- The report contains detailed information about Capitol Federal Financial that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Capitol Federal Financial. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Capitol Federal Financial financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Capitol Federal Financial competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Capitol Federal Financial business.
About Capitol Federal Financial
Capitol Federal Financial operates as the holding company for Capitol Federal Savings Bank, which provides financial services in Kansas.
The banks main office is located in Topeka, Kansas. It has a network of 46 branches located in 9 counties throughout the state of Kansas and 2 counties in Missouri. It primarily serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas; and a portion of the metropolitan area of greater Kansas City. In addition to providing full service banking offices, the bank also provides its customers telephone and Internet banking capabilities.
The bank attracts retail deposits from the general public and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one- to four-family residences. It also originates consumer loans, loans secured by first mortgages on non-owner-occupied one- to four-family residences, multi-family and commercial real estate loans, and construction loans.
One- to Four-Family Residential Real Estate Lending: The bank originates and services conventional mortgage loans, or loans not insured or guaranteed by a government agency. It also originates Federal Housing Administration (FHA) insured loan products which are generally sold, along with the servicing of these loans.
Construction Lending: The bank also originates construction-to-permanent loans primarily secured by one- to four-family residential real estate.
Consumer Lending: The bank offers various secured consumer loans, including home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits. It also originates unsecured loans.
Multi-family and Commercial Real Estate Lending: The bank's multi-family and commercial real estate loans are secured primarily by multi-family dwellings and small commercial buildings generally located in its market areas.
The bank offers various deposit accounts having a range of interest rates and terms, which include savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit with terms ranging from 91 days to 96 months.
The banks investment securities portfolio consists primarily of securities issued by government-sponsored enterprises (GSEs) (primarily issued by Federal Home Loan Mortgage Corporation, Federal National Mortgage Association, and Federal Home Loan Bank Topeka) and taxable and non-taxable municipal bonds.
Subsidiary and Other Activities
The bank has one subsidiary, Capitol Funds, Inc., which has a wholly owned subsidiary, Capitol Federal Mortgage Reinsurance Company (CFMRC). CFMRC serves as a reinsurance company for the private mortgage insurance companies the bank uses in its normal course of operations. CFMRC provides mortgage reinsurance on certain one- to four-family loans in the banks portfolio.
Capitol Federal Financial was founded in 1893.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. CAPITOL FEDERAL FINANCIAL COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. CAPITOL FEDERAL FINANCIAL BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. CAPITOL FEDERAL FINANCIAL SWOT ANALYSIS
4. CAPITOL FEDERAL FINANCIAL FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. CAPITOL FEDERAL FINANCIAL COMPETITORS AND INDUSTRY ANALYSIS
5.1. Capitol Federal Financial Direct Competitors
5.2. Comparison of Capitol Federal Financial and Direct Competitors Financial Ratios
5.3. Comparison of Capitol Federal Financial and Direct Competitors Stock Charts
5.4. Capitol Federal Financial Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Capitol Federal Financial Industry Position Analysis
6. CAPITOL FEDERAL FINANCIAL NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. CAPITOL FEDERAL FINANCIAL EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. CAPITOL FEDERAL FINANCIAL ENHANCED SWOT ANALYSIS2
9. UNITED STATES PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. CAPITOL FEDERAL FINANCIAL IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. CAPITOL FEDERAL FINANCIAL PORTER FIVE FORCES ANALYSIS2
12. CAPITOL FEDERAL FINANCIAL VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
Capitol Federal Financial Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Capitol Federal Financial Key Executives
Key Executives Biographies1
Key Executives Compensations1
Capitol Federal Financial Major Shareholders
Capitol Federal Financial History
Capitol Federal Financial Products
Revenues by Segment
Revenues by Region
Capitol Federal Financial Offices and Representations
Capitol Federal Financial SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Capitol Federal Financial Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Capitol Federal Financial Capital Market Snapshot
Capitol Federal Financial Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Capitol Federal Financial Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Capitol Federal Financial Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
Capitol Federal Financial Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Capitol Federal Financial 1-year Stock Charts
Capitol Federal Financial 5-year Stock Charts
Capitol Federal Financial vs. Main Indexes 1-year Stock Chart
Capitol Federal Financial vs. Direct Competitors 1-year Stock Charts
Capitol Federal Financial Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?