Global Point of Sale (POS) Terminal Market: Size and Forecasts with Impact Analysis of Covid-19 (2020 Edition)
Scope of the Report
The report titled “Global Point of Sale (POS) Terminal Market: Size and Forecasts with Impact Analysis of Covid-19 (2020 Edition)”, provides an in-depth analysis of the global POS terminals market by value and by shipment . The report also gives an insight of the global POS terminals market by products, by components, by region, etc.
The report also includes the analysis of the global software POS market, global hardware POS market. The report provides a regional analysis of the POS terminal market, including the following regions: North America, Europe, Asia-Pacific, Latin America and Middle East and Africa (MEA).
The report also assesses the key opportunities in the market and outlines the factors that are and will be driving the growth of the industry.
Growth of the overall global POS terminals market has also been forecasted for the period 2020-2024, taking into consideration the previous growth patterns, the growth drivers and the current and future trends. The competition in the global POS terminal market is dominated by the two big players, Ingenico and Verifone. Further, key players of the POS terminal market Ingenico, Verifone, Toshiba Tech Corp and PAX Global are also profiled with their financial information and respective business strategies.
Company Coverage
The POS terminals market can be segmented according to the components, into hardware POS terminals and software POS terminals. The POS terminal market can also be segmented according to the product type, into fixed POS terminals and wireless/mobile POS terminals. The POS Terminal market could also be segmented on the basis of technology into NFC enabled POS terminals and non-NFC enabled POS terminals.
The global POS terminal market has increased at a significant CAGR during the years 2015-2019 and projections are made that the market would rise in the next four years i.e. 2020-2024 tremendously. The POS terminal market is expected to increase due to rising e-commerce sales, growing adoption of smartphones, technological upgradation, rising number of electronic payment transactions, adoption of cloud technology etc. Yet the market faces some challenges such as, non compliance to PCI, low POS terminal penetration rate in ASEAN countries, and selection of wrong POS.
Covid-19 pandemic is an irritant for the growth of the revenues of POS terminal market in 2020. This is due to the fact that major users of these terminals such as supermarkets, hotels, spas etc. have been closed down due to lockdowns imposed in various countries across the globe. Many retailers have been cash stripped and as such are not in position to invest greatly into POS technologies in the current scenario. However, the demand for POS terminal would showcase recovery backed by reopening of the above mentioned places as a part of economy revival measures. Further, as the impact of Covid-19 subsides, mobile POS adoption is expected to intensify owing to less physical contact and better queue management compared to traditional counterpart.
The report titled “Global Point of Sale (POS) Terminal Market: Size and Forecasts with Impact Analysis of Covid-19 (2020 Edition)”, provides an in-depth analysis of the global POS terminals market by value and by shipment . The report also gives an insight of the global POS terminals market by products, by components, by region, etc.
The report also includes the analysis of the global software POS market, global hardware POS market. The report provides a regional analysis of the POS terminal market, including the following regions: North America, Europe, Asia-Pacific, Latin America and Middle East and Africa (MEA).
The report also assesses the key opportunities in the market and outlines the factors that are and will be driving the growth of the industry.
Growth of the overall global POS terminals market has also been forecasted for the period 2020-2024, taking into consideration the previous growth patterns, the growth drivers and the current and future trends. The competition in the global POS terminal market is dominated by the two big players, Ingenico and Verifone. Further, key players of the POS terminal market Ingenico, Verifone, Toshiba Tech Corp and PAX Global are also profiled with their financial information and respective business strategies.
Company Coverage
- Ingenico
- Verifone
- Toshiba Tech Corp
- PAX Global
- North America
- Asia Pacific
- Latin America
- Middle East and Africa
The POS terminals market can be segmented according to the components, into hardware POS terminals and software POS terminals. The POS terminal market can also be segmented according to the product type, into fixed POS terminals and wireless/mobile POS terminals. The POS Terminal market could also be segmented on the basis of technology into NFC enabled POS terminals and non-NFC enabled POS terminals.
The global POS terminal market has increased at a significant CAGR during the years 2015-2019 and projections are made that the market would rise in the next four years i.e. 2020-2024 tremendously. The POS terminal market is expected to increase due to rising e-commerce sales, growing adoption of smartphones, technological upgradation, rising number of electronic payment transactions, adoption of cloud technology etc. Yet the market faces some challenges such as, non compliance to PCI, low POS terminal penetration rate in ASEAN countries, and selection of wrong POS.
Covid-19 pandemic is an irritant for the growth of the revenues of POS terminal market in 2020. This is due to the fact that major users of these terminals such as supermarkets, hotels, spas etc. have been closed down due to lockdowns imposed in various countries across the globe. Many retailers have been cash stripped and as such are not in position to invest greatly into POS technologies in the current scenario. However, the demand for POS terminal would showcase recovery backed by reopening of the above mentioned places as a part of economy revival measures. Further, as the impact of Covid-19 subsides, mobile POS adoption is expected to intensify owing to less physical contact and better queue management compared to traditional counterpart.
1. EXECUTIVE SUMMARY
2. INTRODUCTION
2.1 Point of Sale: An Overview
2.2 History of Point of Sale
2.3 Advantages and Disadvantages of POS
2.4 POS Market: An Overview
2.5 Point of Sales Market Segments
3. GLOBAL MARKET ANALYSIS
3.1 Global POS Terminals Market: Value Analysis
3.1.1 Global POS Terminal Market by Value
3.1.2 Global POS Terminal Market Value by Products
3.1.3 Global POS Terminal Market by Components
3.1.4 Global POS Terminal Market Value by Geography
3.2 Global POS Terminals Market: Shipment Analysis
3.2.1 Global POS Terminal Market by Shipments
3.2.2 Global POS Terminal Shipment Market by Products
3.2.3 Global POS Terminal Market Shipment Market by Geography
3.3 Global POS Terminals Market: Product Analysis
3.3.1 Global Fixed/Wired POS Terminal Market by Value
3.3.2 Global Fixed/Wired POS Terminal Market by Shipment
3.3.3 Global mPOS Terminal Market by Value
3.3.4 Global mPOS Terminal Market by Shipment
3.3.5 Global mPOS Terminal Market Shipment by Technology
3.3.6 Global NFC Enabled mPOS Terminal Market by Shipment
3.3.7 Global Non-NFC Enabled mPOS Terminal Market by Shipment
3.4 Global POS Terminals Market: Component Analysis
3.4.1 Global POS Terminal Software Market by Value
3.4.2 Global POS Terminal Hardware Market by Value
4. REGIONAL MARKET ANALYSIS
4.1 North America POS Terminal Market: An Analysis
4.1.1 North America POS Terminal Market by Value
4.1.2 The US/Canada POS Terminal by Shipment
4.2 Europe POS Terminal Market: An Analysis
4.2.1 Europe POS Terminal Market by Value
4.3 Asia-Pacific POS Terminal Market: An Analysis
4.3.1 Asia-Pacific POS Terminal Market by Value
4.3.2 Asia Pacific POS Terminal Market by Shipment
4.4 Latin America POS Terminal Market: An Analysis
4.4.1 Latin America POS Terminal Market by Value
4.4.2 Latin America POS Terminal Market by Shipment
4.5 Middle East and Africa POS Terminal Market: An Analysis
4.5.1 Middle East and Africa POS Terminal Market by Value
4.5.2 Middle East and Africa POS Terminal Market by Shipment
5. IMPACT OF COVID-19
5.1 Impact on Global POS Terminal Market
5.1.1 Expected Acceleration in Adoption of Mobile POS
5.1.2 Intensification in the Trend of NFC Enabled Mobile POS
5.1.3 Future Plans for Investments by US based Retailers in POS Technology
6. MARKET DYNAMICS
6.1 Growth Drivers
6.1.1 Rising E-commerce Sales
6.1.2 Growing China POS Terminals Market by Installed Base
6.1.3 Increasing Shipments of NFC Enabled Handsets
6.1.4 Growing Number of Smartphones Users
6.1.5 Increased Use of Mobile POS by SMEs
6.2 Challenges
6.2.1 Selection of Wrong POS
6.2.2 Non Compliance to PCI
6.2.3 Low POS Terminal Penetration Rate in ASEAN Countries
6.3 Market Trends
6.3.1 Testing of POS Technology for Contactless Payment
6.3.2 Rising Number of Electronic Payment Transactions
6.3.3 POS and Artificial Intelligence
6.3.4 Personalized In-store Customer Experience
6.3.5 Adoption of Cloud Technology
7. COMPETITIVE LANDSCAPE
7.1 Global POS Terminal Market: Players Analysis
7.1.1 Global POS Terminal Market Players by Share
7.2 Global POS Terminal Market Players Financial Comparison
8. COMPANY PROFILES
8.1 Ingenico Group
8.1.1 Business Overview
8.1.2 Financial Overview
8.1.3 Business Strategy
8.2 Verifone Systems Inc.
8.2.1 Business Overview
8.2.2 Financial Overview
8.2.3 Business Strategy
8.3 Toshiba TECH Corporation
8.3.1 Business Overview
8.3.2 Financial Overview
8.3.3 Business Strategy
8.4 PAX Global Technology Limited
8.4.1 Business Overview
8.4.2 Financial Overview
8.4.3 Business Strategy
2. INTRODUCTION
2.1 Point of Sale: An Overview
2.2 History of Point of Sale
2.3 Advantages and Disadvantages of POS
2.4 POS Market: An Overview
2.5 Point of Sales Market Segments
3. GLOBAL MARKET ANALYSIS
3.1 Global POS Terminals Market: Value Analysis
3.1.1 Global POS Terminal Market by Value
3.1.2 Global POS Terminal Market Value by Products
3.1.3 Global POS Terminal Market by Components
3.1.4 Global POS Terminal Market Value by Geography
3.2 Global POS Terminals Market: Shipment Analysis
3.2.1 Global POS Terminal Market by Shipments
3.2.2 Global POS Terminal Shipment Market by Products
3.2.3 Global POS Terminal Market Shipment Market by Geography
3.3 Global POS Terminals Market: Product Analysis
3.3.1 Global Fixed/Wired POS Terminal Market by Value
3.3.2 Global Fixed/Wired POS Terminal Market by Shipment
3.3.3 Global mPOS Terminal Market by Value
3.3.4 Global mPOS Terminal Market by Shipment
3.3.5 Global mPOS Terminal Market Shipment by Technology
3.3.6 Global NFC Enabled mPOS Terminal Market by Shipment
3.3.7 Global Non-NFC Enabled mPOS Terminal Market by Shipment
3.4 Global POS Terminals Market: Component Analysis
3.4.1 Global POS Terminal Software Market by Value
3.4.2 Global POS Terminal Hardware Market by Value
4. REGIONAL MARKET ANALYSIS
4.1 North America POS Terminal Market: An Analysis
4.1.1 North America POS Terminal Market by Value
4.1.2 The US/Canada POS Terminal by Shipment
4.2 Europe POS Terminal Market: An Analysis
4.2.1 Europe POS Terminal Market by Value
4.3 Asia-Pacific POS Terminal Market: An Analysis
4.3.1 Asia-Pacific POS Terminal Market by Value
4.3.2 Asia Pacific POS Terminal Market by Shipment
4.4 Latin America POS Terminal Market: An Analysis
4.4.1 Latin America POS Terminal Market by Value
4.4.2 Latin America POS Terminal Market by Shipment
4.5 Middle East and Africa POS Terminal Market: An Analysis
4.5.1 Middle East and Africa POS Terminal Market by Value
4.5.2 Middle East and Africa POS Terminal Market by Shipment
5. IMPACT OF COVID-19
5.1 Impact on Global POS Terminal Market
5.1.1 Expected Acceleration in Adoption of Mobile POS
5.1.2 Intensification in the Trend of NFC Enabled Mobile POS
5.1.3 Future Plans for Investments by US based Retailers in POS Technology
6. MARKET DYNAMICS
6.1 Growth Drivers
6.1.1 Rising E-commerce Sales
6.1.2 Growing China POS Terminals Market by Installed Base
6.1.3 Increasing Shipments of NFC Enabled Handsets
6.1.4 Growing Number of Smartphones Users
6.1.5 Increased Use of Mobile POS by SMEs
6.2 Challenges
6.2.1 Selection of Wrong POS
6.2.2 Non Compliance to PCI
6.2.3 Low POS Terminal Penetration Rate in ASEAN Countries
6.3 Market Trends
6.3.1 Testing of POS Technology for Contactless Payment
6.3.2 Rising Number of Electronic Payment Transactions
6.3.3 POS and Artificial Intelligence
6.3.4 Personalized In-store Customer Experience
6.3.5 Adoption of Cloud Technology
7. COMPETITIVE LANDSCAPE
7.1 Global POS Terminal Market: Players Analysis
7.1.1 Global POS Terminal Market Players by Share
7.2 Global POS Terminal Market Players Financial Comparison
8. COMPANY PROFILES
8.1 Ingenico Group
8.1.1 Business Overview
8.1.2 Financial Overview
8.1.3 Business Strategy
8.2 Verifone Systems Inc.
8.2.1 Business Overview
8.2.2 Financial Overview
8.2.3 Business Strategy
8.3 Toshiba TECH Corporation
8.3.1 Business Overview
8.3.2 Financial Overview
8.3.3 Business Strategy
8.4 PAX Global Technology Limited
8.4.1 Business Overview
8.4.2 Financial Overview
8.4.3 Business Strategy
LIST OF FIGURES
Figure 1: Point of Sale Terminal Market Segmentation
Figure 2: Global POS Terminal Market by Value; 2015-2019 (US$ Billion)
Figure 3: Global POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 4: Global POS Terminal Market Value by Products; 2019
Figure 5: Global POS Terminal Market by Components; 2019
Figure 6: Global POS Terminal Market Value by Region; 2019
Figure 7: Global POS Terminal Market by Shipments; 2015-2019 (Million Units)
Figure 8: Global POS Terminal Market by Shipments; 2020-2024 (Million Units)
Figure 9: Global POS Terminal Shipment Market by Products; 2019
Figure 10: Global POS Terminal Market Shipment Market by Geography; 2019
Figure 11: Global Fixed/Wired POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 12: Global Fixed/Wired POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 13: Global Fixed/Wired POS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 14: Global Fixed/Wired POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 15: Global mPOS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 16: Global mPOS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 17: Global mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 18: Global mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 19: Global mPOS Terminal Market Shipment by Technology; 2019
Figure 20: Global NFC Enabled mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 21: Global NFC Enabled mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 22: Global Non-NFC Enabled mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 23: Global Non-NFC Enabled mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 24: Global POS Terminal Software Market by Value; 2016-2019 (US$ Billion)
Figure 25: Global POS Terminal Software Market by Value; 2020-2024 (US$ Billion)
Figure 26: Global POS Terminal Hardware Market by Value; 2016-2019 (US$ Billion)
Figure 27: Global POS Terminal Hardware Market by Value; 2020-2024 (US$ Billion)
Figure 28: North America POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 29: North America POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 30: The US/Canada POS Terminal by Shipment; 2017-2019 (Million Units)
Figure 31: The US/Canada POS Terminal by Shipment; 2020-2024 (Million Units)
Figure 32: Europe POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 33: Europe POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 34: Asia-Pacific POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 35: Asia-Pacific POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 36: Asia Pacific POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 37: Asia Pacific POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 38: Latin America POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 39: Latin America POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 40: Latin America POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 41: Latin America POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 42: Middle East and Africa POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 43: Middle East and Africa POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 44: Middle East and Africa POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 45: Middle East and Africa POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 46: Impact of Covid-19 on Investments by Retailers in POS Technology; July 2020
Figure 47: Global E-Commerce Sales; 2015-2020 (US$ Billion)
Figure 48: China POS Terminals Market by Installed Base; 2012-2017 (Million Units)
Figure 49: Shipments of NFC Enabled Handsets;2015-2020 (Million Units)
Figure 50: Global Number of Smartphones Users; 2016-2021 (Billion)
Figure 51: ASEAN Countries POS Terminal Penetration Rate; 2018
Figure 52: Artificial Intelligence and POS Terminal- Impacts, Advantages, Aspects and Outlook
Figure 53: Global POS Terminal Market Players by Share; 2019
Figure 54: Ingenico Revenue; 2015-2019 (US$ Billion)
Figure 55: Ingenico Revenue by Segments; 2019
Figure 56: Verifone Net Revenues; 2013-2017 (US$ Billion)
Figure 57: Verifone Net Revenue by Segments; 2017
Figure 58: Toshiba Net Sales; 2015-2019 (US$ Billion)
Figure 59: Toshiba Net Sales by Segments; 2019
Figure 60: Toshiba Net Sales by Geography; 2019
Figure 61: PAX Revenue; 2015-2019 (US$ Million)
Figure 62: PAX Revenue by Product Category; 2018
Figure 63: PAX Revenue by Geography; 2019
Table 1: Point of Sale Terminal Market Segmentation
Table 2: Cost Comparison of mPOS against Traditional POS (US$)
Table 3: Global POS Terminal Market Players Financial Comparison; 2017-2018
Table 4: Ingenico Group Smart POS Solutions/Products
Table 5: PAX Global Technology Limited Product Overview
Figure 1: Point of Sale Terminal Market Segmentation
Figure 2: Global POS Terminal Market by Value; 2015-2019 (US$ Billion)
Figure 3: Global POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 4: Global POS Terminal Market Value by Products; 2019
Figure 5: Global POS Terminal Market by Components; 2019
Figure 6: Global POS Terminal Market Value by Region; 2019
Figure 7: Global POS Terminal Market by Shipments; 2015-2019 (Million Units)
Figure 8: Global POS Terminal Market by Shipments; 2020-2024 (Million Units)
Figure 9: Global POS Terminal Shipment Market by Products; 2019
Figure 10: Global POS Terminal Market Shipment Market by Geography; 2019
Figure 11: Global Fixed/Wired POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 12: Global Fixed/Wired POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 13: Global Fixed/Wired POS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 14: Global Fixed/Wired POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 15: Global mPOS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 16: Global mPOS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 17: Global mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 18: Global mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 19: Global mPOS Terminal Market Shipment by Technology; 2019
Figure 20: Global NFC Enabled mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 21: Global NFC Enabled mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 22: Global Non-NFC Enabled mPOS Terminal Market by Shipment; 2016-2019 (Million Units)
Figure 23: Global Non-NFC Enabled mPOS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 24: Global POS Terminal Software Market by Value; 2016-2019 (US$ Billion)
Figure 25: Global POS Terminal Software Market by Value; 2020-2024 (US$ Billion)
Figure 26: Global POS Terminal Hardware Market by Value; 2016-2019 (US$ Billion)
Figure 27: Global POS Terminal Hardware Market by Value; 2020-2024 (US$ Billion)
Figure 28: North America POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 29: North America POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 30: The US/Canada POS Terminal by Shipment; 2017-2019 (Million Units)
Figure 31: The US/Canada POS Terminal by Shipment; 2020-2024 (Million Units)
Figure 32: Europe POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 33: Europe POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 34: Asia-Pacific POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 35: Asia-Pacific POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 36: Asia Pacific POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 37: Asia Pacific POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 38: Latin America POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 39: Latin America POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 40: Latin America POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 41: Latin America POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 42: Middle East and Africa POS Terminal Market by Value; 2017-2019 (US$ Billion)
Figure 43: Middle East and Africa POS Terminal Market by Value; 2020-2024 (US$ Billion)
Figure 44: Middle East and Africa POS Terminal Market by Shipment; 2017-2019 (Million Units)
Figure 45: Middle East and Africa POS Terminal Market by Shipment; 2020-2024 (Million Units)
Figure 46: Impact of Covid-19 on Investments by Retailers in POS Technology; July 2020
Figure 47: Global E-Commerce Sales; 2015-2020 (US$ Billion)
Figure 48: China POS Terminals Market by Installed Base; 2012-2017 (Million Units)
Figure 49: Shipments of NFC Enabled Handsets;2015-2020 (Million Units)
Figure 50: Global Number of Smartphones Users; 2016-2021 (Billion)
Figure 51: ASEAN Countries POS Terminal Penetration Rate; 2018
Figure 52: Artificial Intelligence and POS Terminal- Impacts, Advantages, Aspects and Outlook
Figure 53: Global POS Terminal Market Players by Share; 2019
Figure 54: Ingenico Revenue; 2015-2019 (US$ Billion)
Figure 55: Ingenico Revenue by Segments; 2019
Figure 56: Verifone Net Revenues; 2013-2017 (US$ Billion)
Figure 57: Verifone Net Revenue by Segments; 2017
Figure 58: Toshiba Net Sales; 2015-2019 (US$ Billion)
Figure 59: Toshiba Net Sales by Segments; 2019
Figure 60: Toshiba Net Sales by Geography; 2019
Figure 61: PAX Revenue; 2015-2019 (US$ Million)
Figure 62: PAX Revenue by Product Category; 2018
Figure 63: PAX Revenue by Geography; 2019
Table 1: Point of Sale Terminal Market Segmentation
Table 2: Cost Comparison of mPOS against Traditional POS (US$)
Table 3: Global POS Terminal Market Players Financial Comparison; 2017-2018
Table 4: Ingenico Group Smart POS Solutions/Products
Table 5: PAX Global Technology Limited Product Overview
