Itaú Unibanco Holding S.A. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Itaú Unibanco Holding S.A. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Itaú Unibanco Holding S.A.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Itaú Unibanco Holding S.A. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Itaú Unibanco Holding S.A. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Itaú Unibanco Holding S.A. business.
About Itaú Unibanco Holding S.A.
Itau Unibanco Holding S.A. provides credit and other financial services to individuals, small and middle-market companies, and large corporations in Brazil and internationally. As of December 31, 2009, the company had a network of 3,724 full service branches throughout Brazil; 918 customer site branches; and 29,866 automated teller machines.
The companys principal categories of operations are banking, which includes commercial bank through Itaú Unibanco S.A. (Itaú Unibanco); corporate and investment banking through Banco Itaú BBA S.A. (Itaú BBA); and consumer credit.
ITAU UNIBANCO
Itaú Unibanco Commercial Bank.
The Commercial Bank segment provides a range of banking services to a client base of individuals and companies, among which are the following: retail clients (individuals and very small companies), high net worth clients, private banking clients, and small and middle-sized companies.
The products and services provided by the Commercial Bank include insurance, private retirement and capitalization plans, credit cards, asset management, and loans. The segment provides solutions specifically developed to meet the demand of clients, devising marketing strategies appropriate to each of the different profiles and using the most convenient distribution channels.
The company provides services mainly in the following areas: Retail banking; Public sector; Personnalite; Private bank; Very small business banking; Small business banking; Middle-market banking; Credit cards; Real estate financing; Asset management; Corporate social responsibility; Securities services for third parties; Brokerage; and Insurance, private retirement plans and capitalization products.
Retail Banking
The companys core business is retail banking, which serves individuals. As of December 31, 2009, the company had approximately 13.7 million customers and 4,465 branches and customer site branches under the Itaú and Unibanco brands. The companys retail banking operations are in all Brazilian states and in cities.
Very Small Business Banking
The companys very small business banking office managers are trained to offer customized solutions and provide advice on all products and services to very small companies. As of December 31, 2009, the company had approximately 430 very small business banking offices located throughout Brazil and approximately 1,700 managers working for approximately 537,000 small business customers.
Public Sector
The companys public sector business operates in various areas of the public sector, including federal, state and municipal levels of government (in the executive, legislative and judicial branches). As of December 31, 2009, the company had 2,500 public sector customers.
Itaú Personnalite
Through Itaú Personnalite, the company provides personalized services to high-income individuals in Brazil. Through its network of 167 branches, Itaú Personnalites customer base reached approximately 534,000 individuals as of December 31, 2009. Itaú Personnalite customers also have access to Itaú Unibanco network branches and ATMs throughout the country.
Private Bank
Itaú Private Bank is a Brazilian bank in the global private banking industry, providing financial advisory services to approximately 22,200 Latin American customers as of December 31, 2009. In addition, the company provides its customers with a range of traditional banking products and services. Financial advisory services are provided by teams of experienced relationship managers located in Brazil, Miami, Argentina, Uruguay, Chile and Paraguay. The companys private banking client base composes clients from Brazil, Argentina, Venezuela, Chile, Uruguay, Ecuador, Paraguay, Mexico, and other Latin American countries.
The company serves its customers needs for offshore wealth management solutions in three major jurisdictions through independent institutions: in the United States through Banco Itaú Europa International (BIEI) and Itaú Europa Securities (IES); in Luxembourg through Banco Itaú Europa Luxembourg (BIEL); and in the Caribbean, through BIE Bank & Trust in the Bahamas (BIE Bahamas) and Unicorp Bank & Trust in Ca
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. ITAÚ UNIBANCO HOLDING S.A. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. ITAÚ UNIBANCO HOLDING S.A. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. ITAÚ UNIBANCO HOLDING S.A. SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. ITAÚ UNIBANCO HOLDING S.A. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. ITAÚ UNIBANCO HOLDING S.A. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Itaú Unibanco Holding S.A. Direct Competitors
5.2. Comparison of Itaú Unibanco Holding S.A. and Direct Competitors Financial Ratios
5.3. Comparison of Itaú Unibanco Holding S.A. and Direct Competitors Stock Charts
5.4. Itaú Unibanco Holding S.A. Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Itaú Unibanco Holding S.A. Industry Position Analysis
6. ITAÚ UNIBANCO HOLDING S.A. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. ITAÚ UNIBANCO HOLDING S.A. EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. ITAÚ UNIBANCO HOLDING S.A. ENHANCED SWOT ANALYSIS2
9. BRAZIL PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. ITAÚ UNIBANCO HOLDING S.A. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. ITAÚ UNIBANCO HOLDING S.A. PORTER FIVE FORCES ANALYSIS2
12. ITAÚ UNIBANCO HOLDING S.A. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Itaú Unibanco Holding S.A. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Itaú Unibanco Holding S.A. 1-year Stock Charts
Itaú Unibanco Holding S.A. 5-year Stock Charts
Itaú Unibanco Holding S.A. vs. Main Indexes 1-year Stock Chart
Itaú Unibanco Holding S.A. vs. Direct Competitors 1-year Stock Charts
Itaú Unibanco Holding S.A. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Itaú Unibanco Holding S.A. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Itaú Unibanco Holding S.A. Key Executives
Itaú Unibanco Holding S.A. Major Shareholders
Itaú Unibanco Holding S.A. History
Itaú Unibanco Holding S.A. Products
Revenues by Segment
Revenues by Region
Itaú Unibanco Holding S.A. Offices and Representations
Itaú Unibanco Holding S.A. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Itaú Unibanco Holding S.A. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Itaú Unibanco Holding S.A. Capital Market Snapshot
Itaú Unibanco Holding S.A. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Itaú Unibanco Holding S.A. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Itaú Unibanco Holding S.A. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
