RMB Holdings Ltd. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

November 2024 | 50 pages | ID: RF5396287AFBEN
BAC Reports

Abstracts

RMB Holdings Ltd. Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between RMB Holdings Ltd. and its competitors. This provides our Clients with a clear understanding of RMB Holdings Ltd. position in the Industry.

• The report contains detailed information about RMB Holdings Ltd. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
• Another part of the report is a SWOT-analysis carried out for RMB Holdings Ltd.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
• The RMB Holdings Ltd. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
• In the part that describes RMB Holdings Ltd. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
• Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of RMB Holdings Ltd. business.

About RMB Holdings Ltd.

RMB Holdings Limited, through its subsidiaries, provides a range of financial products and services to corporates and individuals in South Africa and internationally.

Investments

FirstRand Limited

The company holds a 32.7% interest FirstRand Limited (the FirstRand Group), which is a financial services group with operations in both banking and insurance. Its operations are housed in two subsidiary groups under FirstRand Bank Holdings Limited and Momentum Group Limited. The FirstRand Banking Group provides customers with a range of products and services according to specific target market segments.

The FirstRand Group consists of a portfolio of South Africa’s financial services operations, which are First National Bank (retail and commercial banking), Rand Merchant Bank (investment banking), WesBank (instalment finance), and Momentum (life insurance).

First National Bank (FNB) services the retail, business, and medium corporate segments. In addition it provides transactional services to corporate clients.

Rand Merchant Bank (RMB) is responsible for the corporate segment, to which it provides loans, value added advisory and structuring services.

Momentum Group targets individuals in the middle and upper income markets, principally under the Momentum Life, Momentum Wealth, Momentum Health, RMB Asset Management, and Unit Trust brand names.

WesBank is a movable asset financier in South Africa.

Discovery Holdings Limited

The company holds a 27.1% interest in Discovery Holdings Limited (Discovery), which services the health care funding and insurance markets in South Africa and the United Kingdom. Discovery develops financial services products and operates under the Discovery Health, Discovery Life, Discovery Invest, Vitality, PruHealth, and PruProtect brand names.

FirstRand Short-term Insurance Limited

The company holds a 61.9% interest in FirstRand Short-term Insurance Limited (OUTsurance), which a direct personal lines and small business short-term insurer. The OUTsurance Group conducts short-term insurance activities through direct short-term insurer OUTsurance (wholly-owned) and Momentum STI (a 50:50 joint venture with the Momentum Group).

RMB Structured Insurance Limited

The company holds an 80.6% interest in RMB Structured Insurance Limited, which holds both short-term and life assurance licenses. It creates bespoke insurance and financial risk solutions for corporations in South Africa.

Glenrand M.I.B Limited

The company holds a 15.8% interest in Glenrand M.I.B Limited, which is a risk advisory business with core interests in short-term insurance broking, risk advisory services, and the provision of claims and policy administration capabilities.

History

RMB Holdings Limited was founded in 1987.

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

Contents

RESEARCH METHODOLOGY

DISCLAIMER

1. RMB HOLDINGS LTD. COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. RMB HOLDINGS LTD. BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. RMB HOLDINGS LTD. SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. RMB HOLDINGS LTD. FINANCIAL ANALYSIS

4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. RMB HOLDINGS LTD. COMPETITORS AND INDUSTRY ANALYSIS

5.1. RMB Holdings Ltd. Direct Competitors
5.2. Comparison of RMB Holdings Ltd. and Direct Competitors Financial Ratios
5.3. Comparison of RMB Holdings Ltd. and Direct Competitors Stock Charts
5.4. RMB Holdings Ltd. Industry Analysis
5.4.1. Industry Snapshot
  5.4.2. RMB Holdings Ltd. Industry Position Analysis

6. RMB HOLDINGS LTD. NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. RMB HOLDINGS LTD. EXPERTS REVIEW¹

7.1. Experts Consensus
7.2. Experts Revisions

8. RMB HOLDINGS LTD. ENHANCED SWOT ANALYSIS²

9. SOUTH AFRICA PESTEL ANALYSIS²

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. RMB HOLDINGS LTD. IFE, EFE, IE MATRICES²

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. RMB HOLDINGS LTD. PORTER FIVE FORCES ANALYSIS²

12. RMB HOLDINGS LTD. VRIO ANALYSIS²

APPENDIX: RATIO DEFINITIONS

LIST OF FIGURES

RMB Holdings Ltd. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
RMB Holdings Ltd. 1-year Stock Charts
RMB Holdings Ltd. 5-year Stock Charts
RMB Holdings Ltd. vs. Main Indexes 1-year Stock Chart
RMB Holdings Ltd. vs. Direct Competitors 1-year Stock Charts
RMB Holdings Ltd. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

List Of Tables

LIST OF TABLES

RMB Holdings Ltd. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
RMB Holdings Ltd. Key Executives
RMB Holdings Ltd. Major Shareholders
RMB Holdings Ltd. History
RMB Holdings Ltd. Products
Revenues by Segment
Revenues by Region
RMB Holdings Ltd. Offices and Representations
RMB Holdings Ltd. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
RMB Holdings Ltd. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
RMB Holdings Ltd. Capital Market Snapshot
RMB Holdings Ltd. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
RMB Holdings Ltd. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
RMB Holdings Ltd. Consensus Recommendations¹
Analyst Recommendation Summary¹
Price Target Summary¹
Experts Recommendation Trends¹
Revenue Estimates Analysis¹
Earnings Estimates Analysis¹
Historical Surprises¹
Revenue Estimates Trend¹
Earnings Estimates Trend¹
Revenue Revisions¹

ANALYSIS FEATURES

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

• How to use the strengths to take advantage of the opportunities?
• How to use the strengths to reduce likelihood and impact of the threats?
• How to overcome the weaknesses that obstruct taking advantage of the opportunities?
• How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

• Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
• Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
• Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
• Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
• Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
• Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

1. What composes a threat of substitute products and services?
2. Is there a threat of new competitors entering the market?
3. What is the intensity of competitive rivalry?
4. How big is the bargaining power of buyers?
5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

• Tangible resources
  • Financial
  • Physical
  • Technological
  • Organizational
• Intangible resources
  • Human
  • Innovation and Creativity
  • Reputation
• Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

• Valuable?
• Rare?
• Costly to imitate?
• Organized properly?