Retail Lending in Germany

June 2025 | 40 pages | ID: R55F3B0FF32EN
MarketLine

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Summary

Retail Lending in Germany industry profile provides top-line qualitative and quantitative summary information including: market share, market size (value and volume 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
  • Retail lending market covers mortgage and consumer credit. The market value reflects residential mortgage and personal loan balances outstanding at the end of the year.
  • The German retail lending market recorded balances outstanding of $2,213.2 billion in 2024, representing a compound annual growth rate (CAGR) of 3.2% between 2019-24.
  • The mortgage credit segment accounted for the market's largest proportion in 2024, with total balances outstanding of $1,726.4 billion, equivalent to 78.0% of the market's overall value.
  • The moderate growth of the German retail lending market during 2019-24 can be attributed to economic stability, steady employment, and relatively conservative consumer borrowing behavior.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in Germany
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in Germany
  • Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the Germany retail lending market with five year forecasts by both value and volume
Reasons to Buy
  • What was the size of the Germany retail lending market by value in 2024?
  • What will be the size of the Germany retail lending market in 2029?
  • What factors are affecting the strength of competition in the Germany retail lending market?
  • How has the market performed over the last five years?
  • Who are the top competitors in Germany's retail lending market?
1 EXECUTIVE SUMMARY

1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape

2 MARKET OVERVIEW

2.1. Market definition
2.2. Market analysis

3 MARKET DATA

3.1. Market value

4 MARKET SEGMENTATION

4.1. Category segmentation
4.2. Geography segmentation

5 MARKET OUTLOOK

5.1. Market value forecast

6 FIVE FORCES ANALYSIS

6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry

7 COMPETITIVE LANDSCAPE

7.1. Who are the key market players?
7.2. What strategies do the key market players follow?
7.3. What are the recent developments in the market?

8 COMPANY PROFILES

8.1. Deutsche Bank AG
8.2. Commerzbank AG
8.3. Landesbank Baden-Wurttemberg

9 MACROECONOMIC INDICATORS

9.1. Country data

10 APPENDIX

10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
LIST OF TABLES

Table 1: Germany retail lending market value: $ billion, 2019-24
Table 2: Germany retail lending market category segmentation: % share, by value, 2019-24
Table 3: Germany retail lending market category segmentation: $ billion, 2019-24
Table 4: Germany retail lending market geography segmentation: $ billion, 2024
Table 5: Germany retail lending market value forecast: $ billion, 2024-29
Table 6: Deutsche Bank AG: Key Facts
Table 7: Deutsche Bank AG: Annual Financial Ratios
Table 8: Deutsche Bank AG: Key Employees
Table 9: Deutsche Bank AG: Key Employees Continued
Table 10: Commerzbank AG: Key Facts
Table 11: Commerzbank AG: Annual Financial Ratios
Table 12: Commerzbank AG: Key Employees
Table 13: Landesbank Baden-Wurttemberg: Key Facts
Table 14: Landesbank Baden-Wurttemberg: Key Employees
Table 15: Germany Size of Population (Million), 2020-24
Table 16: Germany Real GDP (Constant 2010 Prices, $ Billion), 2020-24
Table 17: Germany GDP (Current Prices, $ Billion), 2020-24
Table 18: Germany Inflation, 2020-24
Table 19: Germany Consumer Price Index (Absolute), 2020-24
Table 20: Germany Exchange Rate, 2019-24
LIST OF FIGURES

Figure 1: Germany retail lending market value: $ billion, 2019-24
Figure 2: Germany retail lending market category segmentation: $ billion, 2019-24
Figure 3: Germany retail lending market geography segmentation: % share, by value, 2024
Figure 4: Germany retail lending market value forecast: $ billion, 2024-29
Figure 5: Forces driving competition in the retail lending market in Germany, 2024
Figure 6: Drivers of buyer power in the retail lending market in Germany, 2024
Figure 7: Drivers of supplier power in the retail lending market in Germany, 2024
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in Germany, 2024
Figure 9: Factors influencing the threat of substitutes in the retail lending market in Germany, 2024
Figure 10: Drivers of degree of rivalry in the retail lending market in Germany, 2024


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