Banco de Sabadell, S.A. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Banco de Sabadell, S.A. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Banco de Sabadell, S.A.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Banco de Sabadell, S.A. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Banco de Sabadell, S.A. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Banco de Sabadell, S.A. business.
About Banco de Sabadell, S.A.
Banco de Sabadell, S.A., through its subsidiaries, provides banking and financial products and services in Spain and internationally.
The company offers current accounts, savings accounts, time deposits, and repurchase agreements; commercial loans to construction, real estate developers, agriculture, livestock and fisheries, and services and other; mortgage loans to personal customers; factoring and confirming; finance leases; overdrafts and other accounts; and Internet banking and mobile phone-based services. As of December 31, 2007, the company had 1,225 branches in Spain; 24 branches serving internationally; and 1,474 automated teller machines.
Business Areas
Customer-Facing Businesses
Commercial Banking: The Commercial Banking Division offers financial products and services for individuals, small and medium-sized businesses, and retailers. Its principal brands include SabadellAtlántico; Solbank; Banco Herrero; and ActivoBank.
Corporate Banking: The Corporate Banking Division serves the needs of domestic and foreign corporate and institutional customers.
Wealth Management: The Wealth Management Division offers customers a portfolio of wealth management products with options ranging from structured products to private equity investment, including derivative instruments, OEICs, insurance products, and hedge funds.
Cross-Selling Businesses
BancAssurance: The BancAssurance business unit focuses on providing savings/retirement and insurance products, including life assurance (both free-standing and endowment/cash value products), general insurance (home, motor, health and payment protection insurance and cover for businesses and retail outlets), and pension plans.
Asset Management: The Asset Management business unit combines asset management with the distribution and management of collective investment schemes (CISs). It also manages investments for other businesses that hold portfolios of assets on behalf of customers.
Treasury and Capital Markets: The company offers treasury management products to customers.
Ibersecurities: Ibersecurities is a stock broking house. Its two main lines of business are providing share and derivative brokerage services on the domestic and major world markets, and asset management and advisory services. In addition, Ibersecurities offers its customers a high added value financial reporting service, and supplies reports, technical analysis and advisory services to other business units.
International: As of December 31, 2008, the companys foreign-based operations comprised 13 representative offices, 3 banking branches, 4 jointly-owned undertakings, and 2 subsidiaries. It maintains a presence in markets where Spanish companies are likely to be operating, such as France, Italy, the United Kingdom, and the U.S.A.
Associate businesses
The company's associate businesses include Banco Urquijo; BancSabadell dAndorra; Dexia Sabadell; BanSabadell Fincom; TransAtlantic Bank; Centro Financiero BHD; Banco del Bajío; and Banco Millennium BCP.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. BANCO DE SABADELL, S.A. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. BANCO DE SABADELL, S.A. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. BANCO DE SABADELL, S.A. SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. BANCO DE SABADELL, S.A. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. BANCO DE SABADELL, S.A. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Banco de Sabadell, S.A. Direct Competitors
5.2. Comparison of Banco de Sabadell, S.A. and Direct Competitors Financial Ratios
5.3. Comparison of Banco de Sabadell, S.A. and Direct Competitors Stock Charts
5.4. Banco de Sabadell, S.A. Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Banco de Sabadell, S.A. Industry Position Analysis
6. BANCO DE SABADELL, S.A. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. BANCO DE SABADELL, S.A. EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. BANCO DE SABADELL, S.A. ENHANCED SWOT ANALYSIS2
9. SPAIN PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. BANCO DE SABADELL, S.A. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. BANCO DE SABADELL, S.A. PORTER FIVE FORCES ANALYSIS2
12. BANCO DE SABADELL, S.A. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Banco de Sabadell, S.A. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Banco de Sabadell, S.A. 1-year Stock Charts
Banco de Sabadell, S.A. 5-year Stock Charts
Banco de Sabadell, S.A. vs. Main Indexes 1-year Stock Chart
Banco de Sabadell, S.A. vs. Direct Competitors 1-year Stock Charts
Banco de Sabadell, S.A. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Banco de Sabadell, S.A. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Banco de Sabadell, S.A. Key Executives
Banco de Sabadell, S.A. Major Shareholders
Banco de Sabadell, S.A. History
Banco de Sabadell, S.A. Products
Revenues by Segment
Revenues by Region
Banco de Sabadell, S.A. Offices and Representations
Banco de Sabadell, S.A. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Banco de Sabadell, S.A. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Banco de Sabadell, S.A. Capital Market Snapshot
Banco de Sabadell, S.A. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Banco de Sabadell, S.A. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Banco de Sabadell, S.A. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
