Banking in Indonesia

April 2026 | 47 pages | ID: B133D46459AEN
MarketLine

Abstracts

Summary

Banking in Indonesia industry profile provides top-line qualitative and quantitative summary information including: market size (value and volume 2020-25, and forecast to 2030). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

• The banking industry involves the activities of banks and similar institutions that offer financial services such as savings, loans, mortgages, and related services to businesses and consumers. Market value represents the total assets held by banks or related institutions in a country in a year. The market share represents the total assets held by the companies in the specific year. Geographical segmentation measures the total assets held by commercial banks of a particular region.
• The Indonesian banking industry recorded assets of $877.5 billion in 2025, representing a compound annual growth rate (CAGR) of 7.4% between 2020 and 2025.
• The bank credit segment accounted for the industry's largest proportion in 2025, with total assets of $411.1 billion, equivalent to 46.8% of the industry's overall value.
• The Indonesian banks industry growth during 2020-25 is driven by the expanding economy, which has fueled the demand for credit, deposits, and other banking services. Economic expansion has increased the need for loans for investment, business growth, and consumer spending, resulting in higher bank revenues.

Scope

• Save time carrying out entry-level research by identifying the size, growth, and leading players in the banking market in Indonesia
• Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the banking market in Indonesia
• Leading company profiles reveal details of key banking market players’ global operations and financial performance
• Add weight to presentations and pitches by understanding the future growth prospects of the Indonesia banking market with five year forecasts by both value and volume

Reasons to Buy

• What was the size of the Indonesia banking market by value in 2025?
• What will be the size of the Indonesia banking market in 2030?
• What factors are affecting the strength of competition in the Indonesia banking market?
• How has the market performed over the last five years?
• How large is Indonesia’s banking market in relation to its regional counterparts?

Contents

1 EXECUTIVE SUMMARY

1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market share
1.6. Market rivalry
1.7. Competitive landscape

2 MARKET OVERVIEW

2.1. Market definition
2.2. Market analysis
2.3. Regulatory landscape

3 MARKET DATA

3.1. Market value

4 MARKET SEGMENTATION

4.1. Category segmentation
4.2. Geography segmentation

5 MARKET OUTLOOK

5.1. Market value forecast

6 FIVE FORCES ANALYSIS

6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry

7 COMPETITIVE LANDSCAPE

7.1. Market share
7.2. Who are the leading players?
7.3. What strategies do the leading players follow?
7.4. What have been the most recent industry developments?

8 COMPANY PROFILES

8.1. PT Bank Mandiri (Persero) Tbk
8.2. PT Bank Rakyat Indonesia Persero Tbk
8.3. PT Bank Central Asia Tbk
8.4. PT Bank Tabungan Negara (Persero) Tbk

9 MACROECONOMIC INDICATORS

9.1. Country data

10 APPENDIX

10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine

List Of Tables

LIST OF TABLES

Table 1: Indonesia banking industry value: $ billion, 2020-25
Table 2: Indonesia banking industry category segmentation: % share, by value, 2020-25
Table 3: Indonesia banking industry category segmentation: $ billion, 2020-25
Table 4: Indonesia banking industry geography segmentation: $ billion, 2025
Table 5: Indonesia banking industry value forecast: $ billion, 2025-30
Table 6: Indonesia banking industry share: % share, by value, 2025
Table 7: PT Bank Mandiri (Persero) Tbk: Key Facts
Table 8: PT Bank Mandiri (Persero) Tbk: Annual Financial Ratios
Table 9: PT Bank Mandiri (Persero) Tbk: Key Employees
Table 10: PT Bank Rakyat Indonesia Persero Tbk: Key Facts
Table 11: PT Bank Rakyat Indonesia Persero Tbk: Annual Financial Ratios
Table 12: PT Bank Rakyat Indonesia Persero Tbk: Key Employees
Table 13: PT Bank Central Asia Tbk: Key Facts
Table 14: PT Bank Central Asia Tbk: Annual Financial Ratios
Table 15: PT Bank Central Asia Tbk: Key Employees
Table 16: PT Bank Tabungan Negara (Persero) Tbk: Key Facts
Table 17: PT Bank Tabungan Negara (Persero) Tbk: Annual Financial Ratios
Table 18: PT Bank Tabungan Negara (Persero) Tbk: Key Employees
Table 19: Indonesia Size of Population (Million), 2021-25
Table 20: Indonesia Real GDP (Constant 2010 Prices, $ Billion), 2021-25
Table 21: Indonesia GDP (Current Prices, $ Billion), 2021-25
Table 22: Indonesia Inflation, 2021-25
Table 23: Indonesia Consumer Price Index (Absolute), 2021-25
Table 24: Indonesia Exchange Rate, 2020-25

List Of Figures

LIST OF FIGURES

Figure 1: Indonesia banking industry value: $ billion, 2020-25
Figure 2: Indonesia banking industry category segmentation: $ billion, 2020-25
Figure 3: Indonesia banking industry geography segmentation: % share, by value, 2025
Figure 4: Indonesia banking industry value forecast: $ billion, 2025-30
Figure 5: Forces driving competition in the banking industry in Indonesia, 2025
Figure 6: Drivers of buyer power in the banking industry in Indonesia, 2025
Figure 7: Drivers of supplier power in the banking industry in Indonesia, 2025
Figure 8: Factors influencing the likelihood of new entrants in the banking industry in Indonesia, 2025
Figure 9: Factors influencing the threat of substitutes in the banking industry in Indonesia, 2025
Figure 10: Drivers of degree of rivalry in the banking industry in Indonesia, 2025
Figure 11: Indonesia banking industry share: % share, by value, 2025