Legal & General Group Plc Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis
- The report contains detailed information about Legal & General Group Plc that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Legal & General Group Plc. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Legal & General Group Plc financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Legal & General Group Plc competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Legal & General Group Plc business.
About Legal & General Group Plc
Legal & General Group Plc provides risk, savings and investment management products in the United Kingdom. The company also has operations in the United States, France, the Netherlands, and Egypt.
Segments
The companys primary segments include: Risk Segment; Savings Segment; and Investment Management Segment.
Risk Segment
The Risk Segment comprises individual and group protection, individual and bulk purchase annuities, and general insurance, together with estate agencies and the housing related business conducted through its regulated mortgage network.
Individual Protection: Covers individuals or families against financial losses arising from defined events, such as death, disability or critical illness.
Group Risk: Products which are designed for use by employers to offer as a benefit to their employees. They assume the risks and associated costs of an employee falling ill or dying while in employment.
Annuities: Bought by people converting a lump sum (often money saved in a pension scheme) into a lifelong income.
Bulk Purchase Annuities (BPAs) or Pension Buyouts: BPAs are offered to companies wishing to transfer all or part of the responsibility and risk from company pension schemes to an insurance company for a negotiated price.
General Insurance (GI): Focusing on the household sector, the company insures the fabric of properties and their contents.
Mortgage Club: The companys network of mortgage advisers provides a link with mortgage lenders, sourcing mortgages for clients and facilitating sales of Protection and GI products.
Savings Segment
The Savings Segment comprises non profit investment bonds, non profit pensions (including SIPPs), individual savings accounts (ISAs), retail unit trusts, and with-profits products.
Unit Trusts: A simple form of collective investment, which enable customers to invest in different securities and indices.
Individual Savings Accounts: Enable customers to invest in cash or securities, up to a defined annual limit on a tax efficient basis.
Investment Bonds: Combine life assurance features and the facility for the customer to invest in a variety of investment funds.
Pensions: Pensions products enable individuals to save for retirement in a tax efficient way, either through a personal pension, or as part of an employers scheme.
With-profits: With-profits pool customers investments. Policies share the characteristic that investors receive bonuses as a result of direct participation in surplus profits.
Investment Management Segment
The Investment Management Segment comprises institutional fund management and institutional unit trust business.
Index Funds: Legal & General Investment Management (LGIM) has various index funds under management. Rather than making individual stock picks or particular weightings to certain sectors, index funds aim to replicate the return of an equity-tracking or fixed income index.
Active Funds: LGIM provides actively managed equity and fixed income funds which aim to produce a higher return than the market over the medium to longer term.
Risk Management Solutions: LGIM provides a range of derivative-based investment approaches, such as Liability Driven Investment (LDI) and equity risk management, aimed at helping pension funds meet payments to members when they fall due.
Property: LGIM is a significant investor in the U.K. commercial property and is active as a landlord and in site developments on behalf of property fund investors.
Acquisitions
In January 2008, the company acquired Nationwide Life Limited and Nationwide Unit Trust Managers Limited.
In May 2008, the company acquired Suffolk Life Group Plc, a provider of self invested personal pensions (SIPPs).
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
RESEARCH METHODOLOGY
DISCLAIMER
1. LEGAL & GENERAL GROUP PLC COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. LEGAL & GENERAL GROUP PLC BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. LEGAL & GENERAL GROUP PLC SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. LEGAL & GENERAL GROUP PLC FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. LEGAL & GENERAL GROUP PLC COMPETITORS AND INDUSTRY ANALYSIS
5.1. Legal & General Group Plc Direct Competitors
5.2. Comparison of Legal & General Group Plc and Direct Competitors Financial Ratios
5.3. Comparison of Legal & General Group Plc and Direct Competitors Stock Charts
5.4. Legal & General Group Plc Industry Analysis
5.4.1. Industry Snapshot
5.4.2. Legal & General Group Plc Industry Position Analysis
6. LEGAL & GENERAL GROUP PLC NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. LEGAL & GENERAL GROUP PLC EXPERTS REVIEW1
7.1. Experts Consensus
7.2. Experts Revisions
8. LEGAL & GENERAL GROUP PLC ENHANCED SWOT ANALYSIS2
9. UK PESTEL ANALYSIS2
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10. LEGAL & GENERAL GROUP PLC IFE, EFE, IE MATRICES2
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
11. LEGAL & GENERAL GROUP PLC PORTER FIVE FORCES ANALYSIS2
12. LEGAL & GENERAL GROUP PLC VRIO ANALYSIS2
APPENDIX: RATIO DEFINITIONS
LIST OF FIGURES
Legal & General Group Plc Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Legal & General Group Plc 1-year Stock Charts
Legal & General Group Plc 5-year Stock Charts
Legal & General Group Plc vs. Main Indexes 1-year Stock Chart
Legal & General Group Plc vs. Direct Competitors 1-year Stock Charts
Legal & General Group Plc Article Density Chart
1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
Legal & General Group Plc Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Legal & General Group Plc Key Executives
Legal & General Group Plc Major Shareholders
Legal & General Group Plc History
Legal & General Group Plc Products
Revenues by Segment
Revenues by Region
Legal & General Group Plc Offices and Representations
Legal & General Group Plc SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Legal & General Group Plc Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Legal & General Group Plc Capital Market Snapshot
Legal & General Group Plc Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
Legal & General Group Plc Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Legal & General Group Plc Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?
