Plunkett's Insurance Industry Almanac 2016: Insurance Industry Market Research, Statistics, Trends & Leading Companies
INTRODUCTION
HOW TO USE THIS BOOK
CHAPTER 1: MAJOR TRENDS AFFECTING THE INSURANCE INDUSTRY
1) INTRODUCTION to the Insurance Industry
2) Aging Populations Create Challenges and Opportunities for the Insurance Industry
3) Sophisticated Risk Management and Prevention Programs Lead to Lower Losses
4) Risk Managers Seek Certification
5) Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role in Personal Lines
6) Insurance Direct Selling and E-Commerce Grow
7) Technology Drives Insurance Efficiencies/Policy Holders Allow Their Habits to Be Tracked for Lower Insurance Rates
8) States Pick Up Some Wind and Flood Risk for Homeowners/Underwriters Rely on Sophisticated Risk Analysis Technology to Set Rates
9) No End in Sight to the Growth of Specialized Insurance Lines
10) Annuity Account Managers Create New Product Strategies
11) Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese, Southeast Asian Market and Other Emerging Markets
12) Continued Rise in Health Care Costs
13) Number of Uninsured and Underinsured Americans Declines but Remains High
14) U.S. Affordable Care Act (ACA) of 2010 Rewrites the Rules and Increases Coverage, But May Not Restrain Costs
15) Employers Push Health Care Costs onto Employees
16) Insurance Companies Change Strategies Due to Health Care Reform Act (ACA)
17) Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards for Damages
18) Hedge Funds Regroup and Play a Major Role in Financial Products Including Derivatives, Lending and Insurance
19) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars
20) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $24.8 Trillion
21) Basel III, Dodd-Frank Act and Volcker Act Increase Regulation
CHAPTER 2: INSURANCE INDUSTRY STATISTICS
Insurance Industry Overview
Assets & Liabilities of U.S. Property-Casualty Insurance Companies: 2010-2nd Quarter 2015
Typical U.S. Automobile Insurance Costs, per Year: 2015
Assets & Liabilities of U.S. Life Insurance Companies: 2011-2nd Quarter 2015
Employers' Costs for Health Insurance, Amount & Percent of Total Compensation, U.S.: Selected Years, 2008-2014
The Nation's Health Dollar: 2015Where It Came From (Estimated)
Number & Percent of Persons of All Ages with and without Health Insurance Coverage, U.S.: 1999-2014
Number & Percent of Persons without Health Insurance Coverage, by Age Group, U.S.: 1999-2014
Affordable Care Act Overview
Medical Care Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2015
Retirement Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2015
Life Expectancy at Age 65, U.S.
Employment in the Insurance Industry, U.S.: 2009-August 2015
Employment & Earnings in Insurance Industry Occupations, U.S.: May 2014
CHAPTER 3: IMPORTANT INSURANCE INDUSTRY CONTACTS
(Addresses, Phone Numbers and Internet Sites)
CHAPTER 4: THE INSURANCE 350: WHO THEY ARE AND HOW THEY WERE CHOSEN
Index of Companies Within Industry Groups
Alphabetical Index
Index of U.S. Headquarters Location by State
Index of Non-U.S. Headquarters Location by Country
Individual Data Profiles on Each of THE INSURANCE 350
Additional Indexes
Index of Hot Spots for Advancement for Women/Minorities
Index by Subsidiaries, Brand Names and Selected Affiliations
A Short Insurance Industry Glossary
HOW TO USE THIS BOOK
CHAPTER 1: MAJOR TRENDS AFFECTING THE INSURANCE INDUSTRY
1) INTRODUCTION to the Insurance Industry
2) Aging Populations Create Challenges and Opportunities for the Insurance Industry
3) Sophisticated Risk Management and Prevention Programs Lead to Lower Losses
4) Risk Managers Seek Certification
5) Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role in Personal Lines
6) Insurance Direct Selling and E-Commerce Grow
7) Technology Drives Insurance Efficiencies/Policy Holders Allow Their Habits to Be Tracked for Lower Insurance Rates
8) States Pick Up Some Wind and Flood Risk for Homeowners/Underwriters Rely on Sophisticated Risk Analysis Technology to Set Rates
9) No End in Sight to the Growth of Specialized Insurance Lines
10) Annuity Account Managers Create New Product Strategies
11) Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese, Southeast Asian Market and Other Emerging Markets
12) Continued Rise in Health Care Costs
13) Number of Uninsured and Underinsured Americans Declines but Remains High
14) U.S. Affordable Care Act (ACA) of 2010 Rewrites the Rules and Increases Coverage, But May Not Restrain Costs
15) Employers Push Health Care Costs onto Employees
16) Insurance Companies Change Strategies Due to Health Care Reform Act (ACA)
17) Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards for Damages
18) Hedge Funds Regroup and Play a Major Role in Financial Products Including Derivatives, Lending and Insurance
19) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars
20) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $24.8 Trillion
21) Basel III, Dodd-Frank Act and Volcker Act Increase Regulation
CHAPTER 2: INSURANCE INDUSTRY STATISTICS
Insurance Industry Overview
Assets & Liabilities of U.S. Property-Casualty Insurance Companies: 2010-2nd Quarter 2015
Typical U.S. Automobile Insurance Costs, per Year: 2015
Assets & Liabilities of U.S. Life Insurance Companies: 2011-2nd Quarter 2015
Employers' Costs for Health Insurance, Amount & Percent of Total Compensation, U.S.: Selected Years, 2008-2014
The Nation's Health Dollar: 2015Where It Came From (Estimated)
Number & Percent of Persons of All Ages with and without Health Insurance Coverage, U.S.: 1999-2014
Number & Percent of Persons without Health Insurance Coverage, by Age Group, U.S.: 1999-2014
Affordable Care Act Overview
Medical Care Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2015
Retirement Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2015
Life Expectancy at Age 65, U.S.
Employment in the Insurance Industry, U.S.: 2009-August 2015
Employment & Earnings in Insurance Industry Occupations, U.S.: May 2014
CHAPTER 3: IMPORTANT INSURANCE INDUSTRY CONTACTS
(Addresses, Phone Numbers and Internet Sites)
CHAPTER 4: THE INSURANCE 350: WHO THEY ARE AND HOW THEY WERE CHOSEN
Index of Companies Within Industry Groups
Alphabetical Index
Index of U.S. Headquarters Location by State
Index of Non-U.S. Headquarters Location by Country
Individual Data Profiles on Each of THE INSURANCE 350
Additional Indexes
Index of Hot Spots for Advancement for Women/Minorities
Index by Subsidiaries, Brand Names and Selected Affiliations
A Short Insurance Industry Glossary
