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Global Car Insurance Market Research Report with Opportunities and Strategies to Boost Growth- COVID-19 Impact and Recovery

December 2021 | 128 pages | ID: GDA9E7F3DA9DEN
Maia Research

US$ 3,500.00

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Car insurance is an insurance policy that covers damage to other people’s property or their car, harm to other people, or damage to your own car, including accident and theft, depending on the type of policy you have.
Based on the Car Insurance market development status, competitive landscape and development model in different regions of the world, this report is dedicated to providing niche markets, potential risks and comprehensive competitive strategy analysis in different fields. From the competitive advantages of different types of products and services, the development opportunities and consumption characteristics and structure analysis of the downstream application fields are all analyzed in detail. To Boost Growth during the epidemic era, this report analyzes in detail for the potential risks and opportunities which can be focused on.

In Chapter 2.4 of the report, we share our perspectives for the impact of COVID-19 from the long and short term.
In chapter 3.4, we provide the influence of the crisis on the industry chain, especially for marketing channels.
In chapters 8-13, we update the timely industry economic revitalization plan of the country-wise government.

Key players in the global Car Insurance market covered in Chapter 5:
AmGeneral
Allianz
Liberty
AIG
AXA Affin
Zurich
Berjaya
Tokio Marine
MSIG
Pacific Insurance
Lonpac

In Chapter 6, on the basis of types, the Car Insurance market from 2015 to 2025 is primarily split into:
Liability Car Insurance
Physical Damage Car Insurance
Rental Insurance

In Chapter 7, on the basis of applications, the Car Insurance market from 2015 to 2025 covers:
Insurance Broker
Telephone channel
Internet channel
Franchise Car Dealer

Geographically, the detailed analysis of consumption, revenue, market share and growth rate, historic and forecast (2015-2025) of the following regions are covered in Chapter 8-13:
North America (Covered in Chapter 9)
United States
Canada
Mexico
Europe (Covered in Chapter 10)
Germany
UK
France
Italy
Spain
Russia
Others
Asia-Pacific (Covered in Chapter 11)
China
Japan
South Korea
Australia
India
South America (Covered in Chapter 12)
Brazil
Argentina
Columbia
Middle East and Africa (Covered in Chapter 13)
UAE
Egypt
South Africa

Years considered for this report:
Historical Years: 2015-2019
Base Year: 2019
Estimated Year: 2020
Forecast Period: 2020-2025
1 MARKET OVERVIEW

1.1 Product Definition and Market Characteristics
1.2 Global Car Insurance Market Size
1.3 Market Segmentation
1.4 Global Macroeconomic Analysis
1.5 SWOT Analysis

2. MARKET DYNAMICS

2.1 Market Drivers
2.2 Market Constraints and Challenges
2.3 Emerging Market Trends
2.4 Impact of COVID-19
  2.4.1 Short-term Impact
  2.4.2 Long-term Impact

3 ASSOCIATED INDUSTRY ASSESSMENT

3.1 Supply Chain Analysis
3.2 Industry Active Participants
  3.2.1 Suppliers of Raw Materials
  3.2.2 Key Distributors/Retailers
3.3 Alternative Analysis
3.4 The Impact of Covid-19 From the Perspective of Industry Chain

4 MARKET COMPETITIVE LANDSCAPE

4.1 Industry Leading Players
4.2 Industry News
  4.2.1 Key Product Launch News
  4.2.2 M&A and Expansion Plans

5 ANALYSIS OF LEADING COMPANIES

5.1 AmGeneral
  5.1.1 AmGeneral Company Profile
  5.1.2 AmGeneral Business Overview
  5.1.3 AmGeneral Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.1.4 AmGeneral Car Insurance Products Introduction
5.2 Allianz
  5.2.1 Allianz Company Profile
  5.2.2 Allianz Business Overview
  5.2.3 Allianz Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.2.4 Allianz Car Insurance Products Introduction
5.3 Liberty
  5.3.1 Liberty Company Profile
  5.3.2 Liberty Business Overview
  5.3.3 Liberty Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.3.4 Liberty Car Insurance Products Introduction
5.4 AIG
  5.4.1 AIG Company Profile
  5.4.2 AIG Business Overview
  5.4.3 AIG Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.4.4 AIG Car Insurance Products Introduction
5.5 AXA Affin
  5.5.1 AXA Affin Company Profile
  5.5.2 AXA Affin Business Overview
  5.5.3 AXA Affin Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.5.4 AXA Affin Car Insurance Products Introduction
5.6 Zurich
  5.6.1 Zurich Company Profile
  5.6.2 Zurich Business Overview
  5.6.3 Zurich Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.6.4 Zurich Car Insurance Products Introduction
5.7 Berjaya
  5.7.1 Berjaya Company Profile
  5.7.2 Berjaya Business Overview
  5.7.3 Berjaya Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.7.4 Berjaya Car Insurance Products Introduction
5.8 Tokio Marine
  5.8.1 Tokio Marine Company Profile
  5.8.2 Tokio Marine Business Overview
  5.8.3 Tokio Marine Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.8.4 Tokio Marine Car Insurance Products Introduction
5.9 MSIG
  5.9.1 MSIG Company Profile
  5.9.2 MSIG Business Overview
  5.9.3 MSIG Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.9.4 MSIG Car Insurance Products Introduction
5.10 Pacific Insurance
  5.10.1 Pacific Insurance Company Profile
  5.10.2 Pacific Insurance Business Overview
  5.10.3 Pacific Insurance Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.10.4 Pacific Insurance Car Insurance Products Introduction
5.11 Lonpac
  5.11.1 Lonpac Company Profile
  5.11.2 Lonpac Business Overview
  5.11.3 Lonpac Car Insurance Sales, Revenue, Average Selling Price and Gross Margin (2015-2020)
  5.11.4 Lonpac Car Insurance Products Introduction

6 MARKET ANALYSIS AND FORECAST, BY PRODUCT TYPES

6.1 Global Car Insurance Sales, Revenue and Market Share by Types (2015-2020)
  6.1.1 Global Car Insurance Sales and Market Share by Types (2015-2020)
  6.1.2 Global Car Insurance Revenue and Market Share by Types (2015-2020)
  6.1.3 Global Car Insurance Price by Types (2015-2020)
6.2 Global Car Insurance Market Forecast by Types (2020-2025)
  6.2.1 Global Car Insurance Market Forecast Sales and Market Share by Types (2020-2025)
  6.2.2 Global Car Insurance Market Forecast Revenue and Market Share by Types (2020-2025)
6.3 Global Car Insurance Sales, Price and Growth Rate by Types (2015-2020)
  6.3.1 Global Car Insurance Sales, Price and Growth Rate of Liability Car Insurance
  6.3.2 Global Car Insurance Sales, Price and Growth Rate of Physical Damage Car Insurance
  6.3.3 Global Car Insurance Sales, Price and Growth Rate of Rental Insurance
6.4 Global Car Insurance Market Revenue and Sales Forecast, by Types (2020-2025)
  6.4.1 Liability Car Insurance Market Revenue and Sales Forecast (2020-2025)
  6.4.2 Physical Damage Car Insurance Market Revenue and Sales Forecast (2020-2025)
  6.4.3 Rental Insurance Market Revenue and Sales Forecast (2020-2025)

7 MARKET ANALYSIS AND FORECAST, BY APPLICATIONS

7.1 Global Car Insurance Sales, Revenue and Market Share by Applications (2015-2020)
  7.1.1 Global Car Insurance Sales and Market Share by Applications (2015-2020)
  7.1.2 Global Car Insurance Revenue and Market Share by Applications (2015-2020)
7.2 Global Car Insurance Market Forecast by Applications (2020-2025)
  7.2.1 Global Car Insurance Market Forecast Sales and Market Share by Applications (2020-2025)
  7.2.2 Global Car Insurance Market Forecast Revenue and Market Share by Applications (2020-2025)
7.3 Global Revenue, Sales and Growth Rate by Applications (2015-2020)
  7.3.1 Global Car Insurance Revenue, Sales and Growth Rate of Insurance Broker (2015-2020)
  7.3.2 Global Car Insurance Revenue, Sales and Growth Rate of Telephone channel (2015-2020)
  7.3.3 Global Car Insurance Revenue, Sales and Growth Rate of Internet channel (2015-2020)
  7.3.4 Global Car Insurance Revenue, Sales and Growth Rate of Franchise Car Dealer (2015-2020)
7.4 Global Car Insurance Market Revenue and Sales Forecast, by Applications (2020-2025)
  7.4.1 Insurance Broker Market Revenue and Sales Forecast (2020-2025)
  7.4.2 Telephone channel Market Revenue and Sales Forecast (2020-2025)
  7.4.3 Internet channel Market Revenue and Sales Forecast (2020-2025)
  7.4.4 Franchise Car Dealer Market Revenue and Sales Forecast (2020-2025)

8 MARKET ANALYSIS AND FORECAST, BY REGIONS

8.1 Global Car Insurance Sales by Regions (2015-2020)
8.2 Global Car Insurance Market Revenue by Regions (2015-2020)
8.3 Global Car Insurance Market Forecast by Regions (2020-2025)

9 NORTH AMERICA CAR INSURANCE MARKET ANALYSIS

9.1 Market Overview and Prospect Analysis
9.2 North America Car Insurance Market Sales and Growth Rate (2015-2020)
9.3 North America Car Insurance Market Revenue and Growth Rate (2015-2020)
9.4 North America Car Insurance Market Forecast
9.5 The Influence of COVID-19 on North America Market
9.6 North America Car Insurance Market Analysis by Country
  9.6.1 U.S. Car Insurance Sales and Growth Rate
  9.6.2 Canada Car Insurance Sales and Growth Rate
  9.6.3 Mexico Car Insurance Sales and Growth Rate

10 EUROPE CAR INSURANCE MARKET ANALYSIS

10.1 Market Overview and Prospect Analysis
10.2 Europe Car Insurance Market Sales and Growth Rate (2015-2020)
10.3 Europe Car Insurance Market Revenue and Growth Rate (2015-2020)
10.4 Europe Car Insurance Market Forecast
10.5 The Influence of COVID-19 on Europe Market
10.6 Europe Car Insurance Market Analysis by Country
  10.6.1 Germany Car Insurance Sales and Growth Rate
  10.6.2 United Kingdom Car Insurance Sales and Growth Rate
  10.6.3 France Car Insurance Sales and Growth Rate
  10.6.4 Italy Car Insurance Sales and Growth Rate
  10.6.5 Spain Car Insurance Sales and Growth Rate
  10.6.6 Russia Car Insurance Sales and Growth Rate

11 ASIA-PACIFIC CAR INSURANCE MARKET ANALYSIS

11.1 Market Overview and Prospect Analysis
11.2 Asia-Pacific Car Insurance Market Sales and Growth Rate (2015-2020)
11.3 Asia-Pacific Car Insurance Market Revenue and Growth Rate (2015-2020)
11.4 Asia-Pacific Car Insurance Market Forecast
11.5 The Influence of COVID-19 on Asia Pacific Market
11.6 Asia-Pacific Car Insurance Market Analysis by Country
  11.6.1 China Car Insurance Sales and Growth Rate
  11.6.2 Japan Car Insurance Sales and Growth Rate
  11.6.3 South Korea Car Insurance Sales and Growth Rate
  11.6.4 Australia Car Insurance Sales and Growth Rate
  11.6.5 India Car Insurance Sales and Growth Rate

12 SOUTH AMERICA CAR INSURANCE MARKET ANALYSIS

12.1 Market Overview and Prospect Analysis
12.2 South America Car Insurance Market Sales and Growth Rate (2015-2020)
12.3 South America Car Insurance Market Revenue and Growth Rate (2015-2020)
12.4 South America Car Insurance Market Forecast
12.5 The Influence of COVID-19 on South America Market
12.6 South America Car Insurance Market Analysis by Country
  12.6.1 Brazil Car Insurance Sales and Growth Rate
  12.6.2 Argentina Car Insurance Sales and Growth Rate
  12.6.3 Columbia Car Insurance Sales and Growth Rate

13 MIDDLE EAST AND AFRICA CAR INSURANCE MARKET ANALYSIS

13.1 Market Overview and Prospect Analysis
13.2 Middle East and Africa Car Insurance Market Sales and Growth Rate (2015-2020)
13.3 Middle East and Africa Car Insurance Market Revenue and Growth Rate (2015-2020)
13.4 Middle East and Africa Car Insurance Market Forecast
13.5 The Influence of COVID-19 on Middle East and Africa Market
13.6 Middle East and Africa Car Insurance Market Analysis by Country
  13.6.1 UAE Car Insurance Sales and Growth Rate
  13.6.2 Egypt Car Insurance Sales and Growth Rate
  13.6.3 South Africa Car Insurance Sales and Growth Rate

14 CONCLUSIONS AND RECOMMENDATIONS

14.1 Key Market Findings and Prospects
14.2 Advice for Investors

15 APPENDIX

15.1 Methodology
15.2 Research Data Source
LIST OF TABLES AND FIGURES

Figure Product Picture
Figure Global Car Insurance Market Size and Growth Rate 2015-2025
Table Car Insurance Key Market Segments
Figure Global Car Insurance Market Revenue ($) Segment by Type from 2015-2020
Figure Global Car Insurance Market Revenue ($) Segment by Applications from 2015-2020
Table SWOT Analysis
Figure Global COVID-19 Status
Figure Supply Chain
Table Major Players Headquarters, and Service Area of Car Insurance
Table Major Players Revenue in 2019
Figure Major Players Revenue Share in 2019
Table AmGeneral Company Profile
Table AmGeneral Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure AmGeneral Production and Growth Rate
Figure AmGeneral Market Revenue ($) Market Share 2015-2020
Table Allianz Company Profile
Table Allianz Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Allianz Production and Growth Rate
Figure Allianz Market Revenue ($) Market Share 2015-2020
Table Liberty Company Profile
Table Liberty Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Liberty Production and Growth Rate
Figure Liberty Market Revenue ($) Market Share 2015-2020
Table AIG Company Profile
Table AIG Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure AIG Production and Growth Rate
Figure AIG Market Revenue ($) Market Share 2015-2020
Table AXA Affin Company Profile
Table AXA Affin Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure AXA Affin Production and Growth Rate
Figure AXA Affin Market Revenue ($) Market Share 2015-2020
Table Zurich Company Profile
Table Zurich Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Zurich Production and Growth Rate
Figure Zurich Market Revenue ($) Market Share 2015-2020
Table Berjaya Company Profile
Table Berjaya Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Berjaya Production and Growth Rate
Figure Berjaya Market Revenue ($) Market Share 2015-2020
Table Tokio Marine Company Profile
Table Tokio Marine Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Tokio Marine Production and Growth Rate
Figure Tokio Marine Market Revenue ($) Market Share 2015-2020
Table MSIG Company Profile
Table MSIG Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure MSIG Production and Growth Rate
Figure MSIG Market Revenue ($) Market Share 2015-2020
Table Pacific Insurance Company Profile
Table Pacific Insurance Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Pacific Insurance Production and Growth Rate
Figure Pacific Insurance Market Revenue ($) Market Share 2015-2020
Table Lonpac Company Profile
Table Lonpac Sales, Revenue (US$ Million), Average Selling Price and Gross Margin (2015-2020)
Figure Lonpac Production and Growth Rate
Figure Lonpac Market Revenue ($) Market Share 2015-2020
Table Global Car Insurance Sales by Types (2015-2020)
Table Global Car Insurance Sales Share by Types (2015-2020)
Table Global Car Insurance Revenue ($) by Types (2015-2020)
Table Global Car Insurance Revenue Share by Types (2015-2020)
Table Global Car Insurance Price ($) by Types (2015-2020)
Table Global Car Insurance Market Forecast Sales by Types (2020-2025)
Table Global Car Insurance Market Forecast Sales Share by Types (2020-2025)
Table Global Car Insurance Market Forecast Revenue ($) by Types (2020-2025)
Table Global Car Insurance Market Forecast Revenue Share by Types (2020-2025)
Figure Global Liability Car Insurance Sales and Growth Rate (2015-2020)
Figure Global Liability Car Insurance Price (2015-2020)
Figure Global Physical Damage Car Insurance Sales and Growth Rate (2015-2020)
Figure Global Physical Damage Car Insurance Price (2015-2020)
Figure Global Rental Insurance Sales and Growth Rate (2015-2020)
Figure Global Rental Insurance Price (2015-2020)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Liability Car Insurance (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Liability Car Insurance (2020-2025)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Physical Damage Car Insurance (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Physical Damage Car Insurance (2020-2025)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Rental Insurance (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Rental Insurance (2020-2025)
Table Global Car Insurance Sales by Applications (2015-2020)
Table Global Car Insurance Sales Share by Applications (2015-2020)
Table Global Car Insurance Revenue ($) by Applications (2015-2020)
Table Global Car Insurance Revenue Share by Applications (2015-2020)
Table Global Car Insurance Market Forecast Sales by Applications (2020-2025)
Table Global Car Insurance Market Forecast Sales Share by Applications (2020-2025)
Table Global Car Insurance Market Forecast Revenue ($) by Applications (2020-2025)
Table Global Car Insurance Market Forecast Revenue Share by Applications (2020-2025)
Figure Global Insurance Broker Sales and Growth Rate (2015-2020)
Figure Global Insurance Broker Price (2015-2020)
Figure Global Telephone channel Sales and Growth Rate (2015-2020)
Figure Global Telephone channel Price (2015-2020)
Figure Global Internet channel Sales and Growth Rate (2015-2020)
Figure Global Internet channel Price (2015-2020)
Figure Global Franchise Car Dealer Sales and Growth Rate (2015-2020)
Figure Global Franchise Car Dealer Price (2015-2020)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Insurance Broker (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Insurance Broker (2020-2025)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Telephone channel (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Telephone channel (2020-2025)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Internet channel (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Internet channel (2020-2025)
Figure Global Car Insurance Market Revenue ($) and Growth Rate Forecast of Franchise Car Dealer (2020-2025)
Figure Global Car Insurance Sales and Growth Rate Forecast of Franchise Car Dealer (2020-2025)
Figure Global Car Insurance Sales and Growth Rate (2015-2020)
Table Global Car Insurance Sales by Regions (2015-2020)
Table Global Car Insurance Sales Market Share by Regions (2015-2020)
Figure Global Car Insurance Sales Market Share by Regions in 2019
Figure Global Car Insurance Revenue and Growth Rate (2015-2020)
Table Global Car Insurance Revenue by Regions (2015-2020)
Table Global Car Insurance Revenue Market Share by Regions (2015-2020)
Figure Global Car Insurance Revenue Market Share by Regions in 2019
Table Global Car Insurance Market Forecast Sales by Regions (2020-2025)
Table Global Car Insurance Market Forecast Sales Share by Regions (2020-2025)
Table Global Car Insurance Market Forecast Revenue ($) by Regions (2020-2025)
Table Global Car Insurance Market Forecast Revenue Share by Regions (2020-2025)
Figure North America Car Insurance Market Sales and Growth Rate (2015-2020)
Figure North America Car Insurance Market Revenue and Growth Rate (2015-2020)
Figure North America Car Insurance Market Forecast Sales (2020-2025)
Figure North America Car Insurance Market Forecast Revenue ($) (2020-2025)
Figure North America COVID-19 Status
Figure U.S. Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Canada Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Mexico Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Europe Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Europe Car Insurance Market Revenue and Growth Rate (2015-2020)
Figure Europe Car Insurance Market Forecast Sales (2020-2025)
Figure Europe Car Insurance Market Forecast Revenue ($) (2020-2025)
Figure Europe COVID-19 Status
Figure Germany Car Insurance Market Sales and Growth Rate (2015-2020)
Figure United Kingdom Car Insurance Market Sales and Growth Rate (2015-2020)
Figure France Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Italy Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Spain Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Russia Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Asia-Pacific Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Asia-Pacific Car Insurance Market Revenue and Growth Rate (2015-2020)
Figure Asia-Pacific Car Insurance Market Forecast Sales (2020-2025)
Figure Asia-Pacific Car Insurance Market Forecast Revenue ($) (2020-2025)
Figure Asia Pacific COVID-19 Status
Figure China Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Japan Car Insurance Market Sales and Growth Rate (2015-2020)
Figure South Korea Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Australia Car Insurance Market Sales and Growth Rate (2015-2020)
Figure India Car Insurance Market Sales and Growth Rate (2015-2020)
Figure South America Car Insurance Market Sales and Growth Rate (2015-2020)
Figure South America Car Insurance Market Revenue and Growth Rate (2015-2020)
Figure South America Car Insurance Market Forecast Sales (2020-2025)
Figure South America Car Insurance Market Forecast Revenue ($) (2020-2025)
Figure Brazil Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Argentina Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Columbia Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Middle East and Africa Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Middle East and Africa Car Insurance Market Revenue and Growth Rate (2015-2020)
Figure Middle East and Africa Car Insurance Market Forecast Sales (2020-2025)
Figure Middle East and Africa Car Insurance Market Forecast Revenue ($) (2020-2025)
Figure UAE Car Insurance Market Sales and Growth Rate (2015-2020)
Figure Egypt Car Insurance Market Sales and Growth Rate (2015-2020)
Figure South Africa Car Insurance Market Sales and Growth Rate (2015-2020)


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