The Future of South Africa Banking Markets to 2020- Trends, Outlook, Economic and Profitability Analysis, Key Ratios, Market Structure
South Africa banking market outlook report from OGANALYSIS provides comprehensive analysis, trends, drivers and challenges of operating or expanding into the market.
The uniqueness of the report lies in profitability analysis and comparison with peer markets among others. Profitability analysis is made along 4 key pillars including key metrics, risk factors, productivity and asset usage efficiency. More than 20 key ratios are analyzed and incorporated in the premium research work. Further, interviews with industry experts strengthen the research and analysis on South Africa commercial banking report. Incorporating buyers' suggestions and feedback, the 2016 Q3 version is more improved and user friendly.
Banking industry in South Africa witnessed a (surge) in total assets at 4,827 South Africa Rand in billions as of 2015, with a large portion of this coming from deposits. Over the forecast period, policy changes initiated by central bank of South Africa, NPA handling, Base norms (CRAR) and growth in other financial markets will be the key factors for profitability and future strategies of banks including overseas expansion of banks. Further, financial inclusion, economic growth (GDP and GDP Per Capita) will also play a key role in shaping the future of South Africa commercial banking sector.
The research work also provides detailed market structure based on size, profitability, deposits and loans of leading banks in the country. In addition, detailed SWOT and financial analysis of five leading banks is included. Recent developments and transactions in the industry are also analyzed in the South Africa report.
Scope
The uniqueness of the report lies in profitability analysis and comparison with peer markets among others. Profitability analysis is made along 4 key pillars including key metrics, risk factors, productivity and asset usage efficiency. More than 20 key ratios are analyzed and incorporated in the premium research work. Further, interviews with industry experts strengthen the research and analysis on South Africa commercial banking report. Incorporating buyers' suggestions and feedback, the 2016 Q3 version is more improved and user friendly.
Banking industry in South Africa witnessed a (surge) in total assets at 4,827 South Africa Rand in billions as of 2015, with a large portion of this coming from deposits. Over the forecast period, policy changes initiated by central bank of South Africa, NPA handling, Base norms (CRAR) and growth in other financial markets will be the key factors for profitability and future strategies of banks including overseas expansion of banks. Further, financial inclusion, economic growth (GDP and GDP Per Capita) will also play a key role in shaping the future of South Africa commercial banking sector.
The research work also provides detailed market structure based on size, profitability, deposits and loans of leading banks in the country. In addition, detailed SWOT and financial analysis of five leading banks is included. Recent developments and transactions in the industry are also analyzed in the South Africa report.
Scope
- Analysis through 20+ key Ratios
- Period- from 2005 to 2020
- Profitability Analysis of South Africa and peer markets
- Trends, drivers and challenges
- Credit analysis
- Economic analysis and outlook of South Africa and Region
- Analysis of leading five players in the industry
- To get detailed analysis of South Africa banking industry based on key financial metrics and ratios
- Identify trends and developments across the country’s banking sector
- Make strategic decisions based on evaluation and outlook of South Africa banking sector
- Get a critical analysis of competitors based on performance metrics
- Identify most profitable markets in the current economic conditions
- Get insights into best practices of top performers in the country and worldwide
1 TABLE OF CONTENTS
1.1 List of Tables
1.2 List of Figures
2 SOUTH AFRICA COMMERCIAL BANKING OVERVIEW
2.1 Aggregate Deposits
2.2 Capital and Reserves
2.3 Total Advances
2.4 Bond Portfolio Details
2.5 Total Assets and Liabilities
2.6 Non- Performing Assets (NPAs)
2.7 Return on Assets
2.8 Asset Yield
2.9 Capital Adequacy Ratio (CRAR)
2.10 Tier 1 Capital to Risk Weighted Assets
3 DRIVERS AND CHALLENGES OF SOUTH AFRICA BANKING SECTOR
3.1 Size Growth
3.2 Asset Allocation trends
3.3 Expansion strategies
3.4 Cost control
3.5 Profitability
3.6 Support to Economy
4 OUTLOOK OF COMMERCIAL BANKING INDUSTRY IN SOUTH AFRICA
4.1 Total Assets and Liabilities Forecast, 2005-2020
4.2 Aggregate Loans Forecast, 2005- 2020
4.3 Aggregate Deposits Forecast, 2005- 2020
5 PROFITABILITY ANALYSIS- BENCHMARK WITH PEER COUNTRIES
5.1 Overview and Regression Analysis
5.2 Pillar 1- Fundamental Metrics
5.3 Pillar 2- Risk Factors
5.4 Pillar 3- Productivity Indicators
5.5 Pillar 4- Asset Usage Efficiency Indicators
6 CREDIT QUALITY ANALYSIS OF SOUTH AFRICA COMMERCIAL BANKS
6.1 Total credit to the private non-financial sector, 2010- 2015
6.2 Bank credit to the private non-financial sector, 2010- 2015
6.3 Credit to households, 2010- 2015
6.4 Credit to non-financial corporations, 2010- 2015
6.5 Credit to the government sector at market value, 2010- 2015
6.6 Credit to the government sector at nominal value, 2010- 2015
7 SOUTH AFRICA ECONOMIC ANALYSIS AND OUTLOOK TO 2022
7.1 South Africa GDP Outlook (Current Prices, USD Billion), 2005- 2022
7.2 GDP Per Capita Outlook in South Africa, 2005- 2022
7.3 Population Outlook in South Africa (Millions), 2005- 2022
7.4 Inflation Outlook in South Africa, 2005- 2022
7.5 Unemployment Rate in South Africa, 2005- 2022
7.6 Public Debt to GDP ratio in South Africa, 2015
7.7 General Government Revenue and Expenditure Outlook, 2005- 2022
7.8 South Africa Currency (LCU) against US Dollar, 2005- 2015
7.9 Long Term Sovereign Rating, 2009- 2015
8 MARKET STRUCTURE
8.1 By Total Assets
8.2 By Deposits
8.3 By Advances
9 BUSINESS PROFILES OF LEADING BANKS IN SOUTH AFRICA
9.1 Leading Bank A
9.1.1 Overview
9.1.2 SWOT Analysis
9.1.3 Financial Statements and Ratios
9.2 Leading Bank B
9.2.1 Overview
9.2.2 SWOT Analysis
9.2.3 Financial Statements and Ratios
9.3 Leading Bank C
9.3.1 Overview
9.3.2 SWOT Analysis
9.3.3 Financial Statements and Ratios
9.4 Leading Bank D
9.4.1 Overview
9.4.2 SWOT Analysis
9.4.3 Financial Statements and Ratios
9.5 Leading Bank E
9.5.1 Overview
9.5.2 SWOT Analysis
9.5.3 Financial Statements and Ratios
10 RECENT DEVELOPMENTS IN SOUTH AFRICA COMMERCIAL BANKING SECTOR
11 APPENDIX
11.1 About Publisher
11.2 Sources and Methodology
11.3 Contact Information
1.1 List of Tables
1.2 List of Figures
2 SOUTH AFRICA COMMERCIAL BANKING OVERVIEW
2.1 Aggregate Deposits
2.2 Capital and Reserves
2.3 Total Advances
2.4 Bond Portfolio Details
2.5 Total Assets and Liabilities
2.6 Non- Performing Assets (NPAs)
2.7 Return on Assets
2.8 Asset Yield
2.9 Capital Adequacy Ratio (CRAR)
2.10 Tier 1 Capital to Risk Weighted Assets
3 DRIVERS AND CHALLENGES OF SOUTH AFRICA BANKING SECTOR
3.1 Size Growth
3.2 Asset Allocation trends
3.3 Expansion strategies
3.4 Cost control
3.5 Profitability
3.6 Support to Economy
4 OUTLOOK OF COMMERCIAL BANKING INDUSTRY IN SOUTH AFRICA
4.1 Total Assets and Liabilities Forecast, 2005-2020
4.2 Aggregate Loans Forecast, 2005- 2020
4.3 Aggregate Deposits Forecast, 2005- 2020
5 PROFITABILITY ANALYSIS- BENCHMARK WITH PEER COUNTRIES
5.1 Overview and Regression Analysis
5.2 Pillar 1- Fundamental Metrics
5.3 Pillar 2- Risk Factors
5.4 Pillar 3- Productivity Indicators
5.5 Pillar 4- Asset Usage Efficiency Indicators
6 CREDIT QUALITY ANALYSIS OF SOUTH AFRICA COMMERCIAL BANKS
6.1 Total credit to the private non-financial sector, 2010- 2015
6.2 Bank credit to the private non-financial sector, 2010- 2015
6.3 Credit to households, 2010- 2015
6.4 Credit to non-financial corporations, 2010- 2015
6.5 Credit to the government sector at market value, 2010- 2015
6.6 Credit to the government sector at nominal value, 2010- 2015
7 SOUTH AFRICA ECONOMIC ANALYSIS AND OUTLOOK TO 2022
7.1 South Africa GDP Outlook (Current Prices, USD Billion), 2005- 2022
7.2 GDP Per Capita Outlook in South Africa, 2005- 2022
7.3 Population Outlook in South Africa (Millions), 2005- 2022
7.4 Inflation Outlook in South Africa, 2005- 2022
7.5 Unemployment Rate in South Africa, 2005- 2022
7.6 Public Debt to GDP ratio in South Africa, 2015
7.7 General Government Revenue and Expenditure Outlook, 2005- 2022
7.8 South Africa Currency (LCU) against US Dollar, 2005- 2015
7.9 Long Term Sovereign Rating, 2009- 2015
8 MARKET STRUCTURE
8.1 By Total Assets
8.2 By Deposits
8.3 By Advances
9 BUSINESS PROFILES OF LEADING BANKS IN SOUTH AFRICA
9.1 Leading Bank A
9.1.1 Overview
9.1.2 SWOT Analysis
9.1.3 Financial Statements and Ratios
9.2 Leading Bank B
9.2.1 Overview
9.2.2 SWOT Analysis
9.2.3 Financial Statements and Ratios
9.3 Leading Bank C
9.3.1 Overview
9.3.2 SWOT Analysis
9.3.3 Financial Statements and Ratios
9.4 Leading Bank D
9.4.1 Overview
9.4.2 SWOT Analysis
9.4.3 Financial Statements and Ratios
9.5 Leading Bank E
9.5.1 Overview
9.5.2 SWOT Analysis
9.5.3 Financial Statements and Ratios
10 RECENT DEVELOPMENTS IN SOUTH AFRICA COMMERCIAL BANKING SECTOR
11 APPENDIX
11.1 About Publisher
11.2 Sources and Methodology
11.3 Contact Information
LIST OF TABLES
Table 1: South Africa Total Assets and Liabilities Outlook, 2005- 2020
Table 2: South Africa Client Loans Outlook, 2005- 2020
Table 3: South Africa Total Deposits Outlook, 2005- 2020
Table 4: South Africa Banking Sector- Profitability Analysis- Overall Analysis, 2015
Table 5: South Africa Banking Sector- Profitability Analysis- Pillar 1, 2015
Table 6: South Africa Banking Sector- Profitability Analysis- Pillar 2, 2015
Table 7: South Africa Banking Sector- Profitability Analysis- Pillar 3, 2015
Table 8: South Africa Banking Sector- Profitability Analysis- Pillar 4, 2015
Table 9: South Africa- Credits to Private non-Financial Sector, 2010- 2015
Table 10: South Africa- Bank Credit to Private non-Financial Sector, 2010- 2015
Table 11: South Africa- Credits to Household Sector, 2010- 2015
Table 12: South Africa- Credits to non-Financial Corporations, 2010- 2015
Table 13: South Africa- Credits to Government Sector (Market Value), 2010- 2015
Table 14: South Africa- Credits to Government Sector (Nominal Value), 2010- 2015
Table 15: South Africa- GDP and Growth Rate Forecast, 2005- 2022
Table 16: South Africa- GDP Per Capita Forecast, 2005- 2022
Table 17: South Africa- Population Forecast, 2005- 2022
Table 18: South Africa- Inflation Forecast, 2005- 2022
Table 19: South Africa- Unemployment Forecast, 2005- 2022
Table 20: South Africa- Government Revenue and Expenditure Forecast, 2005- 2022
Table 1: South Africa Total Assets and Liabilities Outlook, 2005- 2020
Table 2: South Africa Client Loans Outlook, 2005- 2020
Table 3: South Africa Total Deposits Outlook, 2005- 2020
Table 4: South Africa Banking Sector- Profitability Analysis- Overall Analysis, 2015
Table 5: South Africa Banking Sector- Profitability Analysis- Pillar 1, 2015
Table 6: South Africa Banking Sector- Profitability Analysis- Pillar 2, 2015
Table 7: South Africa Banking Sector- Profitability Analysis- Pillar 3, 2015
Table 8: South Africa Banking Sector- Profitability Analysis- Pillar 4, 2015
Table 9: South Africa- Credits to Private non-Financial Sector, 2010- 2015
Table 10: South Africa- Bank Credit to Private non-Financial Sector, 2010- 2015
Table 11: South Africa- Credits to Household Sector, 2010- 2015
Table 12: South Africa- Credits to non-Financial Corporations, 2010- 2015
Table 13: South Africa- Credits to Government Sector (Market Value), 2010- 2015
Table 14: South Africa- Credits to Government Sector (Nominal Value), 2010- 2015
Table 15: South Africa- GDP and Growth Rate Forecast, 2005- 2022
Table 16: South Africa- GDP Per Capita Forecast, 2005- 2022
Table 17: South Africa- Population Forecast, 2005- 2022
Table 18: South Africa- Inflation Forecast, 2005- 2022
Table 19: South Africa- Unemployment Forecast, 2005- 2022
Table 20: South Africa- Government Revenue and Expenditure Forecast, 2005- 2022
LIST OF FIGURES
Figure 1: Aggregate Assets Growth Outlook in South Africa, 2005- 2022
Figure 2: South Africa Banking- Cost Control Efficiency, 2015
Figure 3: South Africa Banking Sector Contribution to GDP, 2015
Figure 4: South Africa Total Assets and Liabilities Outlook, 2005- 2020
Figure 5: South Africa Client Advances Outlook, 2005- 2020
Figure 6: South Africa Aggregate Deposits Outlook, 2005- 2020
Figure 7: South Africa- Public Debt to GDP Ratio, 2015
Figure 8: South Africa LCU vs USD, 2005- 2015
Figure 9: Market Shares of Leading Banks by Assets, 2015
Figure 10: Market Shares of Leading Banks by Deposits, 2015
Figure 11: Market Shares of Leading Banks by Loans, 2015
Figure 1: Aggregate Assets Growth Outlook in South Africa, 2005- 2022
Figure 2: South Africa Banking- Cost Control Efficiency, 2015
Figure 3: South Africa Banking Sector Contribution to GDP, 2015
Figure 4: South Africa Total Assets and Liabilities Outlook, 2005- 2020
Figure 5: South Africa Client Advances Outlook, 2005- 2020
Figure 6: South Africa Aggregate Deposits Outlook, 2005- 2020
Figure 7: South Africa- Public Debt to GDP Ratio, 2015
Figure 8: South Africa LCU vs USD, 2005- 2015
Figure 9: Market Shares of Leading Banks by Assets, 2015
Figure 10: Market Shares of Leading Banks by Deposits, 2015
Figure 11: Market Shares of Leading Banks by Loans, 2015
