Consumer Credit in Switzerland

April 2012 | 17 pages | ID: C611E300DEDEN
Euromonitor International Ltd

Abstracts

The key trend for 2011 was the historically low interest rates that had far-reaching effects on the consumer credit landscape in Switzerland. The prolonged period of interest rates of under 0.5% stimulated the consumer credit market across the different categories including personal loans, mortgages, auto loans etc. The Swiss economy remained healthy in 2011 with high consumer confidence and expenditure. The low interest rates incentivised many Swiss to take advantage of the credit situation...

Euromonitor International's Consumer Credit in Switzerland report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Credit market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

Contents

Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011
  Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011
  Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011
  Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011
  Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016
  Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016
  Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016
  Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016
Executive Summary
All-time Low Interest Rates Fuel Consumer Credit
Interest Rates Dictate Market Share for Personal Loans As Market Regenerates
Risk of Housing Market Collapse Prompts Central Bank Regulation
Consumer Lending Growth To Continue in the Short Term
Key Trends and Developments
Swiss National Bank Threatens Intervention Due To Fear of Housing Bubble
Soaring Swiss Franc Prevents Interest Rate Normalisation
Outstanding Balance Grows As Internet Drives New Borrowing Mind-set
Declining and Ageing Population Is Detrimental To Consumer Lending
Market Data
  Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011
  Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011
  Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011
  Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011
  Table 13 Consumer Lending: Non-performing Loans 2006-2011
  Table 14 Mortgages/Housing: Non-performing Loans 2006-2011
  Table 15 Consumer Credit: Non-performing Loans 2006-2011
  Table 16 Card Lending: Non-performing Loans 2006-2011
  Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016
  Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016
  Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016
  Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016
Sources
  Summary 1 Research Sources