Farmers Capital Bank Corp. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Farmers Capital Bank Corp. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Farmers Capital Bank Corp.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Farmers Capital Bank Corp. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Farmers Capital Bank Corp. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Farmers Capital Bank Corp. business.
About Farmers Capital Bank Corp.
Farmers Capital Bank Corporation, through its subsidiaries, provides banking and bank-related services to individual, business, agriculture, government, and educational customers.
The company's services primarily include the activities of lending, receiving deposits, providing cash management services, safe deposit box rental, and trust activities. It has 36 banking locations in 23 communities throughout central and northern Kentucky.
Subsidiaries
The companys bank subsidiaries include Farmers Bank & Capital Trust Company (Farmers Bank), Frankfort, Kentucky; United Bank & Trust Company (United Bank), Versailles, Kentucky; The Lawrenceburg Bank and Trust Company (Lawrenceburg Bank), Lawrenceburg, Kentucky; First Citizens Bank (First Citizens), Elizabethtown, Kentucky; and Citizens Bank of Northern Kentucky, Inc. (Citizens Northern), Newport, Kentucky. The company also owns FCB Services, Inc., (FCB Services), a nonbank data processing subsidiary located in Frankfort, Kentucky, which provides data processing services and support for the company and its subsidiaries and also performs data processing services for nonaffiliated entities; and FFKT Insurance Services, Inc., which is a captive property and casualty insurance company insuring primarily deductible exposures and uncovered liability related to properties of the company.
Farmers Bank and Subsidiaries
Farmers Bank engages in a range of commercial and personal banking activities, which include accepting savings, time, and demand deposits; making secured and unsecured loans to corporations, individuals and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The bank's lending activities include making commercial, construction, mortgage, and personal loans and lines of credit. The bank serves as an agent in providing credit card loans. It acts as trustee of personal trusts, as executor of estates, as trustee for employee benefit trusts and as registrar, transfer agent, and paying agent for bond issues.
Farmers bank conducts business in its principal office and four branches within Frankfort, the capital of Kentucky. Farmers Bank had nine active subsidiaries during 2009: Farmers Bank Realty Co. (Farmers Realty), Leasing One Corporation (Leasing One), Farmers Capital Insurance Corporation (Farmers Insurance), EG Properties, Inc. (EG Properties), FA Properties, Inc. (FA Properties), FORE Realty, LLC (FORE Realty), St. Clair Properties, LLC (St. Clair Properties), Austin Park Apartments, LTD (Austin Park), and Frankfort Apartments II, LTD (Frankfort Apartments).
Farmers Realty owns certain real estate used by the company and Farmers Bank in the ordinary course of business. Leasing One operates as a commercial equipment leasing company. It is located in Frankfort and is licensed to conduct business in fourteen states.
Farmers Insurance engages in insurance activities. Farmers Insurance acts as an agent for Commonwealth Land Title Co. Farmers Insurance holds a 50% interest in Farmers Fidelity Insurance Company, LLP, which is a direct writer of property and casualty coverage, both individual and commercial. EG Properties engages in real estate management and liquidation for properties repossessed by Farmers Bank.
United Bank and Subsidiaries
United Bank provides full service banking to individuals, businesses, and governmental customers. United Bank conducts business in its principal office and two branches in Woodford County, Kentucky, four branches in Scott County, Kentucky, two branches in Fayette County, Kentucky, and four branches in Jessamine County, Kentucky. United Bank has one subsidiary, EGT Properties, Inc., which is involved in real estate management and liquidation for certain repossessed properties of United Bank.
Lawrenceburg Bank
Lawrenceburg Bank engages in a general banking business providing full service banking to individuals, businesses, and governmental customers. Lawrenceburg Bank conducts business at its main office and one branch site in Anderson County, Kentucky, one branch in Mercer County, Kent
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. FARMERS CAPITAL BANK CORP. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. FARMERS CAPITAL BANK CORP. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. FARMERS CAPITAL BANK CORP. SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. FARMERS CAPITAL BANK CORP. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. FARMERS CAPITAL BANK CORP. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Farmers Capital Bank Corp. Direct Competitors
5.2. Comparison of Farmers Capital Bank Corp. and Direct Competitors Financial Ratios
5.3. Comparison of Farmers Capital Bank Corp. and Direct Competitors Stock Charts
5.4. Farmers Capital Bank Corp. Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Farmers Capital Bank Corp. Industry Position Analysis
6. FARMERS CAPITAL BANK CORP. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. FARMERS CAPITAL BANK CORP. EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. FARMERS CAPITAL BANK CORP. ENHANCED SWOT ANALYSIS2
9. UNITED STATES PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. FARMERS CAPITAL BANK CORP. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. FARMERS CAPITAL BANK CORP. PORTER FIVE FORCES ANALYSIS2
12. FARMERS CAPITAL BANK CORP. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Farmers Capital Bank Corp. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Farmers Capital Bank Corp. 1-year Stock Charts
Farmers Capital Bank Corp. 5-year Stock Charts
Farmers Capital Bank Corp. vs. Main Indexes 1-year Stock Chart
Farmers Capital Bank Corp. vs. Direct Competitors 1-year Stock Charts
Farmers Capital Bank Corp. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Farmers Capital Bank Corp. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Farmers Capital Bank Corp. Key Executives
Farmers Capital Bank Corp. Major Shareholders
Farmers Capital Bank Corp. History
Farmers Capital Bank Corp. Products
Revenues by Segment
Revenues by Region
Farmers Capital Bank Corp. Offices and Representations
Farmers Capital Bank Corp. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Farmers Capital Bank Corp. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Farmers Capital Bank Corp. Capital Market Snapshot
Farmers Capital Bank Corp. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Farmers Capital Bank Corp. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Farmers Capital Bank Corp. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
