Bank Hapoalim B.M. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Bank Hapoalim B.M. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Bank Hapoalim B.M.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Bank Hapoalim B.M. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Bank Hapoalim B.M. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Bank Hapoalim B.M. business.
About Bank Hapoalim B.M.
Bank Hapoalim B.M., through its subsidiaries, provides various banking and financial services. The Banks activities with most of its customers are handled by two Areas: the Corporate Area and the Retail Area. The Corporate Area provides service to most business customers; activities with large corporate clients are conducted through specialized sectors operating with in the Head Office, while middle-market clients are handled through eight Business Centers located throughout Israel. The Retail Area, through the network of branches, serves customers including households, private banking clients, and small businesses, and also coordinates consumer credit and mortgage activities. The Retail Area operates through 260 branches and business centers, which provide the range of banking services.
In addition to its operations in Israel, the Bank also operates abroad via branches, representative offices, and subsidiaries, as well as through relationships with approximately 2,400 correspondent banks worldwide. The Bank also has investments, primarily in the areas of insurance and real estate, through equity-basis investees. The Banks international operations encompass Europe, the United States, Canada, Latin America, Asia, and Australia, through branches, representative offices, banking subsidiaries, and asset-management subsidiaries.
The Bank Groups operations in Israel are also conducted through subsidiaries, mainly in the following areas: A. Charge card and credit card companies: Isracard Ltd., Europay (Eurocard) Israel Ltd., Poalim Express Ltd., and Aminit Ltd. These companies operate in the area of means of payment, under a single managerial and operational umbrella - the Isracard Group. They issue, operate, and market credit cards with in and outside the Bank, for use in Israel and abroad.
An investment portfolio management company, Peilim - Portfolio Management Company Ltd., operates with in the Bank Group, managing investment portfolios for institutions and individuals.
A group of companies, Poalim Capital Markets, operates with in the Bank Group, providing a range of investment banking services, such as participation in private investment funds, including venture capital funds, and investments in capital funds and in knowledge - and technology-intensive companies.
Hapoalim Hanpakot Ltd., a wholly owned subsidiary of the Bank, raises resources from the public by issuing bonds and subordinated notes and depositing them at the Bank.
Poalim Trust Services Ltd. - Provides trust services.
Banking subsidiaries abroad are: Bank Hapoalim (Switzerland) Ltd., Banque Hapoalim (Luxembourg) S.A., Bank Hapoalim (Cayman) Ltd., Hapoalim (Latin America) S.A., Bank Pozitif Kredi Ve Kalkinma Bankasi Anonim Sirketi and its subsidiary JSC Bank Pozitiv, and BHI Jersey Ltd.
In England and Ireland, Poalim Asset Management companies offer investment channels to high-net-worth investors, through instruments produced by the Bank Group itself, and in part through instruments produced by other suppliers.
The Bank has a wholly-owned subsidiary, Hapoalim International NV, incorporated in the Dutch Antilles, which raises foreign-currency resources for the Bank through the issuance of debt notes fully guaranteed by the Bank.
Another subsidiary, Hapoalim Securities U.S.A. Inc., a company registered in the United States, operates in the area of securities trading for Bank customers in Israel and abroad.
Segments
The Bank operates in six segments: Households, Private Banking, Small Business, Commercial, Corporate, and Financial Management Segment.
The Households Segment
The Households Segment provides a range of banking services and financial products to households. Household customers operate via approximately 260 branches located throughout Israel, from Kiryat Shmona to Eilat, organized by geographical location into eight regional managements and a central branch.
Activities with customers are also conducted through various direct channels: automated teller machines adjacent to branches and Customer Courts, Poalim Online, Poalim by Cell Phone, and Poalim by Telephone. The principal products supplie
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. BANK HAPOALIM B.M. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. BANK HAPOALIM B.M. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. BANK HAPOALIM B.M. SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. BANK HAPOALIM B.M. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. BANK HAPOALIM B.M. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Bank Hapoalim B.M. Direct Competitors
5.2. Comparison of Bank Hapoalim B.M. and Direct Competitors Financial Ratios
5.3. Comparison of Bank Hapoalim B.M. and Direct Competitors Stock Charts
5.4. Bank Hapoalim B.M. Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Bank Hapoalim B.M. Industry Position Analysis
6. BANK HAPOALIM B.M. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. BANK HAPOALIM B.M. EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. BANK HAPOALIM B.M. ENHANCED SWOT ANALYSIS2
9. ISRAEL PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. BANK HAPOALIM B.M. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. BANK HAPOALIM B.M. PORTER FIVE FORCES ANALYSIS2
12. BANK HAPOALIM B.M. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Bank Hapoalim B.M. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Bank Hapoalim B.M. 1-year Stock Charts
Bank Hapoalim B.M. 5-year Stock Charts
Bank Hapoalim B.M. vs. Main Indexes 1-year Stock Chart
Bank Hapoalim B.M. vs. Direct Competitors 1-year Stock Charts
Bank Hapoalim B.M. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Bank Hapoalim B.M. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Bank Hapoalim B.M. Key Executives
Bank Hapoalim B.M. Major Shareholders
Bank Hapoalim B.M. History
Bank Hapoalim B.M. Products
Revenues by Segment
Revenues by Region
Bank Hapoalim B.M. Offices and Representations
Bank Hapoalim B.M. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Bank Hapoalim B.M. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Bank Hapoalim B.M. Capital Market Snapshot
Bank Hapoalim B.M. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Bank Hapoalim B.M. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Bank Hapoalim B.M. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
