- The report contains detailed information about Orange Community Bancorp that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Orange Community Bancorp. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company’s strengths, weaknesses, opportunities, and possible threats against it.
- The Orange Community Bancorp financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. This sort of company's information will assist and strengthen your company’s decision-making processes.
- In the part that describes Orange Community Bancorp competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company’s competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company’s business and sales activities will be boosted by gaining an insight into your competitors’ businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Orange Community Bancorp business.
About Orange Community Bancorp
Orange Community Bancorp operates as the holding company for the Orange Community Bank, which provides various banking services in the city of Orange in California.
Branches
As of December 31, 2008, the bank served its communities through three full service branches. The banks customers include local business owners and citizens. The bank provides various services for both personal and business customers.
Personal Banking Services
The banks various personal loan products include personal loans, including secured and unsecured personal loans; overdraft protection; auto loans for new and used automobile purchases; and home equity lines of credit.
The banks various personal deposit products include checking accounts, money market accounts, NOW accounts, savings accounts, certificates of deposits, and IRA's.
Other personal banking services offered by the bank include ATM/visa debit card, direct deposit, online banking and bill payment, telephone account access, and safe deposit boxes. In addition, the bank also offers cashier's checks, traveler's checks, wire transfers, image statement, bank statement on CD, and ACH.
Business Banking Services
The banks various business loan products include commercial real estate loans, business lines of credit loans, term loans, letters of credit loans, and construction loans.
The banks various business deposit products include checking accounts, money market accounts, NOW accounts, preferred checking accounts, and certificates of deposits.
Other business banking services offered by the bank include merchant card services, cash management, courier service, remote deposit capture, online banking and online bill payment, and night deposit.
Investment Portfolio
As of December 31, 2008, the banks investment portfolio included the U.S. treasury securities; the U.S. government agency obligations; securities issued by states and political subdivisions in the U.S; and mortgage-backed securities.
History
Orange Community Bank was founded in 2000.
RESEARCH METHODOLOGY
DISCLAIMER
1. ORANGE COMMUNITY BANCORP COMPANY PROFILE
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2. ORANGE COMMUNITY BANCORP BUSINESS OVERVIEW
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3. ORANGE COMMUNITY BANCORP SWOT ANALYSIS
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4. ORANGE COMMUNITY BANCORP FINANCIAL ANALYSIS
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5. ORANGE COMMUNITY BANCORP COMPETITORS AND INDUSTRY ANALYSIS
5.1. Orange Community Bancorp Direct Competitors
5.2. Comparison of Orange Community Bancorp and Direct Competitors Financial Ratios
5.3. Comparison of Orange Community Bancorp and Direct Competitors Stock Charts
5.4. Orange Community Bancorp Industry Analysis
5.4.1. Banks and Thrifts Industry Snapshot
5.4.2. Orange Community Bancorp Industry Position Analysis
6. ORANGE COMMUNITY BANCORP NEWS & EVENTS
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7. ORANGE COMMUNITY BANCORP EXPERTS REVIEW*
7.1. Experts Opinion
7.2. Experts Estimates
APPENDIX 1: RATIO DEFINITIONS
LIST OF TABLES
Orange Community Bancorp Key Facts
Profitability
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Orange Community Bancorp Key Executives
Key Executives Biographies*
Key Executives Compensations*
Orange Community Bancorp Major Shareholders
Orange Community Bancorp History
Orange Community Bancorp Products
Revenues by Product
Revenues by Region
Orange Community Bancorp Offices and Representations
Orange Community Bancorp SWOT Analysis
Income Statement 2009-2012 Including 4-years Trends
Income Statement Latest 4 Quarters Including Trends
Balance Sheet 2009-2012 Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Cash Flow 2009-2012 Including Trends
Cash Flow Latest 4 Quarters Including Trends
Orange Community Bancorp Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Orange Community Bancorp Capital Market Snapshot
Orange Community Bancorp Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Banks and Thrifts Industry Statistics
Orange Community Bancorp Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Orange Community Bancorp Consensus Recommendations*
Analyst Recommendation Summary*
Price Target Summary*
Experts Recommendation Trends*
Revenue Estimates Analysis*
Earnings Estimates Analysis*
Historical Surprises*
Revenue Estimates Trend*
Earnings Estimates Trend*
Revenue Revisions*
Earnings Revisions*
LIST OF FIGURES
Orange Community Bancorp Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Orange Community Bancorp 1-year Stock Charts
Orange Community Bancorp 5-year Stock Charts
Orange Community Bancorp vs. Main Indexes 1-year Stock Chart
Orange Community Bancorp vs. Direct Competitors 1-year Stock Charts
Orange Community Bancorp Article Density Chart
* – Data availability depends on company’s security policy.
The complete financial data is available for public traded companies.
The above Company Fundamental Report is a half-ready report.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get up-to-date version for the same price.