- The report contains detailed information about Northern California Bancorp Inc that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Northern California Bancorp Inc. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Northern California Bancorp Inc financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Northern California Bancorp Inc competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Northern California Bancorp Inc business.
About Northern California Bancorp Inc
Northern California Bancorp, Inc. operates as the bank holding company for Monterey County Bank.
The companys customer base includes individuals, small and medium-sized businesses, and a variety of government agencies with residences, offices or other relationships located in or about the city and county of Monterey, California, including the cities of Carmel by the Sea, Pacific Grove and Salinas.
The company offers its customers a variety of the normal personal, consumer, and commercial services. Its activities are conducted at its principal branch offices located at Monterey, California and at its four branch offices in Carmel-By-The-Sea, Carmel Valley, Pacific Grove and Salinas, California and a loan production office in Monterey, California.
The companys lending services include consumer loans, various types of mortgage loans for residential and commercial real estate, personal lines of credit, home equity loans, real estate construction, accounts receivable financing, and commercial loans to small and medium-sized businesses and professionals. It also provides drive-through facilities, at its Monterey and Carmel offices, and night depository facilities for customer convenience. The company offers safe deposit box facilities, cashiers checks, travelers checks, U.S. Savings Bonds, and wire transfers.
The companys investment portfolio includes mortgage backed securities, state/local agency securities, securities of U.S. government agencies, and federal home loan bank stock.
The companys deposit services offered include various types of personal and business checking accounts, savings accounts, money market investment accounts, certificates of deposit, and retirement accounts.
Northern California Bancorp, Inc. was founded in 1976.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. NORTHERN CALIFORNIA BANCORP INC COMPANY PROFILE
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. NORTHERN CALIFORNIA BANCORP INC BUSINESS OVERVIEW
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. NORTHERN CALIFORNIA BANCORP INC SWOT ANALYSIS
4. NORTHERN CALIFORNIA BANCORP INC FINANCIAL ANALYSIS
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. NORTHERN CALIFORNIA BANCORP INC COMPETITORS AND INDUSTRY ANALYSIS
5.1. Northern California Bancorp Inc Direct Competitors
5.2. Comparison of Northern California Bancorp Inc and Direct Competitors Financial Ratios
5.3. Comparison of Northern California Bancorp Inc and Direct Competitors Stock Charts
5.4. Northern California Bancorp Inc Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Northern California Bancorp Inc Industry Position Analysis
6. NORTHERN CALIFORNIA BANCORP INC NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. NORTHERN CALIFORNIA BANCORP INC EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. NORTHERN CALIFORNIA BANCORP INC ENHANCED SWOT ANALYSIS2
9. UNITED STATES PESTEL ANALYSIS2
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. NORTHERN CALIFORNIA BANCORP INC IFE, EFE, IE MATRICES2
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. NORTHERN CALIFORNIA BANCORP INC PORTER FIVE FORCES ANALYSIS2
12. NORTHERN CALIFORNIA BANCORP INC VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
Northern California Bancorp Inc Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Northern California Bancorp Inc Key Executives
Key Executives Biographies1
Key Executives Compensations1
Northern California Bancorp Inc Major Shareholders
Northern California Bancorp Inc History
Northern California Bancorp Inc Products
Revenues by Segment
Revenues by Region
Northern California Bancorp Inc Offices and Representations
Northern California Bancorp Inc SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Northern California Bancorp Inc Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Northern California Bancorp Inc Capital Market Snapshot
Northern California Bancorp Inc Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Northern California Bancorp Inc Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Northern California Bancorp Inc Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
Northern California Bancorp Inc Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Northern California Bancorp Inc 1-year Stock Charts
Northern California Bancorp Inc 5-year Stock Charts
Northern California Bancorp Inc vs. Main Indexes 1-year Stock Chart
Northern California Bancorp Inc vs. Direct Competitors 1-year Stock Charts
Northern California Bancorp Inc Article Density Chart
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Enhanced SWOT Analysis
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Key Factors Examined by PESTEL Analysis:
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
Porter Five Forces Analysis
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
- Costly to imitate?
- Organized properly?