Synopsis
Timetric’s 'Property Insurance in Indonesia to 2016: Market Databook' contains detailed historic and forecast data covering property insurance in the non-life insurance industry in Indonesia. This databook provides data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss, loss ratio percentage and density and penetration.
Summary
This report is the result of Timetric’s extensive market research covering the non-life insurance industry in Indonesia. It contains detailed historic and forecast data for property insurance. 'Property Insurance in Indonesia to 2016: Market Databook' provides detailed insight into the operating environment of the non-life insurance industry in Indonesia. It is an essential tool for companies active across the Indonesian non-life insurance value chain and for new players considering to enter the market.
Scope
Timetric’s 'Property Insurance in Indonesia to 2016: Market Databook' contains detailed historic and forecast data covering property insurance in the non-life insurance industry in Indonesia. This databook provides data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss, loss ratio percentage and density and penetration.
Summary
This report is the result of Timetric’s extensive market research covering the non-life insurance industry in Indonesia. It contains detailed historic and forecast data for property insurance. 'Property Insurance in Indonesia to 2016: Market Databook' provides detailed insight into the operating environment of the non-life insurance industry in Indonesia. It is an essential tool for companies active across the Indonesian non-life insurance value chain and for new players considering to enter the market.
Scope
- Historic and forecast data for property insurance in the non-life insurance industry in Indonesia for the period 2007 through to 2016
- Historic and forecast data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss, loss ratio percentage and density and penetration for the period 2007 through to 2016
- This report provides you with valuable data for the non-life insurance industry covering property insurance in Indonesia
- This report provides you with a breakdown of market data including data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss, loss ratio percentage and density and penetration
- This report allows you to plan future business decisions using the forecast figures given for the market
1 INTRODUCTION
1.1 What is this Report About?
1.2 Definitions
2 POLICIES AND PREMIUMS
2.1 Gross Written Premiums
2.2 Gross Written Premiums Forecast
2.3 Earned Premiums
2.4 Earned Premium Forecast
2.5 Number of Active Policies
2.6 Number of Active Policies Forecast
2.7 Number of Schemes Offered
2.8 Number of Schemes Offered Forecast
2.9 Insurance Penetration (% of GDP)
2.10 Insurance Penetration (% of GDP) Forecast
3 CLAIMS AND EXPENSES
3.1 Gross Claims
3.2 Gross Claims Forecast
3.3 Paid Claims
3.4 Paid Claims Forecast
3.5 Change in Outstanding Reserves
3.6 Change in Outstanding Reserves Forecast
3.7 Incurred Loss
3.8 Incurred Loss Forecast
3.9 Loss Ratio %
3.10 Loss Ratio % Forecast
4 FIRE AND ALLIED PERILS
4.1 Number of Active Policies
4.2 Number of Active Policies Forecast
4.3 Gross Written Premiums
4.4 Gross Written Premiums Forecast
4.5 Insurance Density and Penetration
4.6 Insurance Density and Penetration Forecast
5 ENGINEERING
5.1 Number of Active Policies
5.2 Number of Active Policies Forecast
5.3 Gross Written Premiums
5.4 Gross Written Premiums Forecast
5.5 Insurance Density and Penetration
5.6 Insurance Density and Penetration Forecast
6 OTHER PROPERTY INSURANCE
6.1 Number of Active Policies
6.2 Number of Active Policies Forecast
6.3 Gross Written Premiums
6.4 Gross Written Premiums Forecast
6.5 Insurance Density and Penetration
6.6 Insurance Density and Penetration Forecast
7 APPENDIX
7.1 Methodology
7.2 Contact Us
7.3 About Timetric
7.4 Our Services
7.5 Disclaimer
LIST OF TABLES
Table 1: Insurance Industry Definitions
Table 2: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 3: Indonesian Property Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 4: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 5: Indonesian Property Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 6: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2007-2011
Table 7: Indonesian Property Insurance; Earned Premiums (IDR Billion), 2007-2011
Table 8: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2011-2016
Table 9: Indonesian Property Insurance; Earned Premiums (IDR Billion), 2011-2016
Table 10: Indonesian Property Insurance; Number of Active Policies (Million), 2007-2011
Table 11: Indonesian Property Insurance; Number of Active Policies (Million), 2011-2016
Table 12: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2007-2011
Table 13: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2011-2016
Table 14: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2007-2011
Table 15: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2011-2016
Table 16: Indonesian Property Insurance; Gross Claims (US$ Billion), 2007-2011
Table 17: Indonesian Property Insurance; Gross Claims (IDR Billion), 2007-2011
Table 18: Indonesian Property Insurance; Gross Claims (US$ Billion), 2011-2016
Table 19: Indonesian Property Insurance; Gross Claims (IDR Billion), 2011-2016
Table 20: Indonesian Property Insurance; Paid Claims (US$ Billion), 2007-2011
Table 21: Indonesian Property Insurance; Paid Claims (IDR Billion), 2007-2011
Table 22: Indonesian Property Insurance; Paid Claims (US$ Billion), 2011-2016
Table 23: Indonesian Property Insurance; Paid Claims (IDR Billion), 2011-2016
Table 24: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2007-2011
Table 25: Indonesian Property Insurance; Change in Outstanding Reserves (IDR Billion), 2007-2011
Table 26: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2011-2016
Table 27: Indonesian Property Insurance; Change in Outstanding Reserves (IDR Billion), 2011-2016
Table 28: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2007-2011
Table 29: Indonesian Property Insurance; Incurred Loss (IDR Billion), 2007-2011
Table 30: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2011-2016
Table 31: Indonesian Property Insurance; Incurred Loss (IDR Billion), 2011-2016
Table 32: Indonesian Property Insurance; Loss Ratio % (Percentage), 2007-2011
Table 33: Indonesian Property Insurance; Loss Ratio % (Percentage ), 2011-2016
Table 34: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2007-2011
Table 35: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2011-2016
Table 36: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 37: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 38: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 39: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 40: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2007-2011
Table 41: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2011-2016
Table 42: Indonesian Engineering Insurance; Number of Active Policies (Million), 2007-2011
Table 43: Indonesian Engineering Insurance; Number of Active Policies (Million), 2011-2016
Table 44: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 45: Indonesian Engineering Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 46: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 47: Indonesian Engineering Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 48: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2007-2011
Table 49: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2011-2016
Table 50: Indonesian Other Property Insurance; Number of Active Policies (Million), 2007-2011
Table 51: Indonesian Other Property Insurance; Number of Active Policies (Million), 2011-2016
Table 52: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 53: Indonesian Other Property Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 54: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 55: Indonesian Other Property Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 56: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2007-2011
Table 57: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2011-2016
LIST OF FIGURES
Figure 1: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 2: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 3: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2007-2011
Figure 4: Indonesian Property Insurance; Earned Premiums (US$ Billion 2011-2016
Figure 5: Indonesian Property Insurance; Number of Active Policies (Million), 2007-2011
Figure 6: Indonesian Property Insurance; Number of Active Policies (Million), 2011-2016
Figure 7: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2007-2011
Figure 8: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2011-2016
Figure 9: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2007-2011
Figure 10: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2011-2016
Figure 11: Indonesian Property Insurance; Gross Claims (US$ Billion), 2007-2011
Figure 12: Indonesian Property Insurance; Gross Claims (US$ Billion 2011-2016
Figure 13: Indonesian Property Insurance; Paid Claims (US$ Billion), 2007-2011
Figure 14: Indonesian Property Insurance; Paid Claims (US$ Billion 2011-2016
Figure 15: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2007-2011
Figure 16: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2011-2016
Figure 17: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2007-2011
Figure 18: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2011-2016
Figure 19: Indonesian Property Insurance; Loss Ratio % (Percentage), 2007-2011
Figure 20: Indonesian Property Insurance; Loss Ratio % (Percentage ) 2011-2016
Figure 21: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2007-2011
Figure 22: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2011-2016
Figure 23: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 24: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 25: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2007-2011
Figure 26: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute) 2011-2016
Figure 27: Indonesian Engineering Insurance; Number of Active Policies (Million), 2007-2011
Figure 28: Indonesian Engineering Insurance; Number of Active Policies (Million), 2011-2016
Figure 29: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 30: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 31: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2007-2011
Figure 32: Indonesian Engineering Insurance; Density and Penetration (Absolute) 2011-2016
Figure 33: Indonesian Other Property Insurance; Number of Active Policies (Million), 2007-2011
Figure 34: Indonesian Other Property Insurance; Number of Active Policies (Million), 2011-2016
Figure 35: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 36: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 37: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2007-2011
Figure 38: Indonesian Other Property Insurance; Density and Penetration (Absolute) 2011-2016
1.1 What is this Report About?
1.2 Definitions
2 POLICIES AND PREMIUMS
2.1 Gross Written Premiums
2.2 Gross Written Premiums Forecast
2.3 Earned Premiums
2.4 Earned Premium Forecast
2.5 Number of Active Policies
2.6 Number of Active Policies Forecast
2.7 Number of Schemes Offered
2.8 Number of Schemes Offered Forecast
2.9 Insurance Penetration (% of GDP)
2.10 Insurance Penetration (% of GDP) Forecast
3 CLAIMS AND EXPENSES
3.1 Gross Claims
3.2 Gross Claims Forecast
3.3 Paid Claims
3.4 Paid Claims Forecast
3.5 Change in Outstanding Reserves
3.6 Change in Outstanding Reserves Forecast
3.7 Incurred Loss
3.8 Incurred Loss Forecast
3.9 Loss Ratio %
3.10 Loss Ratio % Forecast
4 FIRE AND ALLIED PERILS
4.1 Number of Active Policies
4.2 Number of Active Policies Forecast
4.3 Gross Written Premiums
4.4 Gross Written Premiums Forecast
4.5 Insurance Density and Penetration
4.6 Insurance Density and Penetration Forecast
5 ENGINEERING
5.1 Number of Active Policies
5.2 Number of Active Policies Forecast
5.3 Gross Written Premiums
5.4 Gross Written Premiums Forecast
5.5 Insurance Density and Penetration
5.6 Insurance Density and Penetration Forecast
6 OTHER PROPERTY INSURANCE
6.1 Number of Active Policies
6.2 Number of Active Policies Forecast
6.3 Gross Written Premiums
6.4 Gross Written Premiums Forecast
6.5 Insurance Density and Penetration
6.6 Insurance Density and Penetration Forecast
7 APPENDIX
7.1 Methodology
7.2 Contact Us
7.3 About Timetric
7.4 Our Services
7.5 Disclaimer
LIST OF TABLES
Table 1: Insurance Industry Definitions
Table 2: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 3: Indonesian Property Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 4: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 5: Indonesian Property Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 6: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2007-2011
Table 7: Indonesian Property Insurance; Earned Premiums (IDR Billion), 2007-2011
Table 8: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2011-2016
Table 9: Indonesian Property Insurance; Earned Premiums (IDR Billion), 2011-2016
Table 10: Indonesian Property Insurance; Number of Active Policies (Million), 2007-2011
Table 11: Indonesian Property Insurance; Number of Active Policies (Million), 2011-2016
Table 12: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2007-2011
Table 13: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2011-2016
Table 14: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2007-2011
Table 15: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2011-2016
Table 16: Indonesian Property Insurance; Gross Claims (US$ Billion), 2007-2011
Table 17: Indonesian Property Insurance; Gross Claims (IDR Billion), 2007-2011
Table 18: Indonesian Property Insurance; Gross Claims (US$ Billion), 2011-2016
Table 19: Indonesian Property Insurance; Gross Claims (IDR Billion), 2011-2016
Table 20: Indonesian Property Insurance; Paid Claims (US$ Billion), 2007-2011
Table 21: Indonesian Property Insurance; Paid Claims (IDR Billion), 2007-2011
Table 22: Indonesian Property Insurance; Paid Claims (US$ Billion), 2011-2016
Table 23: Indonesian Property Insurance; Paid Claims (IDR Billion), 2011-2016
Table 24: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2007-2011
Table 25: Indonesian Property Insurance; Change in Outstanding Reserves (IDR Billion), 2007-2011
Table 26: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2011-2016
Table 27: Indonesian Property Insurance; Change in Outstanding Reserves (IDR Billion), 2011-2016
Table 28: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2007-2011
Table 29: Indonesian Property Insurance; Incurred Loss (IDR Billion), 2007-2011
Table 30: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2011-2016
Table 31: Indonesian Property Insurance; Incurred Loss (IDR Billion), 2011-2016
Table 32: Indonesian Property Insurance; Loss Ratio % (Percentage), 2007-2011
Table 33: Indonesian Property Insurance; Loss Ratio % (Percentage ), 2011-2016
Table 34: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2007-2011
Table 35: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2011-2016
Table 36: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 37: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 38: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 39: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 40: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2007-2011
Table 41: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2011-2016
Table 42: Indonesian Engineering Insurance; Number of Active Policies (Million), 2007-2011
Table 43: Indonesian Engineering Insurance; Number of Active Policies (Million), 2011-2016
Table 44: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 45: Indonesian Engineering Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 46: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 47: Indonesian Engineering Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 48: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2007-2011
Table 49: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2011-2016
Table 50: Indonesian Other Property Insurance; Number of Active Policies (Million), 2007-2011
Table 51: Indonesian Other Property Insurance; Number of Active Policies (Million), 2011-2016
Table 52: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Table 53: Indonesian Other Property Insurance; Gross Written Premiums (IDR Billion), 2007-2011
Table 54: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Table 55: Indonesian Other Property Insurance; Gross Written Premiums (IDR Billion), 2011-2016
Table 56: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2007-2011
Table 57: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2011-2016
LIST OF FIGURES
Figure 1: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 2: Indonesian Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 3: Indonesian Property Insurance; Earned Premiums (US$ Billion), 2007-2011
Figure 4: Indonesian Property Insurance; Earned Premiums (US$ Billion 2011-2016
Figure 5: Indonesian Property Insurance; Number of Active Policies (Million), 2007-2011
Figure 6: Indonesian Property Insurance; Number of Active Policies (Million), 2011-2016
Figure 7: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2007-2011
Figure 8: Indonesian Property Insurance; Number of Schemes Offered (Absolute), 2011-2016
Figure 9: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2007-2011
Figure 10: Indonesian Property Insurance; Insurance Penetration (% of GDP), 2011-2016
Figure 11: Indonesian Property Insurance; Gross Claims (US$ Billion), 2007-2011
Figure 12: Indonesian Property Insurance; Gross Claims (US$ Billion 2011-2016
Figure 13: Indonesian Property Insurance; Paid Claims (US$ Billion), 2007-2011
Figure 14: Indonesian Property Insurance; Paid Claims (US$ Billion 2011-2016
Figure 15: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2007-2011
Figure 16: Indonesian Property Insurance; Change in Outstanding Reserves (US$ Billion), 2011-2016
Figure 17: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2007-2011
Figure 18: Indonesian Property Insurance; Incurred Loss (US$ Billion), 2011-2016
Figure 19: Indonesian Property Insurance; Loss Ratio % (Percentage), 2007-2011
Figure 20: Indonesian Property Insurance; Loss Ratio % (Percentage ) 2011-2016
Figure 21: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2007-2011
Figure 22: Indonesian Fire and Allied Perils Insurance; Number of Active Policies (Million), 2011-2016
Figure 23: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 24: Indonesian Fire and Allied Perils Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 25: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute), 2007-2011
Figure 26: Indonesian Fire and Allied Perils Insurance; Density and Penetration (Absolute) 2011-2016
Figure 27: Indonesian Engineering Insurance; Number of Active Policies (Million), 2007-2011
Figure 28: Indonesian Engineering Insurance; Number of Active Policies (Million), 2011-2016
Figure 29: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 30: Indonesian Engineering Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 31: Indonesian Engineering Insurance; Density and Penetration (Absolute), 2007-2011
Figure 32: Indonesian Engineering Insurance; Density and Penetration (Absolute) 2011-2016
Figure 33: Indonesian Other Property Insurance; Number of Active Policies (Million), 2007-2011
Figure 34: Indonesian Other Property Insurance; Number of Active Policies (Million), 2011-2016
Figure 35: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2007-2011
Figure 36: Indonesian Other Property Insurance; Gross Written Premiums (US$ Billion), 2011-2016
Figure 37: Indonesian Other Property Insurance; Density and Penetration (Absolute), 2007-2011
Figure 38: Indonesian Other Property Insurance; Density and Penetration (Absolute) 2011-2016