Bank BPH SA Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Bank BPH SA that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Bank BPH SA. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Bank BPH SA financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Bank BPH SA competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Bank BPH SA business.
About Bank BPH SA
Bank BPH Spolka Akcyjna Capital Group offers retail and corporate banking, and capital market products and services in Poland. The primary business line of the bank include receiving financial deposits, maintaining bank accounts, extending loans, executing bank monetary payments and conducting banking activities.
Segments
The Bank operates its business in two segments: the Retail Banking Segment; the Corporate Banking Segment; and the International Markets (INM) Segment.
Retail Banking Segment
The Retail Banking Segment covers private individuals; self-employed, professionals and farmers; enterprises; community and professional organizations, associations, foundations, condominiums; and private educational, care and health care entities. This segment includes BPHs subsidiaries BPH PBK Zarzadzanie Funduszami Sp. z.o.o and BPH indirect subsidiary BPH Towarzystwo Funduszy Inwestycyjnych SA.
This segment includes BPHs subsidiaries Bank Hipoteczny S.A and BPH PBK Zarz dzanie Funduszami Sp. z.o.o and BPH indirect subsidiary BPH Towarzys two Funduszy Inwestycyjnych S.A. This segment of customers can choose from a range of products and services, including mortgage and consumer loans, operating loans for SMEs; deposits, including investment products, such as investment funds and structured products; and a range of packages for individuals (Sezam) and business customers (Harmonium).
Corporate Banking Segment
The Corporate Banking Segment covers corporations, such as enterprises, companies, co-operatives, equity/asset management groups; mid-sized international group customers; mid-sized partnerships; local religious organizations or local social institutions, such as churches and foundations; public service institutions, such as hospitals and public security and safety institutions; local government, voivodship offices, powiats and related bodies; banks; insurance and reinsurance companies (health insurance); institutional investors; The National Bank of Poland; asset management institutions; and Ministry of Finance.
The Corporate Banking Segment also covers real estate financing, including construction investors; housing condominiums; developers; housing co-operatives; leasing co-operatives; real estate funds (exclusive of project finance); investors involved in specific projects executed for the benefit of third parties (buildings with social functions, hotels, recreational and commercial buildings); building contractors/investors whose activity is focused on real estate management and business; and professional real estate intermediaries.
International Markets segment
The International Markets segment offers treasury products, debt capital market services, and custody services, as well as manages the interest rate, currency, and liquidity risk of the bank.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. BANK BPH SA COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. BANK BPH SA BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. BANK BPH SA SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. BANK BPH SA FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. BANK BPH SA COMPETITORS AND INDUSTRY ANALYSIS
5.1. Bank BPH SA Direct Competitors
5.2. Comparison of Bank BPH SA and Direct Competitors Financial Ratios
5.3. Comparison of Bank BPH SA and Direct Competitors Stock Charts
5.4. Bank BPH SA Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Bank BPH SA Industry Position Analysis
6. BANK BPH SA NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. BANK BPH SA EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. BANK BPH SA ENHANCED SWOT ANALYSIS2
9. POLAND PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. BANK BPH SA IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. BANK BPH SA PORTER FIVE FORCES ANALYSIS2
12. BANK BPH SA VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Bank BPH SA Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Bank BPH SA 1-year Stock Charts
Bank BPH SA 5-year Stock Charts
Bank BPH SA vs. Main Indexes 1-year Stock Chart
Bank BPH SA vs. Direct Competitors 1-year Stock Charts
Bank BPH SA Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Bank BPH SA Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Bank BPH SA Key Executives
Bank BPH SA Major Shareholders
Bank BPH SA History
Bank BPH SA Products
Revenues by Segment
Revenues by Region
Bank BPH SA Offices and Representations
Bank BPH SA SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Bank BPH SA Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Bank BPH SA Capital Market Snapshot
Bank BPH SA Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Bank BPH SA Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Bank BPH SA Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
