- The report contains detailed information about GEROVA Financial Group Ltd. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for GEROVA Financial Group Ltd.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The GEROVA Financial Group Ltd. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes GEROVA Financial Group Ltd. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of GEROVA Financial Group Ltd. business.
About GEROVA Financial Group Ltd.
GEROVA Financial Group, Ltd., an international reinsurance company, focuses on the life and annuity reinsurance markets, in addition to the property and causality business.
The company owns a controlling interest in Allied Provident, a specialty insurance company domiciled in Barbados, and a significant interest in Northstar, a Bermuda insurance holding company with insurance subsidiaries licensed in Bermuda and Ireland.
Allied Provident is an indirect operating subsidiary engaged in insurance. Allied Provident is a specialty insurance company that offers reinsurance products in markets where traditional reinsurance alternatives are limited. Allied Provident also directly sells various property and casualty insurance products to businesses.
Allied Provident holds an insurance license in Barbados and is authorized to conduct a general insurance business, including the sale of property, general liability, business interruption and political risk insurance, as well as compensation bonds, directors and officers insurance, errors and omissions insurance, structured transactions insurance wraps, and reinsurance.
Allied Provident issues reinsurance to a United States licensed insurance carrier (the Carrier) that offers non-standard personal automotive insurance coverage to high risk or rated drivers who are unable to obtain insurance from standard carriers. Allied Providents direct insurance business offers a suite of business property and casualty insurance products, such as directors and officers liability insurance, financial guarantee insurance, excess and umbrella liability insurance, business income insurance, and inland marine and product liability insurance.
Allied Provident offers a range of property and casualty insurance and reinsurance products, including casualty and liability risks, damage, health, homeowners, medical malpractice, professional liability, property catastrophe, automotive surety and fidelity and workers compensation, and marine insurance. It only reinsures automotive frequency-type insurance issued to high risk or rated drivers.
Competition: Allied Providents principal reinsurance competitors are ACE Limited, General Re Corporation, Hannover Re Group, Munich Reinsurance Company, PartnerRe Ltd., Reinsurance Group of America, Inc., Swiss Reinsurance Company, Transatlantic Reinsurance Company and XL Capital Ltd.
Northstar is a holding company, incorporated under the laws of Bermuda. It is the parent company of Northstar Reinsurance, Ltd., a Bermuda company and a Long-Term and Class 3 licensed reinsurer (Northstar Bermuda), and Northstar Reinsurance Ireland Ltd., an Ireland company and a licensed life and annuity reinsurer (Northstar Ireland).
Northstar reinsures standard life, deferred and payout annuities. It also acquires various fixed-income and other investments. Northstar Ireland is actively involved in the reinsurance business and is a party to two reinsurance treaties. Northstar also has a financial partner in Commerzbank AG Bank, who participates as an investor, supplier and advisor.
Northstars primary competitors in the North American annuity and life reinsurance market are Athene Re, Reinsurance Group of America, Inc. and Wilton Re.
Target Products: Northstars target products include a range of annuity and life reinsurance products, such as yearly renewable term, coinsurance and modified coinsurance for term, universal and whole life policies. It may also offer block reinsurance structures that would enable clients to transfer previously underwritten groups of policies from their balance sheet to Northstar.
Real Estate Joint Venture
In May 2010, the company entered into a real estate joint venture transaction with Planet Five Development Group, LLC.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. GEROVA FINANCIAL GROUP LTD. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. GEROVA FINANCIAL GROUP LTD. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. GEROVA FINANCIAL GROUP LTD. SWOT ANALYSIS
4. GEROVA FINANCIAL GROUP LTD. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. GEROVA FINANCIAL GROUP LTD. COMPETITORS AND INDUSTRY ANALYSIS
5.1. GEROVA Financial Group Ltd. Direct Competitors
5.2. Comparison of GEROVA Financial Group Ltd. and Direct Competitors Financial Ratios
5.3. Comparison of GEROVA Financial Group Ltd. and Direct Competitors Stock Charts
5.4. GEROVA Financial Group Ltd. Industry Analysis
5.4.1. Insurance Industry Snapshot
5.4.2. GEROVA Financial Group Ltd. Industry Position Analysis
6. GEROVA FINANCIAL GROUP LTD. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. GEROVA FINANCIAL GROUP LTD. EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. GEROVA FINANCIAL GROUP LTD. ENHANCED SWOT ANALYSIS2
9. CAYMAN ISLANDS PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. GEROVA FINANCIAL GROUP LTD. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. GEROVA FINANCIAL GROUP LTD. PORTER FIVE FORCES ANALYSIS2
12. GEROVA FINANCIAL GROUP LTD. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
GEROVA Financial Group Ltd. Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
GEROVA Financial Group Ltd. Key Executives
Key Executives Biographies1
Key Executives Compensations1
GEROVA Financial Group Ltd. Major Shareholders
GEROVA Financial Group Ltd. History
GEROVA Financial Group Ltd. Products
Revenues by Segment
Revenues by Region
GEROVA Financial Group Ltd. Offices and Representations
GEROVA Financial Group Ltd. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
GEROVA Financial Group Ltd. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
GEROVA Financial Group Ltd. Capital Market Snapshot
GEROVA Financial Group Ltd. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Insurance Industry Statistics
GEROVA Financial Group Ltd. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
GEROVA Financial Group Ltd. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
GEROVA Financial Group Ltd. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
GEROVA Financial Group Ltd. 1-year Stock Charts
GEROVA Financial Group Ltd. 5-year Stock Charts
GEROVA Financial Group Ltd. vs. Main Indexes 1-year Stock Chart
GEROVA Financial Group Ltd. vs. Direct Competitors 1-year Stock Charts
GEROVA Financial Group Ltd. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?