- The report contains detailed information about Australia & New Zealand Banking Group Ltd. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Australia & New Zealand Banking Group Ltd.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Australia & New Zealand Banking Group Ltd. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Australia & New Zealand Banking Group Ltd. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Australia & New Zealand Banking Group Ltd. business.
About Australia & New Zealand Banking Group Ltd.
Australia and New Zealand Banking Group Limited provides banking and financial products and services to retail, small business, corporate, and institutional clients primarily in Australia and New Zealand.
The company is managed along the geographic regions of Australia; New Zealand; Asia Pacific, Europe, and America; and the matrix segment of its global institutional client business.
The Australia region consists of Retail, Commercial, Institutional, and Wealth segments.
The Retail segment consists of Retail Distribution and Retail Products.
Retail Distribution operates the Australian branch network, Australian call centre, specialist businesses (including specialist mortgage sales staff, mortgage broking and franchisees, direct channels (mortgage direct and one direct)), and distribution services.
Retail Products is responsible for delivering a range of products, including mortgages, cards, unsecured lending, transaction banking, savings and deposits. Mortgages provide housing finance to consumers in Australia for both owner occupied and investment purposes. Cards and Unsecured Lending provides consumer credit cards, ePayment products, personal loans and ATM facilities in Australia. Deposits provide transaction banking and savings products, such as term deposits and cash management accounts.
The Commercial segment includes Esanda; Regional Commercial Banking; Business Banking; and Small Business Banking Products.
Esanda provides motor vehicle and equipment finance and investment products.
Regional Commercial Banking provides a range of banking services to personal customers and to small business and agribusiness customers in rural and regional Australia.
Business Banking provides a range of banking services, including risk management, to metropolitan based small to medium sized business clients.
Small Business Banking Products provides a range of banking services for metropolitan-based small businesses in Australia.
The Institutional segment offers a range of financial services to institutional customers within Australia along the product lines of transaction banking, markets, and specialized lending. Also includes balance sheet management and relationship and infrastructure.
The Wealth segment includes Private Bank; Investments and Insurance Products; and ING Australia Limited (INGA).
Private Bank involves in assisting high net worth individuals and families to manage, grow and preserve their family assets.
Investments and Insurance Products comprises Australias financial planning, margin lending, insurance distribution, and trustees businesses in addition to ETrade, an online broking business.
ING Australia Limited (INGA) is a joint venture between ANZBGL and the ING Group. ANZBGL owns 49% of INGA and receives proportional equity accounted earnings.
THE ASIA PACIFIC, EUROPE, and AMERICA
The Asia Pacific, Europe, and America region includes Retail, which provides retail and small business banking services to customers in the Asia Pacific region; Asia Partnerships, which is a portfolio of strategic retail partnerships in Asia and includes partnerships or joint venture investments in Indonesia with P.T. Panin Bank, in the Philippines with Metrobank, in Cambodia with the Royal Group, in China with Bank of Tianjin and Shanghai Rural Commercial Bank, in Malaysia with AMMB Holdings Berhad, and in Vietnam with Sacombank and Saigon Securities Incorporation; Wealth, which includes investment and insurance products and services across the Asia Pacific and under the Private Bank banner assisting customers in the Asia Pacific region to manage, grow and preserve their assets; Executive & Support, which includes the central support functions for the division; Institutional Asia Pacific, Europe, and America matrix reports to the Asia Pacific, Europe, and America division; and Bangalore, which includes operations, technology, and shared services support services across various geographic regions.
NEW ZEALAND BUSINESSES
New Zealand comprises three customer segments, Retail, Commercial, and Institutional,
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. SWOT ANALYSIS
4. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Australia & New Zealand Banking Group Ltd. Direct Competitors
5.2. Comparison of Australia & New Zealand Banking Group Ltd. and Direct Competitors Financial Ratios
5.3. Comparison of Australia & New Zealand Banking Group Ltd. and Direct Competitors Stock Charts
5.4. Australia & New Zealand Banking Group Ltd. Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Australia & New Zealand Banking Group Ltd. Industry Position Analysis
6. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. ENHANCED SWOT ANALYSIS2
9. AUSTRALIA PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. PORTER FIVE FORCES ANALYSIS2
12. AUSTRALIA & NEW ZEALAND BANKING GROUP LTD. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
Australia & New Zealand Banking Group Ltd. Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Australia & New Zealand Banking Group Ltd. Key Executives
Key Executives Biographies1
Key Executives Compensations1
Australia & New Zealand Banking Group Ltd. Major Shareholders
Australia & New Zealand Banking Group Ltd. History
Australia & New Zealand Banking Group Ltd. Products
Revenues by Segment
Revenues by Region
Australia & New Zealand Banking Group Ltd. Offices and Representations
Australia & New Zealand Banking Group Ltd. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Australia & New Zealand Banking Group Ltd. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Australia & New Zealand Banking Group Ltd. Capital Market Snapshot
Australia & New Zealand Banking Group Ltd. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Australia & New Zealand Banking Group Ltd. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Australia & New Zealand Banking Group Ltd. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
Australia & New Zealand Banking Group Ltd. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Australia & New Zealand Banking Group Ltd. 1-year Stock Charts
Australia & New Zealand Banking Group Ltd. 5-year Stock Charts
Australia & New Zealand Banking Group Ltd. vs. Main Indexes 1-year Stock Chart
Australia & New Zealand Banking Group Ltd. vs. Direct Competitors 1-year Stock Charts
Australia & New Zealand Banking Group Ltd. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?