State Bank of India Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about State Bank of India that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for State Bank of India. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The State Bank of India financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes State Bank of India competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of State Bank of India business.
About State Bank of India
State Bank of India provides various banking products and services in India and internationally.
Segments
The Banks segments include Treasury, Corporate/Wholesale Banking, and Retail Banking.
Treasury
The Treasury Segment includes the investment portfolio and trading in foreign exchange contracts and derivative contracts.
Corporate/Wholesale Banking
The Corporate/Wholesale Banking segment consists of the lending activities of corporate accounts group, mid corporate accounts group, and stressed assets management group. These include providing loans and transaction services to corporate and institutional clients and further include non treasury operations of foreign offices. The corporate accounts group has 5 branches which cater to 489 corporate clients. The mid corporate accounts group focuses on funding projects in infrastructure sectors like power, telecom, roads, ports, airports, logistics and others. It also handles non-infrastructure projects.
Retail Banking
The Retail Banking Segment consists of branches in National Banking Group, which primarily includes personal Banking activities, including lending activities to corporate customers having banking relations with branches in the National Banking Group. This segment also includes agency business and ATMs. The Bank's National Banking Group (NBG) consists of three business groups, such as personal banking, small & medium enterprise (SME), and government banking.
Products and Services
The company's deposit schemes include savings bank accounts, current accounts, basic banking-no frills accounts, term deposits, and recurring deposits; and loans comprise housing loans, car loans, educational loans, personal loans, loans for pensioners, loans against mortgage of property, and loans against shares and debentures.
The company also provides NRI services that include deposit accounts, NRI car and home loans, and remittances; and agricultural/rural services, such as agricultural banking and micro credit, as well as domestic treasury, foreign travel cards, broking services, automated teller machine services, Internet banking, electronic payments, booking railway tickets online, inter-bank electronic funds transfer, safe deposit locker, gift cheques, foreign inward remittances, and credit cards.
In addition, the company offers international banking products and services consisting of trade finance, correspondent banking, merchant banking, project export finance, exporter gold cards, offshore banking, and treasury services; and corporate banking products and services, such as corporate accounts, project finance, and corporate loans. It also provides pension processing, e-TAX, e-Freight, government accounts, public provident fund, senior citizens savings schemes, and small and medium enterprise banking services, as well as mutual funds, life insurance, factoring, and custodial services.
History
State Bank of India was founded in 1806.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. STATE BANK OF INDIA COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. STATE BANK OF INDIA BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. STATE BANK OF INDIA SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. STATE BANK OF INDIA FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. STATE BANK OF INDIA COMPETITORS AND INDUSTRY ANALYSIS
5.1. State Bank of India Direct Competitors
5.2. Comparison of State Bank of India and Direct Competitors Financial Ratios
5.3. Comparison of State Bank of India and Direct Competitors Stock Charts
5.4. State Bank of India Industry Analysis
5.4.1. Industry Snapshot
5.4.2. State Bank of India Industry Position Analysis
6. STATE BANK OF INDIA NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. STATE BANK OF INDIA EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. STATE BANK OF INDIA ENHANCED SWOT ANALYSIS2
9. INDIA PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. STATE BANK OF INDIA IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. STATE BANK OF INDIA PORTER FIVE FORCES ANALYSIS2
12. STATE BANK OF INDIA VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
State Bank of India Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
State Bank of India 1-year Stock Charts
State Bank of India 5-year Stock Charts
State Bank of India vs. Main Indexes 1-year Stock Chart
State Bank of India vs. Direct Competitors 1-year Stock Charts
State Bank of India Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
State Bank of India Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
State Bank of India Key Executives
State Bank of India Major Shareholders
State Bank of India History
State Bank of India Products
Revenues by Segment
Revenues by Region
State Bank of India Offices and Representations
State Bank of India SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
State Bank of India Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
State Bank of India Capital Market Snapshot
State Bank of India Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
State Bank of India Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
State Bank of India Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
