energy And Utility Picture
Figure Government Picture
Figure Defence Picture
Figure Healthcare Picture
Figure Hospitality Picture
Table Global Market Contactless PoS Terminal Revenue (Million USD) Comparison by Regions 2013-2023
Figure North America Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Figure Europe Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Figure Asia-Pacific Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Figure South America Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Figure Middle East and Africa Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Figure Global Contactless PoS Terminal Revenue (Million USD) and Growth Rate (2013-2023)
Table Cegid Basic Information, Manufacturing Base and Competitors
Table Cegid Contactless PoS Terminal Type and Applications
Table Cegid Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table NEC Basic Information, Manufacturing Base and Competitors
Table NEC Contactless PoS Terminal Type and Applications
Table NEC Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table MICROS Systems Basic Information, Manufacturing Base and Competitors
Table MICROS Systems Contactless PoS Terminal Type and Applications
Table MICROS Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Hewlett Packard Basic Information, Manufacturing Base and Competitors
Table Hewlett Packard Contactless PoS Terminal Type and Applications
Table Hewlett Packard Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Cisco Systems Basic Information, Manufacturing Base and Competitors
Table Cisco Systems Contactless PoS Terminal Type and Applications
Table Cisco Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Samsung Electronics Basic Information, Manufacturing Base and Competitors
Table Samsung Electronics Contactless PoS Terminal Type and Applications
Table Samsung Electronics Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Panasonic Basic Information, Manufacturing Base and Competitors
Table Panasonic Contactless PoS Terminal Type and Applications
Table Panasonic Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Ingenico Basic Information, Manufacturing Base and Competitors
Table Ingenico Contactless PoS Terminal Type and Applications
Table Ingenico Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Verifone Systems Basic Information, Manufacturing Base and Competitors
Table Verifone Systems Contactless PoS Terminal Type and Applications
Table Verifone Systems Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Toshiba Basic Information, Manufacturing Base and Competitors
Table Toshiba Contactless PoS Terminal Type and Applications
Table Toshiba Contactless PoS Terminal Revenue, Gross Margin and Market Share (2016-2017)
Table Global Contactless PoS Terminal Revenue (Million USD) by Players (2013-2018)
Table Global Contactless PoS Terminal Revenue Share by Players (2013-2018)
Figure Global Contactless PoS Terminal Revenue Share by Players in 2016
Figure Global Contactless PoS Terminal Revenue Share by Players in 2017
Figure Global Top 5 Players Contactless PoS Terminal Revenue Market Share in 2017
Figure Global Top 10 Players Contactless PoS Terminal Revenue Market Share in 2017
Figure Global Contactless PoS Terminal Revenue (Million USD) and Growth Rate (%) (2013-2018)
Table Global Contactless PoS Terminal Revenue (Million USD) by Regions (2013-2018)
Table Global Contactless PoS Terminal Revenue Market Share by Regions (2013-2018)
Figure Global Contactless PoS Terminal Revenue Market Share by Regions (2013-2018)
Figure Global Contactless PoS Terminal Revenue Market Share by Regions in 2017
Figure North America Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Europe Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Asia-Pacific Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure South America Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Middle East and Africa Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table North America Contactless PoS Terminal Revenue by Countries (2013-2018)
Table North America Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure North America Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure North America Contactless PoS Terminal Revenue Market Share by Countries in 2017
Figure USA Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Canada Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Mexico Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table Europe Contactless PoS Terminal Revenue (Million USD) by Countries (2013-2018)
Figure Europe Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure Europe Contactless PoS Terminal Revenue Market Share by Countries in 2017
Figure Germany Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure UK Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure France Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Russia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Italy Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table Asia-Pacific Contactless PoS Terminal Revenue (Million USD) by Countries (2013-2018)
Figure Asia-Pacific Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure Asia-Pacific Contactless PoS Terminal Revenue Market Share by Countries in 2017
Figure China Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Japan Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Korea Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure India Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Southeast Asia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table South America Contactless PoS Terminal Revenue by Countries (2013-2018)
Table South America Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure South America Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure South America Contactless PoS Terminal Revenue Market Share by Countries in 2017
Figure Brazil Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Argentina Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Colombia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table Middle East and Africa Contactless PoS Terminal Revenue (Million USD) by Countries (2013-2018)
Table Middle East and Africa Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure Middle East and Africa Contactless PoS Terminal Revenue Market Share by Countries (2013-2018)
Figure Middle East and Africa Contactless PoS Terminal Revenue Market Share by Countries in 2017
Figure Saudi Arabia Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure UAE Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Egypt Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure Nigeria Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Figure South Africa Contactless PoS Terminal Revenue and Growth Rate (2013-2018)
Table Global Contactless PoS Terminal Revenue (Million USD) by Type (2013-2018)
Table Global Contactless PoS Terminal Revenue Share by Type (2013-2018)
Figure Global Contactless PoS Terminal Revenue Share by Type (2013-2018)
Figure Global Contactless PoS Terminal Revenue Share by Type in 2017
Table Global Contactless PoS Terminal Revenue Forecast by Type (2018-2023)
Figure Global Contactless PoS Terminal Market Share Forecast by Type (2018-2023)
Figure Global Hardware Revenue Growth Rate (2013-2018)
Figure Global Software Revenue Growth Rate (2013-2018)
Table Global Contactless PoS Terminal Revenue by Application (2013-2018)
Table Global Contactless PoS Terminal Revenue Share by Application (2013-2018)
Figure Global Contactless PoS Terminal Revenue Share by Application (2013-2018)
Figure Global Contactless PoS Terminal Revenue Share by Application in 2017
Table Global Contactless PoS Terminal Revenue Forecast by Application (2018-2023)
Figure Global Contactless PoS Terminal Market Share Forecast by Application (2018-2023)
Figure Global Retail Revenue Growth Rate (2013-2018)
Figure Global BFSI Revenue Growth Rate (2013-2018)
Figure Global Education And IT Revenue Growth Rate (2013-2018)
Figure Global Transportation And Logistics Revenue Growth Rate (2013-2018)
Figure Global Energy And Utility Revenue Growth Rate (2013-2018)
Figure Global Government Revenue Growth Rate (2013-2018)
Figure Global Defence Revenue Growth Rate (2013-2018)
Figure Global Healthcare Revenue Growth Rate (2013-2018)
Figure Global Hospitality Revenue Growth Rate (2013-2018)
Figure Global Contactless PoS Terminal Revenue (Million USD) and Growth Rate Forecast (2018 -2023)
Table Global Contactless PoS Terminal Revenue (Million USD) Forecast by Regions (2018-2023)
Figure Global Contactless PoS Terminal Revenue Market Share Forecast by Regions (2018-2023)
Figure North America Contactless PoS Terminal Revenue Market Forecast (2018-2023)
Figure Europe Contactless PoS Terminal Revenue Market Forecast (2018-2023)
Figure Asia-Pacific Contactless PoS Terminal Revenue Market Forecast (2018-2023)
Figure South America Contactless PoS Terminal Revenue Market Forecast (2018-2023)
Figure Middle East and Africa Contactless PoS Terminal Revenue Market Forecast (2018-2023)