Global Private Label Card Market: Trends & Opportunities (2016-2020)
Scope of the Report
The report titled “Global Private Label Card Market: Trends & Opportunities (2016-2020)”, provides an in-depth analysis of the global private label card market by value and by volume. The report also gives an insight of the global card market by value, by volume, etc. The report provides a regional analysis of the private label cards, including the following regions: US and Europe.
The report also assesses the key opportunities in the market and outlines the factors that are and will be driving the growth of the industry. The competition in the global private label card market is dominated by Alliance Data Systems, JP Morgan Chase & Co, Wells Fargo & Co and Capital One Financial Corp. Further, key players of the private label card market are also profiled with their financial information and respective business strategies.
Country Coverage
Payment cards allow the card holders to make payments by electronic fund transfer. These cards are classified into credit cards and debit cards. The debit cards are cards in which the card holder directly transfers money from their bank account to make payment for the purchase. Credit cards are the cards issued by the banks, allowing the holder to purchase goods and services on credit. The credit cards are further classified into private label cards and other credit cards.
Private label credit cards or store cards or proprietary cards are branded for a specific retailer or a manufacturer. The retailer can manage the cards in house or can be managed or issued by a third party processor, who in turn collects the payments from the card holders. Terms and conditions for private label cards are made by the contract between the retailer and the third party processor. Retailers prefer to have their own cards, thus enabling the consumers to shop at their stores. Private label cards are used in retail outlets, mostly to attract the consumers and giving them another reason to shop at particular stores. The private label cards, however, have a lower credit limit and a high interest rates.
The private label cards have different advantages to customers, to retailers and to business. The disadvantages of private label cards are high interest rates and harm to the credit score.
The private label card market is driven by rising global population, increasing urbanization, rewards and incentive programs, increasing mobile payments, increasing global GDP per capita and increasing retail sales.
The report titled “Global Private Label Card Market: Trends & Opportunities (2016-2020)”, provides an in-depth analysis of the global private label card market by value and by volume. The report also gives an insight of the global card market by value, by volume, etc. The report provides a regional analysis of the private label cards, including the following regions: US and Europe.
The report also assesses the key opportunities in the market and outlines the factors that are and will be driving the growth of the industry. The competition in the global private label card market is dominated by Alliance Data Systems, JP Morgan Chase & Co, Wells Fargo & Co and Capital One Financial Corp. Further, key players of the private label card market are also profiled with their financial information and respective business strategies.
Country Coverage
- America
- Europe
- Alliance Data Systems
- JP Morgan Chase & Co.
- Wells Fargo & Co.
- Capital One Financial Corp
Payment cards allow the card holders to make payments by electronic fund transfer. These cards are classified into credit cards and debit cards. The debit cards are cards in which the card holder directly transfers money from their bank account to make payment for the purchase. Credit cards are the cards issued by the banks, allowing the holder to purchase goods and services on credit. The credit cards are further classified into private label cards and other credit cards.
Private label credit cards or store cards or proprietary cards are branded for a specific retailer or a manufacturer. The retailer can manage the cards in house or can be managed or issued by a third party processor, who in turn collects the payments from the card holders. Terms and conditions for private label cards are made by the contract between the retailer and the third party processor. Retailers prefer to have their own cards, thus enabling the consumers to shop at their stores. Private label cards are used in retail outlets, mostly to attract the consumers and giving them another reason to shop at particular stores. The private label cards, however, have a lower credit limit and a high interest rates.
The private label cards have different advantages to customers, to retailers and to business. The disadvantages of private label cards are high interest rates and harm to the credit score.
The private label card market is driven by rising global population, increasing urbanization, rewards and incentive programs, increasing mobile payments, increasing global GDP per capita and increasing retail sales.
1. EXECUTIVE SUMMARY
2. INTRODUCTION
2.1 Payment Card Transactions and its Participants
2.2 Types of Payment Cards
2.3 Types of Credit Cards
2.4 Private Label Credit Cards
2.5 Advantages and Disadvantages of Private Label Card
3. GLOBAL MARKET ANALYSIS
3.1 Global Cards Market: An Analysis
3.1.1 Global Card market by Value
3.1.2 Global Card Market by Installed Base
3.1.3 Global Card Market by Segments
3.2 Global Private Label Cards Market: An Analysis
3.2.1 Global Private Label Card Market by Share in Global Card Market (by Value)
3.2.2 Global Private Label Card Market by Installed Base
4. REGIONAL/COUNTRY ANALYSIS
4.1 America Private Label Card Market: An Analysis
4.1.1 America’s Private Label Card Market by Share in the America’s Card Market (Installed Base)
4.1.2 US Card Market by Payment Volume
4.1.3 US Cards Market by Segments
4.1.4 US Credit Cards Market by Segments
4.1.5 US Private Label Cards Market by Payment Volume
4.2 Europe Private Label Cards Market: An Analysis
4.2.1 Private Label Card Market by Share in Total Value of Cards
4.2.2 Private Label Card market as Share in Total Installed Base of Cards
4.2.3 Private Label Card Market by Share in Total Commercial Cards
5. MARKET DYNAMICS
5.1 Growth Drivers
5.1.1 Rewards and Incentive Programs
5.1.2 Increase in Mobile Payments
5.1.3 Rising Urbanisation
5.1.4 Increasing Global GDP Per Capita
5.1.4 Lower US Merchant Discount Rate
5.1.5 Increasing retail Sales
5.2 Challenges
5.2.1 Deferred Interest rates
5.2.2 Merchant Discount Rate for Private Label Cards
5.2.3 Regulatory Challenge
5.2.4 Tightening Card Market
5.3 Market Trends
5.3.1 Return to In-House Processing
5.3.2 Mobile as a Catalyst for Private Label Cards
5.3.3 Extensive Customer Data
5.3.4 Customer & Brand Relation
6. COMPETITIVE LANDSCAPE
7. COMPANY PROFILES
7.1 Alliance Data Systems
7.1.1 Business Overview
7.1.2 Financial Overview
7.1.3 Business Strategy
7.2 JP Morgan Chase & CO.
7.2.1 Business Overview
7.2.2 Financial Overview
7.2.3 Business Strategy
7.3 Wells Fargo & Co.
7.3.1 Business Overview
7.3.2 Financial Overview
7.3.3 Business Strategy
7.4 Capital One Financial Corp
7.4.1 Business Overview
7.4.2 Financial Overview
7.4.3 Business Strategy
2. INTRODUCTION
2.1 Payment Card Transactions and its Participants
2.2 Types of Payment Cards
2.3 Types of Credit Cards
2.4 Private Label Credit Cards
2.5 Advantages and Disadvantages of Private Label Card
3. GLOBAL MARKET ANALYSIS
3.1 Global Cards Market: An Analysis
3.1.1 Global Card market by Value
3.1.2 Global Card Market by Installed Base
3.1.3 Global Card Market by Segments
3.2 Global Private Label Cards Market: An Analysis
3.2.1 Global Private Label Card Market by Share in Global Card Market (by Value)
3.2.2 Global Private Label Card Market by Installed Base
4. REGIONAL/COUNTRY ANALYSIS
4.1 America Private Label Card Market: An Analysis
4.1.1 America’s Private Label Card Market by Share in the America’s Card Market (Installed Base)
4.1.2 US Card Market by Payment Volume
4.1.3 US Cards Market by Segments
4.1.4 US Credit Cards Market by Segments
4.1.5 US Private Label Cards Market by Payment Volume
4.2 Europe Private Label Cards Market: An Analysis
4.2.1 Private Label Card Market by Share in Total Value of Cards
4.2.2 Private Label Card market as Share in Total Installed Base of Cards
4.2.3 Private Label Card Market by Share in Total Commercial Cards
5. MARKET DYNAMICS
5.1 Growth Drivers
5.1.1 Rewards and Incentive Programs
5.1.2 Increase in Mobile Payments
5.1.3 Rising Urbanisation
5.1.4 Increasing Global GDP Per Capita
5.1.4 Lower US Merchant Discount Rate
5.1.5 Increasing retail Sales
5.2 Challenges
5.2.1 Deferred Interest rates
5.2.2 Merchant Discount Rate for Private Label Cards
5.2.3 Regulatory Challenge
5.2.4 Tightening Card Market
5.3 Market Trends
5.3.1 Return to In-House Processing
5.3.2 Mobile as a Catalyst for Private Label Cards
5.3.3 Extensive Customer Data
5.3.4 Customer & Brand Relation
6. COMPETITIVE LANDSCAPE
7. COMPANY PROFILES
7.1 Alliance Data Systems
7.1.1 Business Overview
7.1.2 Financial Overview
7.1.3 Business Strategy
7.2 JP Morgan Chase & CO.
7.2.1 Business Overview
7.2.2 Financial Overview
7.2.3 Business Strategy
7.3 Wells Fargo & Co.
7.3.1 Business Overview
7.3.2 Financial Overview
7.3.3 Business Strategy
7.4 Capital One Financial Corp
7.4.1 Business Overview
7.4.2 Financial Overview
7.4.3 Business Strategy
LIST OF FIGURES
Figure 1: Participants in Payment Transactions
Figure 2: Types of Payment Cards
Figure 3: Types of Credit Cards
Figure 4: Global Card Market by Value; 2010-2014 (US$ Trillion)
Figure 5: Global Card Market by Installed Base; 2012-2020 (Billion Units)
Figure 6: Global Cards Market by Segments; 2014
Figure 7: Global Private Label Cards Market; 2014
Figure 8: Global Private Label Card Market by Installed Base; 2012-2014 (Million Units)
Figure 9: America Private Label Card Market by Share in the America’s Card Market (Installed Base); 2014
Figure 10: US Card Market by Payment Volume; 2009-2014 (US$ Billion)
Figure 11: US Cards Market by Segments; 2014
Figure 12: US Credit Cards Market by Segments; 2014
Figure 13: US Private Label Cards Market by Payment Volume; 2006-2014 (US$Billion)
Figure 14: Europe Private Label Card Market by Share in Total Value of Cards; 2014
Figure 15: Europe Private Label Card Market as share in Total Installed Base of Cards; 2014
Figure 16: Europe Private Label Card Market by Share in Total Commercial Cards; 2014
Figure 17: Increase in Mobile Payments; 2010-2015 (US$ Billion)
Figure 18: Rising Urbanization; 2007-2014 (Billion)
Figure 19: Increasing Global GDP Per Capita; 2009-2014 (US$)
Figure 20: Increasing Retail Sales; 2009-2014 (US$ Trillion)
Figure 21: Lower US Merchant Discount Rate; Percentage (%)
Figure 22: Extensive Customer Data
Figure 23: US Private Label Cards Market by Issuers; 2014
Figure 24: Alliance Data Systems Revenue; 2011-2015 (US$ Billion)
Figure 25: Alliance Data Systems Revenue by Segments; 2015
Figure 26: JP Morgan Chase & CO. Segment Overview
Figure 27: JP Morgan Chase & Co. Revenue; 2011-2015 (US$ Billion)
Figure 28: JP Morgan Chase & Co. Revenue by Segments; 2015
Figure 29: Wells Fargo & Co. Revenue; 2011-2015 (US$ Billion)
Figure 30: Wells Fargo & Co. Revenue by Segments; 2015
Figure 31: Capital One Financial Corp Revenue; 2011-2015 (US$ Billion)
Figure 32: Capital One Financial Corp Revenue by Segments; 2015
Table 1: US Merchant Discount Rate Year 2014
Table 2: Financial Comparison of Top Global Private Label Cards Issuers; 2015
Figure 1: Participants in Payment Transactions
Figure 2: Types of Payment Cards
Figure 3: Types of Credit Cards
Figure 4: Global Card Market by Value; 2010-2014 (US$ Trillion)
Figure 5: Global Card Market by Installed Base; 2012-2020 (Billion Units)
Figure 6: Global Cards Market by Segments; 2014
Figure 7: Global Private Label Cards Market; 2014
Figure 8: Global Private Label Card Market by Installed Base; 2012-2014 (Million Units)
Figure 9: America Private Label Card Market by Share in the America’s Card Market (Installed Base); 2014
Figure 10: US Card Market by Payment Volume; 2009-2014 (US$ Billion)
Figure 11: US Cards Market by Segments; 2014
Figure 12: US Credit Cards Market by Segments; 2014
Figure 13: US Private Label Cards Market by Payment Volume; 2006-2014 (US$Billion)
Figure 14: Europe Private Label Card Market by Share in Total Value of Cards; 2014
Figure 15: Europe Private Label Card Market as share in Total Installed Base of Cards; 2014
Figure 16: Europe Private Label Card Market by Share in Total Commercial Cards; 2014
Figure 17: Increase in Mobile Payments; 2010-2015 (US$ Billion)
Figure 18: Rising Urbanization; 2007-2014 (Billion)
Figure 19: Increasing Global GDP Per Capita; 2009-2014 (US$)
Figure 20: Increasing Retail Sales; 2009-2014 (US$ Trillion)
Figure 21: Lower US Merchant Discount Rate; Percentage (%)
Figure 22: Extensive Customer Data
Figure 23: US Private Label Cards Market by Issuers; 2014
Figure 24: Alliance Data Systems Revenue; 2011-2015 (US$ Billion)
Figure 25: Alliance Data Systems Revenue by Segments; 2015
Figure 26: JP Morgan Chase & CO. Segment Overview
Figure 27: JP Morgan Chase & Co. Revenue; 2011-2015 (US$ Billion)
Figure 28: JP Morgan Chase & Co. Revenue by Segments; 2015
Figure 29: Wells Fargo & Co. Revenue; 2011-2015 (US$ Billion)
Figure 30: Wells Fargo & Co. Revenue by Segments; 2015
Figure 31: Capital One Financial Corp Revenue; 2011-2015 (US$ Billion)
Figure 32: Capital One Financial Corp Revenue by Segments; 2015
Table 1: US Merchant Discount Rate Year 2014
Table 2: Financial Comparison of Top Global Private Label Cards Issuers; 2015
