Consumer Finance in Poland

November 2012 | 84 pages | ID: C0CCD036665EN
Euromonitor International Ltd

Abstracts

Polish consumers have gained confidence in the use of cards for payments and they are willing to use them in retail and service outlets. In 2012 the volume and value of cashless payments showed impressive double-digit growth. The positive tendency was observed in debit cards, where the value of transactions increased significantly faster than the number of cards in circulation. In the case of credit cards, despite a decrease in the number of cards in circulation, their value of transactions...

Euromonitor International's Consumer Finance in Poland report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Lending, Financial Cards and Payments.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Finance market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

Contents

Executive Summary
Card Payments Post Double-digit Growth
the Breakthrough in Contactless Payments
Pko Bank Polski, Mbank and Pekao on the Lead
High Interchange Fees Impacts Financial Card Acceptance Network
Positive Performance Expected for Financial Cards
Key Trends and Development
Cashless Payments on the Rise
Wider Application of Pre-paid Cards
Transformation of the Polish Banking System
High Interchange Fees Slow Development of Card Payments
Contactless Revolution in Poland
Outlook
Future Impact
Market Indicators
  Table 1 Number of POS Terminals 2007-2012
  Table 2 Number of ATMs 2007-2012
  Table 3 Value Lost to Fraud 2007-2012
  Table 4 Card Expenditure by Location 2012
  Table 5 Card Expenditure by Category 2012
  Table 6 Financial Cards in Circulation by Type: % Number of Cards 2007-2012
  Table 7 Domestic versus Foreign Spend 2012
Market Data
  Table 8 Consumer Payments: Value 2007-2012
  Table 9 Consumer Payments: Number of Transactions 2007-2012
  Table 10 Financial Cards: Number of Cards in Circulation 2007-2012
  Table 11 Financial Cards Transactions: Value 2007-2012
  Table 12 Financial Cards: Number of Transactions 2007-2012
  Table 13 Financial Cards: Number of Accounts 2007-2012
  Table 14 Financial Cards: Number of Cards by Issuer 2007-2011
  Table 15 Financial Cards: Number of Cards by Operator 2007-2011
  Table 16 Financial Cards: Card Payment Transaction Value by Operator 2007-2011
  Table 17 Financial Cards: Card Payment Transaction Value by Issuer 2007-2011
  Table 18 Consumer Payments Forecast: Value 2012-2017
  Table 19 Consumer Payments Forecast: Number of Transactions 2012-2017
  Table 20 Financial Cards Forecast: Number of Cards in Circulation 2012-2017
  Table 21 Financial Cards Forecast: Value 2012-2017
  Table 22 Financial Cards Forecast: Number of Transactions 2012-2017
  Table 23 Financial Cards Forecast: Number of Accounts 2012-2017
Definitions
Sources
  Summary 1 Research Sources
Bank Handlowy W Warszawie SA in Financial Cards and Payments (poland)
Strategic Direction
Key Facts
  Summary 2 Bank Handlowy w Warszawie SA: Key Facts
  Summary 3 Bank Handlowy w Warszawie SA: Operational Indicators
Company Background
Competitive Positioning
  Summary 4 Bank Handlowy w Warszawie SA: Competitive Position 2011
Bank Zachodni Wbk SA in Financial Cards and Payments (poland)
Strategic Direction
Key Facts
  Summary 5 Bank Zachodni WBK SA: Key Facts
  Summary 6 Bank Zachodni WBK SA: Operational Indicators
Company Background
Competitive Positioning
  Summary 7 Bank Zachodni WBK SA: Competitive Position 2011
Ing Bank Slaski SA in Financial Cards and Payments (poland)
Strategic Direction
Key Facts
  Summary 8 ING Bank Slaski SA: Key Facts
  Summary 9 ING Bank Slaski SA: Operational Indicators
Company Background
Competitive Positioning
  Summary 10 ING Bank Slaski SA: Competitive Position 2011
Pekao SA in Financial Cards and Payments (poland)
Strategic Direction
Key Facts
  Summary 11 Pekao SA: Key Facts
  Summary 12 Pekao SA: Operational Indicators
Company Background
Competitive Positioning
  Summary 13 Pekao SA: Competitive Position 2011
Pko Bank Polski SA in Financial Cards and Payments (poland)
Strategic Direction
Key Facts
  Summary 14 PKO Bank Polski SA: Key Facts
  Summary 15 PKO Bank Polski SA: Operational Indicators
Company Background
Competitive Positioning
  Summary 16 PKO Bank Polski SA: Competitive Position 2011
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 24 ATM Cards Category Performance: 2007-2012
  Table 25 ATM Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 26 ATM Cards Category Performance: % Growth 2007-2012
  Table 27 ATM Cards in Circulation Category Performance: % Growth 2007-2012
  Table 28 ATM Cards Forecast Category Performance: 2012-2017
  Table 29 ATM Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 30 ATM Cards Forecast Category Performance: % Growth 2012-2017
  Table 31 ATM Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 32 Charge Cards Category Performance: 2007-2012
  Table 33 Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 34 Charge Cards Category Performance: % Growth 2007-2012
  Table 35 Charge Cards in Circulation Category Performance: % Growth 2007-2012
  Table 36 Personal Charge Cards Category Performance: 2007-2012
  Table 37 Personal Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 38 Personal Charge Cards Category Performance: % Growth 2007-2012
  Table 39 Personal Charge Cards in Circulation Category Performance: % Growth 2007-2012
  Table 40 Commercial Charge Cards Category Performance: 2007-2012
  Table 41 Commercial Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 42 Commercial Charge Cards Category Performance: % Growth 2007-2012
  Table 43 Commercial Charge Cards in Circulation Category Performance: % Growth 2007-2012
  Table 44 Charge Cards: Number of Cards by Issuer 2007-2011
  Table 45 Charge Cards: Number of Cards by Operator 2007-2011
  Table 46 Charge Cards Payment Transaction Value by Issuer 2007-2011
  Table 47 Charge Cards Payment Transaction Value by Operator 2007-2011
  Table 48 Personal Charge Cards: Number of Cards by Issuer 2007-2011
  Table 49 Personal Charge Cards: Number of Cards by Operator 2007-2011
  Table 50 Personal Charge Cards Transaction Value by Issuer 2007-2011
  Table 51 Personal Charge Cards Transaction Value by Operator 2007-2011
  Table 52 Commercial Charge Cards: Number of Cards by Issuer 2007-2011
  Table 53 Commercial Charge Cards: Number of Cards by Operator 2007-2011
  Table 54 Commercial Charge Cards Payment Transaction Value by Issuer 2007-2011
  Table 55 Commercial Charge Cards Payment Transaction Value by Operator 2007-2011
  Table 56 Charge Cards Forecast Category Performance: 2012-2017
  Table 57 Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 58 Charge Cards Forecast Category Performance: % Growth 2012-2017
  Table 59 Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
  Table 60 Personal Charge Cards Forecast Category Performance: 2012-2017
  Table 61 Personal Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 62 Personal Charge Cards Forecast Category Performance: % Growth 2012-2017
  Table 63 Personal Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
  Table 64 Commercial Charge Cards Forecast Category Performance: 2012-2017
  Table 65 Commercial Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 66 Commercial Charge Cards Forecast Category Performance: % Growth 2012-2017
  Table 67 Commercial Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 68 Credit Cards Category Performance: 2007-2012
  Table 69 Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 70 Credit Cards Category Performance: % Growth 2007-2012
  Table 71 Credit Cards in Circulation Category Performance: % Growth 2007-2012
  Table 72 Commercial Credit Cards Category Performance: 2007-2012
  Table 73 Commercial Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 74 Commercial Credit Cards Category Performance: % Growth 2007-2012
  Table 75 Commercial Credit Cards in Circulation Category Performance: % Growth 2007-2012
  Table 76 Personal Credit Cards Category Performance: 2007-2012
  Table 77 Personal Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 78 Personal Credit Cards Category Performance: % Growth 2007-2012
  Table 79 Personal Credit Cards in Circulation Category Performance: % Growth 2007-2012
  Table 80 Credit Cards: Number of Cards by Issuer 2007-2011
  Table 81 Credit Cards: Number of Cards by Operator 2007-2011
  Table 82 Credit Cards Payment Transaction Value by Issuer 2007-2011
  Table 83 Credit Cards Payment Transaction Value by Operator 2007-2011
  Table 84 Commercial Credit Cards: Number of Cards by Issuer 2007-2011
  Table 85 Commercial Credit Cards: Number of Cards by Operator 2007-2011
  Table 86 Commercial Credit Cards Payment Transaction Value by Issuer 2007-2011
  Table 87 Commercial Credit Cards Payment Transaction Value by Operator 2007-2011
  Table 88 Personal Credit Cards: Number of Cards by Issuer 2007-2011
  Table 89 Personal Credit Cards: Number of Cards by Operator 2007-2011
  Table 90 Personal Credit Cards Payment Transaction Value by Issuer 2007-2011
  Table 91 Personal Credit Cards Payment Transaction Value by Operator 2007-2011
  Table 92 Credit Cards Forecast Category Performance: 2012-2017
  Table 93 Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 94 Credit Cards Forecast Category Performance: % Growth 2012-2017
  Table 95 Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
  Table 96 Commercial Credit Cards Forecast Category Performance: 2012-2017
  Table 97 Commercial Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 98 Commercial Credit Cards Forecast Category Performance: % Growth 2012-2017
  Table 99 Commercial Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
  Table 100 Personal Credit Cards Forecast Category Performance: 2012-2017
  Table 101 Personal Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 102 Personal Credit Cards Forecast Category Performance: % Growth 2012-2017
  Table 103 Personal Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 104 Debit Cards Category Performance: 2007-2012
  Table 105 Debit Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 106 Debit Cards Category Performance: % Growth 2007-2012
  Table 107 Debit Cards in Circulation Category Performance: % Growth 2007-2012
  Table 108 Debit Cards: Number of Cards by Issuer 2007-2011
  Table 109 Debit Cards: Number of Cards by Operator 2007-2011
  Table 110 Debit Cards Payment Transaction Value by Issuer 2007-2011
  Table 111 Debit Cards Payment Transaction Value by Operator 2007-2011
  Table 112 Debit Cards Forecast Category Performance: 2012-2017
  Table 113 Debit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 114 Debit Cards Forecast Category Performance: % Growth 2012-2017
  Table 115 Debit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 116 Pre-paid Cards Category Performance: 2007-2012
  Table 117 Pre-paid Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 118 Pre-paid Cards Category Performance: % Growth 2007-2012
  Table 119 Pre-paid Cards in Circulation Category Performance: % Growth 2007-2012
  Table 120 Closed Loop Pre-paid Cards Category Performance: 2007-2012
  Table 121 Closed Loop Pre-paid Cards Category Performance: % Growth 2007-2012
  Table 122 Open Loop Pre-paid Cards Category Performance: 2007-2012
  Table 123 Open Loop Pre-paid Cards Category Performance: % Growth 2007-2012
  Table 124 Pre-paid Cards: Number of Cards by Issuer 2007-2011
  Table 125 Pre-paid Cards: Number of Cards by Operator 2007-2011
  Table 126 Pre-paid Cards Transaction Value by Issuer 2007-2011
  Table 127 Pre-paid Cards Transaction Value by Operator 2007-2011
  Table 128 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2007-2011
  Table 129 Closed Loop Pre-paid Cards: Number of Cards by Operator 2007-2011
  Table 130 Closed Loop Pre-paid Cards Transaction Value by Issuer 2007-2011
  Table 131 Closed Loop Pre-paid Cards Transaction Value by Operator 2007-2011
  Table 132 Open Loop Pre-paid Cards: Number of Cards by Issuer 2007-2011
  Table 133 Open Loop Pre-paid Cards: Number of Cards by Operator 2007-2011
  Table 134 Open Loop Pre-paid Cards Transaction Value by Issuer 2007-2011
  Table 135 Open Loop Pre-paid Cards Transaction Value by Operator 2007-2011
  Table 136 Pre-paid Cards Forecast Category Performance: 2012-2017
  Table 137 Pre-paid Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 138 Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
  Table 139 Pre-paid Cards in Circulation Forecast Category Performance: % Growth 2012-2017
  Table 140 Closed Loop Pre-paid Cards Forecast Category Performance: 2012-2017
  Table 141 Closed Loop Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
  Table 142 Open Loop Pre-paid Cards Forecast Category Performance: 2012-2017
  Table 143 Open Loop Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
  Table 144 Store Cards Category Performance: 2007-2012
  Table 145 Store Cards Category Performance: Number of Cards in Circulation 2007-2012
  Table 146 Store Cards Category Performance: % Growth 2007-2012
  Table 147 Store Cards in Circulation Category Performance: % Growth 2007-2012
  Table 148 Store Cards: Number of Cards by Issuer 2007-2011
  Table 149 Store Cards: Payment Transaction Value by Issuer 2007-2011
  Table 150 Store Cards Forecast Category Performance: 2012-2017
  Table 151 Store Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
  Table 152 Store Cards Forecast Category Performance: % Growth 2012-2017
  Table 153 Store Cards in Circulation Forecast Category Performance: % Growth 2012-2017