Greene County Bancorp, Inc. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

Date: December 1, 2016
Pages: 50
Price:
US$ 499.00
Greene County Bancorp, Inc. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
Publisher: BAC Reports
Report type: Strategic Report
Delivery: E-mail Delivery - PDF (on default),
Hard Copy Mail Delivery (+US$ 190.00)
ID: G0772839220BEN
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Greene County Bancorp, Inc. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
Greene County Bancorp, Inc. Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between Greene County Bancorp, Inc. and its competitors. This provides our Clients with a clear understanding of Greene County Bancorp, Inc. position in the Banks and Thrifts Industry.

  • The report contains detailed information about Greene County Bancorp, Inc. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
  • Another part of the report is a SWOT-analysis carried out for Greene County Bancorp, Inc.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
  • The Greene County Bancorp, Inc. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
  • In the part that describes Greene County Bancorp, Inc. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
  • Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Greene County Bancorp, Inc. business.

About Greene County Bancorp, Inc.

Greene County Bancorp, Inc. operates as the holding company for The Bank of Greene County, which provides various banking products and services to communities it serves.

Market Area

The company operates 11 full-service banking offices in Greene County, Columbia County, and southern Albany County, New York. Its primary market area is concentrated around the areas within Greene County, Columbia County, and southern Albany County where its full-service banking offices are located, namely the towns of Catskill, Cairo, Chatham, Coxsackie, Greenville, Hudson, Ravena, Tannersville, and Westerlo.

Lending Activities

The company's loan portfolio comprises fixed-rate and adjustable-rate mortgage loans collateralized by residential real estate located within its primary market area. It also originates commercial real estate loans, home equity loans, consumer loans, commercial business loans, and commercial loans. It also offers various line of credit products.

Residential and Construction and Land Loans: The company’s primary lending activity is the origination of residential mortgage loans collateralized by property located in its primary market area. It also originates commercial real estate loans, home equity loans, consumer loans, and commercial business loans, and has focused on commercial lending. It also offers various line of credit products.

Residential and Construction and Land Loans: The company’s primary lending activity is the origination of residential mortgage loans collateralized by property located in its primary market area. Residential mortgage loans refer to loans collateralized by residences; by contrast, multi-family loans refer to loans collateralized by multi-family units, such as apartment buildings. It originates construction-to-permanent loans to homeowners for the purpose of construction of primary and secondary residences.

Commercial Real Estate and Multifamily Loans: The company offers of commercial real estate loans for office buildings, mixed-use properties, and other commercial properties.

Consumer Loans: The company’s consumer loans consist of direct loans on new and used automobiles, personal loans, home equity loans, and other consumer installment loans (consisting of passbook loans, unsecured home improvement loans, and recreational vehicle loans).

Commercial Loans: The company also originates commercial loans up to 10 years at fixed and adjustable rates. Its commercial loan portfolio included loans collateralized by inventory, fire trucks, other equipment, or real estate.

Investment Activities

The company's investment portfolio includes the U.S. government and securities of government sponsored enterprises; federal funds sold; municipal bonds; corporate debt obligations; and certain mutual funds. In addition, the company invests in mortgage-backed securities, including securities issued and guaranteed by Fannie Mae, Freddie Mac, GNMA, and collateralized mortgage obligations. As of June 30, 2010, mortgage-backed securities included collateralized mortgage obligations were securities of government sponsored enterprises.

Deposits

The company offers various deposit accounts with a range of interest rates and terms. Its deposit accounts consist of savings, NOW accounts, money market accounts, certificates of deposit, and non-interest bearing checking accounts. It also offers individual retirement accounts (IRAs).

History

Greene County Bancorp, Inc. was founded in 1889.


The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

RESEARCH METHODOLOGY

DISCLAIMER

1. GREENE COUNTY BANCORP, INC. COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. GREENE COUNTY BANCORP, INC. BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. GREENE COUNTY BANCORP, INC. SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. GREENE COUNTY BANCORP, INC. FINANCIAL ANALYSIS

4.1. Financial Statements
  4.1.1. Income Statement
  4.1.2. Balance Sheet
  4.1.3. Cash Flow
4.2. Financial Ratios
  4.2.1. Profitability
  4.2.2. Margin Analysis
  4.2.3. Asset Turnover
  4.2.4. Credit Ratios
  4.2.5. Long-Term Solvency
  4.2.6. Growth Over Prior Year
  4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. GREENE COUNTY BANCORP, INC. COMPETITORS AND INDUSTRY ANALYSIS

5.1. Greene County Bancorp, Inc. Direct Competitors
5.2. Comparison of Greene County Bancorp, Inc. and Direct Competitors Financial Ratios
5.3. Comparison of Greene County Bancorp, Inc. and Direct Competitors Stock Charts
5.4. Greene County Bancorp, Inc. Industry Analysis
  5.4.1. Banks and Thrifts Industry Snapshot
  5.4.2. Greene County Bancorp, Inc. Industry Position Analysis

6. GREENE COUNTY BANCORP, INC. NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. GREENE COUNTY BANCORP, INC. EXPERTS REVIEW1

7.1. Experts Opinion
7.2. Experts Estimates

8. GREENE COUNTY BANCORP, INC. ENHANCED SWOT ANALYSIS2

9. UNITED STATES PESTEL ANALYSIS2

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. GREENE COUNTY BANCORP, INC. IFE, EFE, IE MATRICES2

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. GREENE COUNTY BANCORP, INC. PORTER FIVE FORCES ANALYSIS2

12. GREENE COUNTY BANCORP, INC. VRIO ANALYSIS2


APPENDIX: RATIO DEFINITIONS


LIST OF TABLES

Greene County Bancorp, Inc. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Greene County Bancorp, Inc. Key Executives
Key Executives Biographies1
Key Executives Compensations1
Greene County Bancorp, Inc. Major Shareholders
Greene County Bancorp, Inc. History
Greene County Bancorp, Inc. Products
Revenues by Segment
Revenues by Region
Greene County Bancorp, Inc. Offices and Representations
Greene County Bancorp, Inc. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Greene County Bancorp, Inc. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Greene County Bancorp, Inc. Capital Market Snapshot
Greene County Bancorp, Inc. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Greene County Bancorp, Inc. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Greene County Bancorp, Inc. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1

LIST OF FIGURES

Greene County Bancorp, Inc. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Greene County Bancorp, Inc. 1-year Stock Charts
Greene County Bancorp, Inc. 5-year Stock Charts
Greene County Bancorp, Inc. vs. Main Indexes 1-year Stock Chart
Greene County Bancorp, Inc. vs. Direct Competitors 1-year Stock Charts
Greene County Bancorp, Inc. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

  • How to use the strengths to take advantage of the opportunities?
  • How to use the strengths to reduce likelihood and impact of the threats?
  • How to overcome the weaknesses that obstruct taking advantage of the opportunities?
  • How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.


PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

  • Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
  • Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
  • Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
  • Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
  • Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
  • Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.


Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

  1. What composes a threat of substitute products and services?
  2. Is there a threat of new competitors entering the market?
  3. What is the intensity of competitive rivalry?
  4. How big is the bargaining power of buyers?
  5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

  • Tangible resources
    • Financial
    • Physical
    • Technological
    • Organizational
  • Intangible resources
    • Human
    • Innovation and Creativity
    • Reputation
  • Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

  • Valuable?
  • Rare?
  • Costly to imitate?
  • Organized properly?
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