OneBeacon Insurance Group, Ltd. Fundamental Company Report Including Financial, SWOT, Competitors and Industry Analysis

April 2024 | 50 pages | ID: O20A38A8EF0BEN
BAC Reports

Abstracts

OneBeacon Insurance Group, Ltd. Fundamental Company Report provides a complete overview of the company’s affairs. All available data is presented in a comprehensive and easily accessed format. The report includes financial and SWOT information, industry analysis, opinions, estimates, plus annual and quarterly forecasts made by stock market experts. The report also enables direct comparison to be made between OneBeacon Insurance Group, Ltd. and its competitors. This provides our Clients with a clear understanding of OneBeacon Insurance Group, Ltd. position in the Industry.

• The report contains detailed information about OneBeacon Insurance Group, Ltd. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
• Another part of the report is a SWOT-analysis carried out for OneBeacon Insurance Group, Ltd.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
• The OneBeacon Insurance Group, Ltd. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
• In the part that describes OneBeacon Insurance Group, Ltd. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
• Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of OneBeacon Insurance Group, Ltd. business.

About OneBeacon Insurance Group, Ltd.

OneBeacon Insurance Group, Ltd., through its subsidiaries, provides property and casualty insurance products and services in the United States. The company offers a range of specialty, commercial, and personal products and services sold primarily through select independent agents and brokers.

Segments

The company operates in two segments that include Insurance Operations and Other Operations. The company manages its Insurance Operations segment through a specialty lines underwriting unit and a personal lines underwriting unit. The Insurance Operations segment also includes run-off business, which primarily consists of non-specialty commercial lines business which is being transferred to The Hanover Insurance Group (The Hanover). Certain other activities are included in its Other Operations segment.

Insurance Operations segment

The company’s Insurance Operations segment includes specialty lines and personal lines insurance products and services. The Insurance Operations segment also includes run-off business.

Specialty lines

The company’s specialty lines underwriting unit is a collection of businesses that focus on solving the needs of particular customer groups on a national scale. The company provides distinct products and offer modified coverages and services, managed by seasoned teams of market specialists. The company’s specialty lines businesses include:

OneBeacon Professional Insurance (OBPI): OBPI provides professional liability insurance products for a range of industry groups. It offers medical liability insurance for health-care industry segments, including hospitals, physician groups, managed care organizations, long-term care facilities and other non-hospital medical facilities. Additionally, OBPI offers stop loss insurance to certain health-care providers through its provider excess insurance and HMO reinsurance products. Errors and omissions liability insurance coverage also provided to business segments, including design professionals for the construction industry, law firms, in-house counsel, realtors, and media organizations.

Collector Cars and Boats: The company provides property and casualty insurance solutions through a partnership with Hagerty Insurance Agency and Hagerty Classic Marine Insurance Agency (Hagerty). Hagerty's specialty services include collector car and wooden boat insurance, automotive museum insurance, restoration shop insurance, vehicle valuation, financing and roadside assistance, as well as various useful information resources.

International Marine Underwriters (IMU): IMU coverages include physical damage or loss and general liability for cargo and commercial hull, both at primary and excess levels. IMU also offers coverage for marinas, including a package product with comprehensive property and liability coverage, and yachts. Target customers include ferry operators and charter boats (hull), marina operators and boat dealers (package product) and private-pleasure yachts.

Technology: Technology's customer groups include hardware manufacturers, software companies, and telecommunications service providers. The company also specializes further with a product modified for medical technology customers available on a claims-made or occurrence basis and that also provides protection worldwide. Within this class, the company targets medical device manufacturers and operations.

Property and Inland Marine (PIM): The PIM segment provides monoline property and inland marine products. The company’s property focus is on the real estate, health care, education, aviation, municipality and manufacturing sectors, while inland marine targets the construction, transportation, and fine arts segments.

A.W.G. Dewar (Dewar): The company provides tuition reimbursement insurance. The tuition refund plan reimburses parents up to 100 percent of tuition, room, and board fees when a student is obliged to leave school due to covered reasons, such as medical or expulsion.

Specialty Accident and Health (A&H): A&H provides accident insurance principally to employer groups, associations, and affinity groups. A&H's products include corporate accident, travel accident and occupat

The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.

Contents

RESEARCH METHODOLOGY

DISCLAIMER

1. ONEBEACON INSURANCE GROUP, LTD. COMPANY PROFILE

1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History

2. ONEBEACON INSURANCE GROUP, LTD. BUSINESS OVERVIEW

2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units

3. ONEBEACON INSURANCE GROUP, LTD. SWOT ANALYSIS

3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats

4. ONEBEACON INSURANCE GROUP, LTD. FINANCIAL ANALYSIS

4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot

5. ONEBEACON INSURANCE GROUP, LTD. COMPETITORS AND INDUSTRY ANALYSIS

5.1. OneBeacon Insurance Group, Ltd. Direct Competitors
5.2. Comparison of OneBeacon Insurance Group, Ltd. and Direct Competitors Financial Ratios
5.3. Comparison of OneBeacon Insurance Group, Ltd. and Direct Competitors Stock Charts
5.4. OneBeacon Insurance Group, Ltd. Industry Analysis
5.4.1. Industry Snapshot
  5.4.2. OneBeacon Insurance Group, Ltd. Industry Position Analysis

6. ONEBEACON INSURANCE GROUP, LTD. NEWS & EVENTS

6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events

7. ONEBEACON INSURANCE GROUP, LTD. EXPERTS REVIEW¹

7.1. Experts Consensus
7.2. Experts Revisions

8. ONEBEACON INSURANCE GROUP, LTD. ENHANCED SWOT ANALYSIS²

9. UNITED STATES PESTEL ANALYSIS²

9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors

10. ONEBEACON INSURANCE GROUP, LTD. IFE, EFE, IE MATRICES²

10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix

11. ONEBEACON INSURANCE GROUP, LTD. PORTER FIVE FORCES ANALYSIS²

12. ONEBEACON INSURANCE GROUP, LTD. VRIO ANALYSIS²

APPENDIX: RATIO DEFINITIONS

LIST OF FIGURES

OneBeacon Insurance Group, Ltd. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
OneBeacon Insurance Group, Ltd. 1-year Stock Charts
OneBeacon Insurance Group, Ltd. 5-year Stock Charts
OneBeacon Insurance Group, Ltd. vs. Main Indexes 1-year Stock Chart
OneBeacon Insurance Group, Ltd. vs. Direct Competitors 1-year Stock Charts
OneBeacon Insurance Group, Ltd. Article Density Chart

1 – Data availability depends on company’s security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.

List Of Tables

LIST OF TABLES

OneBeacon Insurance Group, Ltd. Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
OneBeacon Insurance Group, Ltd. Key Executives
OneBeacon Insurance Group, Ltd. Major Shareholders
OneBeacon Insurance Group, Ltd. History
OneBeacon Insurance Group, Ltd. Products
Revenues by Segment
Revenues by Region
OneBeacon Insurance Group, Ltd. Offices and Representations
OneBeacon Insurance Group, Ltd. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
OneBeacon Insurance Group, Ltd. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
OneBeacon Insurance Group, Ltd. Capital Market Snapshot
OneBeacon Insurance Group, Ltd. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Industry Statistics
OneBeacon Insurance Group, Ltd. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
OneBeacon Insurance Group, Ltd. Consensus Recommendations¹
Analyst Recommendation Summary¹
Price Target Summary¹
Experts Recommendation Trends¹
Revenue Estimates Analysis¹
Earnings Estimates Analysis¹
Historical Surprises¹
Revenue Estimates Trend¹
Earnings Estimates Trend¹
Revenue Revisions¹

ANALYSIS FEATURES

SWOT Analysis

SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.

Enhanced SWOT Analysis

Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:

• How to use the strengths to take advantage of the opportunities?
• How to use the strengths to reduce likelihood and impact of the threats?
• How to overcome the weaknesses that obstruct taking advantage of the opportunities?
• How to overcome the weaknesses that can make the threats a reality?

Upon answering these questions a company can develop a project plan to improve its business performance.

PESTEL Analysis

PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.

Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.

Key Factors Examined by PESTEL Analysis:

• Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations’ impact on the business?
• Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence’s degree?
• Sociological – What cultural and societal aspects will work upon the demand for the business’s products and operations?
• Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
• Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
• Legal – What laws and legislation will exert influence on the style the business is carried out?

IFE, EFE, IE Matrices

The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business’s functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.

The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.

The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.

Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.

Porter Five Forces Analysis

The Porter’s five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:

1. What composes a threat of substitute products and services?
2. Is there a threat of new competitors entering the market?
3. What is the intensity of competitive rivalry?
4. How big is the bargaining power of buyers?
5. How significant is the bargaining power of suppliers?

VRIO Analysis

VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company’s resources and capabilities and bring them together into one aggregate table that includes:

• Tangible resources
  • Financial
  • Physical
  • Technological
  • Organizational
• Intangible resources
  • Human
  • Innovation and Creativity
  • Reputation
• Organizational capabilities

The result of the analysis gives a clear picture of company’s competitive and economic implications, answering the questions if the resources mentioned above are:

• Valuable?
• Rare?
• Costly to imitate?
• Organized properly?