Allied Irish Banks plc Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Allied Irish Banks plc that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Allied Irish Banks plc. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Allied Irish Banks plc financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Allied Irish Banks plc competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Allied Irish Banks plc business.
About Allied Irish Banks plc
Allied Irish Banks, p.l.c. (AIB) provides retail and corporate banking, investment banking, and asset management services in the Republic of Ireland and internationally.
The company accepts demand deposits, time deposits, and current accounts. Its loan portfolio comprises loans (including overdrafts), installment credit, and finance lease receivables.
Divisions
The company's business is conducted through four major operating divisions: AIB Bank Republic of Ireland Division; Capital Markets Division; AIB Bank UK Division; and Central & Eastern Europe Division.
AIB Bank Republic of Ireland division
AIB Bank Republic of Ireland (RoI) division covers retail and business banking operations in the Republic of Ireland, Channel Islands, and Isle of Man, in addition to asset finance, wealth management, and credit card services. RoI Division supports both business and personal customers and commands a presence in various key sectors including SME, mortgages, and personal. It provides customers with choice and convenience through: a range of delivery channels consisting of approximately 182 branches, 88 outlets, and 15 business centers, 783 ATMs and AIB Phone & Internet Banking, as well as an alliance with An Post which gives its customers banking access at approximately 1,000 Post Offices nationwide; a range of banking products and services; and a choice of payment methods, including cheques, debit and credit cards, self service, and automated domestic and international payments.
AIB is the principal banker to various public and private companies and government bodies. The main distribution channel for the division is a branch network structured around retail banking and business banking. Retail Banking concentrates on the personal market and smaller businesses. Business Banking, through a network of business centers, focuses on medium to larger SMEs.
Complementing the AIB branch network services is its AIB Direct Channels operation (Irish on-line banking service), offering self service capability through online, telephone, ATM, self service kiosks, and automated payments.
AIB Finance & Leasing is the asset financing arm in the Republic of Ireland. Its services include leasing, hire purchase, and other asset backed finance delivered via the branch network, a direct sales force, broker intermediaries, and also via Internet.
The Wealth Management unit delivers wealth propositions to AIB customers, tailored to the needs of specific customer segments and also encompasses AIBs share of ALH, AIBs venture with Aviva Group Ireland plc.
AIB Card Services provides credit and debit card products to the RoI personal and corporate customer base, supporting their payment and consumer credit requirements. The products are delivered across all channels. AIB has a joint venture with First Data International, trading as AIB Merchant Services. This provides access to technology, risk management, operational capability, and functionality for merchants and partners in the merchant acquiring business.
Capital Markets division
The AIB Capital Markets activities comprise corporate banking, global treasury, and investment banking, which includes asset management and stockbroking activities. These activities are delivered through the following business units: AIB Corporate Banking; Global Treasury; Investment Banking; and Allied Irish America (AIA).
AIB Corporate Banking provides an integrated, relationship-based banking service to top-tier companies, both domestic and international, including financial institutions and Irish commercial state companies. AIB Corporate Bankings activities also include participating in, developing and arranging acquisition, project, property and structured finance in Ireland, the U.K., North America, Continental Europe, and the Asia Pacific region. Corporate Banking has also originated and manages four Collateralised Debt Obligation (CDO) funds.
Global Treasury, through its treasury operations, manages on a global basis the liquidity and funding requirements and the interest and exchange rate exposure of the company. In addition, it undertakes proprietary trading activities, and pr
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RESEARCH METHODOLOGY
DISCLAIMER
1. ALLIED IRISH BANKS PLC COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. ALLIED IRISH BANKS PLC BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. ALLIED IRISH BANKS PLC SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. ALLIED IRISH BANKS PLC FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. ALLIED IRISH BANKS PLC COMPETITORS AND INDUSTRY ANALYSIS
5.1. Allied Irish Banks plc Direct Competitors
5.2. Comparison of Allied Irish Banks plc and Direct Competitors Financial Ratios
5.3. Comparison of Allied Irish Banks plc and Direct Competitors Stock Charts
5.4. Allied Irish Banks plc Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Allied Irish Banks plc Industry Position Analysis
6. ALLIED IRISH BANKS PLC NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. ALLIED IRISH BANKS PLC EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. ALLIED IRISH BANKS PLC ENHANCED SWOT ANALYSIS2
9. IRELAND PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. ALLIED IRISH BANKS PLC IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. ALLIED IRISH BANKS PLC PORTER FIVE FORCES ANALYSIS2
12. ALLIED IRISH BANKS PLC VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Allied Irish Banks plc Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Allied Irish Banks plc 1-year Stock Charts
Allied Irish Banks plc 5-year Stock Charts
Allied Irish Banks plc vs. Main Indexes 1-year Stock Chart
Allied Irish Banks plc vs. Direct Competitors 1-year Stock Charts
Allied Irish Banks plc Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Allied Irish Banks plc Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Allied Irish Banks plc Key Executives
Allied Irish Banks plc Major Shareholders
Allied Irish Banks plc History
Allied Irish Banks plc Products
Revenues by Segment
Revenues by Region
Allied Irish Banks plc Offices and Representations
Allied Irish Banks plc SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Allied Irish Banks plc Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Allied Irish Banks plc Capital Market Snapshot
Allied Irish Banks plc Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Allied Irish Banks plc Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Allied Irish Banks plc Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
