Banco Santander (Brasil) S.A. Due Diligence Report Including Financial, SWOT, Competitors and Industry Analysis

Date: April 15, 2018
Pages: 50
US$ 499.00
Banco Santander (Brasil) S.A. Due Diligence Report Including Financial, SWOT, Competitors and Industry Analysis
Publisher: BAC Reports
Report type: Strategic Report
Delivery: E-mail Delivery - PDF (on default),
Hard Copy Mail Delivery (+US$ 190.00)

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Banco Santander (Brasil) S.A. Due Diligence Report Including Financial, SWOT, Competitors and Industry Analysis
Banco Santander (Brasil) S.A. Due Diligence Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between Banco Santander (Brasil) S.A. and its competitors. This provides our Clients with a clear understanding of Banco Santander (Brasil) S.A. position in the Banks and Thrifts Industry.

  • The report contains detailed information about Banco Santander (Brasil) S.A. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
  • Another part of the report is a SWOT-analysis carried out for Banco Santander (Brasil) S.A.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
  • The Banco Santander (Brasil) S.A. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
  • In the part that describes Banco Santander (Brasil) S.A. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
  • Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Banco Santander (Brasil) S.A. business.

About Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A. operates as a full-service bank in Brazil. The company is a subsidiary of Banco Santander, S.A.


The company’s business consists of three operating segments: Commercial Banking; Global Wholesale Banking; and Asset Management and Insurance.


The Commercial Banking segment’s activities include products and services for retail customers, enterprises and corporations and its consumer finance business.

The company focuses on customer relationships, extending credit, services and products to individuals and corporations (other than global corporate customers who are served by its Global Wholesale Banking segment) through personal loans (including real estate and automobile financing, unsecured consumer financing, checking account overdraft loans, credit cards and payroll loans), leasing, commercial loans, working capital lines, and foreign trade financing. The company’s product offering extends to private retirement plans, insurance, bill collection, and processing services. Its Commercial Banking operations also include private banking typically for individuals.

The company’s customers are serviced throughout Brazil primarily through its branch network, which, at December 31, 2009, consisted of 2,091 branches, 1,502 on-site service units located at its corporate customers’ premises, and 18,094 ATMs, as well as its Internet banking platform and its call center operations.

Retail Banking

The company’s retail banking customer base includes individuals and small and medium-sized enterprises (SMEs). Its focus is on high- and mid-income customers. As of December 31, 2009, its retail banking operations had approximately 22.3 million customers, consisting of approximately 21.3 million individuals and 1.0 million SMEs; and had approximately 10.2 million account holders.

The range of products and services the company offers to its retail customers includes accounts, saving accounts and time deposits; loans to individual customers, including consumer finance, personal loans and payroll loans; credit cards; loans to SMEs; agricultural loans; mortgages; leasing; insurance and asset management products; private retirement plans; and cash management services for SMEs. In its retail banking business, the company provides a range of products and services and centralizes banking transactions of its customers.

Deposit-Taking Activity: The company offers its customers various deposit products, such as accounts (also referred to as demand deposits), which do not bear interest; traditional savings accounts; and time deposits. In addition, the company accepts deposits from financial institutions as part of its treasury operations, which are represented by certificates of interbank deposit (CDIs) and which earn the interbank deposit rate.

Retail Lending: The company offers its retail lending products to customers through its branch network and on-site service units. It divides its customers into separate categories based principally on their monthly income (for individuals) and annual gross revenues (for businesses). The company makes credit available to its customers through the various loan products, including personal loans; payroll loans; credit cards; account overdraft loans; consumer finance; and mortgages.

Corporate Lending (for Customers Served by its Commercial Banking Segment)

The company offers a range of credit products to its corporate customers, including general corporate and working capital financing, lease financing and foreign trade financing, as well as deposit-taking and other services. As of December 31, 2009, the company had approximately 1.0 million SME customers and approximately 4,700 enterprise customers. The company’s corporate customers include companies across all industry sectors. It has client coverage officers in Rio de Janeiro, Belo Horizonte, Porto Alegre, and Recife.

BNDES On-Lending: The company provides medium- and long-term financing for the development of investment projects, the commercialization of machinery and equipment, exports and working capital.

Agricultural Lending: The company’s agricultural lending pro

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.




1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History


2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units


3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats


4.1. Financial Statements
  4.1.1. Income Statement
  4.1.2. Balance Sheet
  4.1.3. Cash Flow
4.2. Financial Ratios
  4.2.1. Profitability
  4.2.2. Margin Analysis
  4.2.3. Asset Turnover
  4.2.4. Credit Ratios
  4.2.5. Long-Term Solvency
  4.2.6. Growth Over Prior Year
  4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot


5.1. Banco Santander (Brasil) S.A. Direct Competitors
5.2. Comparison of Banco Santander (Brasil) S.A. and Direct Competitors Financial Ratios
5.3. Comparison of Banco Santander (Brasil) S.A. and Direct Competitors Stock Charts
5.4. Banco Santander (Brasil) S.A. Industry Analysis
  5.4.1. Banks and Thrifts Industry Snapshot
  5.4.2. Banco Santander (Brasil) S.A. Industry Position Analysis


6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events


7.1. Experts Opinion
7.2. Experts Estimates



9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors


10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix





Banco Santander (Brasil) S.A. Key Facts
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Banco Santander (Brasil) S.A. Key Executives
Key Executives Biographies1
Key Executives Compensations1
Banco Santander (Brasil) S.A. Major Shareholders
Banco Santander (Brasil) S.A. History
Banco Santander (Brasil) S.A. Products
Revenues by Segment
Revenues by Region
Banco Santander (Brasil) S.A. Offices and Representations
Banco Santander (Brasil) S.A. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Banco Santander (Brasil) S.A. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Banco Santander (Brasil) S.A. Capital Market Snapshot
Banco Santander (Brasil) S.A. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Banco Santander (Brasil) S.A. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Banco Santander (Brasil) S.A. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1


Banco Santander (Brasil) S.A. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Banco Santander (Brasil) S.A. 1-year Stock Charts
Banco Santander (Brasil) S.A. 5-year Stock Charts
Banco Santander (Brasil) S.A. vs. Main Indexes 1-year Stock Chart
Banco Santander (Brasil) S.A. vs. Direct Competitors 1-year Stock Charts
Banco Santander (Brasil) S.A. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

  • How to use the strengths to take advantage of the opportunities?
  • How to use the strengths to reduce likelihood and impact of the threats?
  • How to overcome the weaknesses that obstruct taking advantage of the opportunities?
  • How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

  • Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
  • Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
  • Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
  • Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
  • Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
  • Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

  1. What composes a threat of substitute products and services?
  2. Is there a threat of new competitors entering the market?
  3. What is the intensity of competitive rivalry?
  4. How big is the bargaining power of buyers?
  5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

  • Tangible resources
    • Financial
    • Physical
    • Technological
    • Organizational
  • Intangible resources
    • Human
    • Innovation and Creativity
    • Reputation
  • Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

  • Valuable?
  • Rare?
  • Costly to imitate?
  • Organized properly?
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Banco do Brasil business profile (company report) US$ 99.00 Aug, 2011 · 30 pages
Banco Santander business profile (company report) US$ 99.00 Aug, 2011 · 30 pages

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