Banking: Market Research Report

December 2011 | 426 pages | ID: B9C08C76727EN
Global Industry Analysts, Inc

Abstracts

The global outlook series on Banking provides a collection of statistical anecdotes, market briefs, and concise summaries of research findings.

An easy guide to What, Why, When, How, Where, and Who of an industry, the global outlook series offers a bird’s eye view of the global Banking industry.

Annotated with 73 information-rich tables presenting market data findings, and analytical research projections, the entire discussion builds a macro-level perception of the industry in its totality (regional & global).

The global market discussion offers quantitative insights into world banking revenues, global assets of leading banks, online banking market by number of users, online payments market by percentage of credit card payments and number of ATM terminals in select regions, among other parameters.

Also included is a compilation of all recent mergers, acquisitions, and strategic corporate developments.

Major regional markets discussed include the United States, Canada, Japan, Europe, France, Germany, Italy, UK, Russia, Rest of Europe, Asia-Pacific, China India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Vietnam, The Middle East, Africa, among others.

The report includes an indexed, easy-to-refer, fact-finder directory listing the addresses, and contact details of 2420 companies worldwide.

Contents

1.INDUSTRY OVERVIEW

Table 1. Global Top 15 Banks in Terms of Assets (2011): Value in US$ Trillion for BNP Paribas, HSBC Holdings, Deutsche Bank, Mitsubishi UFJ, Barclays PLC, and Others

Emerging Markets are the Mainstays
Retail Banking: The Transformation
Consumer Banking
Internet Banking – ‘Convenience At a Click’

Table 2. World Current & Future Analysis for Internet Banking by Geographic Region – US, Japan, Europe, Asia-Pacific, Latin America and Rest of World Markets Independently Analyzed with Number of Customers in Thousand for Years 2011 and 2015

Advantages of Internet Banking
Drawbacks of Internet Banking
Mobile Banking

Table 3. World Current & Future Analysis for Mobile Banking by Geographic Region – US, Canada, Europe, Asia-Pacific, and Rest of World Markets Independently Analyzed with Number of Users in Millions for Years 2011 and 2015

Commercial Banking
Trade Deals
Bank Cards
Credit Cards
Credit Card Usage - Factors Influencing the Market
Emerging Credit Markets
Debit Cards
Online Credit Card Payments
ATM: An Important Banking Product
ATMs: Much More than Cash Dispensing Machines
ATM Terminals

Table 4. World Current & Future Analysis for Automated Teller Machines by Geographic Region/Country - US, Canada, Japan, Europe, Asia-Pacific (excluding Japan), Middle East & Africa, and Latin American Markets Independently Analyzed with Installed Base in ‘000 Units for Years 2011 and 2015

Banking Penetration Rate (Deposits)
Banks Insurance Ventures

2.ISSUES & TRENDS

Cost Cutting
Banking: The Challenge of ‘Growing’ Scale and Scope
Mobile Banking Service Growing
Mobile Banking – Serving the Un-Banked
Mobile Banking Opportunities for Various Market Participants
Factors Influencing Banks’ Adoption of Mobile Banking Technology
Consolidation Reshapes the US Banking Sector
Recent Mergers and Acquisitions in the US Banking Sector
Consolidation to Heat Up Further in the European Banking Sector
Online Banking Growing in Europe
Foreigners Eye the Indian Banking Sector
Retail Banking Sector Growing Fast in India
Islamic Banking – A Proliferating Concept
The UK Retail Banking Sector Consolidating
Self-Directed Banking Gaining Prominence in Canada
Liberalization of the Banking Sector in China
Private Banking Service Coming Up in China
Focusing on the Customer
Information Technology
Outsourcing
Business Process Outsourcing

Table 5. Global Financial Institutions’ Expenditure on Information Technology (A Recent Past Perspective): Breakdown of Expenditure in US$ Billion for 2003 through 2008 by Category - Outsourcing and Others

Basel II Capital Accord
Competitive Pressures on Capital

3.INDUSTRY DEFINITION

Commercial Banks
Savings Banks and Savings & Loan Associations
Credit Unions
Federal Reserve Banks

4.MERGERS AND ACQUISITIONS

5.MERGERS AND ACQUISITIONS ARCHIVE – A PEEK INTO THE RECENT PAST

6.STRATEGIC PARTNERSHIPS/ALLIANCES/ JOINT VENTURES ARCHIVE

7.STRATEGIC PARTNERSHIPS/ALLIANCES/ JOINT VENTURES ARCHIVE - A PEEK INTO THE RECENT PAST

8.PRODUCT/SERVICE LAUNCHES

9.PRODUCT/SERVICE LAUNCHES ARCHIVE – A PEEK INTO THE RECENT PAST

A REGIONAL MARKET PERSPECTIVE

1.THE UNITED STATES

Overview

Table 6. The US Banking Industry: Annual Revenues in US$ Trillion for 2010 through 2015

Recent Banking Trends in the US
Substantial Reduction in the Mortgage Rates
Effect of Financial Reforms
Survival of Free Checking Service
Permanent Hike in FDIC Insurance Confirmed
Decline in Credit Card Debt
Increase in Savings Deposits
Other Key Developments in the US Banking Industry
Competition and Consolidation
Internet Banking Usage Continues to Increase
Internet Bill Payers Prove Profitable for Banks
Select Major ATM Players
Diebold, Inc. (USA)
NCR Corporation (USA)

Table 7. Top 20 Banks in the US in Terms of Assets (2011): Value in US$ Billion for Bank of America Corporation, JP Morgan Chase & Co., Citigroup Inc., Wells Fargo & Co., Goldman Sachs Group, Inc., Morgan Stanley, Metlife Inc., and Others

Table 8. Top 20 Banks in the US in Terms of Deposits (2011): Deposits in US$ Billion for JP Morgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, PNC Bank, The Bank of New York, and Others

Mortgages
Mortgage Vs. Non-Mortgage Credit

Table 9. Mortgage Origination Value in the US for 2005 through 2008 in US$ Billion

2.CANADA

Mobile Banking Sector in Canada

Table 10. Canadian Current & Future Analysis for Mobile Banking Analyzed with Number of Users in Millions for Years 2006 through 2015

Smartphones to Boost Mobile Banking
Canadian Internet Banking Market: An Overview
Canadian Banking Industry at a Glance

Table 11. Canadian banking Transaction Volumes by Delivery Channel (2008-2010): Breakdown of Number of Transactions for ABMs, Debit Cards, Net Banking, and Telephone Banking

Automated Teller Machines

Table 12. Canadian Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Table 13. Transaction Volumes at Bank- Owned ABMs in Canada by Transaction Type (2008-2010): Percentage Breakdown of Number of Transactions for Cash Withdrawals, Deposits, Bill Payments, and Transfers

Cards Market in Canada

Table 14. Number of Credit Cards in Circulation in Canada: 2006-2010

Table 15. Credit Card Market in Canada (2006-2010): Volume of Processed Sales Slips and Average Sale Value per Slip

3.JAPAN

Automated Teller Machines in Japan

Table 16. Japanese Recent Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Competition

Table 17. Select Leading Japanese City Banks by Total Net Assets in US$ Billion: 2011

Table 18. Select Leading Japanese City Banks by Net Income in US$ Billion: 2011

A Historical Perspective of the Banking Crisis
Plaza Accord – A Change that Triggered the Crisis
Hitachi-Omron Terminal Solutions, Corp. (Japan)

4.EUROPE

European Banking Industry: A Review

Table 19. European Banking Industry: Annual Revenues in US$ Billion for 2010 through 2015

European Retail Financial Services: Bracing up for the Imminent Regulatory and Compliance Requirements
Automated Teller Machines Market in Europe

Table 20. European Current & Future Analysis for Automated Teller Machines by Geographic Region/Country - France, Germany, Italy, UK, Spain, Russia, and Rest of Europe Markets Independently Analyzed with Installed Base in ‘000 Units for Years 2011 and 2015

Table 21. Leading European Markets by Number of Banks and Bank Assets: 2010 (In US$ Billion)

Table 22. Leading European Markets by Bank Deposits: 2010 (In US$ Billion)

Table 23. Leading European Markets by Bank Loans Granted: 2010 (In US$ Billion)

Mortgage Market

Table 24. Outstanding Residential Mortgage Lending in Select Leading Countries in Europe: 2010

4A.FRANCE

A Concentrated Industry

Table 25. Leading Banks in France (2011): Total Assets in US$ Trillion for BNP Paribas, Crédit Agricole, Société Générale and Groupe BPCE

Retail Banking

Table 26. French Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 and 2015

Bank Cards

4B.GERMANY

Table 27. Leading Banks in Germany (2011): Total Assets in US$ Trillion for Deutsche Bank and Commerzbank

Commercial and Retail Banking

Table 28. Banking Sector in Germany (2011): Percentage Breakdown of Bank Assets by Type of Bank – Landesbanken, Commercial Banks, Savings Banks, Regional Banks, Co-Operative Local Banks, Co-Operative Central Banks, and Foreign Banks

Table 29. Banking Sector in Germany (2011): Percentage Breakdown of Bank Loans by Type of Bank – Savings Banks, Co-Operative Local Banks, Commercial Banks, Regional Banks, Landesbanken, Co-Operative Central Banks, and Foreign Banks

Table 30. Banking Sector in Germany (2011): Percentage Breakdown of Bank Savings by Type of Bank – Savings Banks, Co-Operative Local Banks, Regional Banks, Commercial Banks and Others

Bank Cards
ATMs (Automated Teller Machine)

Table 31. German Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2007 through 2015

Banking Software
Mortgage Finance
Wincor Nixdorf (Germany)

4C.ITALY

Overview

Table 32. Leading Banking Firms in Italy (2011): Assets Under Management (AuM) in $Trillion for Intesa Sanpaolo

Table 33. Number of Cashless Payments by Transaction Mode in Italy (2011): Percentage Breakdown for Debit Transfers/Collection Orders, Bank Cheques and Bank Drafts, Debit Card Payments, and Credit Transfers

Table 34. Transaction Value by Cashless Payments Mode in Italy (2011): Percentage Breakdown for Credit Transfers, Bank Cheques and Bank Drafts, Debit Transfers/ Collection Orders, and Debit Card Payments

4D.THE UNITED KINGDOM

Table 35. Card Usage in the UK by Card Type (2007-2010): Number of Purchase Transactions for Credit Card and Debit Card in Millions

Table 36. Card Usage in the UK by Sector (2007-2010): Percentage Breakdown of Transaction Volume for Retail and Services

Table 37. Card Spending in the UK by Type (2007-2010): Transaction Value in £ Billions for Credit Card and Debit Card

Table 38. Card Spending in the UK by Sector (2007-2010): Percentage Breakdown of Transaction Value for Retail and Services

Automated Teller Machines Market in the UK

Table 39. UK Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 and 2015

4E.RUSSIA

Table 40. Banking Sector in Russia (2011): Percentage Breakdown by Ownership of Bank Assets by Category - State-Owned Banks, Captive and Other Banks, Privately Owned Domestic Banks, Regional Banks, and Foreign Banks

Positive Growth Prospects in Retail Banking
Credit Card Market

Table 41. Credit Cards Transactions in Russia (A Historic Review): Breakdown of Transactions Value in Ruble Billion for 2003 through 2008 by Bank - Bank of Russia, and Private Payment

Table 42. Russian Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

4F.REST OF EUROPE

Banking Market Overview
Automated Teller Machines Market in Rest of Europe

Table 43. Rest of Europe Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Sweden

Table 44. Swedish Banking Industry: Number of Banks by Type for Years 2000 and 2010

Table 45. Banking Transactions in Sweden by Payment Mode (2005 & 2010): Number of Transactions in Millions for Cards (Credit and Debit) and ATMs

Table 46. Leading Banks in Sweden by Equity (2010): Shareholder Equity in US$ Billion for Nordea, SEB, Swedbank and Handelsbank

Table 47. Leading Banks in Sweden by Lending to Public (2010): Total Lent Value in US$ Billion for Nordea, Handelsbanken, Swedbank and SEB

Table 48. Leading Banks in Sweden by Balance (2010): Total Balance in US$ Billion for Nordea, SEB, Handelsbanken and Swedbank

Table 49. Swedish Bank Deposits by Customer Type (2010): Percentage Breakdown of Total Value Deposits for Household, Corporate, Foreign Public, Public Sector and Others

Table 50. Swedish Bank Lending by Customer Type (2010): Percentage Breakdown of Lent Value for Corporate, Foreign Public, Household, Public Sector and Others

Ireland

Table 51. Irish Online Banking Market (2009 & 2010): Analyzed in terms of Number of Registered Customers, Frequency of Access, and Payment Volumes

Table 52. Irish Online Payment Volumes by Source (2009 & 2010): Percentage Breakdown of Volume Transactions for Domestic Payments, Mobile Top-ups, and International Payments

Bulgaria
Croatia
Czech Republic
Czech Banking Association
Hungary
Poland

Table 53. Banking Sector in Poland (2011): Percentage Breakdown by Structure of Bank Ownership by Category - Foreign Banks, Small Investors, Treasury, Domestic Investors, and Other State Institutions

Portugal

Table 54. Banking Sector in Portugal (2011): Percentage Breakdown of Deposits by Type - Time Deposits by Individuals, Demand Deposits by Individuals, Demand Deposits by Non- Financial Corporation, and Time Deposits by Non-Financial Corporations

Spain

Table 55. Spanish Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Switzerland
Overview
Key Players
Types of Swiss Banks
The Netherlands

5.ASIA-PACIFIC

Table 56. Asia-Pacific Past, Current & Future Analysis for Automated Teller Machines (ATMs) by Geographic Region/Country - China, India, South Korea, Australia, and Rest of Asia- Pacific Markets Independently Analyzed with Installed Base in ‘000 Units for Years 2011 through 2015

Loans
Key Markets in Asia-Pacific
Australia

Table 57. Australian Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2007 through 2015

China
Overview and Outlook

Table 58. Chinese Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Table 59. State-Owned Commercial Banks in China – Foreign Strategic Investors

Table 60. Second-Tier Joint Stock Commercial Banks in China – Foreign Strategic Investors

Table 61. City Commercial Banks in China – Foreign Strategic Investors

India
A Review of the Indian Banking Sector

Table 62. Indian Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Outlook
Competitive Landscape

Table 63. Leading Public Sector Banks in India by Assets: 2011 (In US$ Billion)

Table 64. Leading Public Sector Banks in India by Income: 2011 (In US$ Million)

Table 65. Leading Private Sector Banks in India by Total Assets: 2011 (In US$ Billion)

Table 66. Leading Private Sector Banks in India by Income: 2011 (In US$ Million)

Table 67. Leading Overseas Banks in India by Total Assets: 2011 (In US$ Billion)

Table 68. Leading Overseas Banks in India by Income: 2011 (In US$ Million)

Indonesia
Malaysia
Philippines
Singapore
South Korea
Overview

Table 69. South Korean Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2011 through 2015

Vietnam

6.MIDDLE EAST & AFRICA

Market Overview

Table 70. The Middle East & Africa Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2007 through 2015

Israel
Overview
Operating Environment
Outlook
Libya
Saudi Arabia
Africa
Mobile Banking to Burgeon Significantly in Africa

7.LATIN AMERICA

Table 71. Latin American Past, Current & Future Analysis for Automated Teller Machines by Geographic Region/Country - Brazil and Rest of Latin American Markets Independently Analyzed with Installed Base in ‘000 Units for Years 2007 through 2015

Brazil
A Key Market in Latin America
Pension Funds Post Robust Gains
Asset Managers
An Insight

Table 72. Brazilian Past, Current & Future Analysis for Automated Teller Machines with Installed Base in ‘000 Units for Years 2007 through 2015

Loan Volumes
Outlook
Chile
Overview
Securities
Liberalization
Bad loans
Colombia
Market Overview
Mexico

Table 73. Payment Cards Usage in Mexico (A Historic Review): Number of Cards Used in Thousands for 2003 through 2008 for Debit Cards and Credit Cards

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