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Covid-19 Impact on Global IT Financial Management Tools Market Size, Status and Forecast 2020-2026

July 2020 | 92 pages | ID: CDAF991C2FE5EN
QYResearch

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Since the COVID-19 virus outbreak in December 2019, the disease has spread to almost 100 countries around the globe with the World Health Organization declaring it a public health emergency. The global impacts of the coronavirus disease 2019 (COVID-19) are already starting to be felt, and will significantly affect the IT Financial Management Tools market in 2020.
COVID-19 can affect the global economy in three main ways: by directly affecting production and demand, by creating supply chain and market disruption, and by its financial impact on firms and financial markets.
The outbreak of COVID-19 has brought effects on many aspects, like flight cancellations; travel bans and quarantines; restaurants closed; all indoor events restricted; over forty countries state of emergency declared; massive slowing of the supply chain; stock market volatility; falling business confidence, growing panic among the population, and uncertainty about future.
This report also analyses the impact of Coronavirus COVID-19 on the IT Financial Management Tools industry.
Based on our recent survey, we have several different scenarios about the IT Financial Management Tools YoY growth rate for 2020. The probable scenario is expected to grow by a xx% in 2020 and the revenue will be xx in 2020 from US$ xx million in 2019. The market size of IT Financial Management Tools will reach xx in 2026, with a CAGR of xx% from 2020 to 2026.
With industry-standard accuracy in analysis and high data integrity, the report makes a brilliant attempt to unveil key opportunities available in the global IT Financial Management Tools market to help players in achieving a strong market position. Buyers of the report can access verified and reliable market forecasts, including those for the overall size of the global IT Financial Management Tools market in terms of revenue.
Players, stakeholders, and other participants in the global IT Financial Management Tools market will be able to gain the upper hand as they use the report as a powerful resource. For this version of the report, the segmental analysis focuses on revenue and forecast by each application segment in terms of revenue and forecast by each type segment in terms of revenue for the period 2015-2026.

Regional and Country-level Analysis

The report offers an exhaustive geographical analysis of the global IT Financial Management Tools market, covering important regions, viz, North America, Europe, China, Japan, Southeast Asia, India and Central & South America. It also covers key countries (regions), viz, U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, India, Australia, Taiwan, Indonesia, Thailand, Malaysia, Philippines, Vietnam, Mexico, Brazil, Turkey, Saudi Arabia, U.A.E, etc.

The report includes country-wise and region-wise market size for the period 2015-2026. It also includes market size and forecast by each application segment in terms of revenue for the period 2015-2026.

Competition Analysis

In the competitive analysis section of the report, leading as well as prominent players of the global IT Financial Management Tools market are broadly studied on the basis of key factors. The report offers comprehensive analysis and accurate statistics on revenue by the player for the period 2015-2020. It also offers detailed analysis supported by reliable statistics on price and revenue (global level) by player for the period 2015-2020.

On the whole, the report proves to be an effective tool that players can use to gain a competitive edge over their competitors and ensure lasting success in the global IT Financial Management Tools market. All of the findings, data, and information provided in the report are validated and revalidated with the help of trustworthy sources. The analysts who have authored the report took a unique and industry-best research and analysis approach for an in-depth study of the global IT Financial Management Tools market.
The following players are covered in this report:
  • Apptio
  • Upland Software
  • ServiceNow
  • ACCIOD
  • Digital Fuel
  • USU
  • Nicus
  • PMCS.helpLine Software Group
IT Financial Management Tools Breakdown Data by Type
  • Cloud Based
  • Web Based
IT Financial Management Tools Breakdown Data by Application
  • Large Enterprises
  • SMEs
1 REPORT OVERVIEW

1.1 Study Scope
1.2 Key Market Segments
1.3 Players Covered: Ranking by IT Financial Management Tools Revenue
1.4 Market Analysis by Type
  1.4.1 Global IT Financial Management Tools Market Size Growth Rate by Type: 2020 VS 2026
  1.4.2 Cloud Based
  1.4.3 Web Based
1.5 Market by Application
  1.5.1 Global IT Financial Management Tools Market Share by Application: 2020 VS 2026
  1.5.2 Large Enterprises
  1.5.3 SMEs
1.6 Coronavirus Disease 2019 (Covid-19): IT Financial Management Tools Industry Impact
  1.6.1 How the Covid-19 is Affecting the IT Financial Management Tools Industry
    1.6.1.1 IT Financial Management Tools Business Impact Assessment - Covid-19
    1.6.1.2 Supply Chain Challenges
    1.6.1.3 COVID-19’s Impact On Crude Oil and Refined Products
  1.6.2 Market Trends and IT Financial Management Tools Potential Opportunities in the COVID-19 Landscape
  1.6.3 Measures / Proposal against Covid-19
    1.6.3.1 Government Measures to Combat Covid-19 Impact
    1.6.3.2 Proposal for IT Financial Management Tools Players to Combat Covid-19 Impact
1.7 Study Objectives
1.8 Years Considered

2 GLOBAL GROWTH TRENDS BY REGIONS

2.1 IT Financial Management Tools Market Perspective (2015-2026)
2.2 IT Financial Management Tools Growth Trends by Regions
  2.2.1 IT Financial Management Tools Market Size by Regions: 2015 VS 2020 VS 2026
  2.2.2 IT Financial Management Tools Historic Market Share by Regions (2015-2020)
  2.2.3 IT Financial Management Tools Forecasted Market Size by Regions (2021-2026)
2.3 Industry Trends and Growth Strategy
  2.3.1 Market Top Trends
  2.3.2 Market Drivers
  2.3.3 Market Challenges
  2.3.4 Porter’s Five Forces Analysis
  2.3.5 IT Financial Management Tools Market Growth Strategy
  2.3.6 Primary Interviews with Key IT Financial Management Tools Players (Opinion Leaders)

3 COMPETITION LANDSCAPE BY KEY PLAYERS

3.1 Global Top IT Financial Management Tools Players by Market Size
  3.1.1 Global Top IT Financial Management Tools Players by Revenue (2015-2020)
  3.1.2 Global IT Financial Management Tools Revenue Market Share by Players (2015-2020)
  3.1.3 Global IT Financial Management Tools Market Share by Company Type (Tier 1, Tier 2 and Tier 3)
3.2 Global IT Financial Management Tools Market Concentration Ratio
  3.2.1 Global IT Financial Management Tools Market Concentration Ratio (CR5 and HHI)
  3.2.2 Global Top 10 and Top 5 Companies by IT Financial Management Tools Revenue in 2019
3.3 IT Financial Management Tools Key Players Head office and Area Served
3.4 Key Players IT Financial Management Tools Product Solution and Service
3.5 Date of Enter into IT Financial Management Tools Market
3.6 Mergers & Acquisitions, Expansion Plans

4 BREAKDOWN DATA BY TYPE (2015-2026)

4.1 Global IT Financial Management Tools Historic Market Size by Type (2015-2020)
4.2 Global IT Financial Management Tools Forecasted Market Size by Type (2021-2026)

5 IT FINANCIAL MANAGEMENT TOOLS BREAKDOWN DATA BY APPLICATION (2015-2026)

5.1 Global IT Financial Management Tools Market Size by Application (2015-2020)
5.2 Global IT Financial Management Tools Forecasted Market Size by Application (2021-2026)

6 NORTH AMERICA

6.1 North America IT Financial Management Tools Market Size (2015-2020)
6.2 IT Financial Management Tools Key Players in North America (2019-2020)
6.3 North America IT Financial Management Tools Market Size by Type (2015-2020)
6.4 North America IT Financial Management Tools Market Size by Application (2015-2020)

7 EUROPE

7.1 Europe IT Financial Management Tools Market Size (2015-2020)
7.2 IT Financial Management Tools Key Players in Europe (2019-2020)
7.3 Europe IT Financial Management Tools Market Size by Type (2015-2020)
7.4 Europe IT Financial Management Tools Market Size by Application (2015-2020)

8 CHINA

8.1 China IT Financial Management Tools Market Size (2015-2020)
8.2 IT Financial Management Tools Key Players in China (2019-2020)
8.3 China IT Financial Management Tools Market Size by Type (2015-2020)
8.4 China IT Financial Management Tools Market Size by Application (2015-2020)

9 JAPAN

9.1 Japan IT Financial Management Tools Market Size (2015-2020)
9.2 IT Financial Management Tools Key Players in Japan (2019-2020)
9.3 Japan IT Financial Management Tools Market Size by Type (2015-2020)
9.4 Japan IT Financial Management Tools Market Size by Application (2015-2020)

10 SOUTHEAST ASIA

10.1 Southeast Asia IT Financial Management Tools Market Size (2015-2020)
10.2 IT Financial Management Tools Key Players in Southeast Asia (2019-2020)
10.3 Southeast Asia IT Financial Management Tools Market Size by Type (2015-2020)
10.4 Southeast Asia IT Financial Management Tools Market Size by Application (2015-2020)

11 INDIA

11.1 India IT Financial Management Tools Market Size (2015-2020)
11.2 IT Financial Management Tools Key Players in India (2019-2020)
11.3 India IT Financial Management Tools Market Size by Type (2015-2020)
11.4 India IT Financial Management Tools Market Size by Application (2015-2020)

12 CENTRAL & SOUTH AMERICA

12.1 Central & South America IT Financial Management Tools Market Size (2015-2020)
12.2 IT Financial Management Tools Key Players in Central & South America (2019-2020)
12.3 Central & South America IT Financial Management Tools Market Size by Type (2015-2020)
12.4 Central & South America IT Financial Management Tools Market Size by Application (2015-2020)

13 KEY PLAYERS PROFILES

13.1 Apptio
  13.1.1 Apptio Company Details
  13.1.2 Apptio Business Overview and Its Total Revenue
  13.1.3 Apptio IT Financial Management Tools Introduction
  13.1.4 Apptio Revenue in IT Financial Management Tools Business (2015-2020))
  13.1.5 Apptio Recent Development
13.2 Upland Software
  13.2.1 Upland Software Company Details
  13.2.2 Upland Software Business Overview and Its Total Revenue
  13.2.3 Upland Software IT Financial Management Tools Introduction
  13.2.4 Upland Software Revenue in IT Financial Management Tools Business (2015-2020)
  13.2.5 Upland Software Recent Development
13.3 ServiceNow
  13.3.1 ServiceNow Company Details
  13.3.2 ServiceNow Business Overview and Its Total Revenue
  13.3.3 ServiceNow IT Financial Management Tools Introduction
  13.3.4 ServiceNow Revenue in IT Financial Management Tools Business (2015-2020)
  13.3.5 ServiceNow Recent Development
13.4 ACCIOD
  13.4.1 ACCIOD Company Details
  13.4.2 ACCIOD Business Overview and Its Total Revenue
  13.4.3 ACCIOD IT Financial Management Tools Introduction
  13.4.4 ACCIOD Revenue in IT Financial Management Tools Business (2015-2020)
  13.4.5 ACCIOD Recent Development
13.5 Digital Fuel
  13.5.1 Digital Fuel Company Details
  13.5.2 Digital Fuel Business Overview and Its Total Revenue
  13.5.3 Digital Fuel IT Financial Management Tools Introduction
  13.5.4 Digital Fuel Revenue in IT Financial Management Tools Business (2015-2020)
  13.5.5 Digital Fuel Recent Development
13.6 USU
  13.6.1 USU Company Details
  13.6.2 USU Business Overview and Its Total Revenue
  13.6.3 USU IT Financial Management Tools Introduction
  13.6.4 USU Revenue in IT Financial Management Tools Business (2015-2020)
  13.6.5 USU Recent Development
13.7 Nicus
  13.7.1 Nicus Company Details
  13.7.2 Nicus Business Overview and Its Total Revenue
  13.7.3 Nicus IT Financial Management Tools Introduction
  13.7.4 Nicus Revenue in IT Financial Management Tools Business (2015-2020)
  13.7.5 Nicus Recent Development
13.8 PMCS.helpLine Software Group
  13.8.1 PMCS.helpLine Software Group Company Details
  13.8.2 PMCS.helpLine Software Group Business Overview and Its Total Revenue
  13.8.3 PMCS.helpLine Software Group IT Financial Management Tools Introduction
  13.8.4 PMCS.helpLine Software Group Revenue in IT Financial Management Tools Business (2015-2020)
  13.8.5 PMCS.helpLine Software Group Recent Development

14 ANALYST'S VIEWPOINTS/CONCLUSIONS

15 APPENDIX

15.1 Research Methodology
  15.1.1 Methodology/Research Approach
  15.1.2 Data Source
15.2 Disclaimer
15.3 Author Details

LIST OF TABLES

Table 1. IT Financial Management Tools Key Market Segments
Table 2. Key Players Covered: Ranking by IT Financial Management Tools Revenue
Table 3. Ranking of Global Top IT Financial Management Tools Manufacturers by Revenue (US$ Million) in 2019
Table 4. Global IT Financial Management Tools Market Size Growth Rate by Type (US$ Million): 2020 VS 2026
Table 5. Key Players of Cloud Based
Table 6. Key Players of Web Based
Table 7. COVID-19 Impact Global Market: (Four IT Financial Management Tools Market Size Forecast Scenarios)
Table 8. Opportunities and Trends for IT Financial Management Tools Players in the COVID-19 Landscape
Table 9. Present Opportunities in China & Elsewhere Due to the Coronavirus Crisis
Table 10. Key Regions/Countries Measures against Covid-19 Impact
Table 11. Proposal for IT Financial Management Tools Players to Combat Covid-19 Impact
Table 12. Global IT Financial Management Tools Market Size Growth by Application (US$ Million): 2020 VS 2026
Table 13. Global IT Financial Management Tools Market Size by Regions (US$ Million): 2020 VS 2026
Table 14. Global IT Financial Management Tools Market Size by Regions (2015-2020) (US$ Million)
Table 15. Global IT Financial Management Tools Market Share by Regions (2015-2020)
Table 16. Global IT Financial Management Tools Forecasted Market Size by Regions (2021-2026) (US$ Million)
Table 17. Global IT Financial Management Tools Market Share by Regions (2021-2026)
Table 18. Market Top Trends
Table 19. Key Drivers: Impact Analysis
Table 20. Key Challenges
Table 21. IT Financial Management Tools Market Growth Strategy
Table 22. Main Points Interviewed from Key IT Financial Management Tools Players
Table 23. Global IT Financial Management Tools Revenue by Players (2015-2020) (Million US$)
Table 24. Global IT Financial Management Tools Market Share by Players (2015-2020)
Table 25. Global Top IT Financial Management Tools Players by Company Type (Tier 1, Tier 2 and Tier 3) (based on the Revenue in IT Financial Management Tools as of 2019)
Table 26. Global IT Financial Management Tools by Players Market Concentration Ratio (CR5 and HHI)
Table 27. Key Players Headquarters and Area Served
Table 28. Key Players IT Financial Management Tools Product Solution and Service
Table 29. Date of Enter into IT Financial Management Tools Market
Table 30. Mergers & Acquisitions, Expansion Plans
Table 31. Global IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 32. Global IT Financial Management Tools Market Size Share by Type (2015-2020)
Table 33. Global IT Financial Management Tools Revenue Market Share by Type (2021-2026)
Table 34. Global IT Financial Management Tools Market Size Share by Application (2015-2020)
Table 35. Global IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 36. Global IT Financial Management Tools Market Size Share by Application (2021-2026)
Table 37. North America Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 38. North America Key Players IT Financial Management Tools Market Share (2019-2020)
Table 39. North America IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 40. North America IT Financial Management Tools Market Share by Type (2015-2020)
Table 41. North America IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 42. North America IT Financial Management Tools Market Share by Application (2015-2020)
Table 43. Europe Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 44. Europe Key Players IT Financial Management Tools Market Share (2019-2020)
Table 45. Europe IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 46. Europe IT Financial Management Tools Market Share by Type (2015-2020)
Table 47. Europe IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 48. Europe IT Financial Management Tools Market Share by Application (2015-2020)
Table 49. China Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 50. China Key Players IT Financial Management Tools Market Share (2019-2020)
Table 51. China IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 52. China IT Financial Management Tools Market Share by Type (2015-2020)
Table 53. China IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 54. China IT Financial Management Tools Market Share by Application (2015-2020)
Table 55. Japan Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 56. Japan Key Players IT Financial Management Tools Market Share (2019-2020)
Table 57. Japan IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 58. Japan IT Financial Management Tools Market Share by Type (2015-2020)
Table 59. Japan IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 60. Japan IT Financial Management Tools Market Share by Application (2015-2020)
Table 61. Southeast Asia Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 62. Southeast Asia Key Players IT Financial Management Tools Market Share (2019-2020)
Table 63. Southeast Asia IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 64. Southeast Asia IT Financial Management Tools Market Share by Type (2015-2020)
Table 65. Southeast Asia IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 66. Southeast Asia IT Financial Management Tools Market Share by Application (2015-2020)
Table 67. India Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 68. India Key Players IT Financial Management Tools Market Share (2019-2020)
Table 69. India IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 70. India IT Financial Management Tools Market Share by Type (2015-2020)
Table 71. India IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 72. India IT Financial Management Tools Market Share by Application (2015-2020)
Table 73. Central & South America Key Players IT Financial Management Tools Revenue (2019-2020) (Million US$)
Table 74. Central & South America Key Players IT Financial Management Tools Market Share (2019-2020)
Table 75. Central & South America IT Financial Management Tools Market Size by Type (2015-2020) (Million US$)
Table 76. Central & South America IT Financial Management Tools Market Share by Type (2015-2020)
Table 77. Central & South America IT Financial Management Tools Market Size by Application (2015-2020) (Million US$)
Table 78. Central & South America IT Financial Management Tools Market Share by Application (2015-2020)
Table 79. Apptio Company Details
Table 80. Apptio Business Overview
Table 81. Apptio Product
Table 82. Apptio Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 83. Apptio Recent Development
Table 84. Upland Software Company Details
Table 85. Upland Software Business Overview
Table 86. Upland Software Product
Table 87. Upland Software Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 88. Upland Software Recent Development
Table 89. ServiceNow Company Details
Table 90. ServiceNow Business Overview
Table 91. ServiceNow Product
Table 92. ServiceNow Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 93. ServiceNow Recent Development
Table 94. ACCIOD Company Details
Table 95. ACCIOD Business Overview
Table 96. ACCIOD Product
Table 97. ACCIOD Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 98. ACCIOD Recent Development
Table 99. Digital Fuel Company Details
Table 100. Digital Fuel Business Overview
Table 101. Digital Fuel Product
Table 102. Digital Fuel Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 103. Digital Fuel Recent Development
Table 104. USU Company Details
Table 105. USU Business Overview
Table 106. USU Product
Table 107. USU Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 108. USU Recent Development
Table 109. Nicus Company Details
Table 110. Nicus Business Overview
Table 111. Nicus Product
Table 112. Nicus Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 113. Nicus Recent Development
Table 114. PMCS.helpLine Software Group Business Overview
Table 115. PMCS.helpLine Software Group Product
Table 116. PMCS.helpLine Software Group Company Details
Table 117. PMCS.helpLine Software Group Revenue in IT Financial Management Tools Business (2015-2020) (Million US$)
Table 118. PMCS.helpLine Software Group Recent Development
Table 119. Research Programs/Design for This Report
Table 120. Key Data Information from Secondary Sources
Table 121. Key Data Information from Primary Sources

LIST OF FIGURES

Figure 1. Global IT Financial Management Tools Market Share by Type: 2020 VS 2026
Figure 2. Cloud Based Features
Figure 3. Web Based Features
Figure 4. Global IT Financial Management Tools Market Share by Application: 2020 VS 2026
Figure 5. Large Enterprises Case Studies
Figure 6. SMEs Case Studies
Figure 7. IT Financial Management Tools Report Years Considered
Figure 8. Global IT Financial Management Tools Market Size YoY Growth 2015-2026 (US$ Million)
Figure 9. Global IT Financial Management Tools Market Share by Regions: 2020 VS 2026
Figure 10. Global IT Financial Management Tools Market Share by Regions (2021-2026)
Figure 11. Porter's Five Forces Analysis
Figure 12. Global IT Financial Management Tools Market Share by Players in 2019
Figure 13. Global Top IT Financial Management Tools Players by Company Type (Tier 1, Tier 2 and Tier 3) (based on the Revenue in IT Financial Management Tools as of 2019
Figure 14. The Top 10 and 5 Players Market Share by IT Financial Management Tools Revenue in 2019
Figure 15. North America IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 16. Europe IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 17. China IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 18. Japan IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 19. Southeast Asia IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 20. India IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 21. Central & South America IT Financial Management Tools Market Size YoY Growth (2015-2020) (Million US$)
Figure 22. Apptio Total Revenue (US$ Million): 2019 Compared with 2018
Figure 23. Apptio Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 24. Upland Software Total Revenue (US$ Million): 2019 Compared with 2018
Figure 25. Upland Software Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 26. ServiceNow Total Revenue (US$ Million): 2019 Compared with 2018
Figure 27. ServiceNow Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 28. ACCIOD Total Revenue (US$ Million): 2019 Compared with 2018
Figure 29. ACCIOD Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 30. Digital Fuel Total Revenue (US$ Million): 2019 Compared with 2018
Figure 31. Digital Fuel Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 32. USU Total Revenue (US$ Million): 2019 Compared with 2018
Figure 33. USU Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 34. Nicus Total Revenue (US$ Million): 2019 Compared with 2018
Figure 35. Nicus Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 36. PMCS.helpLine Software Group Total Revenue (US$ Million): 2019 Compared with 2018
Figure 37. PMCS.helpLine Software Group Revenue Growth Rate in IT Financial Management Tools Business (2015-2020)
Figure 38. Bottom-up and Top-down Approaches for This Report
Figure 39. Data Triangulation
Figure 40. Key Executives Interviewed


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