Business and Investment Opportunity in the Brazilian Health Insurance Industry: Analyses and Forecasts to 2016

Date: February 28, 2012
Pages: 53
Price:
US$ 1,950.00
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Publisher: BRICdata
Report type: Strategic Report
Delivery: E-mail Delivery (PDF)
ID: B4227D2C40FEN
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Business and Investment Opportunity in the Brazilian Health Insurance Industry: Analyses and Forecasts to 2016
Synopsis

The report provides detailed market analysis, information and insights into the Brazilian health insurance industry, including:
  • The Brazilian health insurance industry’s growth prospects with focus on key trends, drivers and challenges faced by the industry
  • The future outlook of various distribution channels in the Brazilian health insurance industry
  • The current competitive landscape in the Brazilian health insurance industry and the future outlook
  • The customer targeting strategies and the product innovation strategies followed in the industry
  • The profiles of the major companies in the industry

Executive Summary

The Brazilian health insurance category increased from BRL9.8 billion in 2007 to BRL15.1 billion in 2011, recording a CAGR of 11.27% over the review period. Over the same period, the number of new policies sold in the Brazilian health insurance category increased from 69.14 million to 88.42 million. Overall, the category is expected to record a CAGR of 6.32% over the forecast period to reach a projected value of BRL16.2 billion in 2016. Over the same period, the number of new policies sold in the Brazilian health insurance category is expected to increase from 95.66 million in 2012 to 116.34 million in 2016.

Scope

This report provides a comprehensive analysis of the health insurance market in Brazil:
  • It provides historical values for Brazil’s health insurance industry for the 2007–2011 review period and forecast figures for the 2012–2016 forecast period
  • It offers a detailed analysis of the key sub-segments in Brazil’s health insurance industry, along with market forecasts until 2016
  • It covers an exhaustive list of parameters, including premium per capita, incurred loss, loss ratio and paid claims
  • It entails the competitive landscape in the Brazilian health insurance industry along with the product innovation and customer targeting strategies followed
  • It analyses the various distribution channels for health insurance products in Brazil
  • It profiles the top health insurance companies in Brazil along with snapshots of their major products and services

Reasons To Buy
  • Assess the overall healthcare sector in Brazil with focus on key trends such as medical tourism and online retail insurance
  • Make strategic business decisions using top-level historic and forecast market data related to the Brazilian health insurance industry
  • Understand the demand-side dynamics, key market trends and growth opportunities within the Brazilian health insurance industry
  • Assess the competitive dynamics in the health insurance industry and the future outlook
  • Gain insights into the key regulations governing the Brazilian insurance industry
  • Understand the product innovation strategies and the customer targeting strategies followed in the industry

Key Highlights
  • The Brazilian health insurance category increased from BRL9.8 billion in 2007 to BRL15.1 billion in 2011, recording a CAGR of 11.27% over the review period. Over the same new period, the number of new policies sold in the Brazilian health insurance category increased from 69.14 million to 88.42 million.
  • During the review period, the penetration of Brazilian health insurance products increased from 0.34% in 2007 to 0.54% in 2011, as many new policies were sold across the country.
  • The health insurance market is concentrated, with the leading eight companies accounting for a 69% share of the total retained premium in 2011.
  • One of the key challenges for the health insurance market is financing insurance claims due to the increasing cost of healthcare services which is fuelled by rising medical inflation and a growth in the cost of medical equipment and technology.
1 EXECUTIVE SUMMARY

2 BRAZILIAN HEALTH INSURANCE CATEGORY ATTRACTIVENESS

2.1 The Healthcare Industry in Brazil
2.2 Market Size and Growth Potential
2.3 Health Insurance Category – Benchmarking with BRIC Countries

3 BRAZIL HEALTH INSURANCE MARKET TRENDS AND DRIVERS

3.1 Macroeconomic Fundamentals
  3.1.1 Brazil – GDP at constant prices
  3.1.2 Brazil – number of households
  3.1.3 Brazil – inflation
  3.1.4 Brazil – urban and rural population
  3.1.5 Brazil – annual disposable income
  3.1.6 Brazil – unemployment rate
3.2 Business Trends and Drivers
3.3 Consumer Drivers
3.4 Regulatory Framework

4 COMPETITIVE LANDSCAPE AND KEY MARKET INDICATORS

4.1 Competitive Landscape
4.2 Key Market Indicators
  4.2.1 Incurred loss
  4.2.2 Loss ratio
  4.2.3 Investment type
  4.2.4 Premium per capita
  4.2.5 Paid claims

5 PRODUCT STRATEGY AND CUSTOMER SEGMENTATION

5.1 Introduction
5.2 Customer Targeting Strategy
5.3 Current and Future Product Strategy

6 DISTRIBUTION CHANNELS

6.1 Distribution Channel Market Dynamics
6.2 Distribution Channel Forecasts

7 CHALLENGES

8 COMPANY PROFILES

8.1 Porto Seguro S.A. – Company Overview
  8.1.1 Porto Seguro S.A. – key facts
  8.1.2 Porto Seguro S.A. – main products and services
  8.1.3 Porto Seguro S.A. – key employees
8.2 Amil Assistência Médica Internacional Ltda. – Company Overview
  8.2.1 Amil Assistência Médica Internacional Ltda. – key facts
  8.2.2 Amil Assistência Médica Internacional Ltda. – main products and services
  8.2.3 Amil Assistência Médica Internacional Ltda. – key employees
8.3 Bradesco Seguros S.A. – Company Overview
  8.3.1 Bradesco Seguros S.A. – key facts
  8.3.2 Bradesco Seguros S.A. – main products and services
  8.3.3 Bradesco Seguros S.A. – key employees
8.4 Sul America SA – Company Overview
  8.4.1 Sul America SA – key facts
  8.4.2 Sul America SA – main products and services
  8.4.3 Sul America SA – Key employees
8.5 Unimed Paulistana – Company Overview
  8.5.1 Unimed Paulistana – key facts
  8.5.2 Unimed Paulistana – main products and services
  8.5.3 Unimed Paulistana – key employees

9 APPENDIX

9.1 About BRICdata
9.2 Methodology
9.3 Definitions
9.4 Disclaimer

LIST OF TABLES

Table 1: Brazilian Health Insurance Category – Market Size (BRL Billion), 2007–2011
Table 2: Brazilian Health Insurance Category – Market Size (BRL Billion), 2012–2016
Table 3: Brazilian Insurance Industry by Insurance Type (% Value), 2007–2016
Table 4: BRIC Countries Health Insurance Performance Indicators, 2011
Table 5: Brazil – GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Table 6: Brazilian Inflation Rate (%), 2006–2016
Table 7: Healthcare Expenditure in Brazil, US$ Billion, 2007–2016
Table 8: Brazilian Annual Per Capita Disposable Income (US$), 2007–2016
Table 9: Brazilian Health Insurance – Market Shares of Leading Companies (%), 2011
Table 10: Brazilian Health Insurance Category – Incurred Loss (INR Billion), 2007–2016
Table 11: Brazilian Health Insurance Category – Premium Per Capita (BRL), 2007–2016
Table 12: Brazilian Health Insurance Category – Paid Claims, INR Billion, 2007–2016
Table 13: Brazilian Health Insurance – New Business Written Premium by Distribution Channel, 2007–2016
Table 14: Porto Seguro S.A., Key Facts
Table 15: Porto Seguro S.A., Main Products and Services
Table 16: Porto Seguro S.A., Key Employees
Table 17: Amil Assistência Médica Internacional Ltda., Key Facts
Table 18: Amil Assistência Médica Internacional Ltda., Main Products and Services
Table 19: Amil Assistência Médica Internacional Ltda., Key Employees
Table 20: Bradesco Seguros S.A., Key Facts
Table 21: Bradesco Seguros S.A., Main Products and Services
Table 22: Bradesco Seguros S.A, Key Employees
Table 23: Sul America SA., Ltd., Key Facts
Table 24: Sul America SA, Main Products and Services
Table 25: Sul America SA, Key Employees
Table 26: Unimed Paulistana, Key Facts
Table 27: Unimed Paulistana, Main Products and Services
Table 28: Unimed Paulistana, Key Employees
Table 29: Insurance Industry Definitions
Table 30: Exchange Rates (INR-US$)

LIST OF FIGURES

Figure 1: Overall and Government Per Capita Healthcare Expenditure (US$), 2011
Figure 2: Hospital Beds and Physicians per 10,000 People
Figure 3: Brazilian Health Insurance Category – Market Size, BRL Billion, 2007–2011
Figure 4: Brazilian Health Insurance Category – Market Size, BRL Billion, 2012–2016
Figure 5: Sources of health insurance in Brazil
Figure 6: Brazilian Insurance Industry Dynamics by Insurance Type (% Value), 2007–2016
Figure 7: Health Insurance Premiums in BRIC Countries (US$ Billion), 2011
Figure 8: Brazil GDP at Constant Prices (US$ Billion), 2007–2016
Figure 9: Number of Households in Brazil (Million), 2007–2016
Figure 10: Brazilian Inflation Rate (%), 2006–2016
Figure 11: Brazilian Urban and Rural Population (%), 2007–2016
Figure 12: Brazilian Annual Disposable Income (US$ Billion), 2007–2016
Figure 13: Brazilian Unemployment Rate (%), 2007–2016
Figure 14: Brazilian Healthcare Expenditure (% of GDP), 2007–2016
Figure 15: Health Insurance Penetration in Brazil (%), 2007-2016
Figure 16: Healthcare Expenditure in Brazil, US$ Billion, 2007–2016
Figure 17: Brazilian Annual Per Capita Disposable Income (US$), 2007–2016
Figure 18: Brazilian Health Insurance – Market Shares of Leading Companies (%), 2011
Figure 19: Brazilian Health Insurance Category - Incurred Loss (INR Billion), 2007–2016
Figure 20: Brazilian Health Insurance Category Loss Ratio, 2007–2016
Figure 21: Brazilian Health Insurance Category - Investment Type, 2011 vs. 2016
Figure 22: Brazilian Health Insurance Category – Premium Per Capita (BRL), 2007–2016
Figure 23: Brazilian Health Insurance Category – Paid Claims, BRL Billion, 2007–2016
Figure 24: Brazilian Health Insurance – New Business Written Premium by Distribution Channels, Market Share (%), 2011 vs. 2016

COMPANIES MENTIONED

Porto Seguro S.A.
Amil Assistência Médica Internacional Ltda.
Bradesco Seguros S.A.
Sul America SA
Unimed Paulistana

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