Banco Popular Espanol SA Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Banco Popular Espanol SA that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Banco Popular Espanol SA. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Banco Popular Espanol SA financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Banco Popular Espanol SA competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Banco Popular Espanol SA business.
About Banco Popular Espanol SA
Banco Popular Español, S.A. (the Bank) operates as the parent banking company of a finance group (the Group) comprising banks that were either wholly or majority-owned and managed. The group's activity is commercial banking, with special emphasis on the retail segment, in the Spanish market.
The Group has 10 other banks which are either wholly owned or majority-owned and managed by it.
The groups subsidiaries Banco de Andalucía, Banco de Castilla, Banco de Crédito Balear, Banco de Galicia and Banco de Vasconia are retail commercial banks operating in the eponymous regions.
Banco Popular Hipotecario, a wholly owned subsidiary specializing in property financing.
Bancopopular-e, a wholly owned subsidiary of the group, operates as an Internet bank.
Popular Banca Privada, in which the group has 60% of the capital, which provides private banking services in Spain.
Banco Nacional de Crédito is the Banks wholly owned Portuguese commercial banking subsidiary.
Banco Popular France, a wholly owned commercial banking subsidiary operating in France.
The group also includes 17 other operating companies, 11 of them are in Spain, handling financial services, such as mutual and pension fund management, securities intermediation, portfolio and asset management, factoring, life insurance, insurance broking, venture capital investment and equipment renting. Some of these companies are joint ventures of Banco Popular and partner entities.
The group has network of approximately 2,200 branches and 3,327 ATMs. The group has Remote on-line channels: Internet Banking, Telephone Banking, E-Commerce, Wap, etc.
Corporate Banking
Banco Popular Group offers various financial products and services, which have been specially designed to meet the needs of foreign companies which require access to local banking services in Spain. It offers Business Account Services, Home Banking Services, Cash Management Services, Trade Finance, Business Cards, and Business Insurance.
Personal Banking
Personal Banking services include Personal Account, Saving and Investment, Mortgage and Finance, Allianz Home Insurance, Home Banking, Cards.
Mortgage and Finance products include Mortgage, Personal Loans, Leasing, and renting and study loans.
The groups cards include Visa Iberia, 4B Mastercard, Solred, Punto Oro, Visa Cards, and Visa Club Golf.
Loan Portfolio
The groups Loan Portfolio include Secured loans, term loans, overdrafts and other loans, Trade loans and discounts loans, Secured loans, Mortgage loans, Leasing loans.
Deposits
The groups deposit products include Demand deposits, Savings deposits, and Time deposits.
Investment portfolio
The group's investment portfolio comprises Government debt securities, Private fixed-interest securities, and Equity securities.
History
Banco Popular Español, S.A. was incorporated in 1926.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. BANCO POPULAR ESPANOL SA COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. BANCO POPULAR ESPANOL SA BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. BANCO POPULAR ESPANOL SA SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. BANCO POPULAR ESPANOL SA FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. BANCO POPULAR ESPANOL SA COMPETITORS AND INDUSTRY ANALYSIS
5.1. Banco Popular Espanol SA Direct Competitors
5.2. Comparison of Banco Popular Espanol SA and Direct Competitors Financial Ratios
5.3. Comparison of Banco Popular Espanol SA and Direct Competitors Stock Charts
5.4. Banco Popular Espanol SA Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Banco Popular Espanol SA Industry Position Analysis
6. BANCO POPULAR ESPANOL SA NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. BANCO POPULAR ESPANOL SA EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. BANCO POPULAR ESPANOL SA ENHANCED SWOT ANALYSIS2
9. SPAIN PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. BANCO POPULAR ESPANOL SA IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. BANCO POPULAR ESPANOL SA PORTER FIVE FORCES ANALYSIS2
12. BANCO POPULAR ESPANOL SA VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Banco Popular Espanol SA Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Banco Popular Espanol SA 1-year Stock Charts
Banco Popular Espanol SA 5-year Stock Charts
Banco Popular Espanol SA vs. Main Indexes 1-year Stock Chart
Banco Popular Espanol SA vs. Direct Competitors 1-year Stock Charts
Banco Popular Espanol SA Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Banco Popular Espanol SA Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Banco Popular Espanol SA Key Executives
Banco Popular Espanol SA Major Shareholders
Banco Popular Espanol SA History
Banco Popular Espanol SA Products
Revenues by Segment
Revenues by Region
Banco Popular Espanol SA Offices and Representations
Banco Popular Espanol SA SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Banco Popular Espanol SA Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Banco Popular Espanol SA Capital Market Snapshot
Banco Popular Espanol SA Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Banco Popular Espanol SA Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Banco Popular Espanol SA Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
