Consumer credit gross lending grew by 4% in current value terms in 2011, down from 6% in 2010, as both consumers and banks held back from lending, concerned that the extended economic slowdown, entering its fourth year in 2011, will reduce consumers’ ability to pay, as well as a general hesitance to make the kind of large purchases that require either auto lending or durables lending. Instead of borrowing for the possessions that they desire, consumers increasingly decided to only make such...
Euromonitor International's Consumer Credit in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
Euromonitor International's Consumer Credit in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
- Get a detailed picture of the Consumer Credit market;
- Pinpoint growth sectors and identify factors driving change;
- Understand the competitive environment, the market’s major players and leading brands;
- Use five-year forecasts to assess how the market is predicted to develop.
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011
Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011
Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011
Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011
Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016
Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016
Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016
Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016
Executive Summary
Australia Experiences Lack of Lending
Mortgages Stall
the "big Four" Dominate
Australian Government Clamps Down on Lenders
Fears for the Future
Key Trends and Developments
Problems for Property
National Consumer Credit Protection Act
the Withdrawal of Exit Fees
Bank Wars
the Hangover
Market Data
Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011
Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011
Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011
Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011
Table 13 Consumer Lending: Non-performing Loans 2006-2011
Table 14 Mortgages/Housing: Non-performing Loans 2006-2011
Table 15 Consumer Credit: Non-performing Loans 2006-2011
Table 16 Card Lending: Non-performing Loans 2006-2011
Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016
Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016
Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016
Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016
Definitions
Summary 1 Research Sources
Trends
Competitive Landscape
Prospects
Category Data
Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011
Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011
Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011
Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011
Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016
Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016
Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016
Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016
Executive Summary
Australia Experiences Lack of Lending
Mortgages Stall
the "big Four" Dominate
Australian Government Clamps Down on Lenders
Fears for the Future
Key Trends and Developments
Problems for Property
National Consumer Credit Protection Act
the Withdrawal of Exit Fees
Bank Wars
the Hangover
Market Data
Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011
Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011
Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011
Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011
Table 13 Consumer Lending: Non-performing Loans 2006-2011
Table 14 Mortgages/Housing: Non-performing Loans 2006-2011
Table 15 Consumer Credit: Non-performing Loans 2006-2011
Table 16 Card Lending: Non-performing Loans 2006-2011
Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016
Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016
Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016
Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016
Definitions
Summary 1 Research Sources
