Aozora Bank, Ltd. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

November 2024 | 50 pages | ID: A78D6C3A825BEN
BAC Reports

Abstracts

Aozora Bank, Ltd. Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between Aozora Bank, Ltd. and its competitors. This provides our Clients with a clear understanding of Aozora Bank, Ltd. position in the Industry.

• The report contains detailed information about Aozora Bank, Ltd. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
• Another part of the report is a SWOT-analysis carried out for Aozora Bank, Ltd.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
• The Aozora Bank, Ltd. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
• In the part that describes Aozora Bank, Ltd. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
• Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Aozora Bank, Ltd. business.

About Aozora Bank, Ltd.

Aozora Bank, Ltd. provides various financial products and services to corporate customers, financial institutions, public sector, and retail customers primarily in Japan. As of March 31, 2009, the bank had 20 domestic offices and 2 overseas representative offices.

Corporate Banking Group

The Corporate Banking Group provides domestic corporate clients, ranging from small to medium sized enterprises to large corporations, with loans, various types of finance, derivatives, and deposits. It offers syndicated loans, derivative products, securitization, private placement bonds, and trustee services. It also provides advisory services to serve needs for mergers and acquisitions in Japan.

Investment Banking Group

The Investment Banking Group includes real estate finance; special finance; leveraged finance; and asset finance. The bank makes investments in loans to ailing companies and to corporations facing the challenges of a changing operating environment, and provides recovery finance to companies under rehabilitation. AOZORA Loan Services Co., Ltd., its loan servicer subsidiary targeted at corporate rehabilitation, provides support to financial institutions disposing of problem loans and also provides corporate advisory services, such as developing business recovery plan proposals.

The bank also provides finance for business revitalization, including domestic management buyouts (MBOs), and mergers and acquisitions (M&A). Also, the bank provides financing to medical institutions, nursing-care institutions, and hotels. In addition to financing the construction of new ocean-going ships, including cargo boats and tankers, the bank provides finance for the purchase of used ships and provides funds for refinancing. Its business promotion division includes international loans and investments, including structured credit investments, private equity investments, and fund investments.

Financial Institution Group

The Financial Institution Group provides a range of asset management products, including debentures and derivative products; loan-related products; securitized products; fund products, and financial instruments intermediary services. The bank provides time deposits and other shorter duration financial products. It also provides derivative-embedded products to its financial institution clients. The bank offers its financial institution clients participation in loan syndicates to grow and diversify their own loan portfolios. The bank is active in real estate investment trusts and structured transactions, as well as in the provision of traditional corporate loans to its financial institution clients. The bank also offers credit-linked loans and asset-backed loans.

The bank offers various fund products, focusing on private placement investment funds. Its product lineup consisting of Japanese equity funds (active, long-short and market neutral), and global bond funds allows its clients to obtain portfolio diversification. Through its securities subsidiary, Aozora Securities Co., Ltd., the bank offers its clients various Euro structured notes in response to their individual investment needs.

The bank provides various services targeted at business regeneration for financial institutions clients who need to deal with changes their management environment. The Bank's distressed loan servicing subsidiary, AOZORA Loan Services Co., Ltd., provides financing through its own recovery fund, and supports the establishment of regional revitalization funds, independent financial institution funds or funds participated in by Aozora, and revitalization funds for specific industries (hospitals and hotels). The bank also provides support to regional financial institutions in solving their loan issues through a range of advisory services, including the formulation of business recovery plans and business strategies for clients. The bank provides advisory services on asset and liability management (ALM), financial activities, and market risk management.

Financial Markets Group

The Financial Markets Group handles the derivatives business, and the asset and liability management (ALM) business. The bank develops various deri

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

Contents

RESEARCH METHODOLOGY

DISCLAIMER

1. AOZORA BANK, LTD. COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. AOZORA BANK, LTD. BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. AOZORA BANK, LTD. SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. AOZORA BANK, LTD. FINANCIAL ANALYSIS

4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. AOZORA BANK, LTD. COMPETITORS AND INDUSTRY ANALYSIS

5.1. Aozora Bank, Ltd. Direct Competitors
5.2. Comparison of Aozora Bank, Ltd. and Direct Competitors Financial Ratios
5.3. Comparison of Aozora Bank, Ltd. and Direct Competitors Stock Charts
5.4. Aozora Bank, Ltd. Industry Analysis
5.4.1. Industry Snapshot
  5.4.2. Aozora Bank, Ltd. Industry Position Analysis

6. AOZORA BANK, LTD. NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. AOZORA BANK, LTD. EXPERTS REVIEW¹

7.1. Experts Consensus
7.2. Experts Revisions

8. AOZORA BANK, LTD. ENHANCED SWOT ANALYSIS²

9. JAPAN PESTEL ANALYSIS²

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. AOZORA BANK, LTD. IFE, EFE, IE MATRICES²

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. AOZORA BANK, LTD. PORTER FIVE FORCES ANALYSIS²

12. AOZORA BANK, LTD. VRIO ANALYSIS²

APPENDIX: RATIO DEFINITIONS

LIST OF FIGURES

Aozora Bank, Ltd. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Aozora Bank, Ltd. 1-year Stock Charts
Aozora Bank, Ltd. 5-year Stock Charts
Aozora Bank, Ltd. vs. Main Indexes 1-year Stock Chart
Aozora Bank, Ltd. vs. Direct Competitors 1-year Stock Charts
Aozora Bank, Ltd. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

List Of Tables

LIST OF TABLES

Aozora Bank, Ltd. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Aozora Bank, Ltd. Key Executives
Aozora Bank, Ltd. Major Shareholders
Aozora Bank, Ltd. History
Aozora Bank, Ltd. Products
Revenues by Segment
Revenues by Region
Aozora Bank, Ltd. Offices and Representations
Aozora Bank, Ltd. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Aozora Bank, Ltd. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Aozora Bank, Ltd. Capital Market Snapshot
Aozora Bank, Ltd. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Aozora Bank, Ltd. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Aozora Bank, Ltd. Consensus Recommendations¹
Analyst Recommendation Summary¹
Price Target Summary¹
Experts Recommendation Trends¹
Revenue Estimates Analysis¹
Earnings Estimates Analysis¹
Historical Surprises¹
Revenue Estimates Trend¹
Earnings Estimates Trend¹
Revenue Revisions¹

ANALYSIS FEATURES

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

• How to use the strengths to take advantage of the opportunities?
• How to use the strengths to reduce likelihood and impact of the threats?
• How to overcome the weaknesses that obstruct taking advantage of the opportunities?
• How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

• Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
• Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
• Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
• Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
• Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
• Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

1. What composes a threat of substitute products and services?
2. Is there a threat of new competitors entering the market?
3. What is the intensity of competitive rivalry?
4. How big is the bargaining power of buyers?
5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

• Tangible resources
  • Financial
  • Physical
  • Technological
  • Organizational
• Intangible resources
  • Human
  • Innovation and Creativity
  • Reputation
• Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

• Valuable?
• Rare?
• Costly to imitate?
• Organized properly?