Consumer Credit in Brazil
Heated domestic consumption, combined with increasing credit demand and inflationary pressures, prompted the Central Bank to adopt measures at the end of 2010 to curb consumer credit and to bring inflation back to the Central Bank’s parameters. The measures included requirements for private banks to progressively increase their reserve deposits with the Central Bank. Capital requirements for banks are to increase from 11% to 16.5% for most consumer credit operations. This means that, for every...
Euromonitor International's Consumer Credit in Brazil report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
Euromonitor International's Consumer Credit in Brazil report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
- Get a detailed picture of the Consumer Credit market;
- Pinpoint growth sectors and identify factors driving change;
- Understand the competitive environment, the market’s major players and leading brands;
- Use five-year forecasts to assess how the market is predicted to develop.
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011
Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011
Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011
Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011
Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016
Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016
Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016
Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016
Executive Summary
Consumer Credit Watched Over by the Central Bank
Central Bank Dismisses Risk of Real Estate Bubble
Rising Controversy Surrounds Banking Correspondents
Rising Default Rates Prompt Warning Lights in Auto Lending
Education Lending Sees Expansion on the Back of Larger Middle Class
Key Trends and Developments
Central Bank Keeps A Watchful Eye on Consumer Credit
Risk of Real Estate 'bubble' Dismissed by the Central Bank
Banking Correspondents' Expanded Role Stirs Up Controversy
Yellow Warning Light for Auto Lending: Rising Default Rates and Declining Loans
Education Lending Begins To Achieve Good Grades
Market Data
Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011
Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011
Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011
Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011
Table 13 Consumer Lending: Non-performing Loans 2006-2011
Table 14 Mortgages/Housing: Non-performing Loans 2006-2011
Table 15 Consumer Credit: Non-performing Loans 2006-2011
Table 16 Card Lending: Non-performing Loans 2006-2011
Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016
Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016
Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016
Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016
Summary 1 Research Sources
Trends
Competitive Landscape
Prospects
Category Data
Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011
Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011
Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011
Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011
Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016
Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016
Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016
Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016
Executive Summary
Consumer Credit Watched Over by the Central Bank
Central Bank Dismisses Risk of Real Estate Bubble
Rising Controversy Surrounds Banking Correspondents
Rising Default Rates Prompt Warning Lights in Auto Lending
Education Lending Sees Expansion on the Back of Larger Middle Class
Key Trends and Developments
Central Bank Keeps A Watchful Eye on Consumer Credit
Risk of Real Estate 'bubble' Dismissed by the Central Bank
Banking Correspondents' Expanded Role Stirs Up Controversy
Yellow Warning Light for Auto Lending: Rising Default Rates and Declining Loans
Education Lending Begins To Achieve Good Grades
Market Data
Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011
Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011
Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011
Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011
Table 13 Consumer Lending: Non-performing Loans 2006-2011
Table 14 Mortgages/Housing: Non-performing Loans 2006-2011
Table 15 Consumer Credit: Non-performing Loans 2006-2011
Table 16 Card Lending: Non-performing Loans 2006-2011
Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016
Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016
Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016
Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016
Summary 1 Research Sources