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Consumer Lending in the United Kingdom

October 2019 | 11 pages | ID: C451E652272EN
Euromonitor International Ltd

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Growth in both the outstanding balance and gross lending slowed within consumer lending in current value terms in 2019, as economic uncertainty led to lower consumer confidence. A slowdown in borrowing activity was seen in the UK, particularly for unsecured debt, as consumers exhibited a low appetite for borrowing due to the unstable economic conditions. They were more careful about their spending and more reluctant to borrow for high-value items due to inflation and wage stagnation.

Euromonitor International's Consumer Lending in United Kingdom report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.
Executive Summary
Brexit Continues To Affect Consumer Confidence and Thus Borrowing
Bank of England Base Rate Remains Low; Brexit Could Lead To Changes
Open Banking Set To Shake Up Consumer Lending
Mortgages Lending Sees Lower Growth Due To Economic Uncertainty
Consumer Lending Under Threat Due To Risk of Global Recession
Market Data
  Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
  Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
  Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
  Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
  Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
  Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Sources
  Summary 1 Research Sources
Headlines
Prospects
Consumer Confidence Falls, Negatively Impacting Consumer Credit
Brexit Uncertainty and Environmental Concerns Hit Auto Lending
Greater Concerns Over the Ability To Pay Back Debt
Competitive Landscape
Fintech Companies Have An Innovative Approach
Peer To Peer Lending Gains Ground; the Potential End of Payday Loans
Open Banking Set To Intensify the Competition
Category Data
  Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
  Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
  Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
  Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
  Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
  Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024


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