Skandinaviska Enskilda Banken AB Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

November 2024 | 50 pages | ID: S23A820F874BEN
BAC Reports

Abstracts

Skandinaviska Enskilda Banken AB Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between Skandinaviska Enskilda Banken AB and its competitors. This provides our Clients with a clear understanding of Skandinaviska Enskilda Banken AB position in the Industry.

• The report contains detailed information about Skandinaviska Enskilda Banken AB that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
• Another part of the report is a SWOT-analysis carried out for Skandinaviska Enskilda Banken AB. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
• The Skandinaviska Enskilda Banken AB financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
• In the part that describes Skandinaviska Enskilda Banken AB competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
• Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Skandinaviska Enskilda Banken AB business.

About Skandinaviska Enskilda Banken AB

Skandinaviska Enskilda Banken AB provides corporate, retail, investment, and private banking services to corporate customers, institutions, and private individuals in Europe and internationally. It also provides asset management and life insurance services.

As of December 31, 2008, the company operated approximately 660 branch offices: 172 in Sweden, 61 in Estonia, 63 in Latvia, 77 in Lithuania, 174 in Germany, and 109 in Ukraine.

Divisions

The company operates in four divisions: Merchant Banking, Retail Banking, Wealth Management, and Life.

Merchant Banking

The Merchant Banking Division offers its clients integrated investment and corporate banking solutions, including the investment banking activities under the brand name SEB Enskilda. Its main areas of activity include lending and debt capital markets; trading in equities, currencies, fixed income, derivatives and futures; advisory services, brokerage, research and trading strategies within equity, fixed income and foreign exchange markets; prime brokerage and securities related financing solutions; export, project and trade finance; corporate finance; acquisition finance; venture capital; cash management, liquidity management and payment services; custody and fund services; leasing and factoring products; and management of liquidity portfolio. The division services large and medium-sized companies, financial institutions, banks, and commercial real estate clients. Merchant Banking operates primarily in Sweden, Norway, Denmark, Finland, Germany, Poland and the Baltic countries.

Retail Banking

The Retail Banking Division serves five million private customers and 400,000 small and medium-sized corporate customers in Sweden, Germany and the Baltic countries. Customers have access to its range of financial services through approximately 550 branch offices, telephone and e-banking services. The business areas are Sweden with a network of 172 branch offices servicing 1.7 million customers, of whom 1 million use Internet services and 143,000 are small and medium-sized companies; Estonia with a network of 61 branch offices servicing 800,000 customers, of whom 540,000 use internet services and 71,000 are small and medium-sized companies; Latvia with a network of 63 branch offices servicing 900,000 customers, of whom 480,000 use internet services and 66,000 are small and medium-sized companies; Lithuania with a network of 77 branch offices servicing 1 million customers, of whom 800,000 use internet services and 63,000 are small and medium-sized companies; Germany with a network of 174 branch offices servicing 1 million customers, of whom 360,000 use internet services and 23,000 are small and medium-sized companies; and Card with 3,3 million charge, credit, debit and co-branded cards. The business area operates in Sweden, Denmark, Norway and Finland and includes trade marks like Eurocard and Diners Club. Card also has acquiring agreements with approximately 200,000 retailers.

Wealth Management

The Wealth Management Division has two business areas: Institutional Clients and Private Banking. The Division offers a spectrum of asset management and advisory services and its product range includes equity and fixed income, private equity, real estate and hedge fund management. Wealth Management has offices in the Nordic and Baltic countries, Luxembourg, Germany, the United Kingdom, Singapore, Switzerland, Poland, France and Spain. The division distributes its services mainly through its institutional client sales force, its retail network, its own private banking units and through third party distributors.

Institutional Clients: This business area provides asset management services to institutions, foundations and life insurance companies and is responsible for the investment management, marketing and sales of the company’s mutual funds.

Private Banking: This business area serves the higher end of the private individual segment with wealth management services and advisory services.

Life

The Life Division is responsible for the company’s life insurance operations. It consists of the business areas: SEB Trygg Liv (Sweden); SEB Pension (Denmark); and SEB Life & Pension International. The operations comprise insurance products within the area of investments and social security for private individuals and companies. The division has 1.8 million customers and is active in Sweden, Denmark, Finland, Ireland, Luxembourg, Estonia, Latvia, Lithuania and Ukraine. The main part of the traditional life insurance operations in Sweden is conducted through the mutually operated insurance company Gamla Livforsakringsaktiebolaget SEB Trygg Liv.

Acquisitions

During 2008, the company acquired KAM Group (Key Asset Management) and GMAC Commercial Finance, an independent factoring company in Poland.

History

Skandinaviska Enskilda Banken AB was founded in 1856.

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

Contents

RESEARCH METHODOLOGY

DISCLAIMER

1. SKANDINAVISKA ENSKILDA BANKEN AB COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. SKANDINAVISKA ENSKILDA BANKEN AB BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. SKANDINAVISKA ENSKILDA BANKEN AB SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. SKANDINAVISKA ENSKILDA BANKEN AB FINANCIAL ANALYSIS

4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. SKANDINAVISKA ENSKILDA BANKEN AB COMPETITORS AND INDUSTRY ANALYSIS

5.1. Skandinaviska Enskilda Banken AB Direct Competitors
5.2. Comparison of Skandinaviska Enskilda Banken AB and Direct Competitors Financial Ratios
5.3. Comparison of Skandinaviska Enskilda Banken AB and Direct Competitors Stock Charts
5.4. Skandinaviska Enskilda Banken AB Industry Analysis
5.4.1. Industry Snapshot
  5.4.2. Skandinaviska Enskilda Banken AB Industry Position Analysis

6. SKANDINAVISKA ENSKILDA BANKEN AB NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. SKANDINAVISKA ENSKILDA BANKEN AB EXPERTS REVIEW¹

7.1. Experts Consensus
7.2. Experts Revisions

8. SKANDINAVISKA ENSKILDA BANKEN AB ENHANCED SWOT ANALYSIS²

9. SWEDEN PESTEL ANALYSIS²

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. SKANDINAVISKA ENSKILDA BANKEN AB IFE, EFE, IE MATRICES²

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. SKANDINAVISKA ENSKILDA BANKEN AB PORTER FIVE FORCES ANALYSIS²

12. SKANDINAVISKA ENSKILDA BANKEN AB VRIO ANALYSIS²

APPENDIX: RATIO DEFINITIONS

LIST OF FIGURES

Skandinaviska Enskilda Banken AB Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Skandinaviska Enskilda Banken AB 1-year Stock Charts
Skandinaviska Enskilda Banken AB 5-year Stock Charts
Skandinaviska Enskilda Banken AB vs. Main Indexes 1-year Stock Chart
Skandinaviska Enskilda Banken AB vs. Direct Competitors 1-year Stock Charts
Skandinaviska Enskilda Banken AB Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

List Of Tables

LIST OF TABLES

Skandinaviska Enskilda Banken AB Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Skandinaviska Enskilda Banken AB Key Executives
Skandinaviska Enskilda Banken AB Major Shareholders
Skandinaviska Enskilda Banken AB History
Skandinaviska Enskilda Banken AB Products
Revenues by Segment
Revenues by Region
Skandinaviska Enskilda Banken AB Offices and Representations
Skandinaviska Enskilda Banken AB SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Skandinaviska Enskilda Banken AB Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Skandinaviska Enskilda Banken AB Capital Market Snapshot
Skandinaviska Enskilda Banken AB Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Skandinaviska Enskilda Banken AB Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Skandinaviska Enskilda Banken AB Consensus Recommendations¹
Analyst Recommendation Summary¹
Price Target Summary¹
Experts Recommendation Trends¹
Revenue Estimates Analysis¹
Earnings Estimates Analysis¹
Historical Surprises¹
Revenue Estimates Trend¹
Earnings Estimates Trend¹
Revenue Revisions¹

ANALYSIS FEATURES

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

• How to use the strengths to take advantage of the opportunities?
• How to use the strengths to reduce likelihood and impact of the threats?
• How to overcome the weaknesses that obstruct taking advantage of the opportunities?
• How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

• Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
• Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
• Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
• Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
• Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
• Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

1. What composes a threat of substitute products and services?
2. Is there a threat of new competitors entering the market?
3. What is the intensity of competitive rivalry?
4. How big is the bargaining power of buyers?
5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

• Tangible resources
  • Financial
  • Physical
  • Technological
  • Organizational
• Intangible resources
  • Human
  • Innovation and Creativity
  • Reputation
• Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

• Valuable?
• Rare?
• Costly to imitate?
• Organized properly?