- The report contains detailed information about Habib Metropolitan Bank Limited that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Habib Metropolitan Bank Limited. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Habib Metropolitan Bank Limited financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Habib Metropolitan Bank Limited competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Habib Metropolitan Bank Limited business.
About Habib Metropolitan Bank Limited
Habib Metropolitan Bank Limited, together with its subsidiary, Habib Metropolitan Financial Services Limited, provides commercial banking and brokerage services in Pakistan. Its retail and commercial banking products and services include current accounts, savings accounts, term deposits, call accounts, multiplier accounts, savings plus accounts, and savings accounts with free life insurance; and auto finance, auto lease, education loans, Izafa certificates, Mahana schemes, personal loans, and MAKRO prepaid cards. The company also offers Islamic banking products, which include financing products consisting of local murabahah for financing raw material; local and import murabaha for financing raw material and finished goods; Ijara (Islamic lease) for financing equipments and machinery consumer and commercial vehicles; Ijara (Islamic lease) financing for consumer and commercial vehicles; commercial property financing on diminishing musharakah basis; and house financing on diminishing musharakah basis, as well as deposit products comprising Islamic current deposits accounts, Islamic PLS accounts, Islamic investment certificates, and local and foreign currency products. In addition, it provides international banking services, which consist of correspondent bank, foreign remittances, international trade, and swift branch services, as well as cash management, mobile banking, rent free lockers, teleinfo, Webinfo, and point of sale machine services. Habib Metropolitan Bank operates 120 branches, including 4 Islamic banking branches. The company was formerly known as Metropolitan Bank Limited and changed its name to Habib Metropolitan Bank Limited in October 2006. The company was incorporated in 1992 and is headquartered in Karachi, Pakistan. Habib Metropolitan Bank Limited is a subsidiary of Habib Bank AG Zurich.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. HABIB METROPOLITAN BANK LIMITED COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. HABIB METROPOLITAN BANK LIMITED BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. HABIB METROPOLITAN BANK LIMITED SWOT ANALYSIS
4. HABIB METROPOLITAN BANK LIMITED FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. HABIB METROPOLITAN BANK LIMITED COMPETITORS AND INDUSTRY ANALYSIS
5.1. Habib Metropolitan Bank Limited Direct Competitors
5.2. Comparison of Habib Metropolitan Bank Limited and Direct Competitors Financial Ratios
5.3. Comparison of Habib Metropolitan Bank Limited and Direct Competitors Stock Charts
5.4. Habib Metropolitan Bank Limited Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Habib Metropolitan Bank Limited Industry Position Analysis
6. HABIB METROPOLITAN BANK LIMITED NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. HABIB METROPOLITAN BANK LIMITED EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. HABIB METROPOLITAN BANK LIMITED ENHANCED SWOT ANALYSIS2
9. PAKISTAN PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. HABIB METROPOLITAN BANK LIMITED IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. HABIB METROPOLITAN BANK LIMITED PORTER FIVE FORCES ANALYSIS2
12. HABIB METROPOLITAN BANK LIMITED VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
Habib Metropolitan Bank Limited Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Habib Metropolitan Bank Limited Key Executives
Key Executives Biographies1
Key Executives Compensations1
Habib Metropolitan Bank Limited Major Shareholders
Habib Metropolitan Bank Limited History
Habib Metropolitan Bank Limited Products
Revenues by Segment
Revenues by Region
Habib Metropolitan Bank Limited Offices and Representations
Habib Metropolitan Bank Limited SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Habib Metropolitan Bank Limited Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Habib Metropolitan Bank Limited Capital Market Snapshot
Habib Metropolitan Bank Limited Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Habib Metropolitan Bank Limited Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Habib Metropolitan Bank Limited Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
Habib Metropolitan Bank Limited Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Habib Metropolitan Bank Limited 1-year Stock Charts
Habib Metropolitan Bank Limited 5-year Stock Charts
Habib Metropolitan Bank Limited vs. Main Indexes 1-year Stock Chart
Habib Metropolitan Bank Limited vs. Direct Competitors 1-year Stock Charts
Habib Metropolitan Bank Limited Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?