Financial Cards and Payments in France
Financial cards continues its progress in 2023, however, with mixed results. Global inflation continues to create an uncertain economic climate and an increasing price-sensitivity around sales of fast-moving consumer goods (FMCGs), leading to widespread discounts, slashed prices, and in-store promotions. Although inflation looks to be stabilising somewhat through 2023, French consumers are not generally aware of these fluctuations and remain cautious in their purchases and budgets overall. It is...
Euromonitor International's Financial Cards and Payments in France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
Euromonitor International's Financial Cards and Payments in France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
- Get a detailed picture of the Financial Cards and Payments market;
- Pinpoint growth sectors and identify factors driving change;
- Understand the competitive environment, the market’s major players and leading brands;
- Use five-year forecasts to assess how the market is predicted to develop.
Financial Cards and Payments in France
Euromonitor International
November 2023
List Of Contents And Tables
FINANCIAL CARDS AND PAYMENTS IN FRANCE
EXECUTIVE SUMMARY
Financial cards and payments in 2023: The big picture
2023 KEY TRENDS
Competitive landscape
What next for financial cards and payments?
MARKET INDICATORS
Table 1 Number of POS Terminals: Units 2018-2023
Table 2 Number of ATMs: Units 2018-2023
Table 3 Value Lost to Fraud 2018-2023
Table 4 Card Expenditure by Location 2023
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2018-2023
Table 6 Domestic versus Foreign Spend 2023
MARKET DATA
Table 7 Financial Cards by Category: Number of Cards in Circulation 2018-2023
Table 8 Financial Cards by Category: Number of Accounts 2018-2023
Table 9 Financial Cards Transactions by Category: Value 2018-2023
Table 10 Financial Cards by Category: Number of Transactions 2018-2023
Table 11 Consumer Payments by Category: Value 2018-2023
Table 12 Consumer Payments by Category: Number of Transactions 2018-2023
Table 13 M-Commerce by Category: Value 2018-2023
Table 14 M-Commerce by Category: % Value Growth 2018-2023
Table 15 Financial Cards: Number of Cards by Issuer 2018-2022
Table 16 Financial Cards: Number of Cards by Operator 2018-2022
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2018-2022
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2018-2022
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2023-2028
Table 20 Forecast Financial Cards by Category: Number of Accounts 2023-2028
Table 21 Forecast Financial Cards Transactions by Category: Value 2023-2028
Table 22 Forecast Financial Cards by Category: Number of Transactions 2023-2028
Table 23 Forecast Consumer Payments by Category: Value 2023-2028
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2023-2028
Table 25 Forecast M-Commerce by Category: Value 2023-2028
Table 26 Forecast M-Commerce by Category: % Value Growth 2023-2028
DISCLAIMER
SOURCES
Summary 1 Research Sources
DEBIT CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Surprising increase of the number of debit cards and their sales – thanks to MICE and inflation
Digital payments go from strength to strength
CB maintains overall dominance due to co-branding, while competitors continue to take advantage of regulatory changes
PROSPECTS AND OPPORTUNITIES
Ongoing digitisation will support debit cards’ growth, but competition from other options remains on the horizon
Digital and neo-banks likely to forge ahead – despite weak profitability
Reinforcement of security needed, with biometrics tipped for development
CATEGORY DATA
Table 27 Debit Cards: Number of Cards in Circulation 2018-2023
Table 28 Debit Cards Transactions 2018-2023
Table 29 Debit Cards in Circulation: % Growth 2018-2023
Table 30 Debit Cards Transactions: % Growth 2018-2023
Table 31 Debit Cards: Number of Cards by Issuer 2018-2022
Table 32 Debit Cards: Number of Cards by Operator 2018-2022
Table 33 Debit Cards Payment Transaction Value by Issuer 2018-2022
Table 34 Debit Cards Payment Transaction Value by Operator 2018-2022
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2023-2028
Table 36 Forecast Debit Cards Transactions 2023-2028
Table 37 Forecast Debit Cards in Circulation: % Growth 2023-2028
Table 38 Forecast Debit Cards Transactions: % Growth 2023-2028
CREDIT CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Credit faces serious challenges in France, thus also affecting credit cards
Consumers switch from FMCGs to second-hand and refurbished – although services continue to perform
Banks and credit institutions struggle in the economic climate
PROSPECTS AND OPPORTUNITIES
Ongoing price-sensitivity and an aversion to credit means a gloomy outlook in the short term
More potential for online banks and neo-bank credit cards – despite their weak profitability
BNPL continues to face negative press
CATEGORY DATA
Table 39 Credit Cards: Number of Cards in Circulation 2018-2023
Table 40 Credit Cards Transactions 2018-2023
Table 41 Credit Cards in Circulation: % Growth 2018-2023
Table 42 Credit Cards Transactions: % Growth 2018-2023
Table 43 Personal Credit Cards: Number of Cards in Circulation 2018-2023
Table 44 Personal Credit Cards Transactions 2018-2023
Table 45 Personal Credit Cards in Circulation: % Growth 2018-2023
Table 46 Personal Credit Cards Transactions: % Growth 2018-2023
Table 47 Credit Cards: Number of Cards by Issuer 2018-2022
Table 48 Credit Cards: Number of Cards by Operator 2018-2022
Table 49 Credit Cards Payment Transaction Value by Issuer 2018-2022
Table 50 Credit Cards Payment Transaction Value by Operator 2018-2022
Table 51 Commercial Credit Cards: Number of Cards by Issuer 2018-2022
Table 52 Personal Credit Cards: Number of Cards by Issuer 2018-2022
Table 53 Personal Credit Cards: Number of Cards by Operator 2018-2022
Table 54 Personal Credit Cards Payment Transaction Value by Issuer 2018-2022
Table 55 Personal Credit Cards Payment Transaction Value by Operator 2018-2022
Table 56 Forecast Credit Cards: Number of Cards in Circulation 2023-2028
Table 57 Forecast Credit Cards Transactions 2023-2028
Table 58 Forecast Credit Cards in Circulation: % Growth 2023-2028
Table 59 Forecast Credit Cards Transactions: % Growth 2023-2028
Table 60 Forecast Personal Credit Cards: Number of Cards in Circulation 2023-2028
Table 61 Forecast Personal Credit Cards Transactions 2023-2028
Table 62 Forecast Personal Credit Cards in Circulation: % Growth 2023-2028
Table 63 Forecast Personal Credit Cards Transactions: % Growth 2023-2028
CHARGE CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Revival of MICE/business tourism boosts the use of charge cards
Merchant acceptance also contributes to the progression of charge cards
CB maintains its overall place thanks to co-branding, while Amex becomes stronger
PROSPECTS AND OPPORTUNITIES
Good omens for the short term: ongoing structural growth, the Olympic Games, and the continuous success of local tourism
Mobile payments and digital wallets will help to support the growth in charge cards
FrenchSys and other players to distance themselves from the CB system
CATEGORY DATA
Table 64 Charge Cards: Number of Cards in Circulation 2018-2023
Table 65 Charge Cards Transactions 2018-2023
Table 66 Charge Cards in Circulation: % Growth 2018-2023
Table 67 Charge Cards Transactions: % Growth 2018-2023
Table 68 Commercial Charge Cards: Number of Cards in Circulation 2018-2023
Table 69 Commercial Charge Cards Transactions 2018-2023
Table 70 Commercial Charge Cards in Circulation: % Growth 2018-2023
Table 71 Commercial Charge Cards Transactions: % Growth 2018-2023
Table 72 Personal Charge Cards: Number of Cards in Circulation 2018-2023
Table 73 Personal Charge Cards Transactions 2018-2023
Table 74 Personal Charge Cards in Circulation: % Growth 2018-2023
Table 75 Personal Charge Cards Transactions: % Growth 2018-2023
Table 76 Charge Cards: Number of Cards by Issuer 2018-2022
Table 77 Charge Cards: Number of Cards by Operator 2018-2022
Table 78 Charge Cards Payment Transaction Value by Issuer 2018-2022
Table 79 Charge Cards Payment Transaction Value by Operator 2018-2022
Table 80 Commercial Charge Cards: Number of Cards by Issuer 2018-2022
Table 81 Commercial Charge Cards: Number of Cards by Operator 2018-2022
Table 82 Commercial Charge Cards Payment Transaction Value by Issuer 2018-2022
Table 83 Commercial Charge Cards Payment Transaction Value by Operator 2018-2022
Table 84 Personal Charge Cards: Number of Cards by Issuer 2018-2022
Table 85 Personal Charge Cards: Number of Cards by Operator 2018-2022
Table 86 Personal Charge Cards Transaction Value by Issuer 2018-2022
Table 87 Personal Charge Cards Transaction Value by Operator 2018-2022
Table 88 Forecast Charge Cards: Number of Cards in Circulation 2023-2028
Table 89 Forecast Charge Cards Transactions 2023-2028
Table 90 Forecast Charge Cards in Circulation: % Growth 2023-2028
Table 91 Forecast Charge Cards Transactions: % Growth 2023-2028
Table 92 Forecast Commercial Charge Cards: Number of Cards in Circulation 2023-2028
Table 93 Forecast Commercial Charge Cards Transactions 2023-2028
Table 94 Forecast Commercial Charge Cards in Circulation: % Growth 2023-2028
Table 95 Forecast Commercial Charge Cards Transactions: % Growth 2023-2028
Table 96 Forecast Personal Charge Cards: Number of Cards in Circulation 2023-2028
Table 97 Forecast Personal Charge Cards Transactions 2023-2028
Table 98 Forecast Personal Charge Cards in Circulation: % Growth 2023-2028
Table 99 Forecast Personal Charge Cards Transactions: % Growth 2023-2028
PRE-PAID CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Growth supported by ongoing digitalisation of closed loop pre-paid gift cards and those for travel
Open loop pre-paid cards see continuous digitalisation, despite the resilience of paper luncheon vouchers
Players in pre-paid cards benefit from ongoing digitisation
PROSPECTS AND OPPORTUNITIES
Many positive predications for pre-paid cards ahead
Open loop pre-paid cards have continuous room for improvement and dematerialisation
New players could shuffle the status quo in pre-paid cards
CATEGORY DATA
Table 100 Pre-paid Cards: Number of Cards in Circulation 2018-2023
Table 101 Pre-paid Cards Transactions 2018-2023
Table 102 Pre-paid Cards in Circulation: % Growth 2018-2023
Table 103 Pre-paid Cards Transactions: % Growth 2018-2023
Table 104 Closed Loop Pre-paid Cards Transactions 2018-2023
Table 105 Closed Loop Pre-paid Cards Transactions: % Growth 2018-2023
Table 106 Open Loop Pre-paid Cards Transactions 2018-2023
Table 107 Open Loop Pre-paid Cards Transactions: % Growth 2018-2023
Table 108 Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 109 Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 110 Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 111 Pre-paid Cards Transaction Value by Operator 2018-2022
Table 112 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 113 Closed Loop Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 114 Closed Loop Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 115 Closed Loop Pre-paid Cards Transaction Value by Operator 2018-2022
Table 116 Open Loop Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 117 Open Loop Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 118 Open Loop Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 119 Open Loop Pre-paid Cards Transaction Value by Operator 2018-2022
Table 120 Forecast Pre-paid Cards: Number of Cards in Circulation 2023-2028
Table 121 Forecast Pre-paid Cards Transactions 2023-2028
Table 122 Forecast Pre-paid Cards in Circulation: % Growth 2023-2028
Table 123 Forecast Pre-paid Cards Transactions: % Growth 2023-2028
Table 124 Forecast Closed Loop Pre-paid Cards Transactions 2023-2028
Table 125 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2023-2028
Table 126 Forecast Open Loop Pre-paid Cards Transactions 2023-2028
Table 127 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2023-2028
STORE CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Ongoing decline in store cards – notably due to the sluggish performance of retailing
Cannibalisation from more modern options and concerns around BNPL impact store cards
Some interesting initiatives hold promise, but most issuers tend to struggle
PROSPECTS AND OPPORTUNITIES
Uncertain outlook in retail means uncertainty about store cards – despite developments in m-commerce
E-wallets and m-commerce still have scope for development
BNPL continues to cast a shadow due to consumers’ aversion to debt
CATEGORY DATA
Table 128 Store Cards: Number of Cards in Circulation 2018-2023
Table 129 Store Cards Transactions 2018-2023
Table 130 Store Cards in Circulation: % Growth 2018-2023
Table 131 Store Cards Transactions: % Growth 2018-2023
Table 132 Store Cards: Number of Cards by Issuer 2018-2022
Table 133 Store Cards: Payment Transaction Value by Issuer 2018-2022
Table 134 Forecast Store Cards: Number of Cards in Circulation 2023-2028
Table 135 Forecast Store Cards Transactions 2023-2028
Table 136 Forecast Store Cards in Circulation: % Growth 2023-2028
Table 137 Forecast Store Cards Transactions: % Growth 2023-2028
Euromonitor International
November 2023
List Of Contents And Tables
FINANCIAL CARDS AND PAYMENTS IN FRANCE
EXECUTIVE SUMMARY
Financial cards and payments in 2023: The big picture
2023 KEY TRENDS
Competitive landscape
What next for financial cards and payments?
MARKET INDICATORS
Table 1 Number of POS Terminals: Units 2018-2023
Table 2 Number of ATMs: Units 2018-2023
Table 3 Value Lost to Fraud 2018-2023
Table 4 Card Expenditure by Location 2023
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2018-2023
Table 6 Domestic versus Foreign Spend 2023
MARKET DATA
Table 7 Financial Cards by Category: Number of Cards in Circulation 2018-2023
Table 8 Financial Cards by Category: Number of Accounts 2018-2023
Table 9 Financial Cards Transactions by Category: Value 2018-2023
Table 10 Financial Cards by Category: Number of Transactions 2018-2023
Table 11 Consumer Payments by Category: Value 2018-2023
Table 12 Consumer Payments by Category: Number of Transactions 2018-2023
Table 13 M-Commerce by Category: Value 2018-2023
Table 14 M-Commerce by Category: % Value Growth 2018-2023
Table 15 Financial Cards: Number of Cards by Issuer 2018-2022
Table 16 Financial Cards: Number of Cards by Operator 2018-2022
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2018-2022
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2018-2022
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2023-2028
Table 20 Forecast Financial Cards by Category: Number of Accounts 2023-2028
Table 21 Forecast Financial Cards Transactions by Category: Value 2023-2028
Table 22 Forecast Financial Cards by Category: Number of Transactions 2023-2028
Table 23 Forecast Consumer Payments by Category: Value 2023-2028
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2023-2028
Table 25 Forecast M-Commerce by Category: Value 2023-2028
Table 26 Forecast M-Commerce by Category: % Value Growth 2023-2028
DISCLAIMER
SOURCES
Summary 1 Research Sources
DEBIT CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Surprising increase of the number of debit cards and their sales – thanks to MICE and inflation
Digital payments go from strength to strength
CB maintains overall dominance due to co-branding, while competitors continue to take advantage of regulatory changes
PROSPECTS AND OPPORTUNITIES
Ongoing digitisation will support debit cards’ growth, but competition from other options remains on the horizon
Digital and neo-banks likely to forge ahead – despite weak profitability
Reinforcement of security needed, with biometrics tipped for development
CATEGORY DATA
Table 27 Debit Cards: Number of Cards in Circulation 2018-2023
Table 28 Debit Cards Transactions 2018-2023
Table 29 Debit Cards in Circulation: % Growth 2018-2023
Table 30 Debit Cards Transactions: % Growth 2018-2023
Table 31 Debit Cards: Number of Cards by Issuer 2018-2022
Table 32 Debit Cards: Number of Cards by Operator 2018-2022
Table 33 Debit Cards Payment Transaction Value by Issuer 2018-2022
Table 34 Debit Cards Payment Transaction Value by Operator 2018-2022
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2023-2028
Table 36 Forecast Debit Cards Transactions 2023-2028
Table 37 Forecast Debit Cards in Circulation: % Growth 2023-2028
Table 38 Forecast Debit Cards Transactions: % Growth 2023-2028
CREDIT CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Credit faces serious challenges in France, thus also affecting credit cards
Consumers switch from FMCGs to second-hand and refurbished – although services continue to perform
Banks and credit institutions struggle in the economic climate
PROSPECTS AND OPPORTUNITIES
Ongoing price-sensitivity and an aversion to credit means a gloomy outlook in the short term
More potential for online banks and neo-bank credit cards – despite their weak profitability
BNPL continues to face negative press
CATEGORY DATA
Table 39 Credit Cards: Number of Cards in Circulation 2018-2023
Table 40 Credit Cards Transactions 2018-2023
Table 41 Credit Cards in Circulation: % Growth 2018-2023
Table 42 Credit Cards Transactions: % Growth 2018-2023
Table 43 Personal Credit Cards: Number of Cards in Circulation 2018-2023
Table 44 Personal Credit Cards Transactions 2018-2023
Table 45 Personal Credit Cards in Circulation: % Growth 2018-2023
Table 46 Personal Credit Cards Transactions: % Growth 2018-2023
Table 47 Credit Cards: Number of Cards by Issuer 2018-2022
Table 48 Credit Cards: Number of Cards by Operator 2018-2022
Table 49 Credit Cards Payment Transaction Value by Issuer 2018-2022
Table 50 Credit Cards Payment Transaction Value by Operator 2018-2022
Table 51 Commercial Credit Cards: Number of Cards by Issuer 2018-2022
Table 52 Personal Credit Cards: Number of Cards by Issuer 2018-2022
Table 53 Personal Credit Cards: Number of Cards by Operator 2018-2022
Table 54 Personal Credit Cards Payment Transaction Value by Issuer 2018-2022
Table 55 Personal Credit Cards Payment Transaction Value by Operator 2018-2022
Table 56 Forecast Credit Cards: Number of Cards in Circulation 2023-2028
Table 57 Forecast Credit Cards Transactions 2023-2028
Table 58 Forecast Credit Cards in Circulation: % Growth 2023-2028
Table 59 Forecast Credit Cards Transactions: % Growth 2023-2028
Table 60 Forecast Personal Credit Cards: Number of Cards in Circulation 2023-2028
Table 61 Forecast Personal Credit Cards Transactions 2023-2028
Table 62 Forecast Personal Credit Cards in Circulation: % Growth 2023-2028
Table 63 Forecast Personal Credit Cards Transactions: % Growth 2023-2028
CHARGE CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Revival of MICE/business tourism boosts the use of charge cards
Merchant acceptance also contributes to the progression of charge cards
CB maintains its overall place thanks to co-branding, while Amex becomes stronger
PROSPECTS AND OPPORTUNITIES
Good omens for the short term: ongoing structural growth, the Olympic Games, and the continuous success of local tourism
Mobile payments and digital wallets will help to support the growth in charge cards
FrenchSys and other players to distance themselves from the CB system
CATEGORY DATA
Table 64 Charge Cards: Number of Cards in Circulation 2018-2023
Table 65 Charge Cards Transactions 2018-2023
Table 66 Charge Cards in Circulation: % Growth 2018-2023
Table 67 Charge Cards Transactions: % Growth 2018-2023
Table 68 Commercial Charge Cards: Number of Cards in Circulation 2018-2023
Table 69 Commercial Charge Cards Transactions 2018-2023
Table 70 Commercial Charge Cards in Circulation: % Growth 2018-2023
Table 71 Commercial Charge Cards Transactions: % Growth 2018-2023
Table 72 Personal Charge Cards: Number of Cards in Circulation 2018-2023
Table 73 Personal Charge Cards Transactions 2018-2023
Table 74 Personal Charge Cards in Circulation: % Growth 2018-2023
Table 75 Personal Charge Cards Transactions: % Growth 2018-2023
Table 76 Charge Cards: Number of Cards by Issuer 2018-2022
Table 77 Charge Cards: Number of Cards by Operator 2018-2022
Table 78 Charge Cards Payment Transaction Value by Issuer 2018-2022
Table 79 Charge Cards Payment Transaction Value by Operator 2018-2022
Table 80 Commercial Charge Cards: Number of Cards by Issuer 2018-2022
Table 81 Commercial Charge Cards: Number of Cards by Operator 2018-2022
Table 82 Commercial Charge Cards Payment Transaction Value by Issuer 2018-2022
Table 83 Commercial Charge Cards Payment Transaction Value by Operator 2018-2022
Table 84 Personal Charge Cards: Number of Cards by Issuer 2018-2022
Table 85 Personal Charge Cards: Number of Cards by Operator 2018-2022
Table 86 Personal Charge Cards Transaction Value by Issuer 2018-2022
Table 87 Personal Charge Cards Transaction Value by Operator 2018-2022
Table 88 Forecast Charge Cards: Number of Cards in Circulation 2023-2028
Table 89 Forecast Charge Cards Transactions 2023-2028
Table 90 Forecast Charge Cards in Circulation: % Growth 2023-2028
Table 91 Forecast Charge Cards Transactions: % Growth 2023-2028
Table 92 Forecast Commercial Charge Cards: Number of Cards in Circulation 2023-2028
Table 93 Forecast Commercial Charge Cards Transactions 2023-2028
Table 94 Forecast Commercial Charge Cards in Circulation: % Growth 2023-2028
Table 95 Forecast Commercial Charge Cards Transactions: % Growth 2023-2028
Table 96 Forecast Personal Charge Cards: Number of Cards in Circulation 2023-2028
Table 97 Forecast Personal Charge Cards Transactions 2023-2028
Table 98 Forecast Personal Charge Cards in Circulation: % Growth 2023-2028
Table 99 Forecast Personal Charge Cards Transactions: % Growth 2023-2028
PRE-PAID CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Growth supported by ongoing digitalisation of closed loop pre-paid gift cards and those for travel
Open loop pre-paid cards see continuous digitalisation, despite the resilience of paper luncheon vouchers
Players in pre-paid cards benefit from ongoing digitisation
PROSPECTS AND OPPORTUNITIES
Many positive predications for pre-paid cards ahead
Open loop pre-paid cards have continuous room for improvement and dematerialisation
New players could shuffle the status quo in pre-paid cards
CATEGORY DATA
Table 100 Pre-paid Cards: Number of Cards in Circulation 2018-2023
Table 101 Pre-paid Cards Transactions 2018-2023
Table 102 Pre-paid Cards in Circulation: % Growth 2018-2023
Table 103 Pre-paid Cards Transactions: % Growth 2018-2023
Table 104 Closed Loop Pre-paid Cards Transactions 2018-2023
Table 105 Closed Loop Pre-paid Cards Transactions: % Growth 2018-2023
Table 106 Open Loop Pre-paid Cards Transactions 2018-2023
Table 107 Open Loop Pre-paid Cards Transactions: % Growth 2018-2023
Table 108 Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 109 Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 110 Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 111 Pre-paid Cards Transaction Value by Operator 2018-2022
Table 112 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 113 Closed Loop Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 114 Closed Loop Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 115 Closed Loop Pre-paid Cards Transaction Value by Operator 2018-2022
Table 116 Open Loop Pre-paid Cards: Number of Cards by Issuer 2018-2022
Table 117 Open Loop Pre-paid Cards: Number of Cards by Operator 2018-2022
Table 118 Open Loop Pre-paid Cards Transaction Value by Issuer 2018-2022
Table 119 Open Loop Pre-paid Cards Transaction Value by Operator 2018-2022
Table 120 Forecast Pre-paid Cards: Number of Cards in Circulation 2023-2028
Table 121 Forecast Pre-paid Cards Transactions 2023-2028
Table 122 Forecast Pre-paid Cards in Circulation: % Growth 2023-2028
Table 123 Forecast Pre-paid Cards Transactions: % Growth 2023-2028
Table 124 Forecast Closed Loop Pre-paid Cards Transactions 2023-2028
Table 125 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2023-2028
Table 126 Forecast Open Loop Pre-paid Cards Transactions 2023-2028
Table 127 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2023-2028
STORE CARDS IN FRANCE
KEY DATA FINDINGS
2023 DEVELOPMENTS
Ongoing decline in store cards – notably due to the sluggish performance of retailing
Cannibalisation from more modern options and concerns around BNPL impact store cards
Some interesting initiatives hold promise, but most issuers tend to struggle
PROSPECTS AND OPPORTUNITIES
Uncertain outlook in retail means uncertainty about store cards – despite developments in m-commerce
E-wallets and m-commerce still have scope for development
BNPL continues to cast a shadow due to consumers’ aversion to debt
CATEGORY DATA
Table 128 Store Cards: Number of Cards in Circulation 2018-2023
Table 129 Store Cards Transactions 2018-2023
Table 130 Store Cards in Circulation: % Growth 2018-2023
Table 131 Store Cards Transactions: % Growth 2018-2023
Table 132 Store Cards: Number of Cards by Issuer 2018-2022
Table 133 Store Cards: Payment Transaction Value by Issuer 2018-2022
Table 134 Forecast Store Cards: Number of Cards in Circulation 2023-2028
Table 135 Forecast Store Cards Transactions 2023-2028
Table 136 Forecast Store Cards in Circulation: % Growth 2023-2028
Table 137 Forecast Store Cards Transactions: % Growth 2023-2028
