Loan Market – Global Industry Size, Share, Trends, Opportunity, and Forecast, 2018-2028F Segmented By Type (Housing Loan, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Home Improvement Loan, Others (Gold Loan, Education Loan, Agriculture Loan, Retail Loan, etc.)), By Provider Type (Bank, Non-Banking Financial Companies, and Others (Fintech Companies, etc.)), By Interest Rate (Fixed and Floating), By Tenure Period (Less than 5 years, 5 years to 10 Years, 11 years to 20 years, More than 20 Years), By Region, Competition
The global loan market is expected to demonstrate robust growth in the forecast period. The increasing investments and infrastructure developments worldwide have directly impacted the global loan industry in a positive manner. Moreover, the growing demand for loans among individuals for personal use is also significantly influencing the loan industry.
Major purchases, investments, renovations, debt consolidation, and business endeavors are some essential uses of loans. Loans aid in the expansion of existing businesses. They contribute to the expansion of the total money supply and foster competition, thereby facilitating the growth of new businesses.
Loans serve as a major source of income for many banks, as well as some NBFCs that offer credit facilities and credit cards, generating interest and fees through loan repayments.
China and the US account for 95% of the loan market. However, the consumer loan model in China differs from the US model. China holds the largest share in the global alternative loan market, with an expected transaction value of USD 265.7 billion in 2020, representing approximately 90% of the market. However, Chinese external lending has increased to nearly USD 2.0 trillion as of June 2022, including bank loans, trade credits, and debt claims from China's FDI. Bank loans and trade credits contribute to the majority of this total. Increased government regulation has recently had a significant impact on China, resulting in a decline in the number of lending platforms and loans. On the other hand, the US, which is the second-largest alternative lending market globally, had a market value of USD 33.5 billion in 2020, with major players such as Lending Club, Prosper, and SoFi.
The UK market was projected to reach a peak of USD 4.8 billion in 2020, positioning it as the third-largest alternative lending market after the two leading markets. However, Switzerland, Denmark, and Spain are expected to experience the highest growth rates in the coming years, with respective annual growth rates of 27.4%, 23.7%, and 22.9%.
There has been an expansion in the demand for loans in the European region in recent years. This is mainly attributed to the growing ease of availing loans among the local population without utilizing their initial savings, allowing them to plan investments for personal or commercial purposes. With the European loan market already developed and saturated, the demand is anticipated to remain broadly steady over time.
In India, the market for home loans, auto loans, and loans to major industries has all experienced double-digit growth levels as the loan growth rate propelled bank lending, which doubled in January 2023. According to the most recent data on the sectoral flow of bank credit released by the Reserve Bank of India, non-food bank credit increased annually by 16.7% in January 2023 compared to 8.3% the previous year. Loan to the industry increased by 8.7% (year over year) in January 2023 compared to January 2022. Large-industry loans increased by 6.5% compared to 0.2% the previous year, as highly rated corporates, which previously managed market-based funds that were less expensive, are now turning to banks for their funding requirements due to the rise in market rates.
Increased Cooperation with Fintech Professionals and Companies
In various financial sectors, such as insurance, banking, payments, and financial management, fintech companies continue to experience growth and gain prominence. The widespread adoption of fintech is evident, with 64% of the global population embracing this technology, according to a survey. Additionally, the number of professionals equipped with diverse tech skills is on the rise. Some individuals have chosen to pursue a master's degree in accounting as a means of upgrading their skills. Today's accounting professionals possess a comprehensive understanding of essential accounting principles and are well-versed in areas such as data analytics and financial law. In the competitive lending market, they are highly valuable assets.
Therefore, it is advisable for lending companies to collaborate and partner with fintech firms and experts specializing in third-party processing and data collection to further drive innovation. By doing so, lenders can maximize their digital transformation.
The Launch of Digital Platforms Facilitates Market Growth
The market is expanding due to the increased adoption of cutting-edge technologies, including chatbots, IoT, AI, and big data analytics. Moreover, as digitalization continues to advance, loan providers aim to rapidly invest in customer engagement by offering digital and voice-activated assistants. Chatbots, software programs that facilitate online chat conversations, are widely utilized by businesses offering personal loans to provide personalized and user-friendly experiences for clients. Therefore, numerous companies are transitioning towards fintech platforms. For instance, Versana, a new fintech backed by major global banks such as JPMorgan, Bank of America, Citi, and Credit Suisse, announced its plans to leverage digital technology to enhance efficiency in the predominantly analog and sluggish private loan market as of March 2022. This trend is expected to persist in the foreseeable future, as customer reliance on digital platforms has surged in recent years.
Market Growth Driven by Increasing Demand for Loans from Small Businesses
One significant factor contributing to the market's growth is the escalating demand and continuous support from small businesses that require additional funding. However, according to the International Finance Corporation (IFC), 65 million businesses, or 40% of formal micro, small, and medium-sized enterprises (MSMEs) in developing countries, face an annual unmet financing need of USD5.2 trillion, which is 1.4 times the current level of global MSME lending. The largest portion of this global finance gap (46%) is found in East Asia and the Pacific, followed by Latin America and the Caribbean (23%), and Europe and Central Asia (15%). To address this issue, several large banks have made it their mission to support small businesses through loans. Wells Fargo, for example, is one of the most active lenders to small businesses, having approved over USD 377 million in Small Business Administration 7(a) Loans for the fiscal year 2022, making it one of the largest national banks as of September 2022.
Market Segmentation
The global Loan Market is segmented based on type, provider type, interest rate, tenure period, region, and competitional landscape. Based on type, the market is further fragmented into Housing Loan, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Home Improvement Loan, Others (Gold Loan, Education Loan, Agriculture Loan, Retail Loan, etc.). Based on Provider Type, the market is categorized into (Bank, Non-Banking Financial Companies, and Others (Fintech Companies, etc.). Based on Interest Rate, the market is segmented into Fixed and Floating. Based on Tenure Period, the market is segmented into Less than 5 years, 5 years to 10 Years, 11 years to 20 years, More than 20 Years. The market analysis also studies the regional segmentation, which is divided among North America, Europe, Asia-Pacific, Middle East & Africa, and South America.
Company Profiles
Bank of America Corporation, JPMorgan Chase & Co., Citigroup, Inc., Wells Fargo & Co., U.S. Bancorp, PNC Financial Service Group, Inc., American Express Company, Ally Financial Inc., Truist Financial Corporation, Bank of China, are among the major market players in the global Loan market.
Report Scope:
In this report, the global Loan market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Company Profiles: Detailed analysis of the major companies present in the global loan market.
Available Customizations:
With the given market data, TechSci Research offers customizations according to a company’s specific needs. The following customization options are available for the report:
Company Information
Major purchases, investments, renovations, debt consolidation, and business endeavors are some essential uses of loans. Loans aid in the expansion of existing businesses. They contribute to the expansion of the total money supply and foster competition, thereby facilitating the growth of new businesses.
Loans serve as a major source of income for many banks, as well as some NBFCs that offer credit facilities and credit cards, generating interest and fees through loan repayments.
China and the US account for 95% of the loan market. However, the consumer loan model in China differs from the US model. China holds the largest share in the global alternative loan market, with an expected transaction value of USD 265.7 billion in 2020, representing approximately 90% of the market. However, Chinese external lending has increased to nearly USD 2.0 trillion as of June 2022, including bank loans, trade credits, and debt claims from China's FDI. Bank loans and trade credits contribute to the majority of this total. Increased government regulation has recently had a significant impact on China, resulting in a decline in the number of lending platforms and loans. On the other hand, the US, which is the second-largest alternative lending market globally, had a market value of USD 33.5 billion in 2020, with major players such as Lending Club, Prosper, and SoFi.
The UK market was projected to reach a peak of USD 4.8 billion in 2020, positioning it as the third-largest alternative lending market after the two leading markets. However, Switzerland, Denmark, and Spain are expected to experience the highest growth rates in the coming years, with respective annual growth rates of 27.4%, 23.7%, and 22.9%.
There has been an expansion in the demand for loans in the European region in recent years. This is mainly attributed to the growing ease of availing loans among the local population without utilizing their initial savings, allowing them to plan investments for personal or commercial purposes. With the European loan market already developed and saturated, the demand is anticipated to remain broadly steady over time.
In India, the market for home loans, auto loans, and loans to major industries has all experienced double-digit growth levels as the loan growth rate propelled bank lending, which doubled in January 2023. According to the most recent data on the sectoral flow of bank credit released by the Reserve Bank of India, non-food bank credit increased annually by 16.7% in January 2023 compared to 8.3% the previous year. Loan to the industry increased by 8.7% (year over year) in January 2023 compared to January 2022. Large-industry loans increased by 6.5% compared to 0.2% the previous year, as highly rated corporates, which previously managed market-based funds that were less expensive, are now turning to banks for their funding requirements due to the rise in market rates.
Increased Cooperation with Fintech Professionals and Companies
In various financial sectors, such as insurance, banking, payments, and financial management, fintech companies continue to experience growth and gain prominence. The widespread adoption of fintech is evident, with 64% of the global population embracing this technology, according to a survey. Additionally, the number of professionals equipped with diverse tech skills is on the rise. Some individuals have chosen to pursue a master's degree in accounting as a means of upgrading their skills. Today's accounting professionals possess a comprehensive understanding of essential accounting principles and are well-versed in areas such as data analytics and financial law. In the competitive lending market, they are highly valuable assets.
Therefore, it is advisable for lending companies to collaborate and partner with fintech firms and experts specializing in third-party processing and data collection to further drive innovation. By doing so, lenders can maximize their digital transformation.
The Launch of Digital Platforms Facilitates Market Growth
The market is expanding due to the increased adoption of cutting-edge technologies, including chatbots, IoT, AI, and big data analytics. Moreover, as digitalization continues to advance, loan providers aim to rapidly invest in customer engagement by offering digital and voice-activated assistants. Chatbots, software programs that facilitate online chat conversations, are widely utilized by businesses offering personal loans to provide personalized and user-friendly experiences for clients. Therefore, numerous companies are transitioning towards fintech platforms. For instance, Versana, a new fintech backed by major global banks such as JPMorgan, Bank of America, Citi, and Credit Suisse, announced its plans to leverage digital technology to enhance efficiency in the predominantly analog and sluggish private loan market as of March 2022. This trend is expected to persist in the foreseeable future, as customer reliance on digital platforms has surged in recent years.
Market Growth Driven by Increasing Demand for Loans from Small Businesses
One significant factor contributing to the market's growth is the escalating demand and continuous support from small businesses that require additional funding. However, according to the International Finance Corporation (IFC), 65 million businesses, or 40% of formal micro, small, and medium-sized enterprises (MSMEs) in developing countries, face an annual unmet financing need of USD5.2 trillion, which is 1.4 times the current level of global MSME lending. The largest portion of this global finance gap (46%) is found in East Asia and the Pacific, followed by Latin America and the Caribbean (23%), and Europe and Central Asia (15%). To address this issue, several large banks have made it their mission to support small businesses through loans. Wells Fargo, for example, is one of the most active lenders to small businesses, having approved over USD 377 million in Small Business Administration 7(a) Loans for the fiscal year 2022, making it one of the largest national banks as of September 2022.
Market Segmentation
The global Loan Market is segmented based on type, provider type, interest rate, tenure period, region, and competitional landscape. Based on type, the market is further fragmented into Housing Loan, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Home Improvement Loan, Others (Gold Loan, Education Loan, Agriculture Loan, Retail Loan, etc.). Based on Provider Type, the market is categorized into (Bank, Non-Banking Financial Companies, and Others (Fintech Companies, etc.). Based on Interest Rate, the market is segmented into Fixed and Floating. Based on Tenure Period, the market is segmented into Less than 5 years, 5 years to 10 Years, 11 years to 20 years, More than 20 Years. The market analysis also studies the regional segmentation, which is divided among North America, Europe, Asia-Pacific, Middle East & Africa, and South America.
Company Profiles
Bank of America Corporation, JPMorgan Chase & Co., Citigroup, Inc., Wells Fargo & Co., U.S. Bancorp, PNC Financial Service Group, Inc., American Express Company, Ally Financial Inc., Truist Financial Corporation, Bank of China, are among the major market players in the global Loan market.
Report Scope:
In this report, the global Loan market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
- Global Loan Market, By Type:
- Housing Loan
- Mortgage Loan
- Personal Loan
- Auto Loan
- Business Loan
- Home Improvement Loan
- Others
- Global Loan Market, By Provider Type:
- Bank
- Non-Banking Financial Companies
- Others
- Global Loan Market, By Interest Rate:
- Fixed
- Floating
- Global Loan Market, By Tenure Period:
- Less than 5 years
- 5 years to 10 years
- 11 years to 20 years
- More than 20 Years
- Global Loan Market, By Region:
- North America
- United States
- Canada
- Mexico
- Europe
- United Kingdom
- Germany
- Italy
- France
- Spain
- Asia-Pacific
- China
- India
- Japan
- South Korea
- Australia
- Middle East & Africa
- UAE
- South Africa
- Turkey
- Saudi Arabia
- South America
- Brazil
- Argentina
- Colombia
Company Profiles: Detailed analysis of the major companies present in the global loan market.
Available Customizations:
With the given market data, TechSci Research offers customizations according to a company’s specific needs. The following customization options are available for the report:
Company Information
- Detailed analysis and profiling of additional market players (up to five).
1. INTRODUCTION
1.1. Product Overview
1.2. Key Highlights of the Report
1.3. Market Coverage
1.4. Market Segments Covered
1.5. Research Tenure Considered
2. RESEARCH METHODOLOGY
2.1. Objective of the Study
2.2. Baseline Methodology
2.3. Key Industry Partners
2.4. Major Association and Secondary Sources
2.5. Forecasting Methodology
2.6. Data Triangulation & Validation
2.7. Assumptions and Limitations
3. EXECUTIVE SUMMARY
3.1. Market Overview
3.2. Market Forecast
3.3. Key Regions
3.4. Key Segments
4. VOICE OF CUSTOMER ANALYSIS
4.1. Sample Size Determination
4.2. Respondent Demographics
4.2.1. By Gender
4.2.2. By Age
4.2.3. By Occupation
4.3. Brand Awareness
4.4. Factors Influencing Loan Availing Decision
4.5. Challenges Faced
5. GLOBAL LOAN MARKET OUTLOOK
5.1. Market Size & Forecast
5.1.1. By Value
5.2. Market Share & Forecast
5.2.1. By Type Market Share Analysis (Housing Loan, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Home Improvement Loan, Others (Gold Loan, Education Loan, Agriculture Loan, Retail Loan, etc.))
5.2.2. By Provider Type Market Share Analysis (Bank, Non-Banking Financial Companies, and Others (Fintech Companies, etc.))
5.2.3. By Interest Rate Market Share Analysis (Fixed, Floating)
5.2.4. By Tenure Period Market Share Analysis (Less than 5 years, 5 years to 10 Years, 11 years to 20 years, More than 20 Years)
5.2.5. By Regional Market Share Analysis
5.2.5.1. North America Market Share Analysis
5.2.5.2. Europe Market Share Analysis
5.2.5.3. Asia-Pacific Market Share Analysis
5.2.5.4. Middle East & Africa Market Share Analysis
5.2.5.5. South America Market Share Analysis
5.2.6. By Top 5 Companies Market Share Analysis, Others (2022)
5.3. Global Loan Market Mapping & Opportunity Assessment
5.3.1. By Type Market Mapping & Opportunity Assessment
5.3.2. By Provider Type Market Mapping & Opportunity Assessment
5.3.3. By Interest Rate Market Mapping & Opportunity Assessment
5.3.4. By Tenure Period Market Mapping & Opportunity Assessment
5.3.5. By Regional Market Mapping & Opportunity Assessment
6. NORTH AMERICA LOAN MARKET OUTLOOK
6.1. Market Size & Forecast
6.1.1. By Value
6.2. Market Share & Forecast
6.2.1. By Type Market Share Analysis
6.2.2. By Provider Type Market Share Analysis
6.2.3. By Interest Rate Market Share Analysis
6.2.4. By Tenure Period Market Share Analysis
6.2.5. By Country Market Share Analysis
6.2.5.1. United States Loan Market Outlook
6.2.5.1.1. Market Size & Forecast
6.2.5.1.1.1. By Value
6.2.5.1.2. Market Share & Forecast
6.2.5.1.2.1. By Type Market Share Analysis
6.2.5.1.2.2. By Provider Type Market Share Analysis
6.2.5.1.2.3. By Interest Rate Market Share Analysis
6.2.5.1.2.4. By Tenure Period Market Share Analysis
6.2.5.2. Canada Loan Market Outlook
6.2.5.2.1. Market Size & Forecast
6.2.5.2.1.1. By Value
6.2.5.2.2. Market Share & Forecast
6.2.5.2.2.1. By Type Market Share Analysis
6.2.5.2.2.2. By Provider Type Market Share Analysis
6.2.5.2.2.3. By Interest Rate Market Share Analysis
6.2.5.2.2.4. By Tenure Period Market Share Analysis
6.2.5.3. Mexico Loan Market Outlook
6.2.5.3.1. Market Size & Forecast
6.2.5.3.1.1. By Value
6.2.5.3.2. Market Share & Forecast
6.2.5.3.2.1. By Type Market Share Analysis
6.2.5.3.2.2. By Provider Type Market Share Analysis
6.2.5.3.2.3. By Interest Rate Market Share Analysis
6.2.5.3.2.4. By Tenure Period Market Share Analysis
7. EUROPE LOAN MARKET OUTLOOK
7.1. Market Size & Forecast
7.1.1. By Value
7.2. Market Share & Forecast
7.2.1. By Type Market Share Analysis
7.2.2. By Provider Type Market Share Analysis
7.2.3. By Interest Rate Market Share Analysis
7.2.4. By Tenure Period Market Share Analysis
7.2.5. By Country Market Share Analysis
7.2.5.1. United Kingdom Loan Market Outlook
7.2.5.1.1. Market Size & Forecast
7.2.5.1.1.1. By Value
7.2.5.1.2. Market Share & Forecast
7.2.5.1.2.1. By Type Market Share Analysis
7.2.5.1.2.2. By Provider Type Market Share Analysis
7.2.5.1.2.3. By Interest Rate Market Share Analysis
7.2.5.1.2.4. By Tenure Period Market Share Analysis
7.2.5.2. Germany Loan Market Outlook
7.2.5.2.1. Market Size & Forecast
7.2.5.2.1.1. By Value
7.2.5.2.2. Market Share & Forecast
7.2.5.2.2.1. By Type Market Share Analysis
7.2.5.2.2.2. By Provider Type Market Share Analysis
7.2.5.2.2.3. By Interest Rate Market Share Analysis
7.2.5.2.2.4. By Tenure Period Market Share Analysis
7.2.5.3. Italy Loan Market Outlook
7.2.5.3.1. Market Size & Forecast
7.2.5.3.1.1. By Value
7.2.5.3.2. Market Share & Forecast
7.2.5.3.2.1. By Type Market Share Analysis
7.2.5.3.2.2. By Provider Type Market Share Analysis
7.2.5.3.2.3. By Interest Rate Market Share Analysis
7.2.5.3.2.4. By Tenure Period Market Share Analysis
7.2.5.4. France Loan Market Outlook
7.2.5.4.1. Market Size & Forecast
7.2.5.4.1.1. By Value
7.2.5.4.2. Market Share & Forecast
7.2.5.4.2.1. By Type Market Share Analysis
7.2.5.4.2.2. By Provider Type Market Share Analysis
7.2.5.4.2.3. By Interest Rate Market Share Analysis
7.2.5.4.2.4. By Tenure Period Market Share Analysis
7.2.5.5. Spain Loan Market Outlook
7.2.5.5.1. Market Size & Forecast
7.2.5.5.1.1. By Value
7.2.5.5.2. Market Share & Forecast
7.2.5.5.2.1. By Type Market Share Analysis
7.2.5.5.2.2. By Provider Type Market Share Analysis
7.2.5.5.2.3. By Interest Rate Market Share Analysis
7.2.5.5.2.4. By Tenure Period Market Share Analysis
8. ASIA-PACIFIC LOAN MARKET OUTLOOK
8.1. Market Size & Forecast
8.1.1. By Value
8.2. Market Share & Forecast
8.2.1. By Type Market Share Analysis
8.2.2. By Provider Type Market Share Analysis
8.2.3. By Interest Rate Market Share Analysis
8.2.4. By Tenure Period Market Share Analysis
8.2.5. By Country Market Share Analysis
8.2.5.1. China Loan Market Outlook
8.2.5.1.1. Market Size & Forecast
8.2.5.1.1.1. By Value
8.2.5.1.2. Market Share & Forecast
8.2.5.1.2.1. By Type Market Share Analysis
8.2.5.1.2.2. By Provider Type Market Share Analysis
8.2.5.1.2.3. By Interest Rate Market Share Analysis
8.2.5.1.2.4. By Tenure Period Market Share Analysis
8.2.5.2. India Loan Market Outlook
8.2.5.2.1. Market Size & Forecast
8.2.5.2.1.1. By Value
8.2.5.2.2. Market Share & Forecast
8.2.5.2.2.1. By Type Market Share Analysis
8.2.5.2.2.2. By Provider Type Market Share Analysis
8.2.5.2.2.3. By Interest Rate Market Share Analysis
8.2.5.2.2.4. By Tenure Period Market Share Analysis
8.2.5.3. Japan Loan Market Outlook
8.2.5.3.1. Market Size & Forecast
8.2.5.3.1.1. By Value
8.2.5.3.2. Market Share & Forecast
8.2.5.3.2.1. By Type Market Share Analysis
8.2.5.3.2.2. By Provider Type Market Share Analysis
8.2.5.3.2.3. By Interest Rate Market Share Analysis
8.2.5.3.2.4. By Tenure Period Market Share Analysis
8.2.5.4. South Korea Loan Market Outlook
8.2.5.4.1. Market Size & Forecast
8.2.5.4.1.1. By Value
8.2.5.4.2. Market Share & Forecast
8.2.5.4.2.1. By Type Market Share Analysis
8.2.5.4.2.2. By Provider Type Market Share Analysis
8.2.5.4.2.3. By Interest Rate Market Share Analysis
8.2.5.4.2.4. By Tenure Period Market Share Analysis
8.2.5.5. Australia Loan Market Outlook
8.2.5.5.1. Market Size & Forecast
8.2.5.5.1.1. By Value
8.2.5.5.2. Market Share & Forecast
8.2.5.5.2.1. By Type Market Share Analysis
8.2.5.5.2.2. By Provider Type Market Share Analysis
8.2.5.5.2.3. By Interest Rate Market Share Analysis
8.2.5.5.2.4. By Tenure Period Market Share Analysis
9. MIDDLE EAST & AFRICA LOAN MARKET OUTLOOK
9.1. Market Size & Forecast
9.1.1. By Value
9.2. Market Share & Forecast
9.2.1. By Type Market Share Analysis
9.2.2. By Provider Type Market Share Analysis
9.2.3. By Interest Rate Market Share Analysis
9.2.4. By Tenure Period Market Share Analysis
9.2.5. By Country Market Share Analysis
9.2.5.1. UAE Loan Market Outlook
9.2.5.1.1. Market Size & Forecast
9.2.5.1.1.1. By Value
9.2.5.1.2. Market Share & Forecast
9.2.5.1.2.1. By Type Market Share Analysis
9.2.5.1.2.2. By Provider Type Market Share Analysis
9.2.5.1.2.3. By Interest Rate Market Share Analysis
9.2.5.1.2.4. By Tenure Period Market Share Analysis
9.2.5.2. South Africa Loan Market Outlook
9.2.5.2.1. Market Size & Forecast
9.2.5.2.1.1. By Value
9.2.5.2.2. Market Share & Forecast
9.2.5.2.2.1. By Type Market Share Analysis
9.2.5.2.2.2. By Provider Type Market Share Analysis
9.2.5.2.2.3. By Interest Rate Market Share Analysis
9.2.5.2.2.4. By Tenure Period Market Share Analysis
9.2.5.3. Turkey Loan Market Outlook
9.2.5.3.1. Market Size & Forecast
9.2.5.3.1.1. By Value
9.2.5.3.2. Market Share & Forecast
9.2.5.3.2.1. By Type Market Share Analysis
9.2.5.3.2.2. By Provider Type Market Share Analysis
9.2.5.3.2.3. By Interest Rate Market Share Analysis
9.2.5.3.2.4. By Tenure Period Market Share Analysis
9.2.5.4. Saudi Arabia Loan Market Outlook
9.2.5.4.1. Market Size & Forecast
9.2.5.4.1.1. By Value
9.2.5.4.2. Market Share & Forecast
9.2.5.4.2.1. By Type Market Share Analysis
9.2.5.4.2.2. By Provider Type Market Share Analysis
9.2.5.4.2.3. By Interest Rate Market Share Analysis
9.2.5.4.2.4. By Tenure Period Market Share Analysis
10. SOUTH AMERICA LOAN MARKET OUTLOOK
10.1. Market Size & Forecast
10.1.1. By Value
10.2. Market Share & Forecast
10.2.1. By Type Market Share Analysis
10.2.2. By Provider Type Market Share Analysis
10.2.3. By Interest Rate Market Share Analysis
10.2.4. By Tenure Period Market Share Analysis
10.2.5. By Country Market Share Analysis
10.2.5.1.Brazil Loan Market Outlook
10.2.5.1.1. Market Size & Forecast
10.2.5.1.1.1. By Value
10.2.5.1.2. Market Share & Forecast
10.2.5.1.2.1. By Type Market Share Analysis
10.2.5.1.2.2. By Provider Type Market Share Analysis
10.2.5.1.2.3. By Interest Rate Market Share Analysis
10.2.5.1.2.4. By Tenure Period Market Share Analysis
10.2.5.2.Argentina Loan Market Outlook
10.2.5.2.1. Market Size & Forecast
10.2.5.2.1.1. By Value
10.2.5.2.2. Market Share & Forecast
10.2.5.2.2.1. By Type Market Share Analysis
10.2.5.2.2.2. By Provider Type Market Share Analysis
10.2.5.2.2.3. By Interest Rate Market Share Analysis
10.2.5.2.2.4. By Tenure Period Market Share Analysis
10.2.5.3.Colombia Loan Market Outlook
10.2.5.3.1. Market Size & Forecast
10.2.5.3.1.1. By Value
10.2.5.3.2. Market Share & Forecast
10.2.5.3.2.1. By Type Market Share Analysis
10.2.5.3.2.2. By Provider Type Market Share Analysis
10.2.5.3.2.3. By Interest Rate Market Share Analysis
10.2.5.3.2.4. By Tenure Period Market Share Analysis
11. MARKET DYNAMICS
11.1. Drivers
11.1.1. Growing demand from new business setups
11.1.2. Ease of Availing Loan
11.1.3. Rising preference for Loan among Younger Population
11.2. Challenges
11.2.1. Highest rate of non-Performing consumer Loan (NPL)
11.2.2. Surging Competition from NBFCs
12. IMPACT OF COVID-19 ON GLOBAL LOAN MARKET
12.1. Impact Assessment Model
12.1.1. Key Segments Impacted
12.1.2. Key Regions Impacted
12.1.3. Key Countries Impacted
12.1.4. Key Tenure Period Impacted
13. MARKET TRENDS & DEVELOPMENTS
13.1. Attractive marketing tactics
13.2. Rising focus towards loan sector by Bank and NBFCs
13.3. Growing support of online portals
13.4. Surging demand in developing countries
14. PORTER’S FIVE FORCES MODEL
14.1. Competitive Rivalry
14.2. Bargaining Power of Buyers
14.3. Bargaining Power of Suppliers
14.4. Threat of New Entrants
14.1. Threat of Substitutes
15. SWOT ANALYSIS
15.1. Strengths
15.2. Weaknesses
15.3. Opportunities
15.4. Threats
16. COMPETITIVE LANDSCAPE
16.1. Company Profiles
16.1.1. Bank of America Corporation
16.1.1.1. Company Details
16.1.1.2. Products & Services
16.1.1.3. Financial (As Per Availability)
16.1.1.4. Key Market Focus & Geographical Presence
16.1.1.5. Recent Developments
16.1.1.6. Key Management Personnel
16.1.2. JPMorgan Chase & Co.
16.1.2.1. Company Details
16.1.2.2. Products & Services
16.1.2.3. Financial (As Per Availability)
16.1.2.4. Key Market Focus & Geographical Presence
16.1.2.5. Recent Developments
16.1.2.6. Key Management Personnel
16.1.3. Citigroup, Inc.
16.1.3.1. Company Details
16.1.3.2. Products & Services
16.1.3.3. Financial (As Per Availability)
16.1.3.4. Key Market Focus & Geographical Presence
16.1.3.5. Recent Developments
16.1.3.6. Key Management Personnel
16.1.4. Wells Fargo & Co.
16.1.4.1. Company Details
16.1.4.2. Products & Services
16.1.4.3. Financial (As Per Availability)
16.1.4.4. Key Market Focus & Geographical Presence
16.1.4.5. Recent Developments
16.1.4.6. Key Management Personnel
16.1.5. U.S. Bancorp
16.1.5.1. Company Details
16.1.5.2. Products & Services
16.1.5.3. Financial (As Per Availability)
16.1.5.4. Key Market Focus & Geographical Presence
16.1.5.5. Recent Developments
16.1.5.6. Key Management Personnel
16.1.6. PNC Financial Service Group, Inc.
16.1.6.1. Company Details
16.1.6.2. Products & Services
16.1.6.3. Financial (As Per Availability)
16.1.6.4. Key Market Focus & Geographical Presence
16.1.6.5. Recent Developments
16.1.6.6. Key Management Personnel
16.1.7. American Express Company
16.1.7.1. Company Details
16.1.7.2. Products & Services
16.1.7.3. Financial (As Per Availability)
16.1.7.4. Key Market Focus & Geographical Presence
16.1.7.5. Recent Developments
16.1.7.6. Key Management Personnel
16.1.8. Ally Financial Inc.
16.1.8.1. Company Details
16.1.8.2. Products & Services
16.1.8.3. Financial (As Per Availability)
16.1.8.4. Key Market Focus & Geographical Presence
16.1.8.5. Recent Developments
16.1.8.6. Key Management Personnel
16.1.9. Truist Financial Corporation
16.1.9.1. Company Details
16.1.9.2. Products & Services
16.1.9.3. Financial (As Per Availability)
16.1.9.4. Key Market Focus & Geographical Presence
16.1.9.5. Recent Developments
16.1.9.6. Key Management Personnel
16.1.10. Bank of China
16.1.10.1. Company Details
16.1.10.2. Products & Services
16.1.10.3. Financial (As Per Availability)
16.1.10.4. Key Market Focus & Geographical Presence
16.1.10.5. Recent Developments
16.1.10.6. Key Management Personnel
17. STRATEGIC RECOMMENDATIONS/ACTION PLAN
17.1. Key Focus Areas
17.2. Target Type
17.3. Target Tenure Period
(Note: The companies list can be customized based on the client requirements.)
1.1. Product Overview
1.2. Key Highlights of the Report
1.3. Market Coverage
1.4. Market Segments Covered
1.5. Research Tenure Considered
2. RESEARCH METHODOLOGY
2.1. Objective of the Study
2.2. Baseline Methodology
2.3. Key Industry Partners
2.4. Major Association and Secondary Sources
2.5. Forecasting Methodology
2.6. Data Triangulation & Validation
2.7. Assumptions and Limitations
3. EXECUTIVE SUMMARY
3.1. Market Overview
3.2. Market Forecast
3.3. Key Regions
3.4. Key Segments
4. VOICE OF CUSTOMER ANALYSIS
4.1. Sample Size Determination
4.2. Respondent Demographics
4.2.1. By Gender
4.2.2. By Age
4.2.3. By Occupation
4.3. Brand Awareness
4.4. Factors Influencing Loan Availing Decision
4.5. Challenges Faced
5. GLOBAL LOAN MARKET OUTLOOK
5.1. Market Size & Forecast
5.1.1. By Value
5.2. Market Share & Forecast
5.2.1. By Type Market Share Analysis (Housing Loan, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Home Improvement Loan, Others (Gold Loan, Education Loan, Agriculture Loan, Retail Loan, etc.))
5.2.2. By Provider Type Market Share Analysis (Bank, Non-Banking Financial Companies, and Others (Fintech Companies, etc.))
5.2.3. By Interest Rate Market Share Analysis (Fixed, Floating)
5.2.4. By Tenure Period Market Share Analysis (Less than 5 years, 5 years to 10 Years, 11 years to 20 years, More than 20 Years)
5.2.5. By Regional Market Share Analysis
5.2.5.1. North America Market Share Analysis
5.2.5.2. Europe Market Share Analysis
5.2.5.3. Asia-Pacific Market Share Analysis
5.2.5.4. Middle East & Africa Market Share Analysis
5.2.5.5. South America Market Share Analysis
5.2.6. By Top 5 Companies Market Share Analysis, Others (2022)
5.3. Global Loan Market Mapping & Opportunity Assessment
5.3.1. By Type Market Mapping & Opportunity Assessment
5.3.2. By Provider Type Market Mapping & Opportunity Assessment
5.3.3. By Interest Rate Market Mapping & Opportunity Assessment
5.3.4. By Tenure Period Market Mapping & Opportunity Assessment
5.3.5. By Regional Market Mapping & Opportunity Assessment
6. NORTH AMERICA LOAN MARKET OUTLOOK
6.1. Market Size & Forecast
6.1.1. By Value
6.2. Market Share & Forecast
6.2.1. By Type Market Share Analysis
6.2.2. By Provider Type Market Share Analysis
6.2.3. By Interest Rate Market Share Analysis
6.2.4. By Tenure Period Market Share Analysis
6.2.5. By Country Market Share Analysis
6.2.5.1. United States Loan Market Outlook
6.2.5.1.1. Market Size & Forecast
6.2.5.1.1.1. By Value
6.2.5.1.2. Market Share & Forecast
6.2.5.1.2.1. By Type Market Share Analysis
6.2.5.1.2.2. By Provider Type Market Share Analysis
6.2.5.1.2.3. By Interest Rate Market Share Analysis
6.2.5.1.2.4. By Tenure Period Market Share Analysis
6.2.5.2. Canada Loan Market Outlook
6.2.5.2.1. Market Size & Forecast
6.2.5.2.1.1. By Value
6.2.5.2.2. Market Share & Forecast
6.2.5.2.2.1. By Type Market Share Analysis
6.2.5.2.2.2. By Provider Type Market Share Analysis
6.2.5.2.2.3. By Interest Rate Market Share Analysis
6.2.5.2.2.4. By Tenure Period Market Share Analysis
6.2.5.3. Mexico Loan Market Outlook
6.2.5.3.1. Market Size & Forecast
6.2.5.3.1.1. By Value
6.2.5.3.2. Market Share & Forecast
6.2.5.3.2.1. By Type Market Share Analysis
6.2.5.3.2.2. By Provider Type Market Share Analysis
6.2.5.3.2.3. By Interest Rate Market Share Analysis
6.2.5.3.2.4. By Tenure Period Market Share Analysis
7. EUROPE LOAN MARKET OUTLOOK
7.1. Market Size & Forecast
7.1.1. By Value
7.2. Market Share & Forecast
7.2.1. By Type Market Share Analysis
7.2.2. By Provider Type Market Share Analysis
7.2.3. By Interest Rate Market Share Analysis
7.2.4. By Tenure Period Market Share Analysis
7.2.5. By Country Market Share Analysis
7.2.5.1. United Kingdom Loan Market Outlook
7.2.5.1.1. Market Size & Forecast
7.2.5.1.1.1. By Value
7.2.5.1.2. Market Share & Forecast
7.2.5.1.2.1. By Type Market Share Analysis
7.2.5.1.2.2. By Provider Type Market Share Analysis
7.2.5.1.2.3. By Interest Rate Market Share Analysis
7.2.5.1.2.4. By Tenure Period Market Share Analysis
7.2.5.2. Germany Loan Market Outlook
7.2.5.2.1. Market Size & Forecast
7.2.5.2.1.1. By Value
7.2.5.2.2. Market Share & Forecast
7.2.5.2.2.1. By Type Market Share Analysis
7.2.5.2.2.2. By Provider Type Market Share Analysis
7.2.5.2.2.3. By Interest Rate Market Share Analysis
7.2.5.2.2.4. By Tenure Period Market Share Analysis
7.2.5.3. Italy Loan Market Outlook
7.2.5.3.1. Market Size & Forecast
7.2.5.3.1.1. By Value
7.2.5.3.2. Market Share & Forecast
7.2.5.3.2.1. By Type Market Share Analysis
7.2.5.3.2.2. By Provider Type Market Share Analysis
7.2.5.3.2.3. By Interest Rate Market Share Analysis
7.2.5.3.2.4. By Tenure Period Market Share Analysis
7.2.5.4. France Loan Market Outlook
7.2.5.4.1. Market Size & Forecast
7.2.5.4.1.1. By Value
7.2.5.4.2. Market Share & Forecast
7.2.5.4.2.1. By Type Market Share Analysis
7.2.5.4.2.2. By Provider Type Market Share Analysis
7.2.5.4.2.3. By Interest Rate Market Share Analysis
7.2.5.4.2.4. By Tenure Period Market Share Analysis
7.2.5.5. Spain Loan Market Outlook
7.2.5.5.1. Market Size & Forecast
7.2.5.5.1.1. By Value
7.2.5.5.2. Market Share & Forecast
7.2.5.5.2.1. By Type Market Share Analysis
7.2.5.5.2.2. By Provider Type Market Share Analysis
7.2.5.5.2.3. By Interest Rate Market Share Analysis
7.2.5.5.2.4. By Tenure Period Market Share Analysis
8. ASIA-PACIFIC LOAN MARKET OUTLOOK
8.1. Market Size & Forecast
8.1.1. By Value
8.2. Market Share & Forecast
8.2.1. By Type Market Share Analysis
8.2.2. By Provider Type Market Share Analysis
8.2.3. By Interest Rate Market Share Analysis
8.2.4. By Tenure Period Market Share Analysis
8.2.5. By Country Market Share Analysis
8.2.5.1. China Loan Market Outlook
8.2.5.1.1. Market Size & Forecast
8.2.5.1.1.1. By Value
8.2.5.1.2. Market Share & Forecast
8.2.5.1.2.1. By Type Market Share Analysis
8.2.5.1.2.2. By Provider Type Market Share Analysis
8.2.5.1.2.3. By Interest Rate Market Share Analysis
8.2.5.1.2.4. By Tenure Period Market Share Analysis
8.2.5.2. India Loan Market Outlook
8.2.5.2.1. Market Size & Forecast
8.2.5.2.1.1. By Value
8.2.5.2.2. Market Share & Forecast
8.2.5.2.2.1. By Type Market Share Analysis
8.2.5.2.2.2. By Provider Type Market Share Analysis
8.2.5.2.2.3. By Interest Rate Market Share Analysis
8.2.5.2.2.4. By Tenure Period Market Share Analysis
8.2.5.3. Japan Loan Market Outlook
8.2.5.3.1. Market Size & Forecast
8.2.5.3.1.1. By Value
8.2.5.3.2. Market Share & Forecast
8.2.5.3.2.1. By Type Market Share Analysis
8.2.5.3.2.2. By Provider Type Market Share Analysis
8.2.5.3.2.3. By Interest Rate Market Share Analysis
8.2.5.3.2.4. By Tenure Period Market Share Analysis
8.2.5.4. South Korea Loan Market Outlook
8.2.5.4.1. Market Size & Forecast
8.2.5.4.1.1. By Value
8.2.5.4.2. Market Share & Forecast
8.2.5.4.2.1. By Type Market Share Analysis
8.2.5.4.2.2. By Provider Type Market Share Analysis
8.2.5.4.2.3. By Interest Rate Market Share Analysis
8.2.5.4.2.4. By Tenure Period Market Share Analysis
8.2.5.5. Australia Loan Market Outlook
8.2.5.5.1. Market Size & Forecast
8.2.5.5.1.1. By Value
8.2.5.5.2. Market Share & Forecast
8.2.5.5.2.1. By Type Market Share Analysis
8.2.5.5.2.2. By Provider Type Market Share Analysis
8.2.5.5.2.3. By Interest Rate Market Share Analysis
8.2.5.5.2.4. By Tenure Period Market Share Analysis
9. MIDDLE EAST & AFRICA LOAN MARKET OUTLOOK
9.1. Market Size & Forecast
9.1.1. By Value
9.2. Market Share & Forecast
9.2.1. By Type Market Share Analysis
9.2.2. By Provider Type Market Share Analysis
9.2.3. By Interest Rate Market Share Analysis
9.2.4. By Tenure Period Market Share Analysis
9.2.5. By Country Market Share Analysis
9.2.5.1. UAE Loan Market Outlook
9.2.5.1.1. Market Size & Forecast
9.2.5.1.1.1. By Value
9.2.5.1.2. Market Share & Forecast
9.2.5.1.2.1. By Type Market Share Analysis
9.2.5.1.2.2. By Provider Type Market Share Analysis
9.2.5.1.2.3. By Interest Rate Market Share Analysis
9.2.5.1.2.4. By Tenure Period Market Share Analysis
9.2.5.2. South Africa Loan Market Outlook
9.2.5.2.1. Market Size & Forecast
9.2.5.2.1.1. By Value
9.2.5.2.2. Market Share & Forecast
9.2.5.2.2.1. By Type Market Share Analysis
9.2.5.2.2.2. By Provider Type Market Share Analysis
9.2.5.2.2.3. By Interest Rate Market Share Analysis
9.2.5.2.2.4. By Tenure Period Market Share Analysis
9.2.5.3. Turkey Loan Market Outlook
9.2.5.3.1. Market Size & Forecast
9.2.5.3.1.1. By Value
9.2.5.3.2. Market Share & Forecast
9.2.5.3.2.1. By Type Market Share Analysis
9.2.5.3.2.2. By Provider Type Market Share Analysis
9.2.5.3.2.3. By Interest Rate Market Share Analysis
9.2.5.3.2.4. By Tenure Period Market Share Analysis
9.2.5.4. Saudi Arabia Loan Market Outlook
9.2.5.4.1. Market Size & Forecast
9.2.5.4.1.1. By Value
9.2.5.4.2. Market Share & Forecast
9.2.5.4.2.1. By Type Market Share Analysis
9.2.5.4.2.2. By Provider Type Market Share Analysis
9.2.5.4.2.3. By Interest Rate Market Share Analysis
9.2.5.4.2.4. By Tenure Period Market Share Analysis
10. SOUTH AMERICA LOAN MARKET OUTLOOK
10.1. Market Size & Forecast
10.1.1. By Value
10.2. Market Share & Forecast
10.2.1. By Type Market Share Analysis
10.2.2. By Provider Type Market Share Analysis
10.2.3. By Interest Rate Market Share Analysis
10.2.4. By Tenure Period Market Share Analysis
10.2.5. By Country Market Share Analysis
10.2.5.1.Brazil Loan Market Outlook
10.2.5.1.1. Market Size & Forecast
10.2.5.1.1.1. By Value
10.2.5.1.2. Market Share & Forecast
10.2.5.1.2.1. By Type Market Share Analysis
10.2.5.1.2.2. By Provider Type Market Share Analysis
10.2.5.1.2.3. By Interest Rate Market Share Analysis
10.2.5.1.2.4. By Tenure Period Market Share Analysis
10.2.5.2.Argentina Loan Market Outlook
10.2.5.2.1. Market Size & Forecast
10.2.5.2.1.1. By Value
10.2.5.2.2. Market Share & Forecast
10.2.5.2.2.1. By Type Market Share Analysis
10.2.5.2.2.2. By Provider Type Market Share Analysis
10.2.5.2.2.3. By Interest Rate Market Share Analysis
10.2.5.2.2.4. By Tenure Period Market Share Analysis
10.2.5.3.Colombia Loan Market Outlook
10.2.5.3.1. Market Size & Forecast
10.2.5.3.1.1. By Value
10.2.5.3.2. Market Share & Forecast
10.2.5.3.2.1. By Type Market Share Analysis
10.2.5.3.2.2. By Provider Type Market Share Analysis
10.2.5.3.2.3. By Interest Rate Market Share Analysis
10.2.5.3.2.4. By Tenure Period Market Share Analysis
11. MARKET DYNAMICS
11.1. Drivers
11.1.1. Growing demand from new business setups
11.1.2. Ease of Availing Loan
11.1.3. Rising preference for Loan among Younger Population
11.2. Challenges
11.2.1. Highest rate of non-Performing consumer Loan (NPL)
11.2.2. Surging Competition from NBFCs
12. IMPACT OF COVID-19 ON GLOBAL LOAN MARKET
12.1. Impact Assessment Model
12.1.1. Key Segments Impacted
12.1.2. Key Regions Impacted
12.1.3. Key Countries Impacted
12.1.4. Key Tenure Period Impacted
13. MARKET TRENDS & DEVELOPMENTS
13.1. Attractive marketing tactics
13.2. Rising focus towards loan sector by Bank and NBFCs
13.3. Growing support of online portals
13.4. Surging demand in developing countries
14. PORTER’S FIVE FORCES MODEL
14.1. Competitive Rivalry
14.2. Bargaining Power of Buyers
14.3. Bargaining Power of Suppliers
14.4. Threat of New Entrants
14.1. Threat of Substitutes
15. SWOT ANALYSIS
15.1. Strengths
15.2. Weaknesses
15.3. Opportunities
15.4. Threats
16. COMPETITIVE LANDSCAPE
16.1. Company Profiles
16.1.1. Bank of America Corporation
16.1.1.1. Company Details
16.1.1.2. Products & Services
16.1.1.3. Financial (As Per Availability)
16.1.1.4. Key Market Focus & Geographical Presence
16.1.1.5. Recent Developments
16.1.1.6. Key Management Personnel
16.1.2. JPMorgan Chase & Co.
16.1.2.1. Company Details
16.1.2.2. Products & Services
16.1.2.3. Financial (As Per Availability)
16.1.2.4. Key Market Focus & Geographical Presence
16.1.2.5. Recent Developments
16.1.2.6. Key Management Personnel
16.1.3. Citigroup, Inc.
16.1.3.1. Company Details
16.1.3.2. Products & Services
16.1.3.3. Financial (As Per Availability)
16.1.3.4. Key Market Focus & Geographical Presence
16.1.3.5. Recent Developments
16.1.3.6. Key Management Personnel
16.1.4. Wells Fargo & Co.
16.1.4.1. Company Details
16.1.4.2. Products & Services
16.1.4.3. Financial (As Per Availability)
16.1.4.4. Key Market Focus & Geographical Presence
16.1.4.5. Recent Developments
16.1.4.6. Key Management Personnel
16.1.5. U.S. Bancorp
16.1.5.1. Company Details
16.1.5.2. Products & Services
16.1.5.3. Financial (As Per Availability)
16.1.5.4. Key Market Focus & Geographical Presence
16.1.5.5. Recent Developments
16.1.5.6. Key Management Personnel
16.1.6. PNC Financial Service Group, Inc.
16.1.6.1. Company Details
16.1.6.2. Products & Services
16.1.6.3. Financial (As Per Availability)
16.1.6.4. Key Market Focus & Geographical Presence
16.1.6.5. Recent Developments
16.1.6.6. Key Management Personnel
16.1.7. American Express Company
16.1.7.1. Company Details
16.1.7.2. Products & Services
16.1.7.3. Financial (As Per Availability)
16.1.7.4. Key Market Focus & Geographical Presence
16.1.7.5. Recent Developments
16.1.7.6. Key Management Personnel
16.1.8. Ally Financial Inc.
16.1.8.1. Company Details
16.1.8.2. Products & Services
16.1.8.3. Financial (As Per Availability)
16.1.8.4. Key Market Focus & Geographical Presence
16.1.8.5. Recent Developments
16.1.8.6. Key Management Personnel
16.1.9. Truist Financial Corporation
16.1.9.1. Company Details
16.1.9.2. Products & Services
16.1.9.3. Financial (As Per Availability)
16.1.9.4. Key Market Focus & Geographical Presence
16.1.9.5. Recent Developments
16.1.9.6. Key Management Personnel
16.1.10. Bank of China
16.1.10.1. Company Details
16.1.10.2. Products & Services
16.1.10.3. Financial (As Per Availability)
16.1.10.4. Key Market Focus & Geographical Presence
16.1.10.5. Recent Developments
16.1.10.6. Key Management Personnel
17. STRATEGIC RECOMMENDATIONS/ACTION PLAN
17.1. Key Focus Areas
17.2. Target Type
17.3. Target Tenure Period
(Note: The companies list can be customized based on the client requirements.)
