- The report contains detailed information about Anchor BanCorp Wisconsin, Inc. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Anchor BanCorp Wisconsin, Inc.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Anchor BanCorp Wisconsin, Inc. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Anchor BanCorp Wisconsin, Inc. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Anchor BanCorp Wisconsin, Inc. business.
About Anchor BanCorp Wisconsin, Inc.
Anchor BanCorp Wisconsin Inc. operates as the holding company for AnchorBank, fsb, which provides various financial products and services in Wisconsin, Iowa, Minnesota, and Illinois.
The company offers checking, savings, money market accounts, mortgages, home equity, and other consumer loans, credit cards, annuities, investment products, and related consumer financial services. It also provides banking services to businesses, including checking accounts, lines of credit, secured loans, and commercial real estate loans.
As of March 31, 2010, the company conducted business from its main office in Madison, Wisconsin, and from 70 other full-service offices and 2 loan origination offices which services its approximately 165,000 households and businesses. It also provides products and services online through its WebBranch online banking system and its Speed e-App online mortgage application tool.
The company's other subsidiaries include ADPC Corporation (ADPC), which holds and develops certain of its foreclosed properties; and Anchor Investment Corporation (AIC), an operating subsidiary, which manages a portion of its investment portfolio (primarily mortgage related securities).
The company originates single-family residential loans secured by properties located primarily in Wisconsin, with adjustable-rate loans being originated for inclusion in its loan portfolio and fixed-rate loans being originated for sale into the secondary market. Non-real estate loans originated by the company consist of various consumer loans and commercial business loans.
Single-Family Residential Loans: The company originates long-term, fixed-rate conventional mortgage loans. It sells these loans with terms of 15 years or more to the Federal Home Loan Mortgage Corporation, Federal National Mortgage Association, and other institutional investors. The company also participates in the loan origination programs of Wisconsin Housing and Economic Development Authority (WHEDA), and Wisconsin Department of Veterans Affairs (WDVA).
Multi-Family Residential and Commercial Real Estate: The company originates multi-family residential and commercial real estate loans. Its multi-family residential loans are primarily secured by apartment buildings; and commercial real estate loans are primarily secured by office buildings, industrial buildings, warehouses, small retail shopping centers, and various special purpose properties, including hotels, restaurants, and nursing homes.
Consumer Loans: The company offers consumer loans to provide a range of financial services to its customers. Its education loans are made for undergraduate studies, for graduate studies and are placed in repayment on an installment basis within six months of graduation. Education loans might be sold to the U.S. Department of Education, or to other investors. The remainder of the companys consumer loan portfolio consists of vehicle loans and other loans that have been made for various consumer purposes. These include credit extended through credit cards issued by it pursuant to an agency arrangement under which it participates in outstanding balances, with a third party, ELAN Financial Services.
Commercial Business Loans and Leases: The company originates loans for commercial, corporate, and business purposes, including issuing letters of credit. Its commercial business loan portfolio comprises loans for various purposes and is secured by equipment, machinery, and other business assets.
The companys invests in mortgage-related securities which are insured or guaranteed by Federal Home Loan Mortgage Corporation (FHLMC), Federal National Mortgage Association (FNMA), or the Government National Mortgage Association (GNMA) backed by FHLMC, FNMA, and GNMA mortgage-backed securities and also invests in non-agency collateralized mortgage obligations (CMOs).
The companys deposit products include passbook savings accounts, demand accounts, interest bearing checking accounts, money market deposit accounts, and certificates of deposit. Included among these deposit products are individual retirement account certificates and Keogh retirement certificates, as well as negotiable-rate certificates of deposit.
Anchor BanCorp Wisconsin Inc. was founded in 1919.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1. ANCHOR BANCORP WISCONSIN, INC. COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. ANCHOR BANCORP WISCONSIN, INC. BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. ANCHOR BANCORP WISCONSIN, INC. SWOT ANALYSIS
4. ANCHOR BANCORP WISCONSIN, INC. FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. ANCHOR BANCORP WISCONSIN, INC. COMPETITORS AND INDUSTRY ANALYSIS
5.1. Anchor BanCorp Wisconsin, Inc. Direct Competitors
5.2. Comparison of Anchor BanCorp Wisconsin, Inc. and Direct Competitors Financial Ratios
5.3. Comparison of Anchor BanCorp Wisconsin, Inc. and Direct Competitors Stock Charts
5.4. Anchor BanCorp Wisconsin, Inc. Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Anchor BanCorp Wisconsin, Inc. Industry Position Analysis
6. ANCHOR BANCORP WISCONSIN, INC. NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. ANCHOR BANCORP WISCONSIN, INC. EXPERTS REVIEW1
7.1. Experts Opinion
7.2. Experts Estimates
8. ANCHOR BANCORP WISCONSIN, INC. ENHANCED SWOT ANALYSIS2
9. UNITED STATES PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. ANCHOR BANCORP WISCONSIN, INC. IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. ANCHOR BANCORP WISCONSIN, INC. PORTER FIVE FORCES ANALYSIS2
12. ANCHOR BANCORP WISCONSIN, INC. VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF TABLES
Anchor BanCorp Wisconsin, Inc. Key Facts
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Anchor BanCorp Wisconsin, Inc. Key Executives
Key Executives Biographies1
Key Executives Compensations1
Anchor BanCorp Wisconsin, Inc. Major Shareholders
Anchor BanCorp Wisconsin, Inc. History
Anchor BanCorp Wisconsin, Inc. Products
Revenues by Segment
Revenues by Region
Anchor BanCorp Wisconsin, Inc. Offices and Representations
Anchor BanCorp Wisconsin, Inc. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Anchor BanCorp Wisconsin, Inc. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Anchor BanCorp Wisconsin, Inc. Capital Market Snapshot
Anchor BanCorp Wisconsin, Inc. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Anchor BanCorp Wisconsin, Inc. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Anchor BanCorp Wisconsin, Inc. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Revenue Estimates Trend1
Earnings Estimates Trend1
LIST OF FIGURES
Anchor BanCorp Wisconsin, Inc. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Anchor BanCorp Wisconsin, Inc. 1-year Stock Charts
Anchor BanCorp Wisconsin, Inc. 5-year Stock Charts
Anchor BanCorp Wisconsin, Inc. vs. Main Indexes 1-year Stock Chart
Anchor BanCorp Wisconsin, Inc. vs. Direct Competitors 1-year Stock Charts
Anchor BanCorp Wisconsin, Inc. Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Intangible resources
- Innovation and Creativity
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Costly to imitate?
- Organized properly?