Consumer Credit in the Netherlands

October 2022 | 14 pages | ID: C826A8A6D4CEN
Euromonitor International Ltd

Abstracts

Auto lending is showing stronger growth in 2022 following two years of decline during the COVID-19 pandemic. Nevertheless, whilst new car sales are recovering in 2022, overall car sales are still below 2019 levels, depressing the need for auto lending and putting downward pressure on gross lending. Car sales are hindered by supply issues as metals and electronic parts are unavailable or delayed, whilst delivery times for new cars have increased in length and the supply of second-hand cars has re...

Euromonitor International's Consumer Credit in Netherlands report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Credit market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

Contents

CONSUMER CREDIT IN THE NETHERLANDS
KEY DATA FINDINGS
2022 DEVELOPMENTS
Auto lending starts recovery but remains depressed by weak car sales
Education gross lending boosted by students returning to study in person
Buy now pay later (BNPL) enjoys growth
PROSPECTS AND OPPORTUNITIES
Card lending to decrease as lenders are stricter
Downward pressure on education lending as government re-introduces grant system
Auto gross lending to increase as supply chain issues ease
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
CONSUMER LENDING IN THE NETHERLANDS
EXECUTIVE SUMMARY
Consumer lending in 2022: The big picture
Lenders stricter when it comes to loan purpose
Housing market cools down
BNPL growth fuelled by e-commerce and younger consumers
What next for consumer lending?
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources