Consumer Lending in Spain

November 2023 | 13 pages | ID: CC0F58C0ABDEN
Euromonitor International Ltd

Abstracts

The costs of households have continued to rise across the board in 2023 due to the change in tone of the monetary policy of the European Central Bank, which increased interest rates four times during 2022 and 2023, resulting in rising interest rates on mortgages and consumer credit.

Euromonitor International's Consumer Lending in Spain report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Lending market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

Contents

Consumer Lending in Spain
Euromonitor International
November 2023
List Of Contents And Tables
CONSUMER LENDING IN SPAIN
EXECUTIVE SUMMARY
Consumer lending in 2023: The big picture

2023 KEY TRENDS

Outstanding balance of mortgages declines
BNPL the preferred option of Gen Z
What next for consumer lending?
MARKET DATA
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028
DISCLAIMER
SOURCES
Summary 1 Research Sources
CONSUMER CREDIT IN SPAIN
KEY DATA FINDINGS

2023 DEVELOPMENTS

Financial institutions use BNPL to retain customers
Value of new consumer credit continues to grow due to higher cost of credit
Education lending remains underdeveloped
PROSPECTS AND OPPORTUNITIES
Uncertain economic situation to result in contraction of consumer credit
BNPL to support growth in card lending and other personal lending
Consumer credit goes online
CATEGORY DATA
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028