- The report contains detailed information about NewStar Financial, Inc. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for NewStar Financial, Inc.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The NewStar Financial, Inc. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes NewStar Financial, Inc. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of NewStar Financial, Inc. business.
About NewStar Financial, Inc.
NewStar Financial, Inc., a commercial finance company, provides customized debt financing solutions to middle-market businesses and commercial real estate borrowers. The company principally focuses on the direct origination of loans that meet its risk and return parameters.
The company specializes in providing senior debt products to mid-sized borrowers. It also selectively arranges larger transactions, which it may hold on balance sheet or syndicate to the NewStar Credit Opportunities Fund, Ltd. (the NCOF), a private debt fund, and other third-parties.
Specialized Lending Groups
Middle Market Corporate Group
Middle Market Corporate group provides senior secured, senior subordinated, and to a lesser extent, second lien, mezzanine and subordinated debt, and equity and other equity-linked products to companies with annual EBITDA typically between $5 million and $50 million, the proceeds of which are primarily used for acquisition financing, growth and working capital, recapitalization and other purposes. The companys Middle Market Corporate group also originates, structures and underwrites senior and subordinated debt for mid-sized specialty finance companies with assets generally between $25 million and $250 million, primarily to fund asset growth.
The company sources loans primarily through direct origination activities by bankers. It targets selected industries, including healthcare; manufacturing and industrial; financial services; energy/chemical services; printing/publishing; consumer, retail and restaurants; and business services.
The company provides senior and subordinated debt products, including revolving warehouse facilities, amortizing loans, term loans and debt securities secured by a variety of financial assets. It also manages the assets remaining in Structured Products loan portfolio as part of Middle Market Corporate group.
Commercial Real Estate Group
Commercial real estate loans provide capital for the following purposes: acquisition; lease-up; repositioning and build-out; and refinancing and recapitalization. The company has a selective regional focus on property types where it has significant lending and underwriting experience, including office; multi-family; retail; and industrial.
For commercial real estate loans, the company performs due diligence that includes reviewing sponsors history, capital and liquidity, and portfolio of other properties; the propertys historical and projected cash flow; tenant creditworthiness; the borrowers plan for the subject property; the propertys condition; local real estate market conditions; loan-to-value based on independent third-party appraisals; borrowers demonstrated operating capability and creditworthiness; licensing and environmental issues related to the property and the borrower; and borrowers management.
Loan and Other Debt Products
First mortgage: First mortgage loans are provided by Commercial Real Estate group and are secured by a mortgage bearing a first lien on the real property serving as collateral.
Senior secured asset-based: Senior secured asset-based loans are secured by a first-priority lien on tangible assets and have a first-priority in right of payment.
Senior secured cash flow: Senior secured cash flow loans are provided by Middle Market Corporate group. The company underwrites these loans based on the cash flow, profitability and enterprise value of the borrower, with the value of any tangible assets as secondary protection. These loans are secured by a first-priority security interest in all or all of the borrowers assets and, in certain transactions, the pledge of their common stock.
Senior subordinated asset-based: Senior subordinated asset-based loans and other debt products are provided by Commercial Real Estate group. They are equal as to collateral and subordinate as to right of payment to other senior lenders.
Senior subordinated cash flow: Senior subordinated cash flow loans are provided by the companys Middle Market Corporate group. It underwrites these loans based on the cash flow, profitability and enterprise value of the borrower, with the value of any tangible assets, if any, as secondary protection. Senior subordinated cash flow loans are equal as to collateral and subordinate in right of payment of principal and interest to other senior lenders.
Second lien: The companys second lien loans are provided by Middle Market Corporate group. Its second lien loans have second liens on all or all of borrowers assets, and in some cases, are junior in right of payment to those of senior lenders.
Subordinated and mezzanine: Subordinated debt products and mezzanine loans are provided by Middle Market group. Subordinated debt products refer to debt products that are subordinated as to rights to collateral and right of payment to those of senior lenders.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. NEWSTAR FINANCIAL, INC. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. NEWSTAR FINANCIAL, INC. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. NEWSTAR FINANCIAL, INC. SWOT ANALYSIS
4. NEWSTAR FINANCIAL, INC. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. NEWSTAR FINANCIAL, INC. COMPETITORS AND INDUSTRY ANALYSIS
5.1. NewStar Financial, Inc. Direct Competitors
5.2. Comparison of NewStar Financial, Inc. and Direct Competitors Financial Ratios
5.3. Comparison of NewStar Financial, Inc. and Direct Competitors Stock Charts
5.4. NewStar Financial, Inc. Industry Analysis
5.4.1. Financial Services Industry Snapshot
5.4.2. NewStar Financial, Inc. Industry Position Analysis
6. NEWSTAR FINANCIAL, INC. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. NEWSTAR FINANCIAL, INC. EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. NEWSTAR FINANCIAL, INC. ENHANCED SWOT ANALYSIS2
9. UNITED STATES PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. NEWSTAR FINANCIAL, INC. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. NEWSTAR FINANCIAL, INC. PORTER FIVE FORCES ANALYSIS2
12. NEWSTAR FINANCIAL, INC. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
NewStar Financial, Inc. Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
NewStar Financial, Inc. Key Executives
Key Executives Biographies1
Key Executives Compensations1
NewStar Financial, Inc. Major Shareholders
NewStar Financial, Inc. History
NewStar Financial, Inc. Products
Revenues by Segment
Revenues by Region
NewStar Financial, Inc. Offices and Representations
NewStar Financial, Inc. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
NewStar Financial, Inc. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
NewStar Financial, Inc. Capital Market Snapshot
NewStar Financial, Inc. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Financial Services Industry Statistics
NewStar Financial, Inc. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
NewStar Financial, Inc. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
NewStar Financial, Inc. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
NewStar Financial, Inc. 1-year Stock Charts
NewStar Financial, Inc. 5-year Stock Charts
NewStar Financial, Inc. vs. Main Indexes 1-year Stock Chart
NewStar Financial, Inc. vs. Direct Competitors 1-year Stock Charts
NewStar Financial, Inc. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?