Retail Lending in Japan

June 2025 | 43 pages | ID: R42A795776BEN
MarketLine

Abstracts

Summary

Retail Lending in Japan industry profile provides top-line qualitative and quantitative summary information including: market size (value 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights

• Retail lending market covers mortgage and consumer credit. The market value reflects residential mortgage and personal loan balances outstanding at the end of the year.
• The Japanese retail lending market recorded balances outstanding of $1,196.9 billion in 2024, representing a compound annual growth rate (CAGR) of 2.7% between 2019-24.
• The mortgage credit segment accounted for the market's largest proportion in 2024, with total balances outstanding of $1,110.0 billion, equivalent to 92.7% of the market's overall value.
• The moderate growth of the Japanese retail lending market during 2019-24 can be attributed to low interest rates, demographic trends, and steady consumer demand.

Scope

• Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in Japan
• Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in Japan
• Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
• Add weight to presentations and pitches by understanding the future growth prospects of the Japan retail lending market with five year forecasts

Reasons to Buy

• What was the size of the Japan retail lending market by value in 2024?
• What will be the size of the Japan retail lending market in 2029?
• What factors are affecting the strength of competition in the Japan retail lending market?
• How has the market performed over the last five years?
• What are the main segments that make up Japan's retail lending market?

Contents

1 EXECUTIVE SUMMARY

1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape

2 MARKET OVERVIEW

2.1. Market definition
2.2. Market analysis

3 MARKET DATA

3.1. Market value

4 MARKET SEGMENTATION

4.1. Category segmentation
4.2. Geography segmentation

5 MARKET OUTLOOK

5.1. Market value forecast

6 FIVE FORCES ANALYSIS

6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry

7 COMPETITIVE LANDSCAPE

7.1. Who are the key market players?
7.2. What strategies do the key market players follow?
7.3. What are the recent developments in the market?

8 COMPANY PROFILES

8.1. Mitsubishi UFJ Financial Group Inc
8.2. Sumitomo Mitsui Banking Corp
8.3. Mizuho Financial Group Inc
8.4. Aiful Corp

9 MACROECONOMIC INDICATORS

9.1. Country data

10 APPENDIX

10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine

List Of Tables

LIST OF TABLES

Table 1: Japan retail lending market value: $ billion, 2019-24
Table 2: Japan retail lending market category segmentation: % share, by value, 2019-24
Table 3: Japan retail lending market category segmentation: $ billion, 2019-24
Table 4: Japan retail lending market geography segmentation: $ billion, 2024
Table 5: Japan retail lending market value forecast: $ billion, 2024-29
Table 6: Mitsubishi UFJ Financial Group Inc: Key Facts
Table 7: Mitsubishi UFJ Financial Group Inc: Annual Financial Ratios
Table 8: Mitsubishi UFJ Financial Group Inc: Key Employees
Table 9: Mitsubishi UFJ Financial Group Inc: Key Employees Continued
Table 10: Sumitomo Mitsui Banking Corp: Key Facts
Table 11: Sumitomo Mitsui Banking Corp: Key Employees
Table 12: Mizuho Financial Group Inc: Key Facts
Table 13: Mizuho Financial Group Inc: Annual Financial Ratios
Table 14: Mizuho Financial Group Inc: Key Employees
Table 15: Mizuho Financial Group Inc: Key Employees Continued
Table 16: Aiful Corp: Key Facts
Table 17: Aiful Corp: Annual Financial Ratios
Table 18: Aiful Corp: Key Employees
Table 19: Japan Size of Population (Million), 2020-24
Table 20: Japan Real GDP (Constant 2010 Prices, $ Billion), 2020-24
Table 21: Japan GDP (Current Prices, $ Billion), 2020-24
Table 22: Japan Inflation, 2020-24
Table 23: Japan Consumer Price Index (Absolute), 2020-24
Table 24: Japan Exchange Rate, 2019-24

List Of Figures

LIST OF FIGURES

Figure 1: Japan retail lending market value: $ billion, 2019-24
Figure 2: Japan retail lending market category segmentation: $ billion, 2019-24
Figure 3: Japan retail lending market geography segmentation: % share, by value, 2024
Figure 4: Japan retail lending market value forecast: $ billion, 2024-29
Figure 5: Forces driving competition in the retail lending market in Japan, 2024
Figure 6: Drivers of buyer power in the retail lending market in Japan, 2024
Figure 7: Drivers of supplier power in the retail lending market in Japan, 2024
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in Japan, 2024
Figure 9: Factors influencing the threat of substitutes in the retail lending market in Japan, 2024
Figure 10: Drivers of degree of rivalry in the retail lending market in Japan, 2024