India Loans Market Opportunities & Forecast 2016 - Home Loan, Auto Loan, Gold Loan, Education Loan, Personal Loan, Consumer Durable Loans, Mortgages

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Declining interest rate, less paper work, fast processing time, rebate on income tax, flexibility to repay, attractive schemes have led for the significant growth of Indian Loan Market.

India loan market is estimated to generate Rs 9,324.3 billion in 2011 and is expected to reach Rs 21,980.6 billion by 2016 with a CAGR of 18.7% from 2011-2016. The loans which constitutes and plays a crucial role in Indian loan market includes home loans, education loan, auto loan, personal loan, consumer durable loan and much hyped gold loans. According to TechSci Research, in 2010, home loan holds the largest market share of 46.1% in Indian loan market. Declining interest rates, flexibility to repay, increased dwelling of housing societies have led for its growth.

However, gold loan market is growing with the highest growth rate and is expected to grow with a CAGR of 38.7% from 2011-2016. The availability of Gold among almost every middle class Indian family has accounted for this growth. The Indian population holds world’s 11% of the total Gold that value’s around Rs. 32,100 Billion in 2010.

In 2010, Southern India dominates the Indian loan market with a share of 35.4%, followed by Northern India, Western India and Eastern India. The Northern India loan market is expected to reach $7,319.8 Billion by 2016 at an estimated CAGR of 21.3% from 2011-2016. “The India Loan Market Opportunities & Forecast 2016” discusses the following issues related to the Indian Loan Market.

• India Loan Market Size & Share
• Housing Loan Market
• Auto Loans Market
• Gold Loans Market
• Consumer Durable Loans Market
• Education Loans Market
• Personal Loans Market
• Market Drivers & Challenges

“The India Loan Market Opportunities & Forecast 2016” gives a detailed and unbiased overview on the loans market in India. This report helps readers to identify ongoing trends in the industry and expected growth in the coming years, as a consequence of changing industry dynamics in the coming years. The report will help industry consultants, bankers and non-banking financial companies and other stakeholders to align their market-centric strategies according to ongoing and expected future trends.

Contents

LIST OF ACRONYMS

EXECUTIVE SUMMARY

1. INTRODUCTION

1.1 Key Offerings
2.1 Report Description
3.1 Markets Covered

2. SUMMARY

3. INDIAN LOAN MARKET OVERVIEW

1.1 Market Size & Forecast
2.1 Market Share By Segments
3.1 Market Share By Region

4. EDUCATION LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share By Segment
3.1 Market Share by Region
4.1 Market Share by Bank
5.1 Undergraduate Loans Market
6.1 Graduate/Professional Studies Loans
7.1 Career Education loan
8.1 College Parent Loans
9.1 K12 Parent Loans
10.1 Market Drivers
11.1 Market Challenges

5. PERSONAL LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share By Segment
3.1 Market Share by Region
4.1 Market Share By Bank
5.1 Secured Personal Loans -
6.1 Unsecured Personal Loans
7.1 Market Drivers
8.1 Market Challenges

6. HOME LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share By Segment
3.1 Market Share by Region
4.1 Market Share By Bank
5.1 Home Purchase Loans
6.1 Home Improvement Loans
7.1 Home Construction Loans
8.1 Land Purchase Loans
9.1 Bridge Loans
10.1 Market Drivers
11.1 Market Challenges

7. AUTOMOTIVE LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share By Segment
3.1 Market Share by Region
4.1 Market Share By Bank
5.1 Car Loan Market
6.1 Two wheeler Loan Market
7.1 Three wheeler Loans Market
8.1 Commercial vehicle Loans Market
9.1 PSU Banks Vs. Private Banks
10.1 OEM Financing
11.1 Market Drivers
12.1 Market Challenges

8. CONSUMER DURABLE LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share by Region
3.1 Market Share By Bank
4.1 Market Drivers
5.1 Market Challenges

9. GOLD LOAN MARKET

1.1 Market Size & Forecast
2.1 Market Share By Segment
3.1 Market Share by Region
4.1 Market Share By Bank
5.1 Organized Gold Loans Market
6.1 Unorganized Gold Loan Market
7.1 Market Drivers
8.1 Market Challenges

10. OTHER LOANS MARKET

1.1 Market Size & Forecast
2.1 Market Share by Region
3.1 Market Share By Bank

11. COMPETITIVE LANDSCAPE

1.1 State Bank of India
2.1 ICICI Bank
3.1 HDFC Bank
4.1 Axis Bank
5.1 Punjab National Bank
6.1 Bank of Baroda
7.1 Canara Bank
8.1 Bank of India
9.1 Muthoot Finance
10.1 Manappuram Finance

LIST OF FIGURES

Figure 1 - Indian Loan Market Size & Forecast (Rs Billion) (2009-2016)
Figure 2 - Indian Loan Market Share (2010), By Loan Types
Figure 3 - Indian Loan Market Share (2010), By Region
Figure 4 - Indian Education Loan Market (Rs Billion) (2009-2016) -
Figure 5 - Avg. Household Incomes Spending On Education Emerging Countries, 2011
Figure 6 - Undergraduate Education Loan Market (Rs Billion) (2009-2016)
Figure 7 - Professional Studies Education Loan Market (Rs Billion) (2009-2016)
Figure 8 - Career Education Loan Market (Rs Billion) (2009-2016)
Figure 9 - College Parent Education Loan Market (Rs Billion) (2009-2016)
Figure 10 - K12 Parent Education Loan Market (Rs Billion) (2009-2016)
Figure 11 - Indian Educational Loan Market Share (2010), By Banks
Figure 12 - Indian Personal Loan Market (Rs Billion) (2009-2016)
Figure 13 - Secured Personal Loan Market (Rs Billion) (2009-2016)
Figure 14 - Unsecured Personal Loan Market (Rs Billion) (2009-2016)
Figure 15 - Indian Personal Loan Market Share (2010), By Banks
Figure 16 - Property Purchase Intentions (% Population, 2011)
Figure 17 - Indian Home Loan Market (Rs Billion) (2009-2016)
Figure 18 - Home Purchase Loan Market (Rs Billion) (2009-2016)
Figure 19 - Home Improvement Loan Market (Rs Billion) (2009-2016)
Figure 20 - Home Construction Loan Market (Rs Billion) (2009-2016)
Figure 21 - Land Purchase Loan Market (Rs Billion) (2009-2016)
Figure 22 - Bridge Loan Market (Rs Billion) (2009-2016)
Figure 23 - Indian Home Loan Market Share (2010), By Banks
Figure 24 - Indian Auto Loan Market (Rs Billion) (2009-2016)
Figure 25 - Indian Consumer Appetite For Credit Trend, 2011
Figure 25 - Indian Car Loan Market (Rs Billion) (2009-2016) -
Figure 26 - Increase In Car Spend (% Population, 2011)
Figure 27 - Indian Two Wheeler Loan Market (Rs Billion) (2009-2016)
Figure 28 - Indian Three Wheeler Loan Market (Rs Billion) (2009-2016)
Figure 29 - Indian Commercial Vehicle Loan Market (Rs Billion) (2009-2016)
Figure 30 - Indian Auto Loan Market Share (2010), By Banks
Figure 31 - Indian Consumer Durable Loan Market (Rs Billion) (2009-2016)
Figure 32 - Consumers Durable Loan Product Distribution (2009-2016)
Figure 33 - Indian Gold Loan Market (Rs Billion) (2009-2016)
Figure 34 - Organized Gold Loan Market (Rs Billion) (2009-2016)
Figure 35 - Unorganized Gold Loan Market (Rs Billion) (2009-2016)
Figure 36 - Indian Gold Loan Market Share (2010), By Banks
Figure 37 - Other Loan Market (Rs Billion) (2009-2016)

LIST OF TABLES

Table 1 - Indian Loan Market, By Types (Rs Billion)
Table 1 - Indian Population Facts
Table 2 - Indian Education Loan Market, By Types (Rs Billion)
Table 3 - Indian Education Loan Market, By Region (Rs Billion)
Table 4 - Indian Personal Loan Market, By Types (Rs Billion)
Table 5 - Indian Personal Loan Market, By Region (Rs Billion)
Table 6 - Indian Home Loan Market, By Types (Rs Billion)
Table 7 - Indian Home Loan Market, By Region (Rs Billion)
Table 8 - Indian Auto Loan Market, By Types (Rs Billion)
Table 9 - Indian Auto Loan Market, By Region (Rs Billion)
Table 10 - Indian Consumer Durable Loan Market, By Region (Rs Billion)
Table 11 - Indian Gold Loan Market, By Types (Rs Billion)
Table 12 - Indian Gold Loan Market, By Region (Rs Billion)
Table 13 - Other Loan Market, By Region (Rs Billion) Skip to top